Patelco Credit Union Sacramento CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Patelco, your trusted partner in financial services located at 2425 Fair Oaks Blvd Suite 6, Sacramento, CA 95825. Since our establishment in 1936, we've proudly served over 506,920 members, building a strong community rooted in trust and support. With total assets exceeding $9.5 billion, we are committed to providing exceptional services tailored to meet the needs of our members. At Patelco, we understand that financial decisions can be overwhelming, which is why our dedicated team of 839 employees is here to guide you every step of the way. Under the leadership of CEO Erin Mendez and Board President Jesse Rivera, we strive to create an environment where everyone feels valued and empowered. Our comprehensive range of services includes personal banking, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. Our commitment to you goes beyond just numbers; it's about making a real impact in the Sacramento community. With total deposits amounting to $893 million and a net worth of $995 million, we ensure that your money is not only safe but also working for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 2425 Fair Oaks Blvd Suite 6, Sacramento, CA 95825. If you're ready to take control of your financial future or simply have questions, don't hesitate to reach out! Call us at (916) 569-5280 or explore more on our website here. Join us today and discover how Patelco can help you achieve your financial goals!

Branch History & Mission

At Patelco, we take pride in our rich history and the vital role we play in the Sacramento community. Established in 1936, our branch has grown from humble beginnings into a trusted financial institution with a strong commitment to serving our members. Located at 2425 Fair Oaks Blvd Suite 6 in Sacramento, CA, we are easily accessible and ready to support you on your financial journey. Over the years, Patelco has evolved significantly, now boasting a total membership of over 506,920 individuals. With total assets exceeding $9.5 billion, we have become a cornerstone for financial services in our area. Our mission is clear: to provide personalized banking solutions that empower our members while fostering community growth and support. While members can visit us at our branch address, official correspondence should be sent to the same location as our mailing address: 2425 Fair Oaks Blvd Suite 6, Sacramento, CA 95825. We invite you to stop by during our operating hours Monday through Thursday from 10:00 am to 6:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 10:00 am to 2:00 pm to meet our friendly staff and learn more about how we can assist you. Our mission extends beyond just offering financial products; it's about creating meaningful connections within the community. We actively participate in local events and initiatives that uplift those around us. Whether through partnerships with local organizations or community outreach programs, Patelco is dedicated to making a positive impact. In addition to traditional banking services like checking accounts and auto loans, we embrace modern technology to serve our members better. Our digital tools include online banking and mobile payments, ensuring that managing your finances is convenient and secure. We also prioritize accessibility for all by adhering to ADA compliance standards. We understand that every member's needs are unique. That's why we offer tailored solutions ranging from personal loans to business banking services. Our goal is not just to provide services but also to foster lasting relationships built on trust and respect. As we look ahead, Patelco remains committed to the same values that have guided us since our inception integrity, community focus, and innovation. We invite you to join us at Patelco and experience firsthand the benefits of being part of a credit union that truly cares about its members and their financial well-being. Together, let's build a brighter future!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Nestled near local favorites and essential services, our branch is just a stone's throw away from various shops and eateries, making it a convenient stop during your day. We are committed to ensuring that all members feel welcome here, which is why our facility meets ADA compliance standards, featuring accessible parking and ramps for ease of entry.

Operating Hours

At Patelco, we understand that life can be busy! That's why we offer flexible operating hours designed to fit your schedule. Visit us Monday through Thursday from 9:00 AM to 6:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 10:00 AM to 2:00 PM. Our friendly staff is ready to assist you with a smile during these hours.

Services Offered

You can take advantage of a variety of services at our branch. From personal banking options like checking and savings accounts to auto loans, mortgage loans, credit cards with rewards, and even business banking solutions there's something for everyone! Plus, if you need cash quickly, you'll be pleased to know that we have ATM availability right on site for your convenience. While members can visit us at 2425 Fair Oaks Blvd Suite 6 Sacramento Ca 95825, official correspondence should be sent to 2425 Fair Oaks Blvd Suite 6, Sacramento, CA 95825. If you have any questions or need assistance before your visit, feel free to call us at (916) 569-5280. We're here for you! So why wait? Come down to Patelco in Sacramento today and discover the difference personalized banking can make!

Member Eligibility

At Patelco, we believe that everyone deserves a place in our community, and becoming a member is your first step toward enjoying a wealth of financial benefits. If you live, work, or worship in the area, or if you have family members who are already part of our credit union, you're likely eligible to join us! We welcome individuals from all walks of life, ensuring that our services meet diverse needs. You can learn more about the specific eligibility requirements by visiting our detailed page at https://www.patelco.org/about-patelco/become-a-member . Joining Patelco opens up a world of possibilities think competitive loan rates, personalized service, and a friendly community that's ready to support you on your financial journey. The process to become a member is straightforward and inviting. To get started on opening your account, simply visit our online registration page at https://www.patelco.org/onlineregistration or give us a call at (916) 569-5280. We can't wait to welcome you into our family at 2425 Fair Oaks Blvd Suite 6 Sacramento Ca 95825!

