PATELCO CREDIT UNION - Berkeley, CA

At the heart of Patelco's mission is a commitment to empower our members through accessible financial services while contributing positively to the communities we serve. We believe in building strong relationships and supporting local initiatives that uplift individuals and families. Our focus extends beyond just transactions; it's about helping you achieve your financial dreams. Our branch offers an array of services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. We also prioritize convenience with online banking options available for our members. Whether it's through mobile payments or easy access to ATMs yes, we have ATMs available for your convenience we ensure that managing your finances is simple and stress-free. While members can visit us at 2033 Kala Bagai Way for all their banking needs, official correspondence should be sent to the same address: 2033 Kala Bagai Way, Berkeley, CA 94704. For any inquiries or assistance, feel free to reach out to us at (510) 649-6012 during our operating hours: Monday through Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 10 AM to 1 PM. As part of our commitment to community outreach, we actively engage with local organizations and initiatives aimed at making a difference in people's lives. We believe that together we can foster growth and development within Berkeley and beyond. We invite you to become a part of the Patelco family! Join us today to experience personalized service and financial solutions designed for your success. Visit us online at Patelco for more information on membership eligibility or click here to open an account. Together, let's build a brighter financial future!

Ready to explore what Patelco has to offer? Stop by our Berkeley branch today or give us a call at (510) 649-6012. We look forward to welcoming you into our community!

Situated near local favorites like the University of California, Berkeley, and just a stone's throw from the vibrant downtown area, our branch is perfectly placed to meet your financial needs. Parking is available nearby, and we ensure that our branch is accessible to everyone with ADA-compliant features, including ramps for easy entry.

Our doors are open for you Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 10 AM to 1 PM. We know how busy life can get, so we've tailored our hours to fit your schedule!

At Patelco, we offer a wide range of services designed with you in mind. From checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, if you're looking for quick cash withdrawal or balance checks, you'll find our ATM on-site ready for your convenience. While we don't have drive-thru services at this location, our team is always ready to assist you inside. While members can visit us at 2033 Kala Bagai Way Berkeley Ca 94704, official correspondence should be sent to the same address for clarity and ease.

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,428,259, we continue to drive economic growth by financing new and expanding businesses.

Imagine being able to accept payments easily and efficiently, ensuring a smooth transaction experience for your customers. Our merchant services do just that. They empower you to streamline your payment processes, making it simple for your clients to pay you whether they're shopping online or in-store. This convenience can lead to increased customer satisfaction and loyalty. Located at 2033 Kala Bagai Way Berkeley Ca 94704 in Berkeley, CA, we are here to help you navigate the financial landscape and achieve your business goals. Reach out today at (510) 649-6012 to learn more about how we can assist you!

For those who love rewards, our Credit Cards with Rewards allow you to earn points for every purchase. Whether it's for travel or cash back, these cards are designed to give you more from your spending. If you run a business or are thinking about starting one, our Business Banking services include merchant services and business loans tailored to help you succeed. Imagine having the financial backing necessary to grow your business without stress.

In today's fast-paced world, convenience is key. That's why Patelco offers robust Online & Mobile Banking features. You can manage your accounts anytime and anywhere whether it's paying bills, transferring funds, or checking balances right from your phone. Plus, with our ATM services available at locations near you, accessing cash is quick and easy.

Ready to take the next step? Visit us at 2033 Kala Bagai Way Berkeley Ca 94704, call us at (510) 649-6012, or check out our website at Berkeley for more information on how we can assist you with all of these services and more. Join the community of satisfied members who trust Patelco for their financial needs!

Whether you're dreaming of a new car or need help managing debt, our Auto Loans & Vehicle Financing make it straightforward to get behind the wheel. Picture yourself driving off in your dream car, knowing you've secured the best financing option available. For those looking to buy a home, our Mortgage Loans & Refinancing are designed with competitive rates and flexible terms to help you settle into the perfect space. If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation options can provide relief and peace of mind. We believe in empowering our members with financial solutions that make sense for their unique situations.

We understand that managing finances can sometimes feel overwhelming. That's why we provide Personal Banking options like checking and savings accounts that fit your lifestyle. Imagine having a checking account that not only allows you to access your funds easily but also offers rewards for using your debit card. Our savings accounts help you grow your money while giving you easy access when you need it.

With our online banking services available at https://www.patelco.org/ , you can check your balances, transfer funds, and pay bills with just a few clicks. The best part? Our services are available 24/7, giving you the freedom to manage your finances whenever it suits you.

For those who prefer banking on their smartphones, our mobile application makes it even easier. You can use features like mobile payments to make purchases directly from your phone, ensuring a smooth shopping experience. Plus, with person-to-person transfers, sending money to friends or family is as simple as a tap.

Your security is our top priority. Although we do not offer electronic signature authorization yet, rest assured that all transactions through our online and mobile platforms are protected by advanced security measures. We want you to feel confident every time you log in or make a transaction. In today's fast-paced world, having control over your finances from the palm of your hand is essential. At Patelco, we're here to support you with user-friendly tools that keep your banking experience straightforward and secure. Explore all these digital options today at https://www.patelco.org/ !

No more waiting for paper statements in the mail! Enjoy the convenience of e-statements, which allow you to view your account information securely online. It's not only faster but also helps reduce clutter while keeping your financial details accessible at your fingertips.

Total Share and Deposit Accounts: 1,065,187, show a strong and growing member base that trusts us with their finances. This trust is what allows us to thrive as a community-focused financial institution. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patelco is your trusted partner. Visit us at 2033 Kala Bagai Way Berkeley Ca 94704 or call (510) 649-6012 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Members' savings are secured through $2,424,527,505 in share certificates and $2,846,708,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our $15,841,827 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 820 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

With $967,064,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $43,928 in used auto loans and $6,856,932,621 in total loans and leases.

With a net worth of $995,432,723, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,044 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

For those looking for extra flexibility, our total credit lines amount to $3,524,846,441, giving you access to funds when you need them most. We also cater to business owners with outstanding commercial loans totaling $4,428,259, providing the capital needed to grow and expand. At Patelco, we're committed to making the loan process as straightforward as possible. If you're considering refinancing or want to know about eligibility options, our team is here to guide you every step of the way. For more information about our loan offerings or to speak with one of our representatives, feel free to call us at (510) 649-6012 or visit us at our branch located at 2033 Kala Bagai Way Berkeley Ca 94704 in Berkeley, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here!

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $742,557,092 in used vehicle loans and $932,347,960 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $838,511,825, make buying or refinancing simple. We offer competitive rates and flexible terms to help you navigate the journey toward owning your own home.

Managing your finances effectively is crucial, which is why we also offer flexible terms on unsecured credit card loans, with a total of $340,929,889 in loans helping members stay on track with their spending. These cards come with various benefits tailored to support your lifestyle.

LendMesh stands out for its focus on reliability and trustworthiness: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information provided reflects actual market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so users can choose what best fits their situation. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, helping them make well-informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" In today's complex lending environment, having a reliable resource like LendMesh can make all the difference in securing the right loan at the best rate. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy guarantees that users receive fair and transparent offers tailored to their financial needs.