Partners 1st Credit Union Orange VA | Best Auto Loans & Business Banking

Introduction

Welcome to Partners 1st, where community and financial well-being come together! Located at 509 N Madison Rd, Orange, VA 22960, our credit union has been serving members since 1952. With a strong commitment to supporting our local community, we proudly serve over 45,662 members and manage total assets of $543,680,946. At Partners 1st, our mission is to provide personalized financial services that cater to your unique needs. We offer a variety of products, including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking services. Our competitive rates and friendly service help you achieve your financial goals while ensuring your peace of mind. Led by CEO Carla Bienz and Board President Dennis Baumgartner, our dedicated team of 213 employees is here to assist you every step of the way. Whether you're looking for advice on loans or need assistance with online banking, we're just a phone call away at 540-661-3456. While members can visit us at the branch for in-person assistance, official correspondence should be sent to the same address: 509 N Madison Rd, Orange, VA 22960-1087. Join us today at Partners 1st and experience the difference a member-focused credit union can make in your life! Explore more about our services on our website here, or stop by during our office hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. We look forward to serving you!

Branch History & Mission

Welcome to Partners 1st, a credit union with a rich history and a dedicated mission to serve the community of Orange, Virginia. Established in 1952, our branch has been a steadfast partner for countless members over the years. Located at 509 N Madison Rd, we are easy to find near key local landmarks that connect us with the heart of our community. As we celebrate over seven decades of service, we take pride in our growth from humble beginnings to becoming a trusted financial institution with total assets reaching $543,680,946. Our commitment to providing exceptional financial services is reflected in our membership of over 45,662 individuals and families who trust us with their banking needs. At Partners 1st, our mission is clear: to empower our members through comprehensive financial services while supporting the communities we serve. We offer a variety of products including personal banking accounts, auto loans, mortgage options, and business banking solutions tailored to meet diverse needs. Our goal is not just to help you manage your finances but also to foster a sense of belonging and support within our community. While members can visit us at 509 N Madison Rd Orange Va 22960, official correspondence should be sent to 509 N Madison Rd, Orange, VA 22960-1087. We are dedicated to ensuring convenience for all our members, which is why we provide various services such as online and mobile banking, making it easier than ever to access your accounts anytime, anywhere. Our branch operates Monday through Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 12:00 pm. We also have an ATM available for quick cash withdrawals when you need them most. Though we currently do not offer drive-thru banking services, our friendly staff is always ready to assist you in person or over the phone at (540) 661-3456. We believe that true success comes from building strong relationships with our members and the local community. That's why we actively engage in outreach efforts and partnerships that uplift those around us. Whether it's through financial education workshops or community events, we strive to make a positive impact beyond just banking. Join us at Partners 1st and experience a credit union where your financial well-being is our priority. Together, let's build a brighter future for you and your family! Visit us today or explore more about what we offer at our website.

Branch Location & Accessibility

ATM Availability and Shared Services

For those times when you can't visit us in person, we have an ATM available on-site for quick cash withdrawals and balance inquiries. Additionally, as part of our commitment to serving our community, we participate in shared services. This means if you're a member of another partnering credit union, you can easily conduct basic transactions like deposits and withdrawals at our branch. While members can visit us at 509 N Madison Rd, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, don't hesitate to reach out! You can call us at 540-661-3456.

Come Visit Us!

We invite you to stop by Partners 1st today! Our friendly staff is eager to help with all your banking needs, from personal accounts to loans and more. Experience the difference of a community-focused credit union dedicated to providing excellent service. We look forward to seeing you soon!

Our Services and Accessibility

At Partners 1st, we understand that accessibility matters. Our branch is equipped with ADA-compliant features to ensure all members can easily access our services. You'll find ample parking available right outside, making your visit hassle-free. While we don't offer drive-thru banking, our team is always ready to assist you inside. We're here for you during convenient hours: Monday through Thursday from 9:00 AM to 5:00 PM, Fridays until 6:00 PM, and Saturdays until noon. These hours are designed with your busy schedule in mind, allowing you to manage your banking needs without stress.

Member Eligibility

Joining the Partners 1st family is more than just opening a bank account; it's about becoming part of a supportive community that truly cares about your financial well-being. If you live, work, worship, or attend school in Orange County, Virginia, you're already on your way to membership! We welcome individuals and their immediate family members who meet these simple criteria. By choosing to become a member at Partners 1st, you gain access to a range of benefits designed to help you achieve your financial goals, whether it's saving for a dream vacation or financing a new vehicle. To kickstart your journey with us, simply visit our branch located at 509 N Madison Rd, Orange, VA 22960, or give us a call at 540-661-3456 for any questions. For more detailed eligibility information, check out our resource page at this link. Opening an account is straightforward and can be done online by visiting here. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $48 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $28 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,115,018, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to accept payments seamlessly, manage transactions effortlessly, and grow your customer base. Our merchant services allow businesses like yours to thrive by offering payment processing solutions tailored to your needs. This means you can focus on what matters most running your business while we handle the financial details. Visit us at 509 N Madison Rd Orange Va 22960 in Orange, VA, or give us a call at (540) 661-3456 to learn more about how we can help elevate your business with our comprehensive banking solutions. Together, let's pave the way for your success!

