Parks Heritage Credit Union Glens Falls NY | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Parks Heritage Federal Credit Union, where your financial dreams take root and grow! Nestled at 5 Murray St, Glens Falls, NY 12801, we have been serving our community since 1965. Our commitment to providing personalized banking solutions has fostered a loyal membership base of over 3,900 members who trust us with their financial needs. At Parks Heritage, we proudly manage total assets of $37,293,029, with total deposits reaching $3,942,573. This stability allows us to offer a diverse range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards that reward you for your loyalty. We currently hold a robust total loan balance of 2,345 loans and leases. Led by our dedicated CEO Csilla Bell and Board President Christopher Patnode, our team of 10 employees is here to ensure that you receive the best service possible. We understand that every member's financial journey is unique and strive to provide tailored solutions that meet your individual needs. While members can visit us at our physical branch location in Glens Falls, official correspondence should be sent to the same address: 5 Murray St, Glens Falls, NY 12801. With a net worth of $6,118,487 and cash on hand totaling $373,581, we are financially sound and ready to support you in achieving your goals. Whether you're looking for guidance on securing a loan or planning for the future with savings options, we're here for you every step of the way. Don't hesitate to reach out! Call us at 518-926-4700 or explore our website at parksheritagefcu.org for more information on how we can assist you today. Let's build a brighter financial future together!

Branch History & Mission

Welcome to Parks Heritage Federal Credit Union, a cornerstone of financial well-being in Glens Falls, NY. Since our establishment in 1965, we have dedicated ourselves to serving our members and the local community. Over the years, we have grown alongside our members, building a legacy of trust and support that is reflected in our strong membership of 3,941 individuals. Located at 5 Murray St, Glens Falls, NY 12801, our branch is easily accessible for all your banking needs. Our commitment to providing exceptional services has allowed us to accumulate total assets of $37,293,029. We are proud to be part of this vibrant community and strive to offer products that meet the evolving needs of our members. At Parks Heritage, we believe in making a positive impact not just through financial services but also by actively engaging with our community. Our mission is clear: to empower our members with the knowledge and resources needed to achieve their financial goals while fostering a spirit of community support. Whether it's personal banking, auto loans, or business services, we aim to provide every member with personalized solutions that cater to their unique circumstances. While you can visit us at 5 Murray St, official correspondence should be sent to the same address as our mailing address is unchanged. We pride ourselves on being available for you with operating hours from 7:00 AM - 4:00 PM on Monday, Tuesday, Wednesday, and Friday; and from 10:00 AM - 4:00 PM on Thursday. As we move forward into the future, we remain committed to ensuring accessibility for all members through initiatives such as online banking and mobile payments. Although we currently do not have ATM or drive-thru services available, we are always looking for ways to enhance convenience for our members. We also focus on community outreach by partnering with local organizations and participating in events that promote financial literacy and well-being. Together with our dedicated staff led by CEO Csilla Bell and Board President Christopher Patnode, we are excited about what lies ahead. Join us at Parks Heritage Federal Credit Union experience firsthand how we can help you thrive financially while being an integral part of your community. Your journey starts here! For more information or questions, please call us at 518-926-4700 or visit our website Parks Heritage FCU.

Branch Location & Accessibility

Get in Touch

For any questions or if you'd like to learn more about how we can help with your financial needs, don't hesitate to give us a call at 518-926-4700. We invite you to visit us soon and discover the benefits of being a member of Parks Heritage Federal Credit Union!

Operating Hours

Our doors are open during convenient hours to fit your schedule: from 7:00 AM to 4:00 PM on Monday, Tuesday, Wednesday, and Friday. On Thursdays, we welcome you starting at 10:00 AM until 4:00 PM. This flexibility helps you manage your banking around your busy day.

Parking and Accessibility

Finding a parking spot is hassle-free with plenty of spaces available right outside our branch. We ensure that our facilities are accessible for everyone, including features like ramps and ADA-compliant entrances, so all members can enjoy their experience without barriers.

Services Offered

At Parks Heritage FCU, we offer a wide array of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. While we currently do not have ATM or drive-thru services available, our team is here to provide personalized assistance in person.

