Patelco Credit Union Brentwood CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Patelco, your trusted financial partner right here in the heart of Brentwood, California! Located at 5601 Lone Tree Way Ste T110, we are proud to serve our community since 1936. With a strong commitment to our members, we have grown to include over 506,920 individuals who rely on us for their banking needs. At Patelco, we understand that every member has unique financial goals. That's why we offer a variety of services tailored just for you, from personal banking and auto loans to mortgage financing and credit cards with rewards. Our total assets of over $9.5 billion reflect our stability and dedication to helping you achieve your financial dreams. While members can visit us at our branch location, official correspondence should be sent to 5601 Lone Tree Way Ste T-110, Brentwood, CA 94513-5376. We pride ourselves on being more than just a credit union; we're a vital part of the community. With a net worth of $995 million and total deposits reaching $893 million, you can trust that your money is safe with us. Our leadership team is committed to ensuring that you receive the best service possible. Led by CEO Erin Mendez and Board President Jesse Rivera, our experienced staff of 839 employees is always ready to assist you. Whether you're looking for guidance on loans or want help with online banking, we're here for you. Ready to take the next step in your financial journey? Give us a call at 925-240-2800 or visit our website at www.patelco.org to learn more about what we can do for you. Your future starts here at Patelco!

Branch History & Mission

Join Us

We invite you to experience the benefits of being part of Patelco. Join us today and discover how we can help you achieve your financial dreams while being an integral part of a supportive community. Visit our website or call us at 925-240-2800 for more information on how to become a member. Together, let's build a brighter future!

Our Journey

Patelco started with a simple mission: to provide financial services that empower our members and enrich their lives. From our humble beginnings, we have continuously evolved to meet the changing needs of our community. With each milestone be it expanding our services or embracing new technology we have remained focused on what truly matters: supporting our members in achieving their financial goals. Our headquarters in Dublin, CA, serves as the backbone for our operations while we maintain our strong local presence here in Brentwood. As we look back on nearly nine decades of service, we are proud of how far we've come and excited about the future ahead.

Our Mission

At Patelco, our mission is not just about banking; it's about making a real difference in people's lives. We believe that everyone deserves access to affordable financial products and services that can help them thrive. That's why we offer a wide range of services from checking and savings accounts to auto loans and mortgages all designed with our members' best interests in mind. But we're more than just a credit union; we're your neighbors. We actively engage in community outreach programs and partnerships aimed at uplifting those around us. Whether it's through financial education workshops or support for local charities, we strive to give back to the community that has given us so much. While you can visit us at our branch location for all your banking needs during our operating hours Monday through Thursday from 10 AM to 6 PM, Friday from 9 AM to 6 PM, and Saturday from 10 AM to 2 PM you can also take advantage of modern conveniences like online banking and mobile payments. With ATM availability right here in Brentwood, accessing your funds has never been easier. For official correspondence, please send mail to 5601 Lone Tree Way Ste T-110, Brentwood, CA 94513-5376.

Branch Location & Accessibility

Conveniently Located

Situated in the heart of Brentwood, our branch is just a stone's throw away from popular spots like the Brentwood Plaza and nearby schools. This prime location means you can easily combine your banking visit with errands or family outings. Plus, we offer ample parking and ADA-compliant access features, ensuring everyone can visit us comfortably.

Get in Touch

Have questions or want to learn more? Feel free to give us a call at 925-240-2800. Our friendly staff is eager to assist you! We invite you to come down and experience our welcoming atmosphere firsthand. At Patelco, you're not just a member; you're part of our community!

Operating Hours & Services

We understand that life can get busy, which is why we strive to accommodate your schedule. You can visit us Monday through Thursday from 10:00 am to 6:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 10:00 am to 2:00 pm. Need cash in a hurry? Our ATM is available for your convenience, allowing you to access funds anytime. At Patelco, we provide a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we're dedicated to helping you achieve your financial goals. Our personal banking options are designed with you in mind, whether you're looking for online banking solutions or face-to-face support.

Member Eligibility

At Patelco, we believe in creating a welcoming and supportive community where everyone can thrive. Becoming a member is simple and opens the door to a range of benefits designed just for you. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join our family. We also welcome members from various associations and organizations that partner with us. To find out all the details about eligibility criteria, you can check out this helpful resource: https://www.patelco.org/about-patelco/become-a-member. Joining Patelco not only gives you access to excellent financial services but also connects you with a network of like-minded individuals who value community support. Ready to take the next step? Opening an account is a breeze! You can start the process online by visiting https://www.patelco.org/onlineregistration. If you have any questions or need assistance, feel free to reach out at (925) 240-2800. We're here to help you on your journey toward financial wellness!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,428,259, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine having a partner who simplifies payment processing so you can focus on what you do best running your business. Our merchant services help streamline transactions, making it easy for your customers to pay while providing you with valuable insights into sales trends. Whether you're a local shop or a growing enterprise, our services are designed to enhance your operational efficiency. Visit us at 5601 Lone Tree Way Ste T110 Brentwood Ca 94513, Brentwood, CA and discover how Patelco can be the financial partner your business deserves! For more information, give us a call at (925) 240-2800.