Business Banking & Commercial Services

At Patelco, we understand that every business has unique needs and aspirations. Whether you're just starting or looking to expand, having the right financial partner can make all the difference. Our commercial lending options are designed to empower local businesses in Sacramento, CA. Imagine a small bakery in your neighborhood that dreams of expanding its menu and increasing production. With our support, it secured funding to purchase new equipment, helping it grow from a quaint shop to a bustling hub of delicious treats. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,428,259, we continue to drive economic growth by financing new and expanding businesses. But we don't stop there. Our merchant services are tailored to help you manage payments efficiently. Picture your customers checking out seamlessly with various payment options at their fingertips this is where we step in, making transactions smooth for both you and your clients. Visit us at 2425 Fair Oaks Blvd Suite 6 Sacramento Ca 95825 or call us at (916) 569-5280 to learn how we can support your business journey!

Comprehensive List Of Services

Business Banking

If you own a business, we have tailored solutions just for you. Our Business Banking services include essential tools like merchant services and business loans designed to help your company thrive. We're here to support local businesses and foster community growth.

Credit Cards

Enjoying rewards while spending is possible with our Credit Cards with Rewards program. You can earn points on everyday purchases that lead to exciting benefits down the line. It's an excellent way to make your money work harder for you.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your finances anytime, anywhere. With easy access to ATM and cash withdrawal services, along with basic ATM access for balance checks, banking has never been simpler. We invite you to reach out and learn more about how Patelco can assist you with your financial needs. Feel free to call us at (916) 569-5280 or visit us at our branch in Sacramento, CA. We're excited to be part of your financial journey!

Loans and Financing Options

For those dreaming of owning a car or buying a home, we offer a variety of loan options tailored to fit your needs. If you're in the market for a vehicle, consider our Auto Loans & Vehicle Financing; they come with competitive rates and flexible terms. Looking to settle into a new home? Our Mortgage Loans & Refinancing services can help you navigate through the process smoothly. We also provide Personal Loans & Debt Consolidation options for those looking to simplify their finances or handle unexpected expenses.

Personal Banking

When it comes to personal banking, we understand that everyone has different goals. Whether you're looking to open a checking or savings account, our friendly staff can guide you through the process. Our accounts come with features that help you manage your money effectively, like online banking and mobile access, making it easy to check balances or transfer funds right from your phone.

Digital & Online Banking

Key Features

With just a few clicks at https://www.patelco.org/ , you can access a range of services designed to make your banking experience smooth and efficient. Enjoy 24/7 online banking services that allow you to check balances, view transaction history, and manage your accounts from the comfort of your home. Plus, our e-statements feature makes it easy to stay organized without the clutter of paper statements. Need to send money quickly? Our person-to-person transfer service lets you send funds to friends or family instantly, making it simple to share expenses or help someone in need. And if you're on the go, don't forget about our mobile application! It's packed with features like mobile payments, so you can pay for purchases directly from your phone without any hassle.

Security and Ease of Use

Your security is our priority. While we currently do not offer electronic signature authorization for transactions, we ensure that all online interactions are protected with top-notch security measures. We aim to keep your financial information safe while providing a user-friendly interface that makes banking straightforward. Whether you're at home or out and about, managing your finances has never been easier. Join us at Patelco and experience the convenience of modern banking where everything you need is just a click away!

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 1,065,187, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patelco is your trusted partner. Visit us at 2425 Fair Oaks Blvd Suite 6 Sacramento Ca 95825 or call (916) 569-5280 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $15,841,827 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 820 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $967,064,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our $43,928 in used auto loans and $6,856,932,621 in total loans and leases, supporting members' financial goals across various sectors.

Secured Member Savings

Members' savings are secured through $2,424,527,505 in share certificates and $2,846,708,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $995,432,723, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,044 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $742,557,092 in used vehicle loans and $932,347,960 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our flexible terms make it easier than ever to drive home in your ideal car.

Business Loans

For business owners, our outstanding commercial loans totaling $4,428,259 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to support an established business, our tailored solutions can assist you in reaching your business goals.

Credit Lines

Our credit lines are another great option for those who want flexibility in managing their finances. With $3,524,846,441 available, you can access funds when you need them most, making it easier to handle unexpected expenses or invest in opportunities as they arise. At Patelco, we are committed to helping you succeed financially. To learn more about our loan offerings and how they can benefit you, please don't hesitate to reach out. You can contact us at (916) 569-5280 or visit us at our branch located at 2425 Fair Oaks Blvd Suite 6 Sacramento Ca 95825 in Sacramento, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $838,511,825, make buying or refinancing simple. We strive to provide competitive rates and personalized service to help you navigate the complexities of purchasing or refinancing your home.

Unsecured Credit Cards

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $340,929,889 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that fit your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a clear focus on transparency and reliability, LendMesh serves as a trusted resource for anyone seeking to navigate the loan market. LendMesh ensures accurate loan comparisons through its commitment to sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence guarantees that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov ). By prioritizing accuracy, LendMesh helps users make informed decisions about their financing options. One key advantage of using LendMesh is its Verified Data policy. Loan offers are sourced from legitimate financial institutions, ensuring that users have access to trustworthy information. Additionally, LendMesh does not feature Sponsored Listings, meaning that lenders are not prioritized based on paid promotions. This dedication to unbiased results fosters confidence in the comparison process. Another significant benefit is Real-Time Rate Comparisons. Users can view up-to-date loan rates from multiple institutions, enabling them to evaluate their options effectively. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For those ready to start comparing loans, visit LendMesh today to explore real-time loan offers and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

PATELCO CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Business Banking

Credit Cards

Digital Banking Features

Loans and Financing Options

Personal Banking

Digital & Online Banking

Key Features

Security and Ease of Use

Financial Strength

Growing Member Trust

Operational Efficiency

Reinvesting in Our Community

Secured Member Savings

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

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