Patelco Credit Union Danville CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Patelco, your trusted financial partner in the heart of Danville, CA. Located at 310 Hartz Ave, our branch has been serving the community since 1936, dedicated to fostering financial well-being and empowerment for all our members. With a strong membership base of over 506,920 individuals, we pride ourselves on being more than just a credit union; we are a cornerstone of our local community. At Patelco, we understand that everyone's financial journey is unique. That's why we offer a wide range of services tailored to meet your needs, from personal banking and auto loans to mortgage financing and business banking solutions. Our total assets of over $9.5 billion reflect our commitment to providing robust financial support and resources. With total deposits reaching $893,031,499 and net worth exceeding $995,432,723, you can trust that your money is in safe hands. Our team is led by experienced professionals who are passionate about helping you succeed financially. Under the leadership of CEO Erin Mendez and Board President Jesse Rivera, we strive to create an environment where every member feels valued and supported. Our dedicated staff of 839 employees is here to assist you with any inquiries or concerns you may have. While members can visit us at our branch location for personalized service, official correspondence should be sent to the same address: 310 Hartz Ave, Danville, CA 94526. Whether you're looking to open an account or need assistance with loans, we're just a phone call away at 925-855-2400. Explore more about our offerings by visiting our website at www.patelco.org. Join us today and experience the Patelco difference where your financial goals become our mission!

Branch History & Mission

Welcome to Patelco, a credit union with a rich history and a strong commitment to the community of Danville, CA. Since our founding in 1936, we have been dedicated to serving our members with respect and care. Over the years, Patelco has grown significantly, now boasting a total membership of over 506,920 and total assets amounting to an impressive $9,525,458,343. Located at 310 Hartz Ave in Danville, our branch is conveniently situated near local landmarks that make us easily accessible for all. Our mission is simple yet profound: we aim to provide financial services that empower our members while actively supporting our community. We believe in putting people first offering personal banking services that include checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Since our inception, Patelco has evolved by embracing advancements in technology. We offer online and mobile banking options that allow members to manage their finances easily from anywhere. Our commitment to accessibility includes ADA compliance initiatives ensuring everyone can access our services without barriers. While members can visit us at our Danville branch for their banking needs, official correspondence should be sent to the same address: 310 Hartz Ave, Danville, CA 94526. You can reach us at (925) 855-2400 during our operating hours: Monday through Wednesday from 9:00 AM to 5:00 PM; Thursday from 10:00 AM to 6:00 PM; and Friday from 10:00 AM to 2:00 PM. At Patelco, we pride ourselves on being more than just a financial institution; we are an integral part of the Danville community. Through various partnerships and outreach programs, we strive to uplift those around us by providing not just financial assistance but also support for local initiatives. As you consider your financial future, we invite you to join Patelco. Experience firsthand the benefits of being part of a community-focused credit union that values your needs and champions your goals. Visit us today or explore more about how you can become a member by checking out our website here. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access and Parking

Finding us is a breeze! Our branch offers ample parking right outside for your convenience. Plus, we have features that ensure everyone can visit us comfortably, including ADA-compliant access and ramps. If you're coming from downtown Danville or surrounding neighborhoods, you'll appreciate how easy it is to pop in for assistance.

Operating Hours Tailored to You

At Patelco, we value your time. Our lobby hours are designed with your schedule in mind: we're open Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday from 10:00 AM to 6:00 PM, and Friday from 10:00 AM to 2:00 PM. We want you to feel welcome whenever you choose to visit!

Services Designed for Your Needs

Our branch is equipped with an ATM for quick cash withdrawals and balance checks, ensuring you have access to your funds when you need them. While we currently don't offer drive-thru service or shared services at this location, our friendly staff is here ready to assist you with a wide range of services from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. While members can visit us at 310 Hartz Ave for all their banking needs, official correspondence should be sent to the same address. If you're curious about what Patelco can do for you or have any questions, don't hesitate to give us a call at 925-855-2400. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Patelco is like joining a family that truly cares about your financial well-being. If you're looking to be part of a supportive community in Danville, you'll be pleased to know that membership is open to anyone who lives or works in certain areas, including those associated with specific organizations and groups. This means that whether you're just starting out or looking for a place to grow your savings, Patelco has something valuable to offer you. To get the full scoop on eligibility criteria, check out the details at https://www.patelco.org/about-patelco/become-a-member. Opening an account is as simple as it gets! Just visit us at https://www.patelco.org/onlineregistration, or give us a call at (925) 855-2400 if you have any questions. Our friendly staff will be more than happy to help you navigate the process and make sure you feel right at home. We can't wait to welcome you to our branch located at 310 Hartz Ave Danville Ca 94526, where your financial goals become our mission!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,428,259, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, accepting payments should be simple and efficient. Our merchant services allow you to process transactions seamlessly, whether you're at a storefront or online. Imagine completing a sale with just a tap or click, giving your customers the convenience they expect while freeing you up to focus on what you do best running your business. If you're looking for a trusted partner in your business journey, visit us at 310 Hartz Ave Danville Ca 94526 in Danville, CA, or call us at (925) 855-2400 to learn more about how our services can help you thrive.

