PATHWAYS FINANCIAL CREDIT UNION

Welcome to Pathways Financial, your trusted credit union located at 1100 Us Highway 52, Aberdeen, OH 45101. Since our establishment in 1973, we have been dedicated to serving the community with financial solutions tailored to meet the needs of our valued members. With a growing membership of 48,814 individuals, we pride ourselves on being a cornerstone of support and stability in Aberdeen. At Pathways Financial, our commitment goes beyond just banking; it's about building relationships. We understand that financial decisions can be daunting, which is why our friendly team is here to guide you every step of the way. Under the leadership of CEO Michael Shafer and Board President John Radich, we strive to create an environment where everyone feels welcome and empowered. Our impressive total assets stand at $629,567,334, with deposits totaling $45,848,312. This strong financial foundation allows us to offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. In fact, we currently manage over 29,582 loans and leases for our members demonstrating our ability to support various financial needs effectively. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to 1100 U S HWY 52, Aberdeen, OH 45101. Whether you're looking to open a new account or need assistance with an existing one, don't hesitate to reach out by calling us at 937-795-2640. Join us today and discover how Pathways Financial can help you achieve your financial goals! Visit our website at pathwayscu.com for more information or drop by during our operating hours: Monday through Tuesday and Thursday from 8:30 AM to 5:00 PM; Wednesday from 10:30 AM to 5:00 PM; and Friday from 9:00 AM to 6:00 PM. We look forward to serving you!

At Pathways Financial, we believe that becoming a member means joining a caring community where your financial well-being is our priority. If you're looking to be part of something special, membership might be just for you! To qualify, you typically need to live, work, or worship in the areas we serve, which creates a strong bond among our members. We welcome individuals from various backgrounds and situations, making it easy for you to join us. For more specific eligibility details, feel free to check out our resource at https://pathwayscu.com/products/regular-share-savings . Opening an account with us is straightforward and welcoming. Whether you're interested in checking or savings accounts, auto loans, or other services, our friendly team is here to help every step of the way. You can easily start your journey by visiting our account opening page at https://pathwayscu.com/open-account . If you have any questions or need assistance, don't hesitate to reach out at (937) 795-2640. We're excited to have you as part of the Pathways Financial family!

At Pathways Financial, we understand that managing your finances should be easy and secure, no matter where you are. Our digital and online banking services bring convenience right to your fingertips, allowing you to take control of your finances anytime, anywhere. One of the standout features is our comprehensive online banking platform, which you can access at https://pathwayscu.com/ . With 24/7 availability, you can check your account balances, transfer funds, and pay bills whenever it suits you. Plus, our mobile application makes banking even more accessible on the go. Whether you're waiting in line or relaxing at home, staying connected to your money has never been simpler. Security is a top priority for us. With electronic signature authorization, you can sign documents safely from the comfort of your home. We also offer e-statements, making it easy to track your transactions without the clutter of paper statements. Need to send money to friends or family? Our person-to-person transfers feature allows you to quickly and easily send funds with just a few taps on your device. And if you're looking for a convenient way to pay, our mobile payments feature is on the horizon stay tuned! In addition, we prioritize user-friendly experiences in all our offerings. Whether you're using our online platform or mobile app, everything is designed with you in mind. From real-time account management to easy navigation, we've worked hard to ensure that your banking experience is as smooth as possible. So why wait? Dive into the world of digital banking with Pathways Financial today! Visit us online at https://pathwayscu.com/ and discover how effortless managing your finances can be.

At Pathways Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of trust in your financial institution, and we are proud to share our strong financial standing with you. With a net worth of $68,325,769, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.85% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $107,351,543 in share certificates and $115,193,727 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $27,496,925, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $38,574,370 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $48,750 in used auto loans and a total of $431,602,567 in loans and leases. This broad range of lending products ensures that you have access to what you need when you need it. Our operational efficiency is reflected in our net income of $101,934, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 101 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With net shares amounting to $13,500,270 and a total of 111,718 share accounts, we have built a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pathways Financial is your trusted partner. Visit us at 1100 Us Highway 52 Aberdeen Oh 45101 or call 937-795-2640 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*