PARTNERS 1ST FEDERAL CREDIT UNION

Welcome to Partners 1st, your trusted financial partner located at 612 E Main St, Luray, VA 22835. Since our establishment in 1952, we've been dedicated to serving our community and providing financial solutions that truly meet the needs of our members. With over 45,662 members and total assets reaching an impressive $543,680,946, we pride ourselves on being a credit union that prioritizes your financial well-being. At Partners 1st, we understand the importance of a supportive banking environment. That's why we offer a wide range of services tailored just for you whether it's personal banking with checking and savings accounts, vehicle financing through auto loans, or business banking solutions like merchant services and business loans. Our commitment to excellence is reflected in our total deposits of $34,945,422 and net worth of $52,515,667, ensuring stability and security for all our members. Our team of 213 employees is led by CEO Carla Bienz and Board President Dennis Baumgartner, both of whom are passionate about fostering a member-centric culture. We are here to guide you through every financial decision you face, big or small. While members can visit us at the branch for assistance during our convenient operating hours from 9:00 AM to 5:00 PM Monday through Thursday and until 6:00 PM on Fridays we also encourage you to explore our online services at partners1stcu.org for easy access to your accounts anytime. Join us at Partners 1st where your financial future is our priority! Call us today at 540-743-5406 or drop by the branch to learn more about how we can assist you.

At Partners 1st, we are proud of our rich history and unwavering commitment to serving the Luray community. Established in 1952, our branch has grown alongside our members, evolving to meet their needs with compassion and integrity. Today, we serve over 45,662 members and manage total assets exceeding $543 million. Located at 612 E Main St, Luray, VA 22835, our branch is easily accessible for anyone in the area. We invite you to visit us during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. While you're here, you can take advantage of our ATM services for added convenience. Our mission at Partners 1st is simple yet profound: we aim to empower individuals and families through financial education and personalized service. We offer a range of products from personal banking such as checking and savings accounts to auto loans, mortgage financing, and business banking services. Each member's journey is important to us; we strive to provide tailored solutions that foster financial stability and growth. Over the years, we have made significant strides in enhancing our services through digital advancements. Our members benefit from online banking, mobile payments, and e-statements all designed with your convenience in mind. We also prioritize accessibility for all individuals by ensuring ADA compliance in our operations. Community support is at the heart of what we do. Partners 1st actively engages in outreach initiatives that strengthen local relationships and contribute positively to Luray's vibrant community spirit. Whether it's partnering with local organizations or sponsoring events that bring people together, we believe in making a meaningful impact. If you haven't yet experienced what Partners 1st has to offer, we warmly invite you to join us. Discover how being part of a credit union can make a difference in your financial life. Visit us at 612 E Main St or contact us at 540-743-5406 today! Together, let's build a brighter financial future for everyone in Luray.

At Partners 1st, we believe that becoming a member is like joining a family that truly cares about your financial journey. If you're looking to be part of our supportive community, the good news is that eligibility is quite straightforward! Generally, anyone who lives, works, worships, or attends school in Luray and surrounding areas can become a member. We welcome individuals from various backgrounds because we know that everyone deserves access to quality financial services. For detailed information about eligibility requirements, feel free to visit our website at https://www.partners1stcu.org/ . Joining us is easy and beneficial! At Partners 1st, you'll enjoy a range of services designed with your needs in mind, including personal banking options, auto loans, and business banking solutions. Ready to open an account? You can find everything you need to get started by checking out this link: Account Opening. If you have any questions or need assistance, don't hesitate to give us a call at (540) 743-5406. We're excited to help you on your financial journey at our branch located at 612 E Main St Luray Va 22835!

At Partners 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to transparency and reliability, we want you to feel confident in your choice of banking with us. With a net worth of $52,515,667, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $964 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $120,222,223 in share certificates and $47,338,416 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our sound financial management is further illustrated by having $42,393,164 in undivided earnings. This means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $12,921 in used auto loans and $437,201,849 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Although we reported a net income of $-529,286, which reflects the challenges we face, it also highlights our operational efficiency and adaptability in these changing times. We also take pride in having 190 full-time employees and 23 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,362,469. Total Share and Deposit Accounts: 88,967, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Partners 1st is your trusted partner. Visit us at 612 E Main St Luray Va 22835 or call (540) 743-5406 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.