PATELCO CREDIT UNION

Welcome to Patelco in San Leandro, where your financial wellness is our priority! Located at 15100 Hesperian Blvd Ste 132A, San Leandro, CA 94578, we are proud to serve over 506,920 members with a commitment to providing personalized banking solutions that fit your unique needs. Established in 1936, Patelco has grown significantly, currently managing total assets of $9,525,458,343 and total deposits amounting to $893,031,499. At Patelco, we believe in fostering strong relationships within our community. Our dedicated team of 839 employees, led by CEO Erin Mendez and Board President Jesse Rivera, works tirelessly to ensure you have access to the best financial products available. Whether you're looking for checking and savings accounts, auto loans, or mortgage services, we have options tailored just for you. While members can visit us at our branch location for friendly assistance, official correspondence should be directed to our mailing address: 15100 Hesperian Blvd Ste 132A, San Leandro, CA 94578. We invite you to explore our diverse range of services designed with your financial success in mind. With total loans and leases reaching up to 283,325, we are here to help you realize your dreams big or small. If you have any questions or need assistance, don't hesitate to reach out! You can call us at 510-317-7240 during our operating hours: Monday to Thursday from 10:00 am to 6:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 10:00 am to 2:00 pm. Join us today at Patelco and experience banking that truly cares about you! For more information about membership or to open an account online, visit us at Patelco.org.

At Patelco, we believe in creating a welcoming community where every member can thrive. Joining us is an exciting step towards enjoying a range of financial services tailored just for you! To become a member, you simply need to meet a few friendly eligibility criteria. Most importantly, anyone who lives, works, or worships in the areas we serve is welcome to join. We also extend membership to family members of existing members, making it easy to share the benefits of our community with your loved ones. For more specific details on eligibility, feel free to check out our page at https://www.patelco.org/about-patelco/become-a-member . Starting your journey with us is simple! You can open an account online in just a few minutes by visiting https://www.patelco.org/onlineregistration or give us a call at (510) 317-7240 if you have any questions. Our dedicated team is here to help you every step of the way. Don't hesitate to stop by our branch located at 15100 Hesperian Blvd Ste 132A San Leandro Ca 94578; we'd love to meet you and help you start enjoying the many advantages that come with being a part of Patelco!

At Patelco, we understand that managing your finances should be as easy and secure as possible. Our digital and online banking services are designed to provide you with convenience and peace of mind, allowing you to handle your banking needs anytime, anywhere. With our 24/7 Online Banking Services, accessing your account is a breeze. Whether you're checking your balance, paying bills, or transferring funds, everything can be done with just a few clicks at https://www.patelco.org/ . You can also enjoy the simplicity of E-Statements, giving you quick access to your financial records without the clutter of paper. Our user-friendly Mobile Application makes banking on-the-go simple. It's perfect for those who want to keep track of their accounts while out and about. Plus, with features like Mobile Payments, you can make purchases directly from your phone no need for cash or cards. Want to send money to friends or family? Our Person-to-Person Transfers feature allows you to do just that in seconds, making it easy to share expenses or send gifts. Security is a top priority at Patelco, which is why we ensure that all transactions are protected. While we don't currently offer Electronic Signature Authorization, we strive to make every aspect of your banking experience smooth and efficient. Whether you prefer using a computer or your smartphone, our online services are designed for real-time account management that fits into your lifestyle. In short, Patelco offers a comprehensive suite of digital banking options tailored for your needs. From managing everyday transactions to accessing financial statements, we've got you covered so you can focus on what matters most!

At Patelco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to serving you well. With a net worth of $995,432,723, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.44% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,424,527,505 in share certificates and $2,846,708,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $967,064,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $43,928 in used auto loans and a total of $6,856,932,621 in loans and leases, supporting members' financial goals across various sectors. Our operational efficiency shines through with a net income of $15,841,827, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 820 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 1,065,187, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patelco is your trusted partner. Visit us at 15100 Hesperian Blvd Ste 132A San Leandro Ca 94578 or call 510-317-7240 to learn more about how we can help you achieve your financial goals.