Park Credit Union Louisville KY | Low Mortgage Rates & Personal Loans

Introduction

Welcome to Park Community Credit Union, your trusted financial partner since 1955! Located at 2501 Blankenbaker Pkwy, Louisville, KY 40299, we are dedicated to serving our growing community of over 75,252 members. With total assets exceeding $1.3 billion and a robust membership base, we pride ourselves on providing exceptional services tailored to meet your financial needs. At Park Community Credit Union, we believe in building strong relationships with our members. Whether you're looking for personal banking solutions like checking and savings accounts, or financing options such as auto loans, mortgages, and credit cards with rewards, our experienced team is here to help you every step of the way. Under the leadership of our CEO, Jana Erny, and Board President, Bobby Willoughby, we strive to make banking simple and accessible. Our commitment to community impact is reflected in our total deposits of $48,141,098 and loans totaling 28,239. With a net worth of $247,416,542, we are financially sound and ready to support your goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 2501 Blankenbaker Pkwy, Louisville, KY 40299. If you have any questions or need assistance, feel free to reach out at (502) 297-9919 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Join us today at Park Community Credit Union and experience a banking relationship built on trust and community spirit! Visit us online at parkcommunity.com for more information about our services and how we can assist you in achieving your financial dreams.

Branch History & Mission

Welcome to the Park Community Credit Union, specifically at our Blankenbaker Branch in Louisville, KY. Since opening our doors in 1955, we have been dedicated to serving our community with integrity and compassion. Over the years, we have grown from a small financial institution into a trusted resource for over 75,000 members, boasting total assets of approximately $1.3 billion. Located at 2501 Blankenbaker Pkwy, our branch is conveniently situated near local landmarks that many in the community recognize. Whether you're stopping by for a quick transaction or seeking guidance on your financial journey, we aim to make your experience as pleasant as possible. For official correspondence, please note that our mailing address is also 2501 Blankenbaker Pkwy, Louisville, KY 40299. Our mission is simple yet powerful: to provide exceptional financial services while fostering a sense of community and support among our members. We believe that everyone deserves access to quality banking services that empower them to achieve their financial goals. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we are here to help every step of the way. At Park Community Credit Union, we pride ourselves on our commitment to innovation and accessibility. Our branch features modern amenities including an ATM and drive-thru service for your convenience. We understand that life can be busy, which is why we offer extended hours Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday mornings until noon. Beyond just banking, we actively engage with our community through various outreach efforts and partnerships aimed at enhancing the lives of those around us. Whether it's supporting local events or providing educational resources about financial literacy, we strive to make a positive impact. As we look toward the future, we invite you to join us on this journey. Experience firsthand the member-focused approach that sets us apart from traditional banks. Visit us today or reach out at 502-297-9919 to learn more about how we can help you achieve your financial dreams. Join Park Community Credit Union where your success is our priority!

Branch Location & Accessibility

Accessibility and Features

At Park Community Credit Union, we prioritize making banking easy for everyone. Our branch is equipped with ADA-compliant features, ensuring accessibility for all members. You'll find ample parking right outside our doors, allowing for a smooth visit whether you're stopping by to chat with one of our friendly staff members or using our drive-thru service.

Operating Hours

We know your time is valuable! That's why we offer flexible operating hours designed to fit your busy schedule. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Whether you need assistance during the week or on weekends, we're here for you.

Services Offered

Our Blankenbaker Branch offers a full range of personal banking services tailored just for you. From checking and savings accounts to auto loans and mortgages, we strive to meet all your financial needs under one roof. Enjoy quick access through our ATM, and if you're on the go, our drive-thru allows for easy deposits and withdrawals without leaving your vehicle. While members can visit us at 2501 Blankenbaker Pkwy, official correspondence should be sent to the same address as well. If you have any questions or need assistance, feel free to give us a call at 502-297-9919. We invite you to stop by and see how Park Community Credit Union can help you achieve your financial goals!

