Park Credit Union Louisville KY | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Park Community Credit Union, your trusted financial partner since 1955! Located at 7714 Bardstown Rd Ste 108, Louisville, KY 40291, our commitment to the community and members shines through in everything we do. With a robust membership of over 75,252 individuals and total assets exceeding $1.3 billion, we pride ourselves on providing personalized banking solutions tailored to your needs. At Park Community, we believe that everyone deserves access to quality financial services. Whether you're looking for an auto loan, mortgage refinancing, or a simple savings account, our dedicated team is here to help you every step of the way. Under the leadership of our CEO, Jana Erny, and Board President Bobby Willoughby, we strive to ensure that each member feels valued and supported. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 2515 Blankenbaker Pkwy, Louisville, KY 40299-2465. With convenient services like online banking and mobile payments available at your fingertips, managing your finances has never been easier. Our credit union boasts impressive figures such as total deposits of $48,141,098 and a net worth of $247,416,542, reflecting our strong financial health and ability to serve you better. We also have cash in hand amounting to $13,468,823, ensuring that we are always ready to meet your financial demands. Join us today at Park Community Credit Union or give us a call at 502-815-1192. Experience the difference of being part of a community-focused credit union where you matter!

Branch History & Mission

A Call to Join Us

As we look forward to the future, we invite you to join the Park Community family. Experience firsthand how we blend innovative financial services with heartfelt community support. Together, let's continue this journey of growth and empowerment. For more information about becoming a member or exploring our services further, please visit us at Park Community Credit Union or call us at 502-815-1192 today!

Commitment to Community

At the core of Park Community Credit Union's mission is a deep commitment to supporting our local community. We believe that by investing in those around us, we can create lasting change and improve lives. Whether it's through educational workshops, partnerships with local charities, or volunteering efforts, we actively engage with the community to uplift everyone we serve. While members can visit us at 7714 Bardstown Rd Ste 108 for all their banking needs, official correspondence should be sent to our mailing address at 2515 Blankenbaker Pkwy, Louisville, KY 40299-2465.

Our Evolution

Since opening our doors nearly seven decades ago, Park has continually evolved to meet the needs of our members. Our success is rooted in building lasting relationships and providing personalized service. From offering basic checking accounts to comprehensive auto loans and business banking solutions, we've expanded our offerings while ensuring that every member feels valued and supported. Our dedicated team is always ready to assist you with online and mobile banking options, ATM services, and drive-thru banking for your convenience. We strive to make your financial experience as seamless as possible.

Branch Location & Accessibility

Nearby Landmarks and Parking

Located just off Bardstown Road, we're close to several local landmarks that you might recognize. Whether you're running errands or just passing through the area, you'll find ample parking right outside our door. Plus, we are ADA compliant with features like ramps to make your visit as smooth as possible.

Services and Operating Hours

At Park Community Credit Union, we're proud to offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Need to withdraw cash or check your balance? Our ATM is available on-site for your convenience. We also provide basic drive-thru banking for deposits and withdrawals. Our operating hours are designed to fit into your busy schedule. While we're finalizing our hours, you can always reach us by phone at 502-815-1192 for updates or any questions you may have.

Visit Us Today!

We invite you to stop by and experience the friendly service that sets Park apart from the rest. Our team is here to assist you with all your banking needs. Don't hesitate to give us a call or drop in we look forward to seeing you soon!

Member Eligibility

Becoming a member of Park is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Louisville area, or if you have a family member who is already part of our community, you're eligible to join us at Park. We believe everyone deserves access to quality financial services, and by becoming a member, you'll gain access to tailored products and services designed to help you thrive. Whether it's personal banking, auto loans, or credit cards with rewards, our offerings are crafted with you in mind. For more detailed information about eligibility requirements, feel free to visit our website at http://www.parkcommunity.com/join . If you have any questions or need assistance, don't hesitate to reach out at (502) 815-1192 we're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the tools you need to streamline your transactions and boost your sales. Our merchant services simplify payments, allowing you to focus on what you do best running your business. From credit card processing to online payment solutions, we provide practical benefits that enhance your daily operations. Visit us at 7714 Bardstown Rd Ste 108 Louisville Ky 40291 in Louisville, KY, or call us at (502) 815-1192 to learn more about how we can support your business journey!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $385 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $180,869,774, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're running a business, we know every decision counts. Our business banking services include everything from essential merchant services to help you process transactions smoothly, to tailored business loans that can fuel your growth. At Park, we aim to empower local businesses by providing the financial tools necessary for success.

