Patelco Credit Union Roseville CA | Affordable Vehicle Loans & Business Banking

Introduction

At Patelco, we believe that financial well-being is more than just numbers; it's about fostering a community where every member feels valued and empowered. Located at 5040 Foothills Blvd, Roseville, CA 95747, our branch has proudly served the Roseville area since 1936. Over the years, we've grown into a trusted partner for more than 506,920 members, offering a range of financial services designed to meet your unique needs. Our commitment to our members is reflected in our impressive financial standing. With total assets of $9,525,458,343 and total deposits reaching $893,031,499, we are well-equipped to support you with your banking goals. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, Patelco is here to help. While you can always visit us at our branch on Foothills Blvd for personalized service, please note that all official correspondence should be sent to the same address. Our dedicated team of 839 employees, led by CEO Erin Mendez and Board President Jesse Rivera, is committed to ensuring that your experience with us is exceptional. We understand that trust is earned over time, which is why we prioritize transparency and integrity in all our operations. With a net worth of $995,432,723 and cash in hand totaling $112,682,482, we're ready to assist you today. So why wait? Give us a call at 916-872-6400 or visit us online at Patelco.org to discover how we can serve you better!

Branch History & Mission

Community Engagement

Patelco takes pride in giving back to the community. We actively participate in local initiatives, support nonprofits, and partner with organizations that make a positive impact in Roseville and beyond. Whether it's hosting financial literacy workshops or sponsoring community events, we're dedicated to enhancing the lives of those around us. While members can visit us at 5040 Foothills Blvd for all their banking needs, official correspondence should be sent to the same address. You can reach us at (916) 872-6400 during our operating hours: Monday through Thursday from 10:00 am - 6:00 pm, Friday from 10:00 am - 2:00 pm.

Join Us

We invite you to become part of the Patelco family. Experience firsthand how we can help you navigate your financial journey with confidence and care. Visit us today or explore membership options online at patelco.org. Together, let's build a brighter future!

Our Journey

Since opening our doors, Patelco has evolved significantly. We started with a small group of dedicated members who believed in the power of cooperative banking. Over the decades, we've expanded our services to meet the changing needs of our members while staying true to our mission of providing affordable financial solutions. Our commitment goes beyond just banking; it's about building lasting relationships and supporting our members through all stages of life. From personal checking and savings accounts to auto loans and mortgages, we strive to offer services that help our members achieve their financial goals.

Our Mission

Patelco's mission is clear: we are here to empower our members with the tools they need for financial success while fostering a strong sense of community. We believe that everyone deserves access to quality financial services and support, which is why we work diligently to ensure that our offerings are both comprehensive and accessible. In addition to traditional banking services, we embrace modern technology with features like online and mobile banking, ensuring that managing your finances is simple and convenient. We're committed to ADA compliance so that all members can utilize our services with ease.

Member Eligibility

At Patelco, we believe that everyone deserves the chance to be part of a caring community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, or if you have family members who are already part of our credit union, you're likely eligible to join us. We offer various financial services designed to support your goals, whether you're looking for a loan, savings options, or just a friendly place to manage your money. To learn more about the specific eligibility criteria, feel free to check out this resource for up-to-date details. Opening an account is just as easy! You can get started online by visiting this link. If you have any questions or need assistance along the way, don't hesitate to reach out at (916) 872-6400. We're here to help you take this exciting step toward financial empowerment at our branch located at 5040 Foothills Blvd Roseville Ca 95747. Join us today and become part of something special!

Business Banking & Commercial Services

At Patelco, we understand the unique challenges and opportunities that come with running a business. That's why we offer tailored business banking solutions designed to fuel your growth and success. Whether you're just starting out or looking to expand, our commercial loan options can help you achieve your goals. Imagine securing the funds needed to purchase new equipment, hire additional staff, or even open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,428,259, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify payment processing, making it easier for you to serve your customers. Imagine how convenient it would be for your customers to pay via credit card or mobile payment while enjoying quick access to their funds. At Patelco, we're here to help you navigate these financial waters and make informed decisions that benefit your business. Visit us at 5040 Foothills Blvd Roseville Ca 95747, Roseville, CA or call us at (916) 872-6400 to learn more about how we can support your business endeavors.

Comprehensive List Of Services

Connect with Us

Located at 5040 Foothills Blvd Roseville Ca 95747, we invite you to visit us or call us at (916) 872-6400 during our operating hours: Monday through Thursday from 10:00 AM - 6:00 PM, Friday from 9:00 AM - 6:00 PM, and Saturday from 10:00 AM - 2:00 PM. At Patelco, we're more than just a credit union; we're a community partner dedicated to helping you achieve financial well-being. Explore all the ways we can assist you by visiting us online at https://www.patelco.org/. We look forward to serving you!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Roseville. With our Online & Mobile Banking, managing your finances has never been easier. You can check balances, pay bills, transfer funds, and even send money to friends with just a few taps on your phone. Need cash on the go? Our ATM & Cash Withdrawal Services ensure that you have access to your funds whenever you need them, right from one of our conveniently located ATMs.