Comprehensive List Of Services

Business Banking Services

For our members running businesses, we haven't forgotten you! Our business banking services, including merchant services and business loans, are designed to support you in achieving your business goals. This means having the financial backing necessary to grow without the hassle.

Convenient Access Anytime

We know life gets busy, which is why our digital banking features allow you to access all these services anytime, anywhere. With ATM services available at our branch and online capabilities like person-to-person payments, managing your finances has never been easier.

Credit Cards and Personal Loans

Looking for extra cash? Our personal loans can assist with various needs such as debt consolidation or unexpected expenses. Plus, don't forget about our credit cards that come with rewards perfect for those who love earning points on their everyday purchases!

Get In Touch!

If you have any questions or want to learn more about how we can support your financial journey, don't hesitate to reach out! Call us at (925) 855-2400 or visit us at 310 Hartz Ave Danville Ca 94526 in Danville, CA. Let's work together toward achieving your financial goals today!

Personal Banking Solutions

Starting with personal banking, we provide a variety of checking and savings accounts designed for everyday use. Imagine having access to your funds whenever you need them while also earning interest on your savings. With our easy online and mobile banking options, managing your finances is simple and convenient. You can check balances, transfer money, and even pay bills from the comfort of your home. When it comes to financing, our auto loans and vehicle financing options make purchasing a car straightforward. We offer competitive rates and flexible terms that fit your budget perfectly. If buying a home is on your horizon, explore our mortgage loans and refinancing solutions that can help you unlock the door to homeownership or adjust your current mortgage for better terms.

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to access your e-statements whenever you want. Say goodbye to paper clutter and hello to a more organized way of keeping track of your finances! You can also enjoy person-to-person transfers, making it easy to send money to friends or family without any hassle. If you're always on the go, you'll love our mobile application, which offers all the same great features as our online platform right at your fingertips. Plus, with our mobile payments feature, you can make purchases directly from your phone no wallet needed!

Security and Convenience

Your security is our top priority. While we currently do not offer electronic signature authorization for transactions, rest assured that we have robust measures in place to keep your information safe. Our user-friendly platform makes navigating your accounts a breeze, so you can focus on what truly matters your financial goals. With easy access to all these services at https://www.patelco.org/, managing your accounts has never been easier or more secure. Join us at Patelco today and experience the freedom that comes with modern banking!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 1,065,187, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patelco is your trusted partner. Visit us at 310 Hartz Ave Danville Ca 94526 or call (925) 855-2400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings and Investments

Members' savings are secured through $2,424,527,505 in share certificates and $2,846,708,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $995,432,723, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.44% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinventing Banking for You

With $967,064,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $43,928 in used auto loans and $6,856,932,621 in total loans and leases. Our operational efficiency is reflected in our $6,572,880, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 820 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $742,557,092 in used vehicle loans and $932,347,960 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or opting for a reliable used option, our financing solutions can make it easier for you.

Credit Lines and Unsecured Loans

For those looking for flexibility in managing expenses, we offer credit lines with a total of $3,524,846,441 available. Additionally, our unsecured credit card loans amounting to $340,929,889 can help you manage your finances effectively without the need for collateral.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $838,511,825, make buying or refinancing simple. We aim to provide transparent processes and support throughout your journey toward owning your home.

Refinancing and Eligibility Options

If you're considering refinancing an existing loan or exploring eligibility options for any of our products, please reach out. We are here to assist you in navigating these choices and finding what works best for your situation. For more information on our loan offerings or to start your application process today, please contact us at 925-855-2400 or visit us at 310 Hartz Ave Danville Ca 94526. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Patelco can support your financial journey today!

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PATELCO CREDIT UNION - Danville, CA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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