Partners 1st Credit Union Ottawa OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Partners 1st, your trusted credit union located at 900 N Perry St, Ottawa, OH 45875. Since our establishment in 1952, we have been dedicated to serving our community with a commitment to financial well-being and member satisfaction. With a membership of over 45,662 individuals, we pride ourselves on being more than just a financial institution; we're a part of the fabric that makes up this vibrant community. At Partners 1st, we understand that managing your finances can be challenging. That's why we offer a wide range of services tailored to meet your needs whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing. Our total assets of $543,680,946 ensure that we are well-equipped to support your financial journey with confidence and reliability. Our leadership team, led by CEO Carla Bienz and Board President Dennis Baumgartner, is passionate about enhancing the financial lives of our members. With a dedicated staff of 213 employees, we're here to provide personalized service and expert advice whenever you need it. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 900 N Perry St, Ottawa, OH 45875. We invite you to reach out at 419-523-3370 or explore our website at Partners 1st for more information on how we can assist you. Join us as we continue to grow together in trust and support. Your financial future starts here!

Branch History & Mission

At Partners 1st, we believe in the power of community and the strength of collective support. Since opening our doors in 1952, we have been dedicated to serving the residents of Ottawa, OH, and beyond. Located at 900 N Perry St, our branch has become a cornerstone for financial services in the area, helping individuals and families achieve their financial goals. Over the years, Partners 1st has grown significantly, now boasting a total membership of 45,662 and total assets exceeding $543,680,946. This growth is not just a number; it represents trust and commitment from our members who have chosen us as their financial partner. Our mission is simple yet profound: to provide exceptional financial services while supporting our local community through outreach and partnership initiatives. Our approach to banking is rooted in accessibility and inclusivity. Whether you prefer visiting us in person or accessing services digitally, we ensure that you can do so with ease. We offer robust online and mobile banking options, making it convenient for you to manage your finances anytime, anywhere. Moreover, our branch is fully ADA compliant, ensuring that everyone can access our services without barriers. At Partners 1st, we also understand the importance of face-to-face interactions. That's why we are proud to provide drive-thru banking services alongside shared service center capabilities. If you need assistance with deposits or withdrawals from partner credit unions, we're here to help! Our operating hours reflect our commitment to convenience: Monday through Thursday from 8:30 am to 5:00 pm, Friday until 5:30 pm, and Saturday mornings until 12:00 pm. Our mission goes beyond providing financial products like auto loans, mortgages, personal loans, and credit cards; it's about uplifting our community. We engage in various outreach efforts that support local initiatives and charities because we believe in giving back to those who support us. If you're looking for a financial institution that values you as a member and prioritizes community wellbeing, look no further than Partners 1st. Join us today at 900 N Perry St, Ottawa, OH 45875 or give us a call at 419-523-3370 to learn more about how we can help you thrive financially. Together, let's build a better future for ourselves and our community!

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces, ensuring that everyone can visit us with ease. If you're on the go, take advantage of our convenient drive-thru service, which is available for deposits, withdrawals, and simple transactions.

Operating Hours

At Partners 1st, we strive to accommodate your busy schedule. Our office hours are Monday through Thursday from 8:30 AM to 5:00 PM, and we extend our hours until 5:30 PM on Fridays. We're also open on Saturdays from 9:00 AM to 12:00 PM so you can easily stop by when it's most convenient for you.

Services Offered

Whether you're looking to open a new checking account or need assistance with mortgage loans or vehicle financing, our team is here to help. We offer a wide range of services including personal loans, credit cards with rewards, and business banking options. Plus, with ATM availability right here at the branch and shared service center transactions for partner credit union members, managing your finances has never been easier. While members can visit us at 900 N Perry St Ottawa Oh 45875, official correspondence should be sent to our mailing address at 900 N Perry St, Ottawa, OH 45875 if it differs from our physical location.

Visit Us Today!

We invite you to come by Partners 1st and experience our exceptional service firsthand. For any questions or assistance before your visit, feel free to call us at (419) 523-3370. Our friendly team is ready to assist you with all your banking needs!

Member Eligibility

Becoming a member of Partners 1st is like joining a caring family that's dedicated to your financial well-being. If you live, work, worship, or attend school in the Ottawa area, you're already on your way to eligibility! It's truly that simple. Plus, being part of our community means you'll have access to personalized services designed just for you, whether it's checking and savings accounts, auto loans, or credit cards with rewards. You can find more details about the specific eligibility criteria on our website at . Ready to take the next step? Opening an account with us is straightforward and welcoming. Just visit us in person at 900 N Perry St Ottawa Oh 45875, or check out the details for account opening online at https://partners1stcu.org/business-auto-loan-special . If you have any questions, feel free to give us a call at (419) 523-3370. We're here to help you every step of the way as you join our vibrant community at Partners 1st!

