Parlin Dupont Employees Credit Union Sayreville NJ | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Parlin Dupont Employees, your trusted financial partner located at 389 Washington Rd, Sayreville, NJ 08872. Established in 1937, we have proudly served our community for over 85 years, building lasting relationships with our members and helping them achieve their financial goals. With a total membership of 801 and assets exceeding $5,712,434, we are dedicated to providing personalized services tailored to your unique needs. At Parlin Dupont Employees, we understand that every dollar counts. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We believe in empowering our members by providing competitive rates and exceptional service. Our commitment to transparency is reflected in our net worth of $520,496 and total deposits of $126,337. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to our mailing address: 389 Washington Rd, Sayreville, NJ 08872-1990. Under the leadership of our CEO, Christina Olender, and Board President, Albert Check, our small but dedicated team of 3 employees is here to assist you. Whether you prefer online banking or face-to-face interactions, we're committed to making your banking experience as smooth as possible. Ready to take the next step towards your financial success? Give us a call at 732-254-7573 or explore more about our offerings on our website: parlindupontefcu.com. Join us today and become part of a community that values trust, growth, and mutual support!

Branch History & Mission

Community Commitment

At Parlin Dupont Employees, we are more than just a financial institution; we are active participants in the lives of those we serve. We prioritize outreach initiatives that support local events and programs designed to enhance the well-being of our members and their families. Our partnerships with local organizations enable us to contribute positively to the community's growth. We understand that convenience is essential for our members. Although we currently do not offer ATM or drive-thru services, we provide robust online and mobile banking options that allow you to manage your finances easily from anywhere. Our operating hours are designed with your busy schedule in mind: Monday through Tuesday and Thursday through Friday from 9:00 AM to 4:00 PM, and Wednesdays from 9:00 AM to 5:00 PM.

Join Us

As we look toward the future, we invite you to be part of our journey at Parlin Dupont Employees. Whether you're seeking reliable banking solutions or looking for ways to engage with your community through supportive initiatives, we are here for you. For official correspondence, please send mail to our mailing address: 389 Washington Rd, Office 2, Sayreville, NJ 08872-1990. Explore how we can help you achieve your financial goals by visiting us online at parlindupontefcu.com. Join us today and experience the benefits of being part of a credit union that genuinely cares about its members!

Our Journey

Since our inception, Parlin Dupont Employees has evolved significantly. We began as a small cooperative aimed at serving the needs of local employees and their families. Over the decades, we have grown our membership to an impressive total of 801 members and accumulated assets totaling $5,712,434. This growth reflects our commitment to delivering quality financial products and fostering strong relationships within our community. Our mission is clear: to empower our members through accessible financial solutions while supporting community development. We believe that when our members thrive, so does the entire community. This principle drives us to offer a range of services including personal banking accounts, auto loans, mortgage options, and business banking solutions.

Branch Location & Accessibility

Accessibility Features

At Parlin Dupont Employees, we believe that banking should be accessible for everyone. Our facilities are ADA compliant, ensuring that all members can easily navigate our space. You'll find ramps and accessible entrances, so you can visit us without any worries.

Operating Hours

We know your time is valuable, which is why we offer flexible operating hours. You can stop by on Monday, Tuesday, Thursday, and Friday from 9:00 am to 4:00 pm or visit us on Wednesday when we're open until 5:00 pm. Our friendly staff is always ready to assist you with any questions or services you may need.

Services Offered

At Parlin Dupont Employees, we provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered! Plus, enjoy the benefits of online and mobile banking for added convenience. Although we don't have ATMs or drive-thru services at this location, our dedicated team is here to help you with all your banking inquiries over the phone at (732) 254-7573. So why wait? Come visit us at Parlin Dupont Employees today and discover how we can support your financial journey!

Member Eligibility

At Parlin Dupont Employees, we believe that everyone deserves a chance to be part of a supportive community that puts members first. If you're looking to join us, the good news is that becoming a member is simple! We welcome individuals who work for or are affiliated with the Dupont Company, as well as their families. This connection opens the door to fantastic benefits like competitive rates on loans, personalized service, and access to various financial products tailored just for you. To check if you're eligible, feel free to visit our detailed eligibility criteria at https://parlindupontefcu.com/mission/. If you have any questions or want more information, don't hesitate to reach out to us at (732) 254-7573. We're excited to help you take this step toward joining our family at Parlin Dupont Employees located at 389 Washington Rd Sayreville Nj 08872!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services that make everyday transactions easier. Imagine having a payment processing system that fits your business perfectly whether you're selling online or at a local market. Our services help streamline payments, making it simple for your customers to buy from you. This allows you to focus on what you do best: running your business. Visit us at 389 Washington Rd Sayreville Nj 08872 in Sayreville, NJ or call us at (732) 254-7573 to learn how we can help your business thrive!

