Patelco Credit Union San Mateo CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Patelco, your trusted financial partner located at 51 Bovet Rd, San Mateo, CA 94402. Since our establishment in 1936, we have been dedicated to empowering our members with a range of financial services tailored to meet their needs. With a strong community presence and over 506,920 members, we are proud to offer personalized banking solutions that help you achieve your financial goals. At Patelco, we understand that your financial journey is unique. That's why we provide an array of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. Our commitment to you is reflected in our impressive total assets of $9,525,458,343 and total deposits reaching $893,031,499. We believe in fostering long-lasting relationships built on trust and transparency. Our leadership team, led by CEO Erin Mendez and Board President Jesse Rivera, is dedicated to ensuring that every member receives the support they need. With a team of 839 employees, we're here to assist you during our operating hours: Monday through Thursday from 10:00 AM to 6:00 PM, Friday from 10:00 AM to 2:00 PM, and Saturday from 10:00 AM to 2:00 PM. While members can visit us at our San Mateo branch for in-person assistance, official correspondence should be sent to the same address. If you have any questions or need assistance with your accounts or loans, please don't hesitate to reach out at (650) 524-7860. Join us at Patelco where your financial well-being is our priority! For more information on becoming a member or opening an account, visit our website at www.patelco.org. We look forward to serving you!

Branch History & Mission

Commitment to Community

Our dedication extends beyond banking; we actively engage in partnerships and community outreach efforts designed to uplift those around us. Whether through financial literacy programs or support for local initiatives, Patelco believes in giving back to the communities we serve.

Join Us

We invite you to experience the unique benefits of being part of Patelco. With one ATM available at our branch location and a focus on customer-centric initiatives like ADA compliance we are committed to providing an inclusive and welcoming environment for everyone. If you're ready to take control of your financial future with a trusted partner by your side, consider joining Patelco today! Visit us online at www.patelco.org or call us at 650-524-7860 for more information about membership options and services tailored just for you. Together, let's build a brighter future!

Our Evolution

Since opening our doors nearly nine decades ago, Patelco has been on a journey of transformation and growth. We have continually adapted to meet the changing financial landscape while maintaining our core mission: to empower our members through exceptional financial services and community support. Over the years, we have expanded our offerings to include personal banking solutions such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our commitment to innovation ensures that we provide modern banking solutions like online and mobile banking for your convenience.

Our Mission

At Patelco, our mission is simple yet powerful: we strive to enhance the financial well-being of our members while fostering a sense of community. We believe that when our members succeed financially, so does our community as a whole. This mission drives us to offer competitive rates on loans and deposits while ensuring personalized service that truly makes a difference in people's lives. While members can visit us at 51 Bovet Rd for all their banking needs, official correspondence should be sent to the same address. Our team is here for you during convenient operating hours Monday through Thursday from 10:00 AM to 6:00 PM, Friday from 10:00 AM to 2:00 PM.

Branch Location & Accessibility

Convenient Access and Features

At Patelco, we prioritize convenience. Our branch offers ample parking space, making it easy for you to stop by. We are proud of our commitment to accessibility; our facilities comply with ADA standards, ensuring everyone can access our services comfortably. We're open to serve you during convenient hours: from 10:00 AM to 6:00 PM Monday through Thursday, and from 10:00 AM to 2:00 PM on Fridays. Unfortunately, we do not have drive-thru service at this location, but you can easily walk into our branch for personalized assistance.

Get in Touch

We invite you to visit us or give us a call at 650-524-7860 if you have any questions or need assistance. Our friendly team is here to help you navigate your financial journey. At Patelco in San Mateo, we look forward to serving you!

Services Tailored for You

Patelco provides a variety of banking services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also offer credit cards with rewards and business banking solutions including merchant services. For those who prefer banking on the go, enjoy the convenience of ATM access right at our location. You can make withdrawals and check balances easily. Plus, with online and mobile banking options available, managing your finances has never been easier.

Member Eligibility

At Patelco, we believe that everyone deserves a chance to be part of a welcoming and supportive financial community. Joining us is simple and open to anyone who lives, works, or worships in the area, as well as those who have family members already in our credit union. This means if you're looking for a place that puts you first and offers personalized services tailored to your needs, you're in the right spot! To dive deeper into the specific eligibility requirements, feel free to check out our detailed information at https://www.patelco.org/about-patelco/become-a-member. Once you've confirmed your eligibility, opening an account with us is a breeze! You can start this straightforward process online by visiting https://www.patelco.org/onlineregistration. If you have any questions or need assistance along the way, don't hesitate to give us a call at (650) 524-7860. We're here to help you take this exciting step towards becoming a member of Patelco!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,428,259, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

