Patelco Credit Union San Francisco CA | Top Checking & Auto Loans

Introduction

Welcome to Patelco, your trusted credit union located at 1405 Noriega St, San Francisco, CA 94122. Since our establishment in 1936, we have been dedicated to providing exceptional financial services tailored to the needs of our community. With over 506,920 members, we proudly serve as a cornerstone of financial support and guidance in the San Francisco area. At Patelco, we understand that your financial well-being is paramount. That's why we manage a robust portfolio with total assets exceeding $9.5 billion and total deposits reaching $893 million. Our commitment to you is reflected in our dedication to responsible lending practices, boasting an impressive total loans and leases figure of 283,325. Our leadership team is here for you every step of the way. Under the guidance of CEO Erin Mendez and Board President Jesse Rivera, our staff of 839 employees works diligently to ensure that your banking experience is smooth and secure. We are proud to maintain a strong net worth of $995 million and have $112 million in cash readily available for our members. While you can visit us at our branch for personal banking needs such as checking and savings accounts, auto loans, mortgages, and more, official correspondence should be sent to our mailing address: 1405 Noriega St, San Francisco, CA 94122. We invite you to explore all that Patelco has to offer by visiting our website at www.patelco.org or calling us at 415-759-4139. Whether you're looking to open an account or simply have questions about your finances, we're here to help! Come be a part of a community that values trust and reliability join Patelco today!

Branch History & Mission

Join Us

As we continue our journey of growth and community support, we invite you to become part of the Patelco family. Experience firsthand how we prioritize your financial needs while making a meaningful difference in our community. Visit us today or check out our website at Patelco for more information on how you can join!

Our Location

You can find us at 1405 Noriega St, San Francisco, CA 94122. This central location makes it easy for our community to access essential banking services. Although we don't offer a drive-thru service, we do have an ATM available to help you with your banking needs on the go. Our branch is open Monday through Thursday from 10:00 AM to 6:00 PM, Friday from 10:00 AM to 2:00 PM, and Saturday from 10:00 AM to 2:00 PM.

Our Mission

At Patelco, our mission is simple yet powerful: We strive to enhance the financial well-being of our members and uplift the communities we serve. We believe in providing personal banking options that cater to everyone's needs from checking and savings accounts to auto loans and mortgages. We also offer online and mobile banking services so you can manage your finances anytime and anywhere. Our commitment extends beyond just financial products; we actively engage in community outreach efforts and partnerships that make a real difference in people's lives. By supporting local initiatives and organizations, we aim to create a positive impact that resonates throughout San Francisco. While members can visit us at our branch location, official correspondence should be sent to the same address: 1405 Noriega St, San Francisco, CA 94122.

Branch Location & Accessibility

Welcome to Patelco, your friendly neighborhood credit union located at 1405 Noriega St in the vibrant city of San Francisco, CA. Nestled in the heart of the Sunset District, our branch is not just a place to bank; it's a community hub where members can access essential financial services with ease and convenience. Whether you're stopping by after visiting nearby landmarks or taking a stroll through the neighborhood, we're here to serve you. While members can visit us at 1405 Noriega St, official correspondence should be sent to the same address for consistency. Finding us is easy, and parking is available nearby, making your visit hassle-free. Our branch is designed to be accessible for everyone, featuring ADA-compliant entrances and ramps for those who need them. At Patelco, we pride ourselves on being available when you need us. Our lobby hours are Monday through Thursday from 10:00 AM to 6:00 PM and Friday from 10:00 AM to 2:00 PM. Feel free to stop by during these hours or call us at 415-759-4139 if you have any questions or need assistance. We also offer an ATM on-site for your convenience, allowing quick access to cash whenever you need it. Though we don't have drive-thru service, our dedicated staff is ready to assist you inside the branch with a range of services including personal banking, auto loans, mortgage options, and more. We strive to make your banking experience as smooth as possible. So why wait? Come visit us at Patelco today! Our team looks forward to helping you achieve your financial goals and being part of your journey.

