Patelco Credit Union San Francisco CA | Top Checking & Rewards Cards

Introduction

Welcome to Patelco, your trusted financial partner right in the heart of San Francisco at 124 2Nd St, CA 94105. Since our establishment in 1936, we have dedicated ourselves to serving over 506,920 members by providing exceptional banking services tailored to meet your needs. With a commitment to community and member satisfaction, we strive to create a welcoming environment where your financial goals can flourish. At Patelco, we understand that banking is more than just numbers it's about building relationships. With total assets exceeding $9.5 billion, our strength lies not only in our resources but also in our ability to foster trust and reliability among our members. Our leadership team, led by CEO Erin Mendez and Board President Jesse Rivera, embodies this spirit of service and dedication. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to our mailing address: 124 2nd St, San Francisco, CA 94105. As a member-focused credit union, we pride ourselves on offering a wide range of services from checking and savings accounts to auto loans and mortgages. With total deposits amounting to $893 million and cash readily available at $112 million, we are well-equipped to assist you with your financial journey. Whether you're looking for personal loans or business banking solutions, Patelco is here for you. Join us today and experience the difference that comes with being part of a community-oriented credit union. For more information or assistance, don't hesitate to reach out at 415-442-7123 or visit our website at patelco.org. Let us help you achieve your financial dreams!

Branch History & Mission

Community Engagement

Community outreach is at the core of what we do. We actively seek partnerships with local organizations to support initiatives that uplift our neighborhoods. Whether it's sponsoring local events or providing financial literacy workshops, we are devoted to giving back and fostering a sense of belonging among our members. While members can visit us at 124 2Nd St, official correspondence should be sent to 124 2nd St, San Francisco, CA 94105 if different from our branch address. We invite you to become part of our growing family at Patelco. Join us today and experience how we can help you build a brighter financial future! For more information about membership eligibility or to open an account online, please visit our website or call us at 415-442-7123 during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 6:00 PM. We look forward to serving you!

Our Mission

At Patelco, our mission is clear: to provide exceptional financial services while making a positive impact in our community. We believe that everyone deserves access to affordable banking solutions that empower them to thrive financially. Our team is dedicated to ensuring that each member feels valued and supported through personalized service and innovative banking solutions. We are committed to embracing digital advancements that make banking easier for you. From online banking and mobile payments to e-statements and person-to-person transfers, we strive to enhance your banking experience while maintaining the highest standards of security.

Branch Location & Accessibility

Accessibility Features

At Patelco, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and other accommodations to ensure everyone can access our services comfortably. Parking options are available nearby, allowing for a hassle-free visit.

Call-to-Action

Ready to take the next step? We encourage you to visit us at Patelco today! If you have any questions or need assistance before coming in, feel free to give us a call at 415-442-7123. We look forward to serving you soon!

Operating Hours

We understand that your time is valuable. That's why we offer convenient hours to meet your banking needs. Our lobby is open from 8:30 AM to 5:00 PM Monday through Thursday and extends until 6:00 PM on Fridays. This schedule allows you to drop by before or after work or during your lunch break!

Services Offered

Patelco offers a wide range of services tailored to fit your personal and business banking needs. From checking and savings accounts to auto loans and mortgage financing, we are here to help you achieve your financial goals. You can also enjoy the convenience of ATM access for quick withdrawals and balance checks. Although we do not have drive-thru service at this branch, our staff is ready and eager to assist you inside with any questions or transactions you may have.

Member Eligibility

At Patelco, we believe that becoming a member is like joining a caring family where your financial well-being is our top priority. If you're looking to enjoy the benefits of personalized banking and community support, membership is easy! You may qualify if you live, work, worship, or attend school in certain areas or if you have a family member who is already a member. This means that anyone from the vibrant San Francisco community can likely join us at our branch located at 124 2Nd St San Francisco Ca 94105. For complete details on eligibility requirements, feel free to visit our website at https://www.patelco.org/about-patelco/become-a-member. Once you confirm your eligibility, opening an account with us is straightforward and welcoming. You can start your journey toward membership by visiting this link for account opening information: https://www.patelco.org/onlineregistration. Should you have any questions or need assistance along the way, don't hesitate to reach out to us at (415) 442-7123. We're excited to welcome you into the Patelco family!

Business Banking & Commercial Services

Loan Options That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,428,259, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: you're at a busy market or hosting an event. With our merchant services, you can easily accept payments from customers, allowing you to focus on what matters most growing your business and serving your clients. Located at 124 2Nd St San Francisco Ca 94105 in San Francisco, CA, we're here to support your journey every step of the way. Connect with us today at (415) 442-7123 to learn more about how our business banking and commercial services can make a real impact on your success!