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services. Whether you're checking your balance, transferring funds, or paying bills from the comfort of your home, our digital platforms make banking easy and accessible anytime you need it. You can also take advantage of our ATM and cash withdrawal services throughout the area. With basic ATM access available for withdrawals and balance checks, managing your money has never been simpler.

Connect With Us!

If you're ready to explore all that Patelco has to offer or if you have any questions about our services, don't hesitate to reach out! You can call us at (925) 240-2800 or visit us at 5601 Lone Tree Way Ste T110 Brentwood Ca 94513 in Brentwood, CA. We're excited to assist you on your financial journey! Explore more about becoming a member today by visiting our website. We look forward to welcoming you into the Patelco family!

Empowering Your Financial Journey

Need extra cash for unexpected expenses? Our personal loans and debt consolidation services are designed to help you regain control over your finances. Plus, with our credit cards that come with rewards, you can earn points on everyday purchases while enjoying flexible payment options. For small business owners, we provide robust business banking services including merchant services and business loans. We're committed to supporting local entrepreneurs by offering resources that empower them to thrive.

Personal Banking Made Easy

For those seeking personal banking solutions, we offer a variety of checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that not only helps you manage your daily expenses but also earns you interest! Our savings accounts are perfect for building an emergency fund or saving for that special purchase. If you're in the market for a vehicle, our auto loans and vehicle financing options provide competitive rates that make it easier than ever to drive away in your dream car. We also offer mortgage loans and refinancing solutions, helping you turn your house into a home without breaking the bank.

Digital & Online Banking

Key Features

For those who prefer mobile access, our dedicated mobile application makes banking on the go a breeze. You can make payments using our mobile payments feature and even send money to friends or family through person-to-person transfers. Plus, keeping track of your spending has never been easier with e-statements available for all members.

Security and Accessibility

Your security is our top priority. While we don't offer electronic signature authorization at this time, rest assured that our systems are designed to keep your personal information safe. Our user-friendly interface means that even those who may not be tech-savvy will find it easy to navigate through their banking needs. By choosing Patelco, you're opting for an accessible, secure banking experience that fits seamlessly into your busy lifestyle. Join us today and discover how simple managing your finances can be!

Financial Strength

At Patelco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring your peace of mind with our strong financial foundation. With a net worth of $995,432,723, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,044 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,424,527,505 in share certificates and $2,846,708,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $967,064,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $43,928 in used auto loans and $6,856,932,621 in total loans and leases. Our $15,841,827 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 820 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 1,065,187, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patelco is your trusted partner. Visit us at 5601 Lone Tree Way Ste T110 Brentwood Ca 94513 or call (925) 240-2800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $742,557,092 in used vehicle loans and $932,347,960 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to suit your budget. If you're considering refinancing your current auto loan, we can help explore options that may lower your monthly payments.

Contact Us

For more information about our loan offerings or if you have any questions about eligibility, feel free to reach out! You can contact us at (925) 240-2800, or visit us at our branch located at 5601 Lone Tree Way Ste T110 Brentwood Ca 94513, Brentwood, CA. Our team is ready to assist you during our operating hours: 10:00 am - 6:00 pm (M-Th), 9:00 am - 6:00 pm (F), and 10:00 am - 2:00 pm (S). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you take confident steps toward achieving your financial dreams!

Credit Lines and More

Our credit lines provide another way to access funds when you need them most. With a total of $3,524,846,441, these lines of credit are designed to give you financial flexibility for unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $838,511,825, make buying or refinancing simple. We aim to support you through the entire process, ensuring you have access to the resources needed for a successful transaction.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $340,929,889 in loans helping members manage their finances effectively. These cards come with various benefits that can help you build credit while enjoying rewards for your purchases.

Loan Aggregator

Benefits of Using LendMesh

One key advantage of using LendMesh is the Verified Data it provides. Loan offers come from legitimate financial institutions, ensuring that you receive trustworthy information. Additionally, there are No Sponsored Listings on the platform. LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. Furthermore, with Real-Time Rate Comparisons, you get up-to-date loan rates from multiple institutions, empowering you to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly LendMesh can be. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

LendMesh ensures that its loan comparisons are accurate and reliable. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that the offers you see are fair and transparent.

Patelco

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Conveniently Located

Get in Touch

Operating Hours & Services

Member Eligibility

Business Banking & Commercial Services

Commercial Loans for Growth

Merchant Services Made Easy

Comprehensive List Of Services

Banking at Your Fingertips

Connect With Us!

Empowering Your Financial Journey

Personal Banking Made Easy

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Contact Us

Credit Lines and More

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Join Our Community