Partners 1st Credit Union Fort Wayne IN | Top Auto Loans & Mortgage Rates

Introduction

Welcome to Partners 1st at 5020 Riviera Ct, Fort Wayne, IN 46825! Since our establishment in 1952, we have proudly served our community with a commitment to excellence and member satisfaction. With over 45,662 members, we are more than just a credit union; we are a trusted partner in your financial journey. At Partners 1st, we understand the importance of financial stability and growth. Our total assets stand at an impressive $543,680,946, reflecting our strength and reliability. We provide a variety of services tailored to meet your needs, including personal banking, auto loans, mortgages, and business financing. With total deposits reaching $34,945,422, our members can rest assured that their money is secure with us. Led by our dedicated CEO, Carla Bienz, and Board President Dennis Baumgartner, our team of 213 employees is here to support you every step of the way. Whether you need assistance with loans (totaling 24,389) or simply want to explore new savings options, we're ready to help. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 1330 Directors Row, Fort Wayne, IN 46808. Feel free to reach out to us at (260) 482-7701 or check out our website at Partners 1st for more information on how we can assist you. Join us today and experience the difference that true community banking can make!

Branch History & Mission

Our Mission

The mission of Partners 1st is simple yet profound: to empower our members to achieve their financial goals while enhancing the quality of life in our community. We are dedicated to offering competitive rates and innovative solutions tailored to the unique needs of each member. Whether you're looking for help with personal finances or seeking business banking services, we're here to support you every step of the way. In addition to our financial offerings, we believe in giving back. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact on the lives of those around us. Our commitment extends beyond banking; it's about building a better community for everyone. While members can visit us at 5020 Riviera Ct Fort Wayne In 46825, official correspondence should be sent to 1330 Directors Row, Fort Wayne, IN 46808 if different. We invite you to experience our friendly atmosphere during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Plus, enjoy added convenience with ATM access and drive-thru banking available. If you're ready to join a credit union that truly cares about its members and community, consider becoming part of the Partners 1st family today! Reach out at (260) 482-7701 or explore more about us online at our website. Your journey towards financial empowerment starts here!

Our Story

From our humble beginnings at 5020 Riviera Ct, we have continuously evolved to meet the needs of our members. As we expanded our services and embraced modern banking technologies, we remained focused on providing personalized service and fostering strong relationships within the community. Today, with total assets reaching an impressive $543,680,946, we are proud to offer a wide range of financial products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions.

Branch Location & Accessibility

Welcome to Partners 1st at our convenient location on Riviera Ct in Fort Wayne, Indiana! Nestled in a vibrant community, our branch is easily accessible for all your banking needs. You can find us at 5020 Riviera Ct, Fort Wayne, IN 46825, close to local landmarks like the beautiful Coliseum Boulevard and just a short drive from the bustling downtown area. At Partners 1st, we strive to make your visit as smooth as possible. Our branch is designed with accessibility in mind, featuring ADA-compliant facilities and ample parking space. Whether you're stopping by for a quick transaction or need assistance with a loan, our friendly team is ready to help. We understand that your time is valuable, so we offer flexible operating hours. Visit us Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 9:00 AM to 12:00 PM. If you prefer the convenience of drive-thru banking, we have you covered with our drive-up service available from 8:30 AM to 6:00 PM on weekdays and 9:00 AM to 12:00 PM on Saturdays. Our branch also provides ATM access for easy cash withdrawals and balance checks whenever you need it. Plus, if you are a member of another participating credit union, you can take advantage of shared services for basic transactions. While members can visit us at 5020 Riviera Ct, official correspondence should be sent to our mailing address at 1330 Directors Row, Fort Wayne, IN 46808. Feel free to reach out to us at 260-482-7701 with any questions or simply stop by to see how we can assist you today! We look forward to welcoming you into the Partners 1st family.

Member Eligibility

Becoming a member of Partners 1st is like opening the door to a welcoming community that genuinely cares about your financial well-being. To join us at our branch located at 5020 Riviera Ct, Fort Wayne, IN 46825, you'll need to meet some simple eligibility requirements. Generally, we welcome anyone who lives or works in the area, as well as their family members. This means that if you're part of our community, you can enjoy all the benefits we have to offer from great loan rates to personalized service tailored just for you. The membership process is straightforward and friendly! If you're ready to take the next step, visit our website for detailed information on eligibility at and learn how easy it is to open an account at https://partners1stcu.org/business-auto-loan-special . Should you have any questions or need assistance, don't hesitate to call us at (260) 482-7701. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

Imagine a local coffee shop that wants to enhance customer experience by accepting various payment methods. Our merchant services make this possible, allowing businesses to process transactions smoothly. Whether you're a retail store or a service provider, our tools help you manage payments effectively so you can focus on what you do best serving your customers. At Partners 1st, located at 5020 Riviera Ct Fort Wayne In 46825, Fort Wayne, IN, we're here to empower your business with the resources you need to thrive. Connect with us today at (260) 482-7701 to learn more about how we can assist you on your path to success!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $48 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $28 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,115,018, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Thinking about getting a new vehicle? Our Auto Loans & Vehicle Financing services are here to assist you in making that dream a reality. Whether it's a brand-new car or a reliable used one, we offer competitive rates that fit within your budget. Picture driving off in your new vehicle with affordable monthly payments it's just one of the ways we support our members.