Personal Banking Services

When it comes to personal banking, we offer a variety of Checking and Savings Accounts tailored to fit your lifestyle. Imagine having a checking account that not only simplifies your everyday transactions but also earns you interest! With our savings accounts, you can grow your savings effortlessly while enjoying competitive rates. If you're in the market for a new vehicle, our Auto Loans and Vehicle Financing options provide flexible terms to help you drive away in your dream car without breaking the bank. For those considering homeownership, our Mortgage Loans and Refinancing services make it easier than ever to secure your ideal home loan or refinance your current mortgage for better rates.

Support for Your Financial Goals

We know that life can throw unexpected expenses your way. That's where our Personal Loans and Debt Consolidation options come into play, helping you manage your finances more effectively. And if you're looking to reward yourself while spending, check out our Credit Cards with Rewards, designed to give back with every purchase. For entrepreneurs and small business owners, we offer robust Business Banking services, including Merchant Services and Business Loans. Our team is here to support your business growth with tailored financial solutions.

Digital & Online Banking

Key Features

One of the standout features of our online banking is its user-friendly interface. You can easily navigate through your accounts at https://www.patelco.org/ to check balances, view transactions, and manage your finances without any hassle. Plus, for those who prefer paperless options, we offer e-statements to keep your documents organized and secure. If you're always on the move, our mobile application is here to help. Whether you're paying for coffee or splitting a dinner bill with friends, our mobile payments feature makes transactions quick and easy. And if you need to send money to someone else? Our person-to-person transfer service has got you covered making it simple to send cash in real time.

Security You Can Trust

We prioritize your security at every step. While we currently do not support electronic signature authorization for online transactions, rest assured that our systems are built with robust security measures to protect your information. Your peace of mind is essential as you manage your finances digitally. With all these services available at Patelco, keeping track of your finances has never been easier. Experience the freedom of banking anytime, anywhere by visiting https://www.patelco.org/ today!

Financial Strength

Commitment to Growth

With $967,064,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our capacity to lend is substantial; we have $43,928 in used auto loans and $6,856,932,621 in total loans and leases available for our members. Our operational efficiency is reflected in our $6,572,880, which enables us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patelco is your trusted partner. Visit us at 5040 Foothills Blvd Roseville Ca 95747 or call (916) 872-6400 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 820 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strength of our organization is further illustrated by our growing member base; we currently have 1,065,187 share accounts entrusted to us by members who value our commitment to their financial well-being.

Member-Focused Savings

Members' savings are secured through $2,424,527,505 in share certificates and $2,846,708,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $995,432,723, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is crucial for our ability to support you in achieving your financial goals. Our net worth ratio of 10.44% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $742,557,092 in used vehicle loans and $932,347,960 in new vehicle loans already helping members get on the road. We also provide options for refinancing existing auto loans, ensuring you have the best deal possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $838,511,825, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to guide you through the process.

Other Loan Options

In addition to these main categories, we provide access to credit lines totaling $3,524,846,441 for those who need extra flexibility in managing their finances. For business owners, our outstanding commercial loans totaling $4,428,259 provide the capital needed to grow and expand. If you're interested in exploring any of these options further or want more information about eligibility criteria, please feel free to reach out to us at (916) 872-6400. Our knowledgeable staff at 5040 Foothills Blvd Roseville Ca 95747, Roseville, CA are ready to assist you during our operating hours: 10:00 am - 6:00 pm from Monday through Thursday, 9:00 am - 6:00 pm on Fridays, and 10:00 am - 2:00 pm on Saturdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your borrowing options today with Patelco, where we prioritize your financial success!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $340,929,889 in loans helping members manage their finances effectively. These credit cards come with various benefits and rewards designed to fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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PATELCO CREDIT UNION - Roseville, CA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Roseville, CA (95747)

Introduction

Branch History & Mission

Community Engagement

Join Us

Our Journey

Our Mission

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Connect with Us

Convenient Digital Banking

Personal Banking Services

Support for Your Financial Goals

Digital & Online Banking

Key Features

Security You Can Trust

Financial Strength

Commitment to Growth

Conclusion

Dedicated Team

Member-Focused Savings

Strong Financial Health

Loan Offering

Auto Loans

Mortgage Loans

Other Loan Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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