Patelco Credit Union Santa Rosa CA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Patelco, your trusted partner in financial wellness located at 1965 Cleveland Ave, Santa Rosa, CA 95401. Established in 1936, Patelco has been dedicated to serving our community for over 85 years, building a strong foundation of trust and reliability among our 506,920 members. Our commitment goes beyond just banking; we aim to empower you with the tools and resources needed to achieve your financial goals. With a robust asset base of over $9.5 billion and total deposits reaching $893 million, we stand as a pillar of strength in the credit union landscape. Our team, led by CEO Erin Mendez and Board President Jesse Rivera, is passionate about providing exceptional service tailored to meet your needs. At Patelco, we pride ourselves on being more than just a financial institution; we are part of your community, invested in your success. While you can visit us at our branch for personal banking services including checking and savings accounts, auto loans, mortgages, and more official correspondence should be sent to the same address: 1965 Cleveland Ave, Santa Rosa, CA 95401. We invite you to explore our offerings further by visiting our website at patelco.org. Whether you're looking for competitive loan rates or innovative online banking solutions, we're here to help you navigate your financial journey with confidence. For any questions or assistance, feel free to reach out at 707-573-7880. We're excited to serve you!

Branch History & Mission

Community Impact

In addition to providing essential banking services, Patelco prioritizes community involvement through various outreach initiatives. By supporting local events and programs, we work hand-in-hand with residents to create a brighter future for Santa Rosa and beyond. Our operating hours are designed with you in mind open Monday through Thursday from 10:00 am to 6:00 pm, Fridays from 9:00 am to 6:00 pm, and Saturdays from 10:00 am until 2:00 pm. Even though we don't have drive-thru banking at this location, our friendly staff is always ready to assist you inside.

Join Us

We invite you to experience the benefits of being part of Patelco. Whether you're looking for personal banking solutions or want to get involved in your community, there's a place for you here. Visit us today or explore more about becoming a member at Patelco.org. Together, let's build a stronger financial future!

Our Evolution

Located at 1965 Cleveland Ave, our branch has become a trusted destination for individuals and families seeking personal banking solutions. As we evolved, we embraced technology while maintaining our focus on community engagement. Today, with total assets exceeding $9.5 billion, Patelco stands as a pillar of stability and growth in Sonoma County. Our dedication is not just about numbers; it reflects the trust placed in us by our members and their families. As part of our mission, we strive to offer accessible financial services that empower our members to achieve their goals. From checking and savings accounts to auto loans and mortgages, we are here to provide tailored solutions that fit the diverse needs of our community.

Our Mission

Patelco's mission is simple yet profound: to enhance the financial well-being of our members while actively contributing to the community's growth. We believe that everyone deserves access to quality financial services regardless of their background or income level. Through partnerships with local organizations and outreach programs, we aim to uplift those around us. While members can visit us at 1965 Cleveland Ave for all their banking needs, official correspondence should be sent to the same address. We understand that convenience matters; that's why we offer ATM availability for easy access to cash without long lines.

Branch Location & Accessibility

Accessibility Features

At Patelco, we prioritize accessibility for all our members. Our branch complies with ADA standards, ensuring that everyone can navigate our facilities comfortably. From ramps to clearly marked signage, we strive to create an inviting environment for all.

Conveniently Located

Situated near local favorites and essential services, our branch is just a stone's throw away from the bustling downtown area. Whether you're running errands or enjoying a day out, you can easily pop in to take care of your banking needs. Plus, we have ample parking available to make your visit hassle-free.

Operating Hours That Fit Your Schedule

We understand that life can get busy! That's why our lobby hours are designed to accommodate your schedule. Visit us Monday through Thursday from 10:00 AM to 6:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 10:00 AM to 2:00 PM. Need help outside of these hours? Feel free to give us a call at 707-573-7880.

Services Tailored for You

At Patelco, we offer a variety of services that cater to your financial needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or credit cards with rewards our team is here to help! While we currently do not have drive-thru banking available, our ATM is always ready for quick cash withdrawals and balance checks. While members can visit us at 1965 Cleveland Ave for all their banking needs, official correspondence should be sent to the same address. We invite you to experience the Patelco difference today! Come by and see us soon or give us a call if you have any questions! Your financial well-being is our priority at Patelco.

Member Eligibility

Becoming a member of Patelco is like stepping into a welcoming community where your financial needs are prioritized. If you live or work in the areas we serve, you're likely eligible to join! We welcome individuals from various backgrounds, making it easy for you to access our range of services designed with your best interests in mind. Whether you're looking for personal banking solutions, auto loans, or even credit cards with rewards, we've got something for everyone. To get started, simply check out our eligibility details at https://www.patelco.org/about-patelco/become-a-member , and if you have any questions or need assistance, feel free to call us at (707) 573-7880. Ready to join? Opening an account is a breeze visit us online at https://www.patelco.org/onlineregistration and take the first step toward enjoying all the benefits of being part of Patelco. We're excited to have you on board!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,428,259, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, our merchant services offer practical tools that simplify transactions. Imagine being able to accept payments seamlessly, giving your customers more ways to shop while you focus on running your business. Our solutions are designed to enhance efficiency and boost customer satisfaction. Located conveniently at 1965 Cleveland Ave Santa Rosa Ca 95401, Santa Rosa, CA, our team is ready to partner with you on your journey toward success. Reach out today at (707) 573-7880 to explore how we can assist your business!