Beyond loans, we offer comprehensive merchant services that simplify transactions for your business. Picture a local café processing payments seamlessly while enhancing customer experience through quick and reliable service. Our tools help you accept payments effortlessly, manage cash flow more effectively, and focus on what truly matters growing your business. Located at 51 Bovet Rd San Mateo Ca 94402, San Mateo, CA 94402, we're here to provide personalized service tailored to your needs. Reach out at (650) 524-7860 to discover how Patelco can be a valuable partner in your business success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? With our ATM services available 24/7, accessing your funds has never been easier. You can perform basic transactions such as withdrawals and balance checks without any hassle. At Patelco, we believe that banking should be straightforward and accessible. That's why we focus on delivering all these services with a friendly touch and ease of access through digital banking features. Ready to take the next step? Give us a call at (650) 524-7860 or visit us at 51 Bovet Rd San Mateo Ca 94402 today! Let's work together towards achieving your financial goals!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options provide competitive rates to help you hit the road without breaking the bank. We understand that purchasing a vehicle is a significant investment. That's why we work closely with you to find the best loan terms that fit your budget.

Business Banking

If you're an entrepreneur or manage a business, our business banking services are designed just for you. From merchant services that make transactions easier to business loans that fuel growth, we aim to support local businesses in achieving their dreams.

Credit Cards with Rewards

Enjoy shopping while earning rewards with our credit card options! At Patelco, our credit cards not only provide convenience but also offer cash back or points for every dollar spent. This means you can treat yourself while making everyday purchases it's like getting rewarded for what you already do!

Mortgage Loans & Refinancing

Buying a home or refinancing an existing mortgage can be daunting, but at Patelco, we're here to simplify the process. Our mortgage loans come with personalized service from knowledgeable staff who will guide you through every step, ensuring you find the right solution for your situation. Picture yourself in your dream home with manageable monthly payments let us help make it happen!

Personal Banking

Whether you're looking to open a new checking or savings account, Patelco has got you covered. Our personal banking services are designed for your everyday needs. Imagine having easy access to your funds, making deposits, and managing your accounts all from the comfort of your home through our online and mobile banking platforms. You can quickly check balances, transfer money, and even make payments all at your fingertips!

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our personal loans come into play. Whether it's for medical bills, home improvements, or consolidating debt, we offer flexible options that cater to your unique circumstances. With straightforward terms and competitive rates, you can regain control of your finances.

Digital & Online Banking

Key Services

Our online banking service at https://www.patelco.org/ provides you with 24/7 access to your accounts. Whether you want to check your balance, pay bills, or transfer funds, everything is just a few clicks away. Plus, if you prefer handling things on the go, our mobile application is available for download, giving you the power to manage your money right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick to share funds with others without any hassle. And if you're looking to keep track of your statements effortlessly, we offer e-statements, allowing you to view and manage your financial documents digitally. This means less paper clutter and more convenience for you!

Security and Accessibility

Your security is our top priority. While we don't currently support electronic signature authorization, rest assured that all transactions through our online services are protected with robust security measures. You can feel confident knowing that your information is safe. We also understand that life can be busy. That's why our mobile payments feature allows you to make purchases directly from your phone, making shopping a breeze while you're out and about. In short, Patelco offers a comprehensive suite of digital banking tools tailored for your needs. Take control of your finances today by exploring our services at https://www.patelco.org/!

Financial Strength

At Patelco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you reliably. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $995,432,723, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.44% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,424,527,505 in share certificates and $2,846,708,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $967,064,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $43,928 in used auto loans and $6,856,932,621 in total loans and leases. Our operational efficiency is reflected in our $6,572,880, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 820 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 1,065,187, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patelco is your trusted partner. Visit us at 51 Bovet Rd San Mateo Ca 94402 or call (650) 524-7860 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $742,557,092 in used vehicle loans and $932,347,960 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to make your purchasing experience easier. Plus, if you're considering refinancing your current auto loan for better rates or terms, we can help with that too!

Business Loans

For business owners, our outstanding commercial loans totaling $4,428,259 provide the capital needed to grow and expand. These loans are designed to support various business needs from equipment purchases to working capital. At Patelco located at 51 Bovet Rd San Mateo Ca 94402, our dedicated team is here to assist you every step of the way. If you have any questions or need assistance with eligibility options for our loan products or want to explore refinancing opportunities, don't hesitate to reach out. You can call us at 650-524-7860 during our operating hours: Monday through Thursday from 10:00 AM - 6:00 PM and Friday from 9:00 AM - 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can help you achieve your goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $838,511,825, make buying or refinancing simple. We are committed to making the process straightforward so you can focus on settling into your new home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $340,929,889 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored to fit your lifestyle.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, reflecting the most current market conditions. LendMesh stands out in several ways: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make well-informed choices.

User Trust and Testimonials

Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the effectiveness of LendMesh as a reliable tool for finding competitive loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

PATELCO CREDIT UNION - San Mateo, CA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in San Mateo, CA (94402)

Introduction

Branch History & Mission

Commitment to Community

Join Us

Our Evolution

Our Mission

Branch Location & Accessibility

Convenient Access and Features

Get in Touch

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services for Everyday Success

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

User Trust and Testimonials

Customers Also Interested In: