Park Credit Union's mission extends beyond just providing financial services; it encompasses a deep commitment to supporting the communities we serve. We believe in giving back through various outreach programs and partnerships that benefit local organizations and initiatives. Our goal is not only to help individuals achieve their financial dreams but also to uplift the entire community. While you can visit us at our branch address for your banking needs, official correspondence should be sent to our mailing address at 2515 Blankenbaker Pkwy, Louisville, KY 40299-2465. Our branch operates daily from 6 AM to 10 PM, ensuring that we're available when you need us most.
Since opening our doors, we have experienced remarkable milestones that reflect our dedication to growth and service. Our mission has always been clear: to provide affordable and accessible financial solutions while fostering a sense of community among our members. With the support of our dedicated team, led by CEO Jana Erny and Board President Bobby Willoughby, we continuously strive to innovate and improve our offerings. Throughout the years, we've embraced technology and expanded our services to meet the evolving needs of our members. We are proud to offer online banking, mobile payments, and electronic signatures, making it easier than ever for our members to manage their finances anytime, anywhere.
As we look forward to the future, we invite you to become part of the Park Credit Union family. Experience firsthand the benefits of membership including competitive loan rates and personalized service while contributing to the vibrant community spirit that defines us. Together, we can continue building a brighter financial future for all. For more information about joining or accessing our services, feel free to reach out at 502-968-3681 or visit us online at Park Community.
Imagine being able to accept payments seamlessly from your customers while managing your cash flow effectively. Our merchant services empower you to do just that, providing tools that make transactions easier and faster. Whether you're operating a retail shop or an online store, we offer solutions that enhance customer satisfaction and streamline operations. If you're ready to take your business to the next level, visit us at 2515 Blankenbaker Pkwy Louisville Ky 40299 or give us a call at (502) 968-3681. Let's work together to achieve your business goals!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $385 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $180,869,774, we continue to drive economic growth by financing new and expanding businesses.
At Park, we prioritize our members' satisfaction and strive to create a welcoming environment where everyone feels valued. Our staff is always on hand to answer any questions about how to best utilize our ATM services or assist with navigating our online tools. We believe that informed members are empowered members.
In today's fast-paced world, having easy access to your finances is essential. That's why we offer ATM services only at our branch. This allows you to perform a variety of transactions quickly and efficiently, whether you're withdrawing cash for an outing or checking your balance on the go. Our ATMs are designed with user-friendly features, ensuring that you can manage your money without any hassle.
We also embrace technology to enhance your banking experience. With options like mobile payments and online banking available through our digital platforms, managing your account has never been easier. You can pay bills, transfer money between accounts, or even make person-to-person payments all from the comfort of your home or while on the move. Imagine it's Friday evening and you've just realized you need some cash before heading out for dinner with friends. No worries! Simply visit our ATM at 2515 Blankenbaker Pkwy Louisville Ky 40299, and you'll be set in no time no waiting in long lines or rushing during busy hours.
If you're ready to experience convenient banking solutions tailored just for you, don't hesitate to reach out! Call us at (502) 968-3681 or visit us at 2515 Blankenbaker Pkwy Louisville Ky 40299 in Louisville, KY. Join our community today and discover how easy managing your finances can be with Park. We look forward to serving you!
With our 24/7 online banking services available at https://www.parkcommunity.com/, you can check your balances, pay bills, and transfer funds whenever it suits you. Forget about rushing to the bank before closing time; our online platform is always open for you. Plus, with features like person-to-person transfers, sending money to friends or family is a breeze no more awkward cash exchanges!
Our mobile payments feature makes it easier than ever to make purchases directly from your smartphone. Whether you're grabbing coffee or shopping for groceries, just tap and go! Our user-friendly mobile application keeps everything within reach, giving you real-time access to manage your accounts right from your pocket. At Park, we're committed to providing the tools you need to take control of your finances easily and securely. Explore all our digital banking services today and discover how simple managing money can be!
Your security is our top priority. With electronic signature authorization, you can sign important documents securely online without the hassle of printing and scanning. And if you're using our mobile application, rest assured that your transactions are protected with advanced encryption.
Keeping track of your financial documents has never been simpler. Our e-statements are available for those who prefer paperless options, allowing you to access your statements securely from any device. This way, you can stay organized without cluttering your home with paperwork.
Total Share and Deposit Accounts stand at 164,053, showing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments totaling $6,344,541, we are well-equipped to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Park is your trusted partner. Visit us at 2515 Blankenbaker Pkwy Louisville Ky 40299 or call (502) 968-3681 to learn more about how we can help you achieve your financial goals.
With $116,507,934 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $6,050 in used auto loans and $957,584,818 in total loans and leases.
Members' savings are secured through $350,292,546 in share certificates and $142,089,259 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,839,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our commitment to operational efficiency is reflected in our $1,970,203. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 268 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With a net worth of $247,416,542, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,708,997 in used vehicle loans and $36,926,637 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a brand-new vehicle or a reliable used one, we've got options for you.
For those seeking more flexible borrowing options, we offer competitive credit lines with a total of $549,150,147 available. Additionally, we have flexible terms on unsecured credit card loans, with a total of $13,419,095 in loans helping members manage their finances effectively.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $105,636,841, make buying or refinancing simple. We aim to provide straightforward solutions that fit your budget and lifestyle.
If you're considering refinancing any existing loans or mortgages, be sure to ask about our eligibility options. We can guide you through the process and help you find the best rates available. At Park Credit Union, our goal is to support our members through every stage of their financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to visit us or give us a call if you have any questions about our loan offerings or need assistance finding the right product for you!
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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan listing is verified for accuracy, providing peace of mind as you explore your borrowing options.