Patelco Credit Union Walnut Creek CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Patelco, your trusted financial partner located at 1790 N Broadway, Walnut Creek, CA 94596. Established in 1936, we have proudly served our community for decades, helping over 506,920 members achieve their financial goals. With a robust asset base of $9,525,458,343, we are committed to providing personalized services that cater to your unique needs. At Patelco, we believe in the power of community. Our dedicated team of 839 employees is here to guide you through every step of your financial journey, whether you're looking for a new auto loan or planning for your future with our savings accounts and mortgage options. We understand that each member's situation is different, which is why we offer a diverse range of products including auto loans totaling 283,325, credit cards with rewarding benefits, and business banking solutions. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 1790 N Broadway, Walnut Creek, CA 94596. Our team is always ready to assist you during our operating hours: Monday through Thursday from 10:00 AM to 6:00 PM, Friday from 10:00 AM to 2:00 PM. Led by our CEO Erin Mendez and Board President Jesse Rivera, Patelco is dedicated to building lasting relationships based on trust and reliability. We invite you to explore our website at www.patelco.org for more information about our services or feel free to reach out at (925) 942-2280. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Commitment to Service

While you can visit us at 1790 N Broadway Walnut Creek Ca 94596, official correspondence should be sent to 1790 N Broadway, Walnut Creek, CA 94596 if it differs. We are here for you Monday through Thursday from 10:00 AM to 6:00 PM, Friday from 10:00 AM to 2:00 PM, and offer convenient ATM access for your banking needs. Although we do not have drive-thru banking or shared service centers available at this location, we ensure that all members can access our full suite of online and mobile banking services. Join us today at Patelco and become part of a community that values connection, support, and financial empowerment. Together, let's build a brighter future for you and your family! For more information on becoming a member or opening an account, please visit our website or call us at (925) 942-2280.

Our Mission

At Patelco, our mission is clear: to empower individuals and families by providing accessible financial solutions that promote growth and stability. We believe that everyone deserves the opportunity to thrive financially. This belief drives us to create tailored services that cater to your unique needs while ensuring we remain a vital resource for our community. We are dedicated to supporting local initiatives and partnerships that uplift those around us. Our community outreach efforts include educational workshops on financial literacy and collaborations with local nonprofits aimed at improving quality of life for all residents in Walnut Creek and beyond.

Branch Location & Accessibility

Call to Action

We invite you to visit us at Patelco in Walnut Creek! Experience personalized service from our friendly team who are dedicated to helping you navigate your financial journey. Don't hesitate stop by today or call us if you have any questions! You can also explore more about our offerings on our website at www.patelco.org. We look forward to serving you!

Operating Hours

We're open during convenient hours to fit your busy schedule! Visit us Monday through Thursday from 10:00 AM to 6:00 PM, Friday from 10:00 AM to 2:00 PM, and Saturday from 10:00 AM to 2:00 PM. If you have any questions before your visit or need assistance with your account, feel free to give us a call at 925-942-2280.

Parking and Accessibility

At Patelco, we understand the importance of accessibility. Our branch features convenient parking options and is fully ADA compliant with ramps to ensure everyone can easily access our services. Whether you're visiting for a quick transaction or a longer consultation, you'll find our space comfortable and accommodating.

Services Offered

Patelco offers a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have solutions for everyone. Although we don't have drive-thru banking available at this location, we do provide ATM services for quick cash withdrawals and balance checks.

Member Eligibility

At Patelco, we believe that everyone deserves to be part of a supportive community where their financial needs are understood and valued. Becoming a member is easy and welcoming! If you live, work, or worship in the local area, or have family members who do, you can join us. We're here to help you with everything from personal banking to auto loans and more. For detailed eligibility criteria, feel free to check out our resource at https://www.patelco.org/about-patelco/become-a-member . Joining our family means gaining access to great services tailored just for you. To get started on your journey with us at Patelco, simply visit us at our location at 1790 N Broadway Walnut Creek Ca 94596 or check out our easy online account opening process at https://www.patelco.org/onlineregistration . If you have any questions, don't hesitate to reach out to us at (925) 942-2280. We can't wait to welcome you!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,428,259, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide comprehensive merchant services that simplify payment processing for your business. Imagine being able to accept payments easily and securely from your customers. Our services ensure that you can focus on what you do best running your business while we take care of the transactions. Visit us at 1790 N Broadway Walnut Creek Ca 94596, Walnut Creek, CA, or call us at (925) 942-2280 to learn more about how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

Business Banking

Entrepreneurs will find value in our business banking services, which include merchant services and business loans. We understand how vital it is for businesses to have reliable financial support, so we tailor our offerings to help your business thrive.

Call Us Today!

