Patelco Credit Union Fairfield CA | Top Auto Loans & Personal Banking

Introduction

Welcome to Patelco, your trusted financial partner located at 3101 Travis Blvd Ste A, Fairfield, CA 94534. Since our establishment in 1936, we have proudly served our community with a commitment to providing exceptional banking services tailored to your needs. With a strong membership base of over 506,920 individuals and families, we're dedicated to empowering our members with the financial resources they deserve. At Patelco, we believe that banking should be simple and accessible. That's why we offer a comprehensive range of services, including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our total assets of $9,525,458,343 reflect our stability and dedication to serving you better every day. Whether you're looking to save for the future or need a loan for that dream car, we've got you covered with over 283,325 loans and leases issued. While members can visit us at our branch address mentioned above, official correspondence should be sent to the same mailing address: 3101 Travis Blvd Ste A, Fairfield, CA 94534. Our team of dedicated professionals is here for you with 839 employees ready to assist you during our operating hours: Monday through Thursday from 10:00 AM to 6:00 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 10:00 AM to 2:00 PM. Under the leadership of CEO Erin Mendez and Board President Jesse Rivera, Patelco continues to thrive as a member-focused credit union with a net worth of $995,432,723 and total deposits reaching $893,031,499. We take pride in our community involvement and are constantly looking for ways to give back. We invite you to explore all that Patelco has to offer by visiting our website at Patelco.org or calling us at 707-399-1960. Join us today and discover how we can help you achieve your financial goals!

Branch History & Mission

Community Engagement

Our dedication goes beyond just banking; we take pride in actively engaging with our community through various outreach programs and partnerships. We believe in giving back by supporting local initiatives that uplift those around us. Whether it's sponsoring events or participating in volunteer efforts, Patelco aims to make a meaningful impact. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 3101 Travis Blvd Ste A, Fairfield, CA 94534. We invite you to become part of the Patelco family today! Experience the benefits of membership where financial empowerment meets community spirit. For more information on how you can join us or open an account online, visit Patelco's website or call us at (707) 399-1960. Join us in creating a brighter future together!

Our Mission

At Patelco, our mission is simple yet powerful: to empower our members with the financial tools they need to achieve their goals while also supporting the communities we serve. We are committed to offering personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Additionally, we provide business banking solutions including merchant services and business loans. We understand that each member's journey is unique. That's why we strive to enhance your experience with user-friendly online and mobile banking options. Our commitment to innovation ensures that you can manage your finances anytime and anywhere.

Branch Location & Accessibility

Accessibility Features

At Patelco, we prioritize accessibility for all our members. Our branch is designed to be welcoming and easy to navigate, featuring ADA-compliant ramps and parking spaces close to the entrance. Whether you're visiting for personal banking needs or exploring our loan options, we want your experience to be smooth and enjoyable.

Operating Hours

We know that life gets busy, so we've made our hours flexible to fit your schedule! Our lobby is open from 10:00 AM to 6:00 PM Monday through Thursday, 9:00 AM to 6:00 PM on Fridays, and from 10:00 AM to 2:00 PM on Saturdays. Feel free to stop by during these times for any of your banking needs.

Services Offered

At Patelco, we offer a variety of services tailored for everyone from personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards to business banking services including merchant services and business loans. Plus, with ATM access available right at our branch, withdrawing cash or checking your balance is quick and hassle-free. While members can visit us at 3101 Travis Blvd Ste A Fairfield Ca 94534, official correspondence should be sent to 3101 Travis Blvd Ste A, Fairfield, CA 94534. If you have any questions or need assistance before visiting, don't hesitate to give us a call at (707) 399-1960. We look forward to welcoming you into our Patelco family!

Member Eligibility

Becoming a member of Patelco is like joining a close-knit family where your financial well-being is our priority. At Patelco, located at 3101 Travis Blvd Ste A Fairfield Ca 94534, we welcome anyone who shares our community spirit, whether you're looking to open a savings account, apply for a loan, or just explore your options. To be eligible, you generally need to live or work in the areas we serve, which allows us to better understand and meet your needs. For more specific details on what it takes to become a member, feel free to check out our eligibility criteria at https://www.patelco.org/about-patelco/become-a-member. Joining us is simple! You can start the process online by visiting https://www.patelco.org/onlineregistration, or if you prefer a personal touch, give us a call at (707) 399-1960. We're here to help guide you every step of the way and ensure you feel right at home as part of our community.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,428,259, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine having the ability to accept payments seamlessly whether in-store or online giving your customers more options while streamlining your operations. With our reliable services, you can focus on what you do best: running your business. Located at 3101 Travis Blvd Ste A Fairfield Ca 94534, Fairfield, CA, our team is ready to partner with you on your journey to success. Contact us at (707) 399-1960 or visit us online at https://www.patelco.org/ to learn more about how we can support your business banking needs.