Business Banking & Commercial Services

Commercial Loan Options

Imagine having the financial backing to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $48 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $28 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,115,018, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment processing can make all the difference. Our merchant services simplify transactions, enabling you to focus on what matters most growing your business. Imagine a customer effortlessly paying for their purchase while you watch your sales increase. That's what we aim to provide at Partners 1st. Let us partner with you in achieving your business goals. Reach out today at (419) 523-3370 to learn more about how we can assist you!

Comprehensive List Of Services

Business Banking

For local businesses, we offer tailored solutions including merchant services and business loans that help you thrive in today's marketplace. Our team is here to assist you with every step of your business journey, ensuring you have the support needed for growth.

Digital Banking Convenience

In this fast-paced world, we know convenience matters. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can make deposits, transfer funds, and check balances right from your smartphone or computer no need to visit the branch every time. Our ATM services are available for cash withdrawals and balance checks whenever you need them. With basic drive-thru banking options, handling simple transactions like deposits or withdrawals is quick and easy without leaving your car. Plus, if you're a member of a partner credit union, our shared branch services let you perform basic transactions like deposits and withdrawals seamlessly.

Get Started Today

At Partners 1st, we aim to simplify your banking experience while providing top-notch service tailored to your needs. Explore all that we have to offer by visiting us at 900 N Perry St, or check out our website at partners1stcu.org for more information. We invite you to join our growing community of satisfied members today!

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your everyday finances effectively. If you're in the market for a new vehicle, our auto loans and vehicle financing options are designed to fit various budgets and preferences, ensuring that you can drive away in your dream car. For those considering homeownership, our mortgage loans and refinancing services offer competitive rates that make buying or upgrading your home more accessible than ever. When life throws unexpected expenses your way, our personal loans and debt consolidation options can provide the financial relief you need. Plus, with our credit cards featuring rewards, you can earn points on purchases while enjoying great benefits.

Digital & Online Banking

Key Services

With our online banking, you can manage your finances in real-time. From checking balances to paying bills, everything is just a click away. You can also enjoy the ease of e-statements, which means you'll have quick access to your account statements without the clutter of paper. And if you prefer to sign documents digitally, we offer electronic signature authorization for added convenience.

Mobile Features

For those who love banking on their smartphones, our mobile application is here to help. With features like mobile payments and person-to-person transfers, you can send money to friends or pay for services effortlessly. Imagine being able to handle all your transactions from the palm of your hand!

Security and Support

We prioritize your security with robust measures in place to protect your information while you bank online. Our user-friendly interface ensures that even those who may not be tech-savvy can navigate through their accounts with ease. Plus, if you ever need assistance, our dedicated team is just a phone call away at (419) 523-3370. Explore the world of digital banking with us at Partners 1st where managing your finances becomes simple and secure!

Financial Strength

Commitment to Operational Excellence

Our operational efficiency is reflected in our $-529,286, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 190 full-time employees and 23 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $120,222,223 in share certificates and $47,338,416 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $42,393,164 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also noteworthy; with $12,921 in used auto loans and $437,201,849 in total loans and leases, we support members' financial goals across various sectors.

Solid Financial Position

With a net worth of $52,515,667, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $964 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Our net shares (funds available for lending and investments) stand at $1,362,469, while the total share accounts show a robust membership base with 88,967 accounts trusting us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Partners 1st is your trusted partner. Visit us at 900 N Perry St Ottawa Oh 45875 or call (419) 523-3370 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $196,064,859 in used vehicle loans and $55,225,693 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that whether you're purchasing or refinancing, you have access to competitive rates and flexible terms.

Business Loans

For business owners, our outstanding commercial loans totaling $5,115,018 provide the capital needed to grow and expand. We understand that having access to funds is crucial for success in today's competitive market. At Partners 1st located at 900 N Perry St Ottawa Oh 45875, we are committed to providing personalized service and guidance throughout your lending journey. If you're interested in exploring our refinancing or eligibility options further, please don't hesitate to reach out to us at 419-523-3370. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to join our community of satisfied borrowers who have taken significant steps toward achieving their financial dreams.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,884,327, make buying or refinancing simple. We aim to support you through every step of the mortgage process whether you are a first-time homebuyer or looking to refinance your existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,216,006 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit you in everyday purchases while providing you with the financial freedom you need.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers you see are fair and transparent. By working exclusively with verified financial institutions, LendMesh guarantees that you receive genuine loan offers without any hidden agendas.

PARTNERS 1ST FEDERAL CREDIT UNION