Our branch is open from 10:00 am - 6:00 pm Monday through Thursday, 10:00 am - 2:00 pm on Friday, and we're available at (925) 942-2280 if you have any questions or need assistance with any of our services. At Patelco, we're more than just a credit union; we're a community partner committed to helping you achieve your financial goals. Explore all that we have to offer by visiting us online at https://www.patelco.org/ or stop by our branch in person!

Credit Cards

For those who enjoy rewards while spending, our credit cards with rewards give you the chance to earn points on everyday purchases. Imagine earning cash back or travel points simply by using your credit card for regular expenses it's a win-win!

Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that allow you to access your accounts anytime, anywhere. With features like ATM access for cash withdrawals and balance checks, managing your money has never been easier.

Loans and Financing

If you're considering purchasing a new car or refinancing your home, our auto loans and vehicle financing options provide competitive rates and flexible terms to fit your budget. For those looking to buy their dream home, our mortgage loans and refinancing services ensure you have the right support throughout the process. And if life throws unexpected expenses your way, our personal loans and debt consolidation solutions can help ease your financial burden.

Personal Banking

We understand that everyone has different banking needs. That's why we offer a variety of personal banking options, including checking and savings accounts designed to help you manage your finances efficiently. Our accounts come with features that make day-to-day banking simple and accessible, so you can focus on what matters most.

Digital & Online Banking

Key Features of Our Digital Banking Services

Explore the full suite of online banking options at https://www.patelco.org/ . Whether you want to check your balance, pay bills, or transfer funds, our 24/7 online banking service has you covered. You can easily manage your money from the comfort of your home or on the go. For those looking for a quick way to send money to friends or family, our person-to-person transfer feature makes it easy. Just a few taps on your mobile device and you're all set! And speaking of mobile devices, our mobile application is designed for ease of use. It's perfect for checking transactions or making payments while you're out and about.

Real-Time Account Management

With our user-friendly interface, managing your finances in real-time has never been easier. You can track spending, view account balances, and access important information whenever you need it all from one platform. At Patelco, we strive to empower our members with easy access to their financial resources through innovative digital solutions. Experience the freedom and flexibility of managing your banking needs online today!

Security and Accessibility

Security is our top priority. Although we currently do not offer electronic signature authorization, you can rest assured that your personal information is protected with robust security measures. Plus, with e-statements available, you'll have a secure way to view your financial documents without the clutter of paper statements. If you love the convenience of mobile payments, you'll be pleased to know that this feature is also available at Patelco. It allows you to make purchases using just your phone no need for cash or cards!

Financial Strength

Efficiency That Matters

Our operational efficiency is evident with a net income of $15,841,827, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we are proud to employ 820 full-time employees and 19 part-time employees who are dedicated to providing you with knowledgeable service every day.

Growing Together

Our community continues to grow stronger with a total of 1,065,187 share accounts, reflecting the trust that our members place in us. We believe that our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patelco is your trusted partner. Visit us at 1790 N Broadway Walnut Creek Ca 94596 or call (925) 942-2280 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $967,064,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently have $43,928 in used auto loans and $6,856,932,621 in total loans and leases to support your financial goals across various sectors.

Member-Centric Savings Solutions

Members' savings are secured through $2,424,527,505 in share certificates and $2,846,708,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $995,432,723, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,044 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $742,557,092 in used vehicle loans and $932,347,960 in new vehicle loans already helping members get on the road. We provide financing solutions that fit your budget and lifestyle. Plus, if you're interested in refinancing your current auto loan, we can help with that too!

Credit Lines

For those who prefer having access to credit when they need it most, our total credit lines amounting to $3,524,846,441 are available. This can be a great way to ensure you have financial support during emergencies or large purchases without needing to apply for individual loans. At Patelco located at 1790 N Broadway Walnut Creek Ca 94596, we're dedicated to helping you find the right loan product that meets your unique needs. For questions or more information about our offerings, feel free to reach us at 925-942-2280 during our operating hours: Monday through Thursday from 10:00 am - 6:00 pm; Friday from 10:00 am - 2:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your options today and take the first step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $838,511,825, make buying or refinancing simple. We guide you through every step of the process to ensure that securing a mortgage is as straightforward as possible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $340,929,889 in loans helping members manage their finances effectively. This option provides you with the freedom to make purchases without tying up your funds.

Loan Aggregator

Disclaimer

Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

PATELCO CREDIT UNION - Walnut Creek, CA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Service

Our Mission

Branch Location & Accessibility

Call to Action

Operating Hours

Parking and Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Business Banking

Call Us Today!

Credit Cards

Digital Banking

Loans and Financing

Personal Banking

Digital & Online Banking

Key Features of Our Digital Banking Services

Real-Time Account Management

Security and Accessibility

Financial Strength

Efficiency That Matters

Growing Together

Investing in Your Future

Member-Centric Savings Solutions

Solid Financial Foundation

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Disclaimer

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