Patent And Trademark Office Credit Union Alexandria VA | Best Auto Loans & Business Banking

Introduction

At Patent And Trademark Office, we believe in the power of community and the importance of trust. Located at 501 Dulany St, Alexandria, VA 22314, our branch has been serving members since 1942. With a commitment to providing personalized financial services, we have grown to support a thriving membership base of 2,730 individuals and families. Our credit union is built on solid foundations, boasting total assets of $40,383,798 and total deposits reaching $4,686,328. We understand that financial stability is crucial for our members' success, which is why we offer various loan options totaling 6,145 in loans and leases. Our dedicated team, led by CEO Melinda Edmunds and Board President Welton Lloyd, works diligently to ensure you have access to the resources you need. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to the same address: 501 Dulany St, Alexandria, VA 22314. As a member-focused institution with a net worth of $2,790,306 and cash reserves of $348,657, we pride ourselves on being a reliable partner in your financial journey. Whether you're looking for personal banking solutions like checking accounts or auto loans or exploring business banking options, our staff is here to guide you every step of the way. Discover how we can help you achieve your financial goals! Visit us today or give us a call at 571-272-0350. Together, let's build a brighter financial future!

Branch History & Mission

At the heart of Alexandria, Virginia, lies the Patent And Trademark Office Credit Union, a beacon of community support and financial empowerment since its establishment in 1942. Over the decades, we have grown from a small organization serving local members to a thriving credit union with a total membership of 2,730 and total assets amounting to an impressive $40,383,798. Our journey reflects our commitment to enhancing the financial well-being of our members while fostering a sense of belonging within the community. Located at 501 Dulany St, Alexandria, VA 22314, our branch has witnessed significant changes in both the financial landscape and the needs of our members. As we evolved through the years, we've stayed true to our mission: to provide exceptional financial services while prioritizing community support. We strive to empower our members by offering a range of products including personal banking options, auto loans, mortgages, and credit cards with rewards. Our mission extends beyond just providing financial solutions; we aim to make a meaningful impact in the lives of our members and their families. Whether it's through educational workshops on money management or partnerships with local organizations for community outreach initiatives, we are dedicated to giving back and supporting those around us. While members can visit us at 501 Dulany St for their banking needs during our operating hours from 9:00 AM to 3:00 PM on weekdays, official correspondence should be sent to the same address. Although we currently do not offer ATM services or drive-thru banking, we focus on enhancing your experience through online banking and mobile applications that allow you access to your accounts anytime. As we look ahead, we continue to embrace digital advancements while ensuring that our services remain accessible and user-friendly for everyone. Our goal is to create an inclusive environment where every member feels valued and supported. We invite you to join us at Patent And Trademark Office Credit Union. Experience firsthand how we're more than just a financial institution we're your partners in building a secure future for you and your family. Come see what we can achieve together! For more information about membership or services offered, feel free to reach out at 571-272-0350 or visit us online at www.ptofcu.org.

Branch Location & Accessibility

Additional Information

While members can visit us at 501 Dulany St, official correspondence should be sent to the same address as our mailing address is identical. If you have any questions or need further assistance, please don't hesitate to reach out to us at 571-272-0350. We encourage you to stop by and discover the range of personal banking services we offer, including checking and savings accounts, auto loans, mortgage loans, and much more! At Patent And Trademark Office credit union, your financial well-being is our priority.

Call to Action

Come visit us today or give us a call! We look forward to helping you achieve your financial goals right here in Alexandria!

Convenient Access and Features

Our branch is designed with your convenience in mind. While we don't offer drive-thru banking or ATM services at this location, you can easily find parking nearby. Our lobby hours are welcoming as well; we're open Monday through Friday from 9:00 AM to 3:00 PM, making it simple for you to drop by during your day. For those who may need assistance, our facility is ADA compliant and features ramps for easy access. We want everyone to feel welcome and comfortable while they bank with us.

Member Eligibility

At Patent And Trademark Office, we believe that becoming a member is like joining a close-knit family where everyone supports each other's financial journey. If you're interested in becoming part of our community, the good news is that eligibility is simple and welcoming! Typically, membership is open to individuals who work at or are associated with the United States Patent and Trademark Office, as well as their family members. This means if you're connected to our community in any way, we'd love to have you join us! For detailed eligibility criteria, please visit our page at http://www.ptofcu.org/applications/applications-and-forms/membership-accounts-and-service. Opening an account with us is a breeze! You can easily start your membership journey by visiting our website or giving us a call at (571) 272-0350. We're here to help you every step of the way, whether it's through personal banking options, auto loans, or other financial services. Together at Patent And Trademark Office, we can achieve your financial goals while enjoying the benefits of being part of a supportive community. Don't hesitate to reach out for more information or assistance in starting your membership today!

