At Patelco, we're more than just a credit union; we're a family dedicated to helping each other thrive financially. Whether you're looking for personal banking options like checking accounts and auto loans or seeking assistance with business banking solutions, we have something for everyone. We invite you to explore the benefits of membership with us. Experience personalized service that puts you first. Visit us today at 9121 E Stockton Blvd Elk Grove Ca 95624 or call us at (916) 683-8400 for more information on how you can join Patelco and take control of your financial future!
From the start, Patelco has focused on fostering strong relationships with our members and providing them with the tools they need to achieve their financial goals. We have continuously evolved to meet the changing needs of our community while staying true to our mission. As technology advanced, so did we introducing online banking, mobile payments, and e-statements to enhance our members' experience. While members can visit us at 9121 E Stockton Blvd Elk Grove Ca 95624, official correspondence should be sent to 9121 E Stockton Blvd, Elk Grove, CA 95624 if it differs. We're open Monday through Thursday from 10:00 am to 6:00 pm, Friday from 10:00 am to 2:00 pm, making it easy for you to come by and meet with us. Plus, we offer ATM availability for your convenience.
Our mission is simple yet powerful: to empower our members through exceptional financial services and community support. At Patelco, we believe in not just providing banking solutions but also enriching lives through education and outreach initiatives. We are committed to ensuring that everyone in our community has access to affordable financial resources. We take pride in being ADA compliant and customer-centric, ensuring that all of our facilities and services are accessible to everyone. Furthermore, we actively partner with local organizations to strengthen our community ties and provide vital support where it's needed most.
If you have any questions or need assistance, feel free to give us a call at (916) 683-8400. Our friendly team is ready to help you navigate your financial journey. We invite you to come by Patelco today we look forward to serving you!
We understand that your time is valuable, which is why we offer flexible operating hours. You can stop by Monday through Thursday from 10:00 AM to 6:00 PM and on Friday from 10:00 AM to 2:00 PM. We encourage you to plan your visit accordingly so you can take full advantage of everything we have to offer.
At Patelco, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts, auto loans, and credit cards with rewards, to business banking solutions including merchant services and business loans, we've got something for everyone. Plus, our ATM services are available for your convenience, allowing quick access for withdrawals and balance checks.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,428,259, we continue to drive economic growth by financing new and expanding businesses.
In addition to loans, we offer robust merchant services designed to simplify transactions and enhance cash flow. Picture this: you're at a bustling local market, and a customer wants to pay with their card. With our merchant services, you can accept payments quickly and securely, ensuring that no sale slips through the cracks. This not only helps streamline your operations but also improves customer satisfaction. Located conveniently at 9121 E Stockton Blvd Elk Grove Ca 95624, Elk Grove, CA 95624, our team at Patelco is ready to partner with you on your journey toward success. Reach out today at (916) 683-8400 to learn more about how we can help your business thrive!
For our business members, we offer tailored services including Merchant Services & Business Loans that can help your business thrive. We understand the challenges small businesses face, and we're committed to being a partner every step of the way.
In today's fast-paced world, convenience is key. At Patelco, we provide robust Online & Mobile Banking platforms that let you access your accounts anytime, anywhere. Whether you're checking balances, transferring funds, or making payments through our mobile app, managing your money has never been easier. With our ATM & Cash Withdrawal Services, including basic ATM access for withdrawals and balance checks, getting cash when you need it is hassle-free. We know your time is valuable; that's why we strive to offer efficient solutions without sacrificing personal service. Our team is ready to assist you during our operating hours: Monday through Thursday from 10:00 AM to 6:00 PM, Friday from 10:00 AM to 2:00 PM. If you're interested in becoming part of our community or exploring any of these services further, please don't hesitate to reach out! Call us at (916) 683-8400 or visit us online at Elk Grove. We look forward to helping you achieve your financial goals!
Our personal banking services are crafted with you in mind. We offer various Checking & Savings Accounts that cater to different lifestyles and goals. If you're planning to purchase a new car, our Auto Loans & Vehicle Financing options can provide you with competitive rates and flexible terms. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing solutions make the process smooth and straightforward.
Life can be unpredictable, but that doesn't mean your finances have to be. Our Personal Loans & Debt Consolidation services can assist you in managing unexpected expenses or consolidating debt into one easy monthly payment. Plus, enjoy the benefits of our Credit Cards with Rewards, which allow you to earn while you spend.
We also provide e-statements, making it easy to keep track of your finances without the clutter of paper statements. And if you ever need to sign documents electronically, we've got you covered though electronic signature authorization isn't required for all services. At Patelco, we believe that banking should fit into your life seamlessly. Our user-friendly tools empower you to manage your account in real-time, giving you control over your financial journey. Whether you're making quick transactions or reviewing your monthly statements, everything is designed with simplicity in mind. Join us today and experience the freedom of digital banking at Patelco!
Visit us at https://www.patelco.org/ to discover how our online banking platform allows you to check balances, pay bills, and transfer money with just a few clicks. You'll enjoy the peace of mind knowing that your transactions are secure, thanks to robust encryption and security measures in place. If you're always on the go, our mobile application is perfect for you! It supports mobile payments so you can make purchases directly from your phone. Plus, with person-to-person transfers available, sending money to friends or family is as simple as tapping your screen.
Total Share Accounts: 1,065,187, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, showcasing our capacity to support your needs now and in the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patelco is your trusted partner. Visit us at 9121 E Stockton Blvd Elk Grove Ca 95624 or call (916) 683-8400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Members' savings are secured through $2,424,527,505 in share certificates and $2,846,708,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our $6,572,880 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 820 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With $967,064,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide financing is further reflected in our $43,928 in used auto loans and $6,856,932,621 in total loans and leases, supporting your financial goals across various sectors.
With a net worth of $995,432,723, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.44% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $742,557,092 in used vehicle loans and $932,347,960 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find the right financing for your next vehicle purchase.
For business owners, our outstanding commercial loans totaling $4,428,259 provide the capital needed to grow and expand your business. We understand the unique challenges businesses face and work closely with you to develop solutions that fit your needs. At Patelco, we believe in providing straightforward lending options that empower our members. For more details on eligibility and how to apply for any of these products, feel free to contact us at (916) 683-8400, or visit us at our branch located at 9121 E Stockton Blvd Elk Grove Ca 95624 in Elk Grove, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $838,511,825, make buying or refinancing simple. We also have refinancing options available if you're looking to adjust your existing mortgage terms for better savings.
Managing daily expenses or planning a big purchase? We offer flexible terms on unsecured credit card loans, with a total of $340,929,889 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored to fit your lifestyle.
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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers without hidden conditions or surprises.