Comprehensive List Of Services

Additional Loan Options

If you're facing unexpected expenses or want to consolidate debt, our personal loans are designed to help you regain control over your finances. With simple application processes and quick approvals, we aim to give you peace of mind when you need it most.

Business Banking Services

For business owners in our community, we offer essential services like merchant services and business loans. Whether you're just starting out or looking to expand, we can help provide the financial tools necessary for success.

Convenient Access Anytime

At Patelco, convenience is key. Our ATM services allow for easy cash withdrawals and balance checks whenever you need them. Plus, our team is always here to assist you if you have questions or need help navigating any of our services. With operating hours designed around your schedule Monday through Thursday from 10:00 AM to 6:00 PM and Friday from 9:00 AM to 6:00 PM you'll find it easy to visit us at 1965 Cleveland Ave Santa Rosa Ca 95401 or reach us by phone at (707) 573-7880. Ready to take the next step? Visit us online at Santa Rosa or stop by today. Your financial journey begins here!

Credit Cards with Benefits

Don't forget about our credit cards with rewards! They allow you to earn points on everyday purchases that can be redeemed for travel, cash back, or other exciting rewards. It's a great way to make every dollar count!

Home Financing Made Simple

For those ready to settle into a new home, our mortgage loans and refinancing options make the process straightforward. We offer personalized support throughout the application process, ensuring you find the right mortgage product for your financial situation.

Personal Banking Solutions

We understand that everyone has different financial goals. That's why our personal banking services include checking and savings accounts that fit your lifestyle. Imagine easily managing your money with an account that offers competitive interest rates and no monthly fees. With our online and mobile banking, you can check balances, transfer funds, and pay bills right from your phone anytime, anywhere. When it's time to buy a new car or refinance your current vehicle, our auto loans and vehicle financing options provide flexible terms that work for you. Picture driving off in the car of your dreams without the stress of high payments.

Digital & Online Banking

Key Features

Managing your money is easier than ever with features like e-statements. You can opt for e-statements instead of paper ones, keeping everything organized and easily accessible right from your device. Plus, you won't have to worry about documents getting lost in the mail. For those who enjoy the convenience of mobile payments, we've got you covered! With our mobile payments feature, making purchases is quick and hassle-free just tap your phone and go. And if you're always on the move, don't forget to download our mobile application. It puts the power of banking right in your pocket. Need to send money to a friend? Our person-to-person transfer service allows you to send cash quickly and securely without needing cash or checks. It's perfect for splitting bills or sending gifts! While we take convenience seriously, security is our top priority. Rest assured that all transactions are protected with advanced security measures so you can bank with confidence. In short, Patelco's digital banking services put you in control of your finances with accessibility and ease-of-use at every step. Experience the future of banking today!

Financial Strength

Commitment to Growth

Our financial success is further highlighted by $967,064,650 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $43,928 in used auto loans and $6,856,932,621 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

We currently have 1,065,187 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, further demonstrating our capability to support your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patelco is your trusted partner. Visit us at 1965 Cleveland Ave Santa Rosa Ca 95401 or call (707) 573-7880 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our $15,841,827 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 820 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $2,424,527,505 in share certificates and $2,846,708,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $995,432,723, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,044 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $742,557,092 in used vehicle loans and $932,347,960 in new vehicle loans already helping members get on the road. We make it easy to secure financing for both new and used vehicles so you can focus on what matters most enjoying your ride.

Business Financing

For business owners, our outstanding commercial loans totaling $4,428,259 provide the capital needed to grow and expand. Whether you're starting a new venture or need funds for operational costs, our team is here to help you find the right solution. At Patelco, we believe that financing should be straightforward and accessible. If you're considering refinancing or want to learn more about eligibility options, don't hesitate to reach out! You can contact us at (707) 573-7880 for any questions or visit us during our operating hours: Monday through Thursday from 10:00 AM to 6:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 10:00 AM to 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $838,511,825, make buying or refinancing simple. We offer competitive rates and terms that cater to both first-time buyers and seasoned homeowners alike.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $340,929,889 in loans helping members manage their finances effectively. Enjoy benefits like no annual fees and rewards programs that make your spending work for you.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, which guarantees transparency in the information you receive. You can trust that the rates presented are up-to-date and accurate. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results, allowing users to compare loans fairly without hidden agendas. Real-Time Rate Comparisons: With access to up-to-date loan rates from multiple institutions, users can quickly evaluate their options and choose what works best for them. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in helping individuals secure better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

PATELCO CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Impact

Join Us

Our Evolution

Our Mission

Branch Location & Accessibility

Accessibility Features

Conveniently Located

Operating Hours That Fit Your Schedule

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Financing Solutions for Growth

Merchant Services That Make a Difference

Comprehensive List Of Services

Additional Loan Options

Business Banking Services

Convenient Access Anytime

Credit Cards with Benefits

Home Financing Made Simple

Personal Banking Solutions

Digital & Online Banking

Key Features

Financial Strength

Commitment to Growth

Growing Member Base

Operational Efficiency

Secure Savings Opportunities

Solid Financial Foundation

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Customers Also Interested In

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