Business Banking & Commercial Services

Lending Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, our merchant services simplify payment processing for businesses. Whether you're running a bustling retail store or an online shop, we offer tools that help you accept payments seamlessly. This way, you can focus on what matters most growing your business. Discover how Patent And Trademark Office can be your partner in success. Visit us at 501 Dulany St Alexandria Va 22314 or call us at (571) 272-0350 to learn more about how we can support your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options provide competitive rates that make owning a vehicle more affordable than ever. With quick approval processes, you can be on the road sooner than you think. Whether you're eyeing a brand-new model or a reliable used car, we've got flexible terms that cater to your budget.

Business Banking

For local entrepreneurs, our business banking services are designed with you in mind. From merchant services that simplify payment processing to customized business loans, we're committed to supporting small businesses in our community as they grow and thrive.

Convenience Services

We recognize the importance of convenience in today's fast-paced world. Our online and mobile banking platforms allow you to manage all aspects of your finances from wherever you are. Need cash? While we don't have ATMs on-site, we're happy to assist with cash withdrawal services during branch hours. At Patent And Trademark Office, we strive to be more than just a credit union; we aim to be your trusted financial partner. For any questions or assistance regarding our services, feel free to call us at (571) 272-0350 or visit us at 501 Dulany St Alexandria Va 22314 in Alexandria. Let us help you take the next steps toward achieving your financial dreams today!

Credit Cards with Rewards

Our credit cards not only make daily purchases simple but also reward you for using them! Enjoy cash back on eligible purchases or travel rewards that can take you places you've always wanted to visit. It's a smart way to make the most out of your spending while building credit responsibly.

Mortgage Loans & Refinancing

Owning a home is one of the most significant investments you'll make, and at Patent And Trademark Office, we're here to support you every step of the way. Our mortgage loans come with various options that suit different budgets and lifestyles. If you're already a homeowner looking to lower your monthly payments or tap into your home's equity, ask us about our refinancing solutions.

Personal Banking

Whether you're just starting out or looking to manage your wealth, our personal banking services have you covered. We offer checking and savings accounts tailored to fit your lifestyle, allowing you to save for future plans or manage everyday expenses with ease. Imagine having the convenience of online and mobile banking right at your fingertips check your balances, transfer funds, and pay bills anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come in handy. Whether it's for home repairs, medical bills, or consolidating debt, we provide straightforward solutions without hidden fees. We want to help you regain control of your finances while providing support when it matters most.

Digital & Online Banking

Convenience at Your Fingertips

With our mobile payments feature not yet available, we encourage members to take full advantage of our online banking options for easy transactions and account management. Whether you're checking your balance or making transfers, our platform is designed to be accessible and straightforward. Join us at Patent And Trademark Office today and experience the convenience of modern banking! For more information on how to get started with online banking, visit us at https://www.ptofcu.org/. Your financial peace of mind is just a click away!

Key Features

Our online banking platform allows you to check balances, transfer funds, and manage your accounts all in one place. If you need to send money quickly, our person-to-person transfer feature makes it simple to send cash to friends or family without any hassle. Plus, with our user-friendly mobile application, you have everything you need right at your fingertips no need to visit a branch!

Security You Can Trust

We prioritize your security with robust measures in place to protect your personal information and transactions. While we currently do not support electronic signature authorization or e-statements, rest assured that our systems are designed with your safety in mind.

Financial Strength

Commitment to Growth

With $1,384,010 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $2,447 in used auto loans and $21,101,839 in total loans and leases across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 3,872, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $481,084. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patent And Trademark Office is your trusted partner. Visit us at 501 Dulany St Alexandria Va 22314 or call (571) 272-0350 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $1,148,256 in share certificates and $3,124,352 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $2,790,306, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $691 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,994,145 in used vehicle loans and $5,698,322 in new vehicle loans already helping members get on the road. Whether you're eyeing that brand-new model or a reliable used option, our flexible terms can make your purchase easier.

Credit Lines

In addition to our standard loan offerings, we provide credit lines with a total availability of $2,000,000. This feature allows you to access funds when you need them most while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,291,375, make buying or refinancing simple. We know that navigating the mortgage process can be overwhelming, which is why our experienced team is here to guide you every step of the way.

Refinancing and Eligibility Options

If you're considering refinancing your existing loans, we have options available to help lower your monthly payments and save on interest. For more information about eligibility and how our products can fit into your financial plans, feel free to reach out to us at (571) 272-0350 or visit our website at https://www.ptofcu.org/. At Patent And Trademark Office, we're dedicated to supporting our members through various financial stages. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore our loan offerings further and see how we can assist you in achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $593,301 in loans helping members manage their finances effectively. This option gives you the freedom to cover unexpected expenses or make larger purchases without tying up your savings.

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