Passaic Police Credit Union Passaic NJ | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Passaic Police Federal Credit Union, your trusted financial partner located at 330 Passaic St, Passaic, NJ 07055. Established in 1958, we have proudly served our members for over six decades, building a strong community of 634 members who rely on us for their banking needs. With a total asset base of $7,106,531 and total deposits amounting to $370,609, we are committed to providing secure and reliable financial services tailored just for you. At Passaic Police Federal Credit Union, we understand the importance of personalized banking solutions. Our team is dedicated to helping you achieve your financial goals with services such as checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our CEO, Bart Giaconia, along with Board President Juan Nieves, leads our team of two employees who are here to support you every step of the way. While members can visit us at our branch for any inquiries or transactions during our operating hours from 3 PM to 5 PM on weekdays, official correspondence should be directed to our mailing address: 330 Passaic St, Passaic, NJ 07055-5815. With a net worth of $937,717 and no borrowings against our assets, we prioritize your financial security while fostering a sense of belonging within our community. Our commitment goes beyond numbers; it's about nurturing relationships and ensuring that every member feels valued. We invite you to explore the range of services we offer by visiting us or giving us a call at 973-365-3991. Join us in making your financial dreams a reality at Passaic Police Federal Credit Union!

Branch History & Mission

At Passaic Police Federal Credit Union, our journey began in 1958 with a vision to serve the hardworking individuals of our community. Located at 330 Passaic St, Passaic, NJ 07055, we have grown from a small group of members into a thriving credit union, now proudly serving 634 members with total assets of $7,106,531. Our commitment to providing personalized financial services and fostering community well-being has been at the heart of everything we do. Since our inception, we've adapted and evolved alongside our members' needs. We understand that financial health is essential for personal growth and community development. This belief drives us to offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We are dedicated to making banking accessible and beneficial for everyone. Our mission is simple yet profound: to empower our members through excellent financial services while actively supporting our community. We believe in building lasting relationships based on trust and transparency. Our focus is not only on transactions but also on creating a supportive environment where every member feels valued. While you can visit us at 330 Passaic St, please note that official correspondence should be directed to our mailing address: 330 Passaic St, Passaic, NJ 07055-5815. We are open Monday through Friday from 3:00 PM to 5:00 PM, ensuring we're here when you need us most. Though we currently do not offer drive-thru services or ATMs at this location, we remain committed to exploring digital advancements that enhance your banking experience. Our aim is to provide customer-centric initiatives that make managing your finances simpler and more convenient. Community involvement is vital to our mission. We engage in various outreach efforts that strengthen our bonds with local organizations and support those who protect and serve us. By partnering with different groups within the community, we strive to make a meaningful impact where it matters most. We invite you to join the Passaic Police Federal Credit Union family today! Experience firsthand the benefits of being part of a member-focused credit union that truly cares about your financial future and community welfare. Let's work together towards building a brighter tomorrow! For any inquiries or assistance, feel free to call us at 973-365-3991.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is ADA compliant and features ramps for easy entry. Parking is available nearby, ensuring that your visit is as smooth as possible.

Operating Hours

We are open Monday through Friday from 3:00 PM to 5:00 PM. This schedule allows us to cater to your needs during convenient afternoon hours. If you have any questions or need assistance outside these times, feel free to give us a call at 973-365-3991; we're always happy to help!

Services Offered

At Passaic Police Federal Credit Union, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have options that suit everyone. Although we do not currently provide ATM services or drive-thru banking, our dedicated staff is ready to assist you with all your banking needs inside the branch. We invite you to visit us soon and discover how we can support your financial journey! Whether you're looking for advice on loans or want help managing your accounts, we're just a call or short walk away. Come experience the friendly service that sets us apart!

Member Eligibility

At Passaic Police, we believe that becoming a member is like joining a caring family that supports you every step of the way. If you're interested in making the switch to a more personal banking experience, membership is open to individuals who meet certain criteria. While specific eligibility details can vary, generally, anyone who lives, works, or worships in our community may qualify to join us. This means if you're part of the vibrant community here in Passaic, you could be one step away from enjoying all the benefits we offer! For the most accurate and up-to-date information on eligibility requirements, please visit our website at . Opening an account with Passaic Police is straightforward and welcoming. We're here to help guide you through the process with ease. Whether you're looking for a checking account, savings options, or loans tailored to your needs, our friendly team is ready to assist you. You can reach us at (973) 365-3991 if you have any questions or need further assistance. Don't miss out on the advantages of being part of our community come visit us at 330 Passaic St Passaic Nj 07055 and discover how we can help you achieve your financial goals!

Business Banking & Commercial Services

Commercial Loans to Fuel Your Business Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, our merchant services simplify payment processing so you can focus on what matters most running your business. Imagine a busy café that needs a quick and easy way for customers to pay. With our merchant solutions, you can accept credit card payments seamlessly, enhancing customer satisfaction while keeping your cash flow steady. Located at 330 Passaic St Passaic Nj 07055 in Passaic, NJ, we invite you to explore how Passaic Police can be your partner in success. Reach out at (973) 365-3991 for personalized assistance!

Digital & Online Banking

Key Features

Although Passaic Police does not yet provide e-statements or person-to-person transfers, our commitment to accessibility remains strong. With our 24/7 online banking services, you can easily manage your accounts whenever it suits you. Need to make a quick payment? You can do that too! While mobile payments are not available yet, we're constantly exploring ways to enhance your financial experience.

Security and Ease of Use

Security is a top priority for us at Passaic Police. We ensure that your personal information is protected with robust security measures. Our online banking platform is user-friendly, so you can navigate through it without any hassle. Whether you're checking balances or planning future transactions, you'll find everything organized and easy to use. In today's fast-paced world, having reliable access to your financial information is crucial. At Passaic Police, we're here to empower you with digital tools that simplify banking and help you stay in control of your finances. For more details on what we offer, visit us at . Your journey towards easier banking starts here!

Financial Strength

A Solid Foundation

With a net worth of $937,717, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,320 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $872,992 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity supports members' financial goals across various sectors, with $2,054,396 available in total loans and leases.

Growing Together

Total Share Accounts: 634, showing a strong and growing member base that trusts us with their finances. This level of engagement from our members is a testament to the reliability and strength of Passaic Police. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Passaic Police is your trusted partner. Visit us at 330 Passaic St Passaic Nj 07055 or call (973) 365-3991 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secured through our robust structure. Although we currently have no share certificates or money market shares, our focus remains on prioritizing you. Unlike traditional banks, we aim to concentrate resources on benefiting our members through better loan rates and exclusive perks.

Operational Efficiency

Our $64,725 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. While currently we have $0 in used vehicle loans and $0 in new vehicle loans available for our members, we are here to help you secure financing that fits your budget when the time is right.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $0, making it easier for you to step into your dream home with confidence.

Refinancing and Eligibility

We believe in making financing accessible. If you're interested in refinancing existing loans or exploring eligibility options for any of our loan products, our team is ready to assist you. Just give us a call at (973) 365-3991, and we'll guide you through the process. At Passaic Police, we're committed to supporting our members with transparent and straightforward lending options. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 330 Passaic St Passaic Nj 07055 in Passaic, NJ, or reach out during our operating hours from 3:00 PM to 5:00 PM, Monday through Friday. Let us help you achieve your financial dreams today!

Unsecured Credit Card Loans

For those looking to manage everyday expenses, we also provide flexible terms on unsecured credit card loans. Currently, we have a total of $0 in loans helping members navigate their finances more effectively.

Loan Aggregator

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Passaic Police