Pasadena Municipal Credit Union TX | Affordable Auto Loans & Business Banking

Introduction

At Pasadena Municipal, we believe that financial services should be accessible, trustworthy, and community-focused. Located at 1155 Strawberry Rd, Pasadena, TX 77506, our credit union has been serving members since 1954. With a commitment to helping individuals and families thrive financially, we have grown to support a vibrant community of 1,159 members who trust us with their financial needs. Our assets total over $12,109,122, demonstrating our stability and ability to provide robust services. We manage approximately $790,387 in deposits and have issued a total of 594 loans and leases, showcasing our dedication to supporting your dreams whether it's buying a new car or financing a home. Our net worth stands at an impressive $2,584,797, reflecting our solid foundation in the industry. Under the leadership of our CEO, Susan Hardy, and Board President, Larry Hovey, we strive to make every member's experience exceptional. Our small but dedicated team of just three employees ensures personalized service tailored to your unique financial goals. While you can visit us directly at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 1274, Pasadena, TX 77501-1274. Our operating hours are Monday through Friday from 9:00 AM to 4:00 PM, providing you ample opportunity to connect with us. Whether you're looking for personal banking solutions like checking accounts or auto loans, or need assistance with business banking services like merchant services and business loans, we're here to help you every step of the way. Join us at Pasadena Municipal today your local partner in achieving financial success! For any inquiries or further information about our services, feel free to call us at 713-477-4068. Your journey towards better financial health starts here!

Branch History & Mission

At Pasadena Municipal, we take pride in our rich history and steadfast commitment to serving our community. Established in 1954, our branch has been a cornerstone of financial support for the residents of Pasadena, Texas. Over the years, we have grown alongside our members, evolving from a small credit union into a trusted financial institution that proudly serves over 1,159 members today. Located at 1155 Strawberry Rd, Pasadena, TX 77506, our branch is easy to find. Whether you're visiting us after work or stopping by on the weekend, you can count on us to be here for your banking needs. While members can visit us at this address, official correspondence should be sent to P.O. Box 1274, Pasadena, TX 77501-1274. Our mission at Pasadena Municipal goes beyond providing excellent financial services. We believe in empowering our community through education and outreach while ensuring that every member feels valued and understood. Our goal is to help individuals and families achieve their financial dreams whether that means opening a checking account, financing a vehicle, or securing a mortgage. As we look back at our journey, we celebrate key milestones that have shaped who we are today. From humble beginnings with a handful of members to managing total assets of over $12 million, we've remained dedicated to fostering strong relationships with each person who walks through our doors. We also recognize the importance of adapting to modern banking needs. Although we currently do not offer ATM services or drive-thru banking, our friendly staff is here during operating hours Monday through Friday from 9:00 AM to 4:00 PM to assist with personal banking services like checking and savings accounts, auto loans, credit cards with rewards, and business banking solutions. Our commitment to accessibility includes ensuring that all members feel comfortable when visiting us. We strive for ADA compliance and welcome any feedback on how we can improve your experience. In addition to offering great products and services, we actively engage in community partnerships and outreach efforts designed to uplift those around us. We believe that by working together, we can create a brighter future for everyone in Pasadena. Join us at Pasadena Municipal and experience the difference of being part of a credit union that truly cares about its members and the community. Together, let's make your financial goals a reality! If you have any questions or would like more information about becoming a member, please don't hesitate to call us at 713-477-4068. We look forward to welcoming you into our family!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated near familiar spots like Strawberry Park and just a short drive from the bustling downtown area, our location is easy to find. We understand how important accessibility is, which is why our branch features ADA-compliant facilities, including ramps for easy entry. Parking is readily available, making it hassle-free for you to visit us.

Operating Hours and Services

Our doors are open Monday through Friday from 9:00 AM to 4:00 PM, allowing plenty of time for you to drop by after school or work. While we currently do not offer ATM services or drive-thru banking, our dedicated staff is always on hand to assist you with personal banking solutions like checking and savings accounts, auto loans, mortgage financing, and more. While members can visit us at 1155 Strawberry Rd, official correspondence should be sent to our mailing address: P.O. Box 1274, Pasadena, TX 77501-1274.

Your Financial Partner

At Pasadena Municipal, we're committed to helping you achieve your financial goals with tailored services designed just for you. If you have any questions or would like more information about our offerings, don't hesitate to give us a call at 713-477-4068. We look forward to welcoming you into our community!