Commitment to Our Members

At Park, we're dedicated to ensuring that all members have access to quality financial services without the stress often associated with banking. With friendly staff ready to assist you at our branch or over the phone at (502) 815-1192, we're here for any questions you may have about our offerings. Ready to take the next step? Visit us at 7714 Bardstown Rd Ste 108 Louisville Ky 40291 or check out more about what we offer on our website at Cedar Creek. Your financial wellness is just a conversation away!

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions that let you manage your accounts anytime, anywhere. Whether it's making payments, checking balances, or transferring money through our person-to-person payment service, banking has never been easier. Don't forget about our ATM services! We provide easy access with both basic ATM features like withdrawals and balance checks as well as convenient drive-thru banking for quick deposits and transactions.

Personal Banking Solutions

Our personal banking services are tailored to fit your lifestyle. Whether you're looking to open a checking or savings account to manage your everyday expenses or save for future goals, we've got you covered. If you're in the market for a vehicle, consider our auto loans and vehicle financing, which provide competitive rates to make your dream car more accessible. And if homeownership is on your mind, our mortgage loans and refinancing options can help simplify the process. For those unexpected expenses or consolidating debt, our personal loans offer flexible terms to meet your needs. Plus, with our credit cards featuring rewards, you can earn while you spend!

Digital & Online Banking

Anytime Access

We know life doesn't stop after hours. That's why our 24/7 online banking services ensure that you can manage your finances whenever it suits you best. Whether it's checking an account balance late at night or transferring funds on the weekend, we've got you covered. At Park, we're committed to providing accessible and easy-to-use digital banking solutions that fit into your lifestyle. Embrace the convenience of managing your finances with us today!

Convenient Features

Our mobile payments feature allows you to make purchases directly from your phone, making shopping easier than ever. Whether you're buying groceries or dining out, you can leave your wallet at home and pay securely through your mobile device.

Security You Can Trust

Your security is our top priority. With electronic signature authorization available at Park, you can complete transactions safely from the comfort of your home. We also provide e-statements, allowing you to view your account statements digitally while reducing paper waste.

Financial Strength

Commitment to Growth

Total Share and Deposit Accounts: 164,053, showcasing a strong and growing member base that trusts us with their finances. Our ability to generate income is reflected in our operational efficiency with a net income of $0 which allows us to continue offering competitive loan rates and solid financial products for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Park is your trusted partner. Visit us at 7714 Bardstown Rd Ste 108 Louisville Ky 40291 or call (502) 815-1192 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity is impressive with $6,050 in used auto loans and $957,584,818 in total loans and leases. This means we can support members' financial goals across various sectors whether you're buying a car or pursuing other personal projects. We also take pride in having 268 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings and Investments

Members' savings are secured through $350,292,546 in share certificates and $142,089,259 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,839,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $116,507,934 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Our Financial Health

With a net worth of $247,416,542, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth serves as a cushion against economic fluctuations, ensuring that we can always meet your banking needs. Our net worth ratio of $1,881 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

In addition to these popular offerings, we provide various personal loan options that can assist with debt consolidation or unexpected expenses. Our total auto loans stand at $12,100, while our credit lines total $549,150,147. We aim to ensure that you have access to the funds you need when you need them. For business owners, our outstanding commercial loans totaling $180,869,774 provide the capital needed to grow and expand. If you're considering refinancing options or want more information about eligibility, feel free to reach out. Our team is here to help clarify any questions you may have and guide you through the process. For inquiries or assistance, don't hesitate to call us at (502) 815-1192 or visit us at our location: 7714 Bardstown Rd Ste 108 Louisville Ky 40291 in Louisville, KY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're dedicated to supporting our members' financial journeys!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,708,997 in used vehicle loans and $36,926,637 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to fit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $105,636,841, make buying or refinancing simple. We are committed to guiding you through every step of the mortgage process so you can find the right solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,419,095 in loans helping members manage their finances effectively. This product is perfect for those who want the convenience of using credit without tying it to an asset.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. Each listed rate is backed by legitimate financial institutions, promoting an environment of trust and reliability.

Key Benefits of Using LendMesh

One of the significant advantages of LendMesh is its verified data. The platform only features loan offers from trusted lenders, ensuring transparency in every comparison. Importantly, LendMesh does not prioritize lenders based on paid promotions; this means users can count on receiving unbiased results that reflect true market conditions. Additionally, LendMesh provides real-time rate comparisons from multiple institutions. This up-to-date information helps users make informed decisions quickly and efficiently. Many have found success using this tool; one member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" By leveraging accurate data and maintaining a commitment to transparency, LendMesh has become a go-to resource for those looking to navigate the complex world of loans confidently. Ready to take control of your loan search? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

PARK FEDERAL CREDIT UNION