Member Eligibility

At Park, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. We aim to provide our members with valuable financial services that empower them to achieve their goals. To find out all the details about eligibility, feel free to visit our website at http://www.parkcommunity.com/join. Once you're ready to take the next step towards membership, opening an account is just as easy. You can get started by giving us a call at (502) 297-9919 or visiting us at our branch located at 2501 Blankenbaker Pkwy Louisville Ky 40299. Join the Park family today and experience all the benefits of being a member!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $385 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $180,869,774, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to managing day-to-day operations, our merchant services make transactions easy. Imagine running a busy café where customers can pay effortlessly with their cards or mobile devices. Our services simplify payments, enabling you to focus on what you do best serving your customers and growing your business. Come visit us at 2501 Blankenbaker Pkwy Louisville Ky 40299 in Louisville, KY, or call us at (502) 297-9919 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

At Park, we understand that businesses require unique financial support. That's why we offer comprehensive business banking services, including merchant services and business loans tailored to help your enterprise thrive.

Convenient Access Points

With an ATM available for easy cash withdrawals and a convenient drive-thru service, managing your finances has never been simpler. You can make deposits, withdrawals, or complete simple transactions without leaving your vehicle.

Digital Banking Features

Our commitment to convenience extends into the digital realm. With features like mobile payments, person-to-person transfers, and electronic signatures, banking is made easier than ever. Our online tools are designed with you in mind, ensuring that managing your finances is just a click away.

Get Started Today!

We invite you to explore all that we have to offer at Park. If you're ready to take control of your financial future or have any questions about our services, don't hesitate to reach out at (502) 297-9919. Join us today and discover how we can support you every step of the way!

Personal Banking Solutions

Our personal banking services start with checking and savings accounts that fit your lifestyle. Imagine being able to manage your finances effortlessly through our online and mobile banking platforms. You can check balances, transfer funds, and pay bills from anywhere, making it easier than ever to stay on top of your money. If you're in the market for a new vehicle, our auto loans and vehicle financing options are designed to get you behind the wheel without breaking the bank. We also offer mortgage loans and refinancing opportunities to help you secure the home of your dreams or improve your current mortgage terms. For those unexpected expenses, our personal loans and debt consolidation options provide flexible solutions that can ease your financial burden. Plus, our credit cards with rewards allow you to earn while you spend, offering great perks for everyday purchases.

Digital & Online Banking

Key Features

Our online services include electronic signature authorization, allowing you to complete transactions securely without needing to visit a branch. Plus, with e-statements available, you can easily keep track of your finances while reducing paper clutter. If you're always on the go, our mobile application puts all these features right in the palm of your hand. You can manage your account and make mobile payments conveniently from wherever you are. Do you need to send money to friends or family? Our person-to-person transfer feature makes it quick and easy to send cash directly from your account. This is especially handy for those moments when you need to settle up after dinner or share expenses. Security is a top priority at Park. We employ advanced security measures to ensure that your personal information remains safe while using our digital services. You can bank with confidence knowing that we are committed to protecting your data. In today's fast-paced world, having access to reliable online banking means more freedom for you. With features like mobile payments and 24/7 account management, managing your finances has never been easier or more accessible. Join us at Park and experience the convenience of modern banking today!

Financial Strength

Growing Trust

Total Share Accounts stand at 164,053, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $6,344,541. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Park is your trusted partner. Visit us at 2501 Blankenbaker Pkwy Louisville Ky 40299 or call (502) 297-9919 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $116,507,934 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently offer $6,050 in used auto loans and $957,584,818 in total loans and leases, supporting your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $350,292,546 in share certificates and $142,089,259 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,839,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to generate income is reflected in our net income of $1,970,203, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 268 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $247,416,542, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,708,997 in used vehicle loans and $36,926,637 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles, making it easier than ever to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $180,869,774 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to offering solutions that support your growth aspirations. At Park, we believe in providing straightforward loan options with clear terms and competitive rates. If you're interested in refinancing or exploring eligibility options for any of our products, don't hesitate to reach out. For more information about our loan offerings, visit us at 2501 Blankenbaker Pkwy Louisville Ky 40299 in Louisville, KY, or give us a call at (502) 297-9919. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together to find the right financial solution for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $105,636,841, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through each step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,419,095 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can enhance your spending power while keeping you within budget.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent, giving users peace of mind when comparing options.

PARK FEDERAL CREDIT UNION - Louisville, KY

Type of Loan Offerings

Personal Loans

Compare Loan Rates Near You

Loan rates in Louisville, KY (40299)