Member Eligibility

At Patelco, we believe that everyone deserves a financial partner who truly cares. Becoming a member is simple and welcoming, allowing you to join our community at 1405 Noriega St San Francisco Ca 94122 where we prioritize your needs. To be eligible for membership, you just need to live, work, worship, or attend school in certain areas or be part of specific groups we support. It's all about creating connections that matter! For the most up-to-date details on eligibility criteria, feel free to check out this resource: Eligibility Details. Opening an account is just as easy. You can start your journey with us online by visiting Account Opening. Should you have any questions along the way, don't hesitate to call us at (415) 759-4139 we're here to help! Joining Patelco means not only gaining access to our wide range of financial services but also becoming part of a supportive network that genuinely wants to see you succeed. Welcome aboard!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer a range of merchant services designed to streamline your operations. Imagine being able to accept payments quickly and securely, allowing you to focus on what matters most growing your business. Whether it's online payment processing or point-of-sale systems, our services are crafted with your needs in mind. Located at 1405 Noriega St San Francisco Ca 94122 in San Francisco, CA, we invite you to explore how Patelco can be a trusted partner in your business success. Reach out today at (415) 759-4139 to learn more!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,428,259, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer specialized business banking solutions. Our merchant services simplify payment processing, while our business loans give you the financial support necessary to grow your venture. We believe in empowering local businesses because when they thrive, our community thrives.

Credit Options

Managing expenses can be challenging, but our personal loans and debt consolidation options can provide the financial relief you need. Plus, with our credit cards that come with rewards, you can earn points for every dollar spent, making your everyday purchases even more rewarding.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we prioritize online and mobile banking features that allow you to manage your finances from anywhere. With easy access to ATM services for cash withdrawals and balance checks, banking on-the-go has never been simpler. At Patelco, we're not just about transactions; we're about building relationships with our members. We want to ensure that each member feels valued and supported in their financial journey. If you're ready to experience personalized service along with a comprehensive suite of financial offerings, don't hesitate to reach out! Call us at (415) 759-4139 or visit us at 1405 Noriega St San Francisco Ca 94122 in San Francisco, CA. Together, let's achieve your financial goals!

Personal Banking Solutions

We offer a variety of personal banking options, including checking and savings accounts that cater to different lifestyles. For those planning major purchases or wanting to consolidate debt, our auto loans and vehicle financing can help you drive away in your dream car without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing services provide competitive rates and flexible terms tailored just for you.

Digital & Online Banking

Key Services

Our online banking allows you to check balances, transfer funds, and view transaction history at any time. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick, ensuring that you can send cash right when you need to. If you're always on the go, our mobile application is available for download, putting all of these features right in your pocket. Whether you're paying bills or making mobile payments, you have the flexibility to manage your money wherever you are.

Security and Ease of Use

Security is a top priority at Patelco. We employ strong measures to keep your information safe while you bank online. Plus, with e-statements available, you can receive your account statements electronically no more waiting for paper copies in the mail. While electronic signature authorization isn't currently offered, rest assured that all transactions are secured through our trusted systems. You'll find that our user-friendly interface makes navigating your accounts straightforward and hassle-free. With these tools at your disposal, managing your finances becomes not just easy but also empowering. Experience the ease of real-time account management with Patelco today!

Financial Strength

A Solid Financial Foundation

With a net worth of $995,432,723, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,044 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Dedicated Team at Your Service

We also take pride in having 820 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts reaching 1,065,187, our growing member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patelco is your trusted partner. Visit us at 1405 Noriega St San Francisco Ca 94122 or call (415) 759-4139 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investment in the Future

With $967,064,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment helps us support your financial goals effectively.

Member-Centric Approach

Members' savings are secured through $2,424,527,505 in share certificates and $2,846,708,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Supporting Your Financial Needs

Our lending capacity supports members' financial goals across various sectors with $43,928 in used auto loans and $6,856,932,621 in total loans and leases. Our $15,841,827 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $742,557,092 in used vehicle loans and $932,347,960 in new vehicle loans already helping members get on the road. Whether you're interested in new or used vehicles, our dedicated team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $4,428,259 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to providing tailored solutions.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $340,929,889 in loans helping members manage their finances effectively. Our credit cards come with various rewards and low-interest rates designed to fit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $838,511,825, make buying or refinancing simple. We offer competitive rates and personalized service to help you find the best solution for your needs.

Refinancing and Eligibility Options

If you're looking to refinance existing loans or learn more about eligibility options for our products, please don't hesitate to reach out. Our knowledgeable staff is ready to guide you through the process, ensuring you find the right product for your situation. For more information or to speak with one of our representatives, call us at (415) 759-4139 or visit us at 1405 Noriega St San Francisco Ca 94122 in San Francisco, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can help you take control of your finances today!

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh takes accuracy seriously. The loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers, giving users confidence in the information they receive.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Patelco

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Location

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Supporting Your Growth

Comprehensive List Of Services

Business Banking Services

Credit Options

Digital Banking Convenience

Personal Banking Solutions

Digital & Online Banking

Key Services

Security and Ease of Use

Financial Strength

A Solid Financial Foundation

Dedicated Team at Your Service

Investment in the Future

Member-Centric Approach

Supporting Your Financial Needs

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Refinancing and Eligibility Options

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Take Action Today

Join Our Community