Member Eligibility

At Parks Heritage, we believe that everyone deserves to be part of a caring community. Joining us as a member is simple and rewarding! If you live, work, worship, or attend school in Warren County, you're already eligible to become a member. We welcome individuals from all walks of life and offer the chance to enjoy benefits like personalized service, competitive rates, and financial education tailored to your needs. If you're eager to learn more about the specific criteria for membership, we encourage you to check out our detailed eligibility information at https://parksheritagefcu.org/become-a-member/. Opening an account with us is just as straightforward! You can begin your journey by giving us a call at (518) 926-4700 or visiting us at our branch located at 5 Murray St Glens Falls Ny 12801. Our friendly staff is here to guide you through the process and answer any questions you may have. Join Parks Heritage today and take advantage of all the wonderful opportunities that come with being a member!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced market, having efficient merchant services is crucial. Imagine being able to process transactions smoothly while focusing on what you do best running your business. Our merchant services offer reliable payment solutions that adapt to your needs, whether you operate from a storefront or online. Visit us at 5 Murray St Glens Falls Ny 12801 in Glens Falls, NY, or call us at (518) 926-4700 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, Parks Heritage provides comprehensive business banking services tailored to meet your needs. From merchant services that simplify transactions to business loans that fuel growth, we are dedicated to supporting local entrepreneurs and small businesses.

Community Connection

At Parks Heritage, we believe in building strong community ties. By offering these varied services from personal banking to business support we strive to empower our members while contributing positively to our neighborhood. Ready to explore what we have to offer? Contact us at (518) 926-4700 or visit us at Parks Heritage Federal Credit Union today! Let's take the next steps together towards achieving your financial dreams.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms ensure that you can access your accounts anytime, anywhere. Whether it's making deposits via mobile payments or transferring money through person-to-person services, managing your finances has never been simpler.

Financial Empowerment Tools

We understand that life can sometimes throw unexpected challenges your way. That's why we also offer personal loans and debt consolidation services to help you regain control over your finances. Need a little extra flexibility? Our credit cards come with rewards that make every purchase more rewarding.

Personal Banking Solutions

For individuals and families, our personal banking options include checking and savings accounts that fit any lifestyle. With features like online banking and mobile access, managing your money has never been easier. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Thinking about buying a car? Our auto loans and vehicle financing options offer competitive rates to help you drive away in your dream car without breaking the bank. Plus, if you're considering purchasing a home, our mortgage loans and refinancing solutions can guide you through every step of the process, making homeownership attainable.

Digital & Online Banking

Key Services

With our online banking services available 24/7 at https://parksheritagefcu.org/, you can check your account balances, transfer funds, and pay bills whenever it suits you. No more rushing to the bank before closing time! Plus, our user-friendly mobile application makes it even easier to stay connected to your accounts from anywhere. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that, making transactions quick and hassle-free. We also understand the importance of going green; that's why we provide e-statements for easy access to your financial documents without the clutter of paper.

Security and Ease of Use

Your security is our top priority. With electronic signature authorization available, you can sign documents securely from the comfort of your home. This ensures a smooth experience while keeping your personal information safe. Additionally, enjoy the benefits of mobile payments through our app. You can make purchases with just a tap convenient for those busy days when you're on the move! At Parks Heritage, we believe in providing members with accessible and easy-to-use tools for real-time account management. Join us in embracing the future of banking where convenience meets security. Explore more about our digital offerings today!

Financial Strength

A Committed Team

Our strength is further backed by a dedicated team comprising 9 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with knowledgeable support. Together we manage 8,592 total share accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Parks Heritage is your trusted partner. Visit us at 5 Murray St, Glens Falls NY 12801 or call us at 518-926-4700 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Focused on Member Benefits

Members' savings are secured through $5,725,342 in share certificates and $5,436,202 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $5,326,159 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better.

Solid Financial Health

With a net worth of $6,118,487, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1641% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We have a robust lending capacity with $22,581,138 in total loans and leases including $401 in used auto loans. This supports our members' financial goals across various sectors. Although our net income currently stands at $0, this reflects our commitment to keeping costs down while still providing valuable services to our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,937,805 in used vehicle loans and $3,376,729 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or finding a reliable used car, we have flexible options to suit your budget and lifestyle.

Credit Lines

For those who prefer having access to funds on an as-needed basis, our total credit lines amounting to $4,500,000 provide flexibility for unexpected expenses or planned purchases. This option is ideal for managing cash flow or covering larger expenses without the immediate impact of traditional loans. At Parks Heritage Federal Credit Union, we pride ourselves on providing not just financial products but also financial education and support. Our knowledgeable staff is here to assist you in understanding all available options so that you can make informed decisions about your borrowing needs. For inquiries or more information about our loan offerings, feel free to reach out at 518-926-4700 or visit us at our branch located at 5 Murray St, Glens Falls NY 12801. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,020,555, make buying or refinancing simple. We offer competitive rates and terms that can help you navigate the home buying process with ease. If you're considering refinancing your existing mortgage, our team can guide you through eligibility options to find the best solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $401,364 in loans helping members manage their finances effectively. Our credit cards come with rewards and features designed to enhance your purchasing power while keeping costs manageable.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. Every listing is verified, giving users confidence that they are viewing genuine loan options.

Key Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, promoting transparency in the lending process. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly assess their options and select the best fit for their financial needs. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly LendMesh truly is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Parks Heritage