Patelco Credit Union San Leandro CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Patelco in San Leandro, where your financial wellness is our priority! Located at 15100 Hesperian Blvd Ste 132A, San Leandro, CA 94578, we are proud to serve over 506,920 members with a commitment to providing personalized banking solutions that fit your unique needs. Established in 1936, Patelco has grown significantly, currently managing total assets of $9,525,458,343 and total deposits amounting to $893,031,499. At Patelco, we believe in fostering strong relationships within our community. Our dedicated team of 839 employees, led by CEO Erin Mendez and Board President Jesse Rivera, works tirelessly to ensure you have access to the best financial products available. Whether you're looking for checking and savings accounts, auto loans, or mortgage services, we have options tailored just for you. While members can visit us at our branch location for friendly assistance, official correspondence should be directed to our mailing address: 15100 Hesperian Blvd Ste 132A, San Leandro, CA 94578. We invite you to explore our diverse range of services designed with your financial success in mind. With total loans and leases reaching up to 283,325, we are here to help you realize your dreams big or small. If you have any questions or need assistance, don't hesitate to reach out! You can call us at 510-317-7240 during our operating hours: Monday to Thursday from 10:00 am to 6:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 10:00 am to 2:00 pm. Join us today at Patelco and experience banking that truly cares about you! For more information about membership or to open an account online, visit us at Patelco.org.

Branch History & Mission

Join Us!

As we move forward into the future, Patelco remains dedicated to adapting and growing with the needs of our members while staying true to our roots. We invite you to become part of our story experience the benefits of membership with Patelco today! Visit us online at Patelco.org for more information on how you can join or start your application here. Together, let's build a brighter financial future!

Our Evolution

Since opening our doors nearly nine decades ago, Patelco has undergone significant evolution. We started as a small credit union focused on meeting the needs of local members. Over the years, we have expanded our offerings to include a range of services such as checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Today, we are proud to provide modern conveniences like online and mobile banking that make managing finances easier than ever. While members can visit us at 15100 Hesperian Blvd Ste 132A, official correspondence should be sent to the same address. Our operating hours are designed to accommodate busy schedules: Monday through Thursday from 10:00 AM to 6:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 10:00 AM to 2:00 PM.

Our Mission

At Patelco, our mission is clear: we strive to empower our members by offering accessible financial services while fostering strong community ties. We believe that everyone deserves a chance at financial success and security. This commitment goes beyond just providing loans or accounts; it involves actively participating in community outreach initiatives and partnerships that uplift those around us. We understand that financial literacy is crucial for making informed decisions. Therefore, we offer educational resources aimed at guiding our members toward achieving their goals. Whether you are looking for your first car loan or planning for retirement, Patelco is here to support you every step of the way. In addition to our robust services, we proudly offer ATM access for convenience in cash withdrawals and balance checks. Although we do not currently have a drive-thru service or shared service center available at this branch, we are always exploring ways to enhance your experience with us.

Branch Location & Accessibility

Accessibility Features

At Patelco, we prioritize accessibility for all our members. Our location is equipped with ramps and ADA-compliant features, ensuring that everyone can easily access our services. Plus, ample parking is available right outside the branch, so you can hop in and out without hassle.

Operating Hours & Services

We're here for you during convenient hours! Visit us Monday through Thursday from 9:00 AM to 6:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 10:00 AM to 2:00 PM. Whether you're looking to open a checking account, apply for an auto loan, or get assistance with online banking, our friendly staff is ready to help you with all your banking needs. In addition to personal banking services like checking and savings accounts, auto loans, and credit cards with rewards, we also offer business banking solutions. You can feel confident knowing that our ATM is available for quick cash withdrawals and balance checks when you need them. While members can visit us at 15100 Hesperian Blvd Ste 132A for all their banking needs, official correspondence should be sent to the same address. If you have any questions or need assistance before your visit, don't hesitate to give us a call at 510-317-7240.

Your Community Credit Union

At Patelco, we pride ourselves on being more than just a credit union; we're part of the San Leandro community. We invite you to come in and experience our personalized service firsthand. Whether you're a long-time member or thinking about joining us for the first time, we look forward to welcoming you into our branch soon!

Member Eligibility

At Patelco, we believe in creating a welcoming community where every member can thrive. Joining us is an exciting step towards enjoying a range of financial services tailored just for you! To become a member, you simply need to meet a few friendly eligibility criteria. Most importantly, anyone who lives, works, or worships in the areas we serve is welcome to join. We also extend membership to family members of existing members, making it easy to share the benefits of our community with your loved ones. For more specific details on eligibility, feel free to check out our page at https://www.patelco.org/about-patelco/become-a-member. Starting your journey with us is simple! You can open an account online in just a few minutes by visiting https://www.patelco.org/onlineregistration or give us a call at (510) 317-7240 if you have any questions. Our dedicated team is here to help you every step of the way. Don't hesitate to stop by our branch located at 15100 Hesperian Blvd Ste 132A San Leandro Ca 94578; we'd love to meet you and help you start enjoying the many advantages that come with being a part of Patelco!