Business Banking

For business owners, our Business Banking solutions include Merchant Services & Business Loans that empower you to manage and grow your enterprise. From handling transactions smoothly to securing financing for expansion, we're here every step of the way.

Credit Cards with Rewards

We also offer Credit Cards with Rewards, allowing you to earn points on everyday purchases. Imagine using your credit card for groceries or gas and getting rewarded these benefits can add up quickly!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options so you can manage your accounts anytime, anywhere. Need cash? Our ATM & Cash Withdrawal Services make accessing your funds simple and quick. Plus, our drive-thru service caters to basic banking needs like deposits and withdrawals without leaving your car.

Mortgage Loans and Refinancing

Homeownership is an important milestone, and with our Mortgage Loans & Refinancing, we make it easier for you to own your home. We provide various mortgage options that cater to different financial situations, whether you're buying your first home or looking to refinance an existing loan for better terms.

Personal Banking

For those managing day-to-day finances, our Personal Banking options include Checking & Savings Accounts that help you keep track of your money easily. Imagine having a checking account that allows you to make purchases and withdrawals effortlessly while also earning interest on your savings. This way, you can save for emergencies or special occasions without the stress.

Personal Loans and Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can help lighten your financial load. With flexible terms and reasonable rates, you can manage debt more effectively while achieving peace of mind.

Shared Branch Transactions

We also understand the importance of flexibility when it comes to banking hours and locations. Through our Basic Shared Branch Transactions, members from partner credit unions can easily conduct deposits and withdrawals at our location. At Partners 1st, we're committed to making banking as accessible as possible while providing exceptional service in every interaction. If you're ready to explore how we can assist you further, give us a call at 260-482-7701 or visit us online at partners1stcu.org. We look forward to welcoming you!

Digital & Online Banking

E-Statements and Mobile Features

We know that keeping track of your finances can be overwhelming. That's why we provide e-statements that allow you to view your account statements electronically whenever you need them no more waiting for the mail! And for those on-the-go moments, our mobile application makes it simple to manage your money right from your smartphone. You can even make mobile payments seamlessly, allowing you to shop without the hassle of cash or cards.

Person-to-Person Transfers Made Easy

Need to send money to a friend or family member? With our person-to-person transfer feature, sending money has never been easier. Just a few taps on your device, and you're all set! In addition to these features, our commitment to security ensures that your personal information remains safe. With 24/7 online banking services, you can feel confident knowing that help is always available if you need it. At Partners 1st, we're dedicated to making banking as simple and accessible as possible for all our members. Experience the ease of managing your finances with us today!

Financial Strength

Growing Member Base

Our commitment to our members is reflected in the trust placed in us by our growing community evidenced by the 88,967 total share accounts we manage. This shows that more people are choosing Partners 1st as their trusted credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Partners 1st is your trusted partner. Visit us at 5020 Riviera Ct Fort Wayne In 46825 or call (260) 482-7701 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Options

Your savings are our priority. Members' funds are secured through $120,222,223 in share certificates and $47,338,416 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on benefiting our members directly. While we hold $0 from non-members, our resources primarily serve you through better loan rates and exclusive perks.

Reinvesting for Your Benefit

With $42,393,164 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $12,921 in used auto loans and $437,201,849 in total loans and leases available to help you achieve your financial goals.

Solid Financial Health

With a net worth of $52,515,667, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $964 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Efficiency

Our operational efficiency shines through with a net income of $-529,286, enabling us to provide competitive loan rates and solid financial products for our members. We are proud to have 190 full-time employees and 23 part-time employees ready to assist you at all times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $196,064,859 in used vehicle loans and $55,225,693 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away with confidence. Plus, refinancing options are available if you're looking to lower your monthly payments or take advantage of better rates.

Business Loans

For business owners, our outstanding commercial loans totaling $5,115,018 provide the capital needed to grow and expand your business. From equipment financing to working capital, we're here to support local entrepreneurs in their journey toward success. At Partners 1st, we prioritize transparency and member satisfaction. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in learning more about our loan offerings or checking eligibility, please feel free to reach out at (260) 482-7701, or visit us at 5020 Riviera Ct Fort Wayne In 46825, Fort Wayne, IN. Let's start building your financial future together!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,216,006 in loans helping members manage their finances effectively. Our credit card products come with rewards and benefits that make spending more rewarding while providing an easy way to build or improve your credit score.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,884,327, make buying or refinancing simple. We are committed to helping you navigate the complexities of securing a mortgage, ensuring that you understand every aspect of your loan. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team will work with you to find the right fit.

Loan Aggregator

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PARTNERS 1ST FEDERAL CREDIT UNION