PATELCO CREDIT UNION

Welcome to Patelco, your trusted financial partner located at 360 22Nd St, Oakland, CA 94612. Since our establishment in 1936, we have been dedicated to supporting our members with a wide range of financial services tailored to meet their needs. With over 506,920 members and total assets of an impressive $9,525,458,343, Patelco stands as a pillar of strength in the community. At Patelco, we pride ourselves on being more than just a credit union; we are a community-focused institution committed to enhancing the financial well-being of our members. Our team, led by CEO Erin Mendez and Board President Jesse Rivera, is here to provide personalized service and support every step of the way. Whether you're looking for a checking account, auto loans, mortgages, or business banking solutions, our experienced staff is ready to assist you. While members can visit us at our branch location, official correspondence should be sent to 360 22nd St, Oakland, CA 94612. You can reach us at (510) 817-5000 during our lobby hours from 9:00 AM to 5:00 PM Monday through Thursday and until 6:00 PM on Fridays. Our commitment extends beyond numbers; with total deposits amounting to $893,031,499 and a net worth of $995,432,723, we ensure that your hard-earned money is safe and sound. We also have available cash in hand of $112,682,482, allowing us to serve you better. Join us at Patelco today! Visit our website at Patelco or give us a call so we can help you achieve your financial goals. Your journey towards financial empowerment starts here!

Patelco has a rich history of serving the community since its establishment in 1936. Located at 360 22Nd St, Oakland, CA 94612, our branch has grown alongside its members, evolving to meet their financial needs while staying true to our mission of empowering individuals and families through accessible banking solutions. Over the years, Patelco has expanded its services and membership base significantly. Today, we proudly serve over 506,920 members with total assets reaching an impressive $9,525,458,343. This growth is a testament to our commitment to providing personal banking services that foster financial well-being and community support. At Patelco, our mission is clear: we aim to enhance the lives of our members by offering a range of financial services designed to help them achieve their goals. Whether it's through checking and savings accounts, auto loans, mortgages, or business banking solutions, we are dedicated to ensuring that everyone has access to the tools they need for financial success. We believe that when our members thrive, so does the community. While members can visit us at our physical branch in Oakland, official correspondence should be sent to our mailing address at 360 22nd St, Oakland, CA 94612. Our branch operates Monday through Thursday from 9:00 AM to 5:00 PM and extends its hours on Fridays until 6:00 PM. We also provide convenient ATM access for quick transactions. Our commitment goes beyond just banking; we actively engage in partnerships and community outreach efforts aimed at supporting local initiatives. We strive to create a positive impact within Oakland by participating in events and programs that uplift those around us. As we continue forward with this legacy of service and support, we invite you to join us at Patelco. Experience firsthand how we can help you reach your financial aspirations while contributing positively to your community. Together, let's build a brighter future! For more information or to become a member today, call us at 510-817-5000 or visit our website at Patelco.

At Patelco, we believe that becoming a member is like joining a close-knit community where everyone supports each other. If you're looking to be part of something special, you might just be eligible! Membership is open to anyone who lives, works, worships, or attends school in certain areas. We also welcome family members of current members. This means if you have a loved one who's already with us, you can easily join the family too! For more specific details on eligibility requirements, feel free to check out our guidelines at https://www.patelco.org/about-patelco/become-a-member . Joining Patelco not only connects you to great financial services but also offers you a sense of belonging and support. Opening an account is straightforward and friendly just visit us at our branch located at 360 22Nd St Oakland Ca 94612 or start your application online through this link: https://www.patelco.org/onlineregistration . If you have any questions or need assistance, don't hesitate to call us at (510) 817-5000. We're excited to welcome you into our community!

At Patelco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our robust financial foundation, you can trust that your money is in safe hands. With a net worth of $995,432,723, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.44% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,424,527,505 in share certificates and $2,846,708,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $967,064,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant: with $43,928 in used auto loans and a total of $6,856,932,621 in loans and leases available for members' financial goals across various sectors. Our operational efficiency is reflected in our impressive net income of $15,841,827, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 820 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts stand at an impressive 1,065,187, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patelco is your trusted partner. Visit us at 360 22Nd St Oakland Ca 94612 or call 510-817-5000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*