Comprehensive List Of Services

Business Banking

For small business owners, our Business Banking services include essential tools like Merchant Services and Business Loans. We understand how important it is for local businesses to thrive, and we're here to provide the support you need.

Connecting with Us

If you have questions or want to learn more about what we offer, don't hesitate to reach out! Call us at (415) 442-7123 or visit us at our branch. Our team is ready to assist you during lobby hours from 8:30 AM to 5:00 PM Monday through Thursday and until 6:00 PM on Fridays. At Patelco, we're not just about transactions; we're about building relationships and supporting our members' financial journeys. Explore all the possibilities with us today!

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we emphasize our robust Online & Mobile Banking services, allowing you to manage your accounts anytime and anywhere. With features like ATM access for cash withdrawals and balance checks, banking on-the-go has never been easier.

Financial Solutions

Sometimes life throws unexpected challenges your way. That's why we offer Personal Loans & Debt Consolidation options to help ease financial burdens. Plus, our Credit Cards with Rewards let you earn points on everyday purchases perfect for those who enjoy getting something back from their spending.

Personal Banking

Our personal banking options are designed with you in mind. We offer Checking & Savings Accounts that help you manage your day-to-day expenses while also saving for future goals. For those in need of a vehicle, our Auto Loans & Vehicle Financing make it easy to hit the road without breaking the bank. If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services provide competitive rates and personalized assistance throughout the process.

Digital & Online Banking

Key Features

Our online banking service allows you to view your account balances, transfer money, and pay bills with just a few clicks. You can also take advantage of e-statements, which let you receive your bank statements electronically. This not only helps you stay organized but also reduces paper waste making it an environmentally friendly choice! For those who prefer mobile banking, our mobile application makes it simple to manage your finances right from your smartphone. With features like mobile payments, you can pay for purchases quickly and securely without needing cash or cards. Additionally, our person-to-person transfers let you send money to friends or family in seconds, making splitting bills or sending gifts a breeze.

Security and Accessibility

Your security is our priority. While we do not currently offer electronic signature authorization, rest assured that all transactions made through our online services are protected with robust security measures. Our user-friendly interface ensures that everyone, regardless of tech-savviness, can navigate their accounts easily. With 24/7 online banking services, you have real-time access to your financial information whenever you need it. Whether it's checking your balance late at night or transferring funds during your lunch break, Patelco is here for you. Explore the world of digital banking with us today! Visit https://www.patelco.org/ to learn more about how our online services can enhance your banking experience.

Financial Strength

Building Trust Together

Total Share Accounts stand at 1,065,187, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patelco is your trusted partner. Visit us at 124 2Nd St San Francisco Ca 94105 or call (415) 442-7123 to learn more about how we can help you achieve your financial goals.

Focused on Growth

With $967,064,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $43,928 in used auto loans and a total of $6,856,932,621 in loans and leases.

Operational Efficiency

Our $6,572,880 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 820 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $2,424,527,505 in share certificates and $2,846,708,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $995,432,723, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.44% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $742,557,092 in used vehicle loans and $932,347,960 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, our team is here to guide you through the financing process.

Business Loans

For business owners, our outstanding commercial loans totaling $4,428,259 provide the capital needed to grow and expand. We recognize the importance of supporting local businesses and are committed to providing accessible financing options. If you're considering refinancing any of your current loans, we have options available that may lower your payments or help you access additional funds. Plus, if you're unsure about eligibility for our loan products, our friendly staff at Patelco, located at 124 2Nd St San Francisco Ca 94105, San Francisco, CA, are ready to assist you. Reach out to us at (415) 442-7123 during our operating hours from 8:30 AM to 5:00 PM Monday through Thursday and 8:30 AM to 6:00 PM on Friday. Let us help you navigate your financial journey today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $838,511,825, make buying or refinancing simple. We provide personalized support to ensure that you find the right solution that fits your budget and lifestyle.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $340,929,889 in loans helping members manage their finances effectively. Enjoy benefits like low-interest rates and rewards programs tailored to your spending habits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This transparency fosters trust and confidence in the information presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so users can make informed choices without external influences. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, allowing users to find the most competitive offers available. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback underscores the value that LendMesh brings to those seeking financial solutions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

PATELCO CREDIT UNION - San Francisco, CA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in San Francisco, CA (94105)

Introduction

Branch History & Mission

Community Engagement

Our Mission

Branch Location & Accessibility

Accessibility Features

Call-to-Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Loan Options That Make a Difference

Merchant Services for Everyday Needs

Comprehensive List Of Services

Business Banking

Connecting with Us

Digital Banking Features

Financial Solutions

Personal Banking

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Building Trust Together

Focused on Growth

Operational Efficiency

Secure Savings Options

Strong Capital Foundation

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

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