Comprehensive List Of Services

ATM Access & Shared Branch Services

Our branch also offers ATM and cash withdrawal services, along with basic shared branch transactions like deposits and withdrawals for partner credit union members. This means more access points for your banking needs without added hassle. In conclusion, whether you're looking for personal finance solutions or business banking support, Partners 1st has you covered with a comprehensive list of services designed just for you. Visit us at 509 N Madison Rd Orange Va 22960 or contact us at (540) 661-3456 today! For more information about our offerings, check out our website at Partners 1st Fcu, Br. 82. We look forward to serving you!

Business Solutions

For entrepreneurs and small business owners, our business banking services, including merchant services and business loans, are tailored to help you grow. We understand the unique challenges you face and offer support that empowers you to succeed.

Credit Options

To reward our members for their loyalty, we offer credit cards with rewards that fit various spending habits. Earn points on everyday purchases and enjoy benefits that enhance your financial freedom.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why at Partners 1st, we provide robust online and mobile banking features so you can manage your accounts anytime, anywhere. From checking balances to making transfers, our tools are designed for ease of use.

Home Financing

Looking to buy your first home or refinance your existing mortgage? Our mortgage loans and refinancing services are designed to simplify the process. We walk you through every step, ensuring that you find the best terms that fit your financial situation.

Personal Banking

When it comes to managing your personal finances, we understand the importance of having flexible options. That's why we offer a variety of checking and savings accounts that cater to different lifestyles and goals. Whether you're saving for a vacation or need easy access to your funds, we have the right account for you. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make it easier than ever. With competitive rates and personalized service, we help you drive away in your dream car without the stress of complicated paperwork.

Personal Loans

Life can throw unexpected expenses your way, which is why our personal loans and debt consolidation services provide a safety net. Whether it's an emergency medical bill or consolidating existing debts into one manageable payment, we're here to help.

Digital & Online Banking

Innovative Features

Want to send money to a friend? Our person-to-person transfer service makes it simple and quick. You can send or receive money instantly without needing cash or checks. And if you're looking to make purchases effortlessly, our mobile payments feature lets you use your phone for transactions at participating merchants. In short, Partners 1st is committed to providing user-friendly online services that empower you to manage your money easily and securely. Join us today and experience the benefits of modern banking!

Key Services

Our online banking features allow you to access your accounts 24/7, making it simple to check balances, pay bills, and transfer funds whenever you need to. Plus, with our mobile application, you can take your banking on the go. Whether you're waiting in line or enjoying a coffee break, you can manage your accounts right from your smartphone.

Security and Accessibility

We prioritize the safety of your personal information. Our electronic signature authorization feature ensures that your transactions are secure and verified, giving you peace of mind every time you interact with us online. Additionally, e-statements are available for those who prefer paperless options helping you keep track of your finances while reducing clutter.

Financial Strength

Committed Team

We take pride in having 190 full-time employees and 23 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our total number of share accounts stands at 88,967, showcasing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Partners 1st is your trusted partner. Visit us at 509 N Madison Rd Orange VA 22960 or call 540-661-3456 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $120,222,223 in share certificates and $47,338,416 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

While we work hard to maintain our services efficiently, it's important to note that our current net income is -$529,286. This reflects challenges faced but also showcases our commitment to continuous improvement for our members. We are dedicated to turning this around while still offering competitive products.

Reinvestment for Better Services

With $42,393,164 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $12,921 in used auto loans and a total of $437,201,849 in loans and leases across various sectors.

Strong Financial Position

With a net worth of $52,515,667, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.64% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Refinancing and Eligibility

If you're considering refinancing any of your current loans or want to explore eligibility options for our products, don't hesitate to reach out. Our knowledgeable team at Partners 1st is ready to provide guidance and support tailored specifically to your financial situation. For more information on our loan offerings or to speak with one of our representatives directly, feel free to call us at 540-661-3456 or visit us at our branch located at 509 N Madison Rd Orange Va 22960. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan options today and see how we can help you pave the way toward financial success!

Variety of Loans

With over 24389 loans issued, we've helped thousands of members achieve their financial goals. Our loan offerings include: - Auto Loans: Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $196,064,859 in used vehicle loans and $55,225,693 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make car ownership accessible for everyone. - Mortgage Loans: Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,884,327, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to assist you every step of the way. - Unsecured Credit Card Loans: We also offer flexible terms on unsecured credit card loans, with a total of $11,216,006 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits designed to suit your lifestyle. - Credit Lines: If you need more flexibility with your finances, consider our credit lines totaling $138,860,566. This option allows you to borrow what you need when you need it without the hassle of applying for a loan every time.

Loan Aggregator

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PARTNERS 1ST FEDERAL CREDIT UNION - Orange, VA