Comprehensive List Of Services

Accessing Your Accounts

We believe in making banking accessible for everyone. In addition to our physical branch hours Monday through Friday from 9:00 AM to 4:00 PM (and until 5:00 PM on Wednesdays) our online and mobile banking platforms allow you to stay connected with your finances without needing to visit us in person. Whether you're looking for personal banking solutions or business support, Parlin Dupont Employees is dedicated to meeting all your financial needs. For more information on how we can assist you or if you have questions about any of our services, feel free to reach out at 732-254-7573 or visit us online at parlindupontefcu.com. We're here to help!

Auto Loans & Vehicle Financing

When it comes to purchasing a new car or refinancing an existing loan, our auto loans provide competitive rates and flexible terms. We know that buying a vehicle is a big decision, so we work closely with you to find the best financing option that fits your budget. Picture driving off in your new car without worrying about high-interest rates!

Business Banking

For our business members, we offer tailored services including merchant services and business loans. We know running a business comes with its own set of challenges, so we're here to help streamline your financial operations and support your growth.

Credit Cards with Rewards

Our credit cards come equipped with rewards programs that give back as you spend. Whether it's cash back on groceries or travel points for future adventures, these cards are designed to benefit you while helping you manage your finances responsibly.

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? We offer various mortgage loan options that can help make homeownership a reality. Our team will guide you through the process, ensuring you understand each step. With our competitive rates and personalized service, you'll feel confident making such an important decision.

Personal Banking

Starting with everyday banking, we offer checking and savings accounts designed for your convenience. Whether you're saving for a vacation or managing daily expenses, our accounts come with features that make banking easy and accessible. Imagine being able to check your balance or transfer funds right from your phone! Our online and mobile banking services allow you to manage your finances anytime, anywhere.

Personal Loans & Debt Consolidation

For those unexpected expenses or plans you've been dreaming of, our personal loans can provide the financial boost you need. If you're juggling multiple debts, consider our debt consolidation options which can simplify your payments and potentially lower your interest rates. Imagine having just one monthly payment instead of several!

Digital & Online Banking

Easy Access to Your Accounts

Our online banking platform at https://parlindupontefcu.com/ offers 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills from anywhere. With just a few clicks, you can have full control over your finances without needing to visit a branch.

Embrace Modern Banking

While we don't support mobile payments yet, we're committed to enhancing our digital offerings continuously. Our goal is to provide a user-friendly experience that fits into your lifestyle. Explore all these services today at https://parlindupontefcu.com/ and see how Parlin Dupont Employees can make banking simple and efficient for you!

Manage Your Finances Effortlessly

If you prefer using your smartphone, our mobile application makes banking even more accessible. You can download it today and enjoy features that let you manage your accounts right from your pocket. Plus, our person-to-person transfer feature allows you to send money easily to friends or family without any hassle.

Stay Secure and Informed

We prioritize your security. Although we currently do not offer electronic signature authorization for transactions, you can trust that all your information is protected through robust security measures. Additionally, with e-statements available, you can review your financial activities while keeping everything organized and environmentally friendly.

Financial Strength

A Solid Foundation

With a net worth of $520,496, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $911 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $520,496 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Dedicated Team

We also take pride in having 2 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, they work diligently to support your needs and help you achieve your financial dreams.

Lending Capacity

With $107 in used auto loans and $2,567,998 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident through our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Opportunities

Members' savings are secured through $163,989 in share certificates, offering stable and rewarding financial growth opportunities. While we currently hold $0 in money market shares, our focus remains on creating beneficial products tailored to our members' needs.

Trustworthy Growth

Total Share Accounts: 901, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Parlin Dupont Employees is your trusted partner. Visit us at 389 Washington Rd Sayreville Nj 08872 or call (732) 254-7573 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

If you're interested in other types of financing or refinancing options, we're here to help. Our team can assist you with exploring eligibility requirements and finding the right loan product for your situation. For more information about our loan offerings or to speak with one of our representatives, feel free to call us at 732-254-7573 or visit us at 389 Washington Rd, Sayreville NJ 08872. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Parlin Dupont Employees, we are committed to helping you navigate your financial journey with confidence.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,439,570 in used vehicle loans and $473,763 in new vehicle loans already helping members get on the road. We also provide flexible terms for financing options so you can find a solution that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,829, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our competitive rates and personalized service can guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans to help our members manage their finances effectively. With a total of $0 in unsecured credit card loans currently available, we focus on providing responsible lending solutions tailored to your needs.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures fair and transparent offers for users.