Park Credit Union Shepherdsville KY | Best Auto Loans & Checking

Introduction

Welcome to Park, your trusted financial partner right here in Shepherdsville, KY! Located at 415 Adam Shepherd Pkwy, our branch has been serving the community since 1955. With a strong commitment to our members, we take pride in being a reliable source for all your banking needs. Whether you're looking for personal banking services or business loans, we're here to help you achieve your financial goals. At Park, we believe that our members deserve the best. With over 75,252 valued members and total assets of an impressive $1,315,394,664, we have the resources and expertise to support you every step of the way. Our branch is not just about numbers; it's about people our dedicated team of 279 employees works tirelessly to provide exceptional service and guidance tailored to your unique needs. Your finances are important to us. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We also cater to businesses with merchant services and business loans. You can manage your finances conveniently through our online and mobile banking platforms. While members can visit us at 415 Adam Shepherd Pkwy, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to reach out at 502-543-1066. Our friendly staff is available during lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Join us today and experience the Park difference! Visit our website at parkcommunity.com for more information or stop by our branch we look forward to serving you!

Branch History & Mission

At Park Credit Union, we take pride in our rich history and commitment to the Shepherdsville community. Established in 1955, our branch has grown alongside its members, evolving to meet their financial needs while maintaining the core values of trust and service. Located at 415 Adam Shepherd Pkwy, Shepherdsville, KY 40165, we are conveniently situated near local landmarks that make us easily accessible for everyone. From humble beginnings, Park Credit Union has blossomed into a vital part of the community. With over 75,000 members and total assets exceeding $1.3 billion, we have successfully built a strong foundation based on member satisfaction and community engagement. Our dedicated team works tirelessly to provide personalized financial services that cater to both individuals and businesses alike. Our mission is clear: to empower our members by providing exceptional financial solutions while actively supporting the communities we serve. We believe in the importance of fostering relationships and creating opportunities for growth. Through various outreach programs and partnerships, we strive to uplift those around us and make a positive impact. While members can visit us at our branch address, official correspondence should be sent to 415 Adam Shepherd Pkwy, Shepherdsville, KY 40165. Our operating hours are designed with your convenience in mind Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. We also offer essential services such as drive-thru banking and ATM access for added convenience. At Park Credit Union, we embrace modern technology while ensuring ADA compliance to create an inclusive environment for all members. With features like online banking and mobile payments, managing your finances has never been easier or more secure. Join us today at Park Credit Union and experience firsthand the benefits of being part of a community-focused institution that genuinely cares about your financial well-being. Together, let's build a brighter future! For more information or assistance, feel free to reach out at (502) 543-1066.

Branch Location & Accessibility

Get in Touch

If you have questions or need assistance before your visit, don't hesitate to call us at (502) 543-1066. Our friendly team is ready to help you navigate all your banking needs. We look forward to welcoming you soon!

Operating Hours

We understand that life can be busy, which is why our operating hours are crafted to fit your schedule. Our lobby is open from Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Feel free to stop by during these hours we're here to help!

Services Offered

Inside our branch, you'll discover a range of services designed to meet all your banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we provide options that cater to both personal and business financial goals. Need quick cash? Our ATM is available for easy access, and if you're on the go, take advantage of our drive-thru service for deposits and withdrawals. While members can visit us at this location for banking services, any official correspondence should be sent to the same address: 415 Adam Shepherd Pkwy, Shepherdsville, KY 40165.

Member Eligibility

Becoming a member of Park feels like joining a welcoming family that truly cares about your financial well-being. If you're wondering how to take that first step, it's quite simple! At Park, we invite anyone who lives, works, or worships in our community to join us. It's all about fostering connections and supporting each other. To get started, you can check out the detailed eligibility criteria at http://www.parkcommunity.com/join. Once you see that you qualify, opening an account is a breeze! Just give us a call at (502) 543-1066, and our friendly staff will guide you through the process. We're located at 415 Adam Shepherd Pkwy Shepherdsville Ky 40165, ready to help you start your journey with us today!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $385 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $180,869,774, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services that help streamline your payment processes. Imagine being able to accept payments seamlessly from customers, whether they're shopping online or in-store. Our solutions can enhance customer satisfaction while making transactions quicker and easier for you. Located at 415 Adam Shepherd Pkwy Shepherdsville Ky 40165 in Shepherdsville, KY, we're here to provide personalized service tailored to your unique needs. Call us at (502) 543-1066 or visit our website at Park Community to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Support

For our business members, we provide robust business banking services, including merchant services and business loans. These tools can help you grow your business and manage daily operations more efficiently.