Business Banking & Commercial Services

Financing Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,428,259, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Whether you're running a storefront or an online shop, our solutions help you accept payments easily and securely. This means more time focusing on what you do best growing your business! Located at 15100 Hesperian Blvd Ste 132A San Leandro Ca 94578 in San Leandro, CA, we're here to help you thrive. Contact us today at (510) 317-7240 to learn more about how we can assist your business journey!

Comprehensive List Of Services

Business Banking Services

For small business owners, we offer specialized business banking solutions that include merchant services and business loans. We're committed to supporting local businesses like yours because we believe that a strong community starts with strong businesses.

Convenient Digital Banking

In today's busy world, convenience is key. That's why Patelco provides robust online and mobile banking services. With just a few taps on your smartphone, you can access your accounts, transfer funds, and even make person-to-person payments without the hassle of visiting the branch. Our ATMs are available for cash withdrawals and balance checks whenever you need them.

Join Us Today!

We invite you to discover how Patelco can simplify your financial life. Visit us at 15100 Hesperian Blvd Ste 132A San Leandro Ca 94578 or give us a call at (510) 317-7240 to learn more about our services or to get started today! Whether you're looking for personal banking solutions or resources for your business, we're here to help every step of the way. Check out our website at San Leandro for more information!

Loans and Credit Options

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can find relief quickly. Need a credit card? Our credit cards come with rewards that let you earn while you spend perfect for everyday purchases or special treats.

Personal Banking Solutions

Whether you're just starting out or looking to expand your savings, our personal banking options have got you covered. We offer checking and savings accounts tailored for different lifestyles, making it easy for you to manage your money effectively. If you're in the market for a new vehicle, our auto loans and vehicle financing options provide flexible terms that work for you. When it's time to purchase a home or refinance, our mortgage loans come with competitive rates designed to save you money.

Digital & Online Banking

At Patelco, we understand that managing your finances should be as easy and secure as possible. Our digital and online banking services are designed to provide you with convenience and peace of mind, allowing you to handle your banking needs anytime, anywhere. With our 24/7 Online Banking Services, accessing your account is a breeze. Whether you're checking your balance, paying bills, or transferring funds, everything can be done with just a few clicks at https://www.patelco.org/. You can also enjoy the simplicity of E-Statements, giving you quick access to your financial records without the clutter of paper. Our user-friendly Mobile Application makes banking on-the-go simple. It's perfect for those who want to keep track of their accounts while out and about. Plus, with features like Mobile Payments, you can make purchases directly from your phone no need for cash or cards. Want to send money to friends or family? Our Person-to-Person Transfers feature allows you to do just that in seconds, making it easy to share expenses or send gifts. Security is a top priority at Patelco, which is why we ensure that all transactions are protected. While we don't currently offer Electronic Signature Authorization, we strive to make every aspect of your banking experience smooth and efficient. Whether you prefer using a computer or your smartphone, our online services are designed for real-time account management that fits into your lifestyle. In short, Patelco offers a comprehensive suite of digital banking options tailored for your needs. From managing everyday transactions to accessing financial statements, we've got you covered so you can focus on what matters most!

Financial Strength

At Patelco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to serving you well. With a net worth of $995,432,723, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.44% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,424,527,505 in share certificates and $2,846,708,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $967,064,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $43,928 in used auto loans and a total of $6,856,932,621 in loans and leases, supporting members' financial goals across various sectors. Our operational efficiency shines through with a net income of $15,841,827, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 820 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 1,065,187, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patelco is your trusted partner. Visit us at 15100 Hesperian Blvd Ste 132A San Leandro Ca 94578 or call 510-317-7240 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $742,557,092 in used vehicle loans and $932,347,960 in new vehicle loans already helping members get on the road. We also provide refinancing options for those looking to lower their current payments or access cash from their vehicle's equity.

Business Loans

For business owners, our outstanding commercial loans totaling $4,428,259 provide the capital needed to grow and expand. We are committed to supporting local businesses with tailored financial solutions that fit their unique needs. If you're interested in exploring our loan offerings further, feel free to reach out to us at (510) 317-7240 or visit us at 15100 Hesperian Blvd Ste 132A San Leandro Ca 94578, San Leandro, CA. You can also learn more about membership eligibility at our website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $838,511,825, make buying or refinancing simple. With our competitive rates and flexible terms, you can find the right solution for your home financing needs.

Unsecured Credit Card Loans

Managing your finances effectively is easier with our flexible terms on unsecured credit card loans. We currently have a total of $340,929,889 in loans helping members manage their expenses without the burden of collateral.

Loan Aggregator

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PATELCO CREDIT UNION - San Leandro, CA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in San Leandro, CA (94578)

Introduction

Branch History & Mission

Join Us!

Our Evolution

Our Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours & Services

Your Community Credit Union

Member Eligibility

Business Banking & Commercial Services

Financing Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Convenient Digital Banking

Join Us Today!

Loans and Credit Options

Personal Banking Solutions

Digital & Online Banking

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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