Member Eligibility

At Pasadena Municipal, we believe that joining our community is about more than just banking it's about becoming part of a family that supports each other. To become a member, you'll find that eligibility is quite inclusive. If you live, work, worship, or attend school in the Pasadena area, you're already on the right path to joining us! We welcome individuals from all walks of life and encourage everyone to take advantage of our services. You can learn more about the specific criteria by visiting our website at . Opening an account with us is a simple and friendly process. We make it easy for you to get started on your financial journey with tailored services like personal banking, auto loans, and much more. If you have any questions or need assistance, feel free to reach out to us at (713) 477-4068. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services that simplify payment processing, making it easier for you to focus on what matters most running your business. Imagine having the ability to accept payments anytime, anywhere. Whether you're at a trade show or running your storefront, our services are designed to enhance your customer experience and streamline your operations. Visit us at 1155 Strawberry Rd Pasadena Tx 77506 in Pasadena, TX or call us at (713) 477-4068 to learn how our business banking solutions can help you thrive. Let's grow together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at our location, rest assured that our network provides ample access for cash withdrawals whenever you need it. At Pasadena Municipal, we're committed to making banking simple and accessible for everyone in the community. With our wide array of services tailored just for you, achieving your financial goals has never been easier. For more information or to get started on any of these services, please call us at 713-477-4068 during our lobby hours from Monday through Friday, 9:00 AM - 4:00 PM. Join us today at Pasadena Municipal your path to better banking starts here!

Auto Loans and Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans and Vehicle Financing options are designed with competitive rates to fit any budget. Picture yourself driving off in that new car, all while enjoying manageable monthly payments that align with your financial goals.

Business Banking

Entrepreneurs will find value in our Business Banking Services, which include Merchant Services and Business Loans. If you're starting or expanding a business, we're here to support you with financing options that make sense for your unique situation.

Credit Cards with Rewards

For those who love earning rewards on their purchases, our Credit Cards with Rewards provide an excellent opportunity to earn cash back or points for travel just by using your card for everyday expenses. Think about how quickly those rewards can add up!

Mortgage Loans and Refinancing

If homeownership is on your horizon, explore our Mortgage Loans and Refinancing services. We understand that buying a home is one of the biggest decisions you will make. Our team is here to guide you through the mortgage process, helping you find the best loan terms available.

Online & Mobile Banking

We know convenience is key in today's fast-paced world. That's why we offer robust Online & Mobile Banking features that allow you to check balances, transfer funds, and pay bills right from your smartphone or computer anytime and anywhere.

Personal Banking

For everyday banking needs, we offer Checking and Savings Accounts that help you manage your finances effectively. You can easily set up automatic transfers to grow your savings or access funds when you need them. Imagine being able to save for a vacation or emergency while still having easy access to your money.

Personal Loans and Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer Personal Loans and Debt Consolidation solutions. Whether it's for medical bills, home repairs, or consolidating high-interest debt into one manageable payment, we're here to help ease the burden.

Digital & Online Banking

Always Here for You

With 24/7 online banking services in place, you can rest easy knowing that your financial information is protected while still being readily available when you need it. Our team at Pasadena Municipal is committed to providing a safe environment for your banking needs. In summary, while there may be some limitations currently in our digital offerings, we're continually working on enhancing our services for your benefit. Your financial wellbeing is our top priority, and we're excited about the future of digital banking at Pasadena Municipal!

Key Features

While we don't provide electronic signatures or e-statements at this time, we prioritize security and ease of use in every interaction. You'll find that our system is designed for straightforward navigation, making it simple to check balances, review transactions, and monitor your spending habits without any hassle. Though person-to-person transfers are not available right now, we strive to make all aspects of banking accessible for our members. Whether you're looking to set up automatic payments or transfer funds between accounts, we're here to help guide you through the process.

Financial Strength

Member-Focused Savings

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $2,382,475 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is showcased by the $20 in used auto loans and $7,475,533 in total loans and leases, supporting members' financial goals across various sectors.

Solid Financial Health

With a net worth of $2,584,797, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,135 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

We're proud to report that we have a total of 1,159 share accounts. This strong member base showcases the trust our community places in us to manage their finances effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pasadena Municipal is your trusted partner. Visit us at 1155 Strawberry Rd Pasadena Tx 77506 or call (713) 477-4068 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Services

Our commitment goes beyond just these loan products. We also provide resources for personal banking, including checking and savings accounts, personal loans for debt consolidation, and business banking services such as merchant services and business loans. For those considering refinancing options or checking eligibility for any of our loans, our team is ready to assist you. Feel free to reach out to us at (713) 477-4068 or visit us at 1155 Strawberry Rd Pasadena Tx 77506 in Pasadena, TX, where our friendly staff is ready to help you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $521,232 in used vehicle loans and $6,190,976 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a brand-new model or a reliable used vehicle, we provide flexible terms that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0. Our knowledgeable staff can guide you through the process, ensuring you understand all your options and find the right fit for your financial situation.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards can be a useful tool for building credit and handling unforeseen costs without the burden of collateral.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are comparing genuine options rather than promotional deals. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This commitment means you see all available options without any hidden agendas. Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions. This feature helps users make informed decisions quickly and confidently. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*