Convenient ATM & Drive-Thru Services

We know convenience matters. That's why we offer ATM access for easy cash withdrawals and balance checks whenever you need them. Our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for those busy days when time is tight.

Digital Banking Features

In today's fast-paced world, digital banking is essential. At Park, we prioritize ease of access through our online and mobile banking platforms. You can send money to friends with person-to-person payment options or set up electronic statements for hassle-free record-keeping. Plus, our commitment to security means you can bank confidently from anywhere. We're dedicated to making financial management as easy as possible so you can focus on what truly matters in life. For questions about any of our services or how we can assist you further, please don't hesitate to reach out at 502-543-1066. Explore all that Park has to offer by visiting us online at parkcommunity.com or stop by our branch today!

Financing Your Dreams

When it comes to financing your dreams, we understand how important it is to have options. Our auto loans and vehicle financing make it easy for you to drive away in your dream car without breaking the bank. We also provide mortgage loans and refinancing solutions to help you secure a home or lower your current mortgage payments. If you're looking for flexibility, our personal loans and debt consolidation services can assist you in managing expenses more effectively.

Personal Banking Made Easy

Managing your finances should be straightforward. That's why we offer personal banking services, including checking and savings accounts that fit your lifestyle. With our online and mobile banking options, you can access your accounts anytime, anywhere. Imagine easily checking your balance or transferring money while waiting in line at the grocery store it's that simple!

Rewarding Credit Card Options

Need a credit card? Look no further! We offer credit cards with rewards that give back every time you shop. Whether it's cash back on groceries or travel points for your next vacation, our credit cards are designed to reward your everyday spending.

Digital & Online Banking

Key Features

With our online banking platform available at https://www.parkcommunity.com/, you can access your accounts anytime, anywhere. From checking your balance to transferring money, everything is just a click away. If you prefer using your mobile device, our user-friendly mobile application offers all the same features right in your pocket. You can easily make person-to-person transfers or set up mobile payments to simplify everyday purchases. For those who like to keep things organized, we offer e-statements, allowing you to view your account activity without the clutter of paper statements. Plus, with electronic signature authorization, signing documents is secure and hassle-free no need to visit a branch for every little thing.

Security and Accessibility

Your security is our top priority. Our online banking services are protected with robust security measures, ensuring that your information stays safe while you manage your money online. With 24/7 access, you can monitor your accounts in real time, giving you peace of mind whether it's day or night. In today's fast-paced world, having control over your finances whenever you need it is crucial. At Park, we strive to provide an accessible and straightforward banking experience that puts you in charge. So why wait? Start exploring our digital banking options today and take advantage of all the benefits that come with being a member!

Financial Strength

Member Savings and Investments

Members' savings are secured through $350,292,546 in share certificates and $142,089,259 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,839,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,970,203 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 268 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $247,416,542, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinforcing Our Commitment

With $116,507,934 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $6,050 in used auto loans and $957,584,818 in total loans and leases.

Trusting Your Finances with Us

Net Shares (Funds available for lending and investments): $6,344,541. Total Share and Deposit Accounts: 164,053, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Park is your trusted partner. Visit us at 415 Adam Shepherd Pkwy Shepherdsville Ky 40165 or call (502) 543-1066 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,708,997 in used vehicle loans and $36,926,637 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options designed for every budget.

Business Loans

For business owners, our outstanding commercial loans totaling $180,869,774 provide the capital needed to grow and expand. Whether you need funds for equipment, inventory, or operational costs, our team is here to assist you with personalized service. If you're considering refinancing any of your existing loans or need assistance determining eligibility for any of our offerings, our experienced staff at Park can guide you through the process. We want to ensure you find the right product for your financial situation. For more information about our loan products or to speak with one of our team members, feel free to call us at (502) 543-1066 or visit us at 415 Adam Shepherd Pkwy Shepherdsville Ky 40165 in Shepherdsville, KY. You can also explore more about our services on our website: https://www.parkcommunity.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan, mortgage options, or personal credit solutions, we are here to support your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $105,636,841, make buying or refinancing simple. We provide competitive rates and flexible terms to ensure that your journey to homeownership is smooth and affordable.

Unsecured Credit Cards

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $13,419,095 in loans helping members manage their finances effectively. This option allows you to make purchases while building your credit score at the same time.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to regulatory guidelines ensures that all offers are fair and transparent. Each lender featured on LendMesh has been verified, guaranteeing that users have access to legitimate loan products.

PARK FEDERAL CREDIT UNION - Shepherdsville, KY

Type of Loan Offerings

Personal Loans

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