Comprehensive List Of Services

Business Banking Solutions

For our entrepreneurial members, we offer comprehensive business banking services including merchant services and business loans. We know how important it is for small businesses to thrive, which is why our tailored solutions are designed to support your growth.

Credit Cards with Benefits

Looking for a way to earn rewards while spending? Our credit cards come with attractive rewards programs that let you earn points on everyday purchases. It's an easy way to give back while enjoying the benefits of responsible spending.

Digital Banking Convenience

In today's fast-paced world, convenience matters. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. With easy access to ATM and cash withdrawal services, as well as basic ATM functions like balance checks, keeping track of your finances has never been simpler. At Patelco, we believe in making banking accessible and straightforward for everyone. If you're interested in learning more about our services or have any questions, don't hesitate to reach out! Give us a call at (707) 399-1960 or visit us at 3101 Travis Blvd Ste A Fairfield Ca 94534 in Fairfield. Let us help you navigate your financial journey today!

Home Financing

Owning a home is a dream for many, and at Patelco, we offer mortgage loans and refinancing options that can make this dream a reality. We're here to guide you through the process, ensuring you find the best rates and terms suited for your situation.

Loans Made Easy

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can tackle those challenges head-on. Whether it's for home improvements or consolidating existing debts into one manageable payment, we provide flexible options that fit your budget.

Personal Banking

We understand that managing finances can sometimes feel overwhelming. That's why we offer a variety of personal banking options designed to make your life easier. Our checking and savings accounts are tailored to fit different lifestyles and needs. If you're planning to buy a car or need financing for a vehicle, our auto loans and vehicle financing solutions can help you hit the road without breaking the bank.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. You can also enjoy the convenience of e-statements, which are readily available for easy tracking of your financial activity without the clutter of paper statements. If you're looking to send money to friends or family, our person-to-person transfers make it simple and quick. For those who prefer banking on-the-go, our mobile application provides all the features of our online banking right in your pocket. You can also make mobile payments easily, giving you more flexibility in how you handle transactions.

Security and Accessibility

Your security is our top priority. While we do not currently offer electronic signature authorization, rest assured that our systems are designed with robust security measures to keep your information safe. Our platform is built to be user-friendly so that you can navigate your accounts effortlessly. In a world where time is precious, Patelco makes sure that managing your finances is straightforward and efficient. Whether you're at home or out and about, you'll have real-time access to all your banking needs. Experience the freedom of digital banking today!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patelco is your trusted partner. Visit us at 3101 Travis Blvd Ste A Fairfield Ca 94534 or call (707) 399-1960 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Members' savings are secured through $2,424,527,505 in share certificates and $2,846,708,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $15,841,827 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 820 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 1,065,187, showing a strong and growing member base that trusts us with their finances.

Reinvesting for Your Benefit

With $967,064,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $43,928 in used auto loans and $6,856,932,621 in total loans and leases.

Solid Financial Health

With a net worth of $995,432,723, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,044 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Patelco, we understand that everyone has unique financial needs. That's why we offer a variety of loan products designed to help you achieve your goals, whether you're looking to buy a new car, purchase a home, or manage your finances with ease. With over 283,325 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly attractive; looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $742,557,092 in used vehicle loans and $932,347,960 in new vehicle loans already helping members get on the road. If homeownership is on your mind, consider our mortgage options. We offer Junior Lien 1-4 Family Residential Properties loans totaling $838,511,825, making buying or refinancing simple and accessible. For those who need flexibility in managing their expenses, we also have unsecured credit card loans available. With a total of $340,929,889 in loans, our credit cards can help you handle everyday purchases without breaking the bank. Additionally, for business owners looking to expand, our outstanding commercial loans totaling $4,428,259 provide the capital needed to grow and succeed. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in refinancing or checking your eligibility for any of our loan products, please don't hesitate to reach out. You can contact us at (707) 399-1960, visit us at our branch located at 3101 Travis Blvd Ste A Fairfield Ca 94534, Fairfield, CA, or explore more options online at our website. Let us help you navigate your financial journey with confidence!

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Patelco

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans