Park Credit Union Louisville KY | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Park Community Credit Union, located at 7521 Dixie Hwy, Louisville, KY 40258. Since our establishment in 1955, we have proudly served our community with a commitment to financial well-being and exceptional member service. Our mission is clear: to empower our members by providing them with the tools they need to achieve their financial goals. With over 75,252 members and total assets amounting to an impressive $1,315,394,664, we are not just a credit union; we are a financial partner that stands by you every step of the way. Our wide array of services includes everything from checking and savings accounts to auto loans and mortgages. We currently manage more than 28,239 loans and leases, demonstrating our dedication to helping our members secure the funding they need for life's important milestones. At Park Community Credit Union, we believe in transparency and trust. That's why we maintain a strong net worth of $247,416,542 and have cash reserves totaling $13,468,823 on hand. This solid foundation allows us to offer competitive rates on loans while ensuring your deposits are safe currently totaling $48,141,098. Under the leadership of our dedicated CEO, Jana Erny, and Board President Bobby Willoughby, our team of 279 employees is here to provide personalized financial solutions tailored to your unique needs. Whether you're looking to buy your first home or consolidate debt, we're ready to assist you. While members can visit us at our physical location on Dixie Highway for all banking needs including access to ATMs and drive-thru services official correspondence should be sent to the same address. We invite you to explore what we have to offer by visiting our website at www.parkcommunity.com or calling us directly at 502-995-3544. Join us today and experience the difference that comes with being part of the Park Community family!

Branch History & Mission

At Park Community Credit Union, our story began in 1955 when we opened our doors at 7521 Dixie Hwy in Louisville, KY. Over the decades, we have grown from a small financial institution into a vibrant community resource that proudly serves over 75,000 members. With total assets exceeding $1.3 billion, we are dedicated to providing quality financial services and fostering community connections. From our humble beginnings, we have made significant strides in enhancing our offerings. Our mission is simple yet profound: to empower our members with the financial tools they need while also uplifting the communities we serve. We believe in building strong relationships and contributing positively to the lives of those around us. Our branch is located near well-known landmarks, making it easily accessible for all members of the community. Whether you are stopping by for personal banking services or utilizing our drive-thru for quick transactions, we are here to meet your needs. While members can visit us at 7521 Dixie Hwy, official correspondence should be sent to the same address. As technology evolves, so do we. Park Community Credit Union embraces digital advancements that make banking easier and more efficient for everyone. From online banking to mobile payments and electronic signatures, we ensure that our services remain accessible and user-friendly for all members. We take pride in being an ADA-compliant facility, ensuring that everyone can access our services comfortably. Our commitment to customer satisfaction drives us to continually improve and innovate. Community outreach is at the heart of what we do. We actively engage in partnerships with local organizations to support initiatives that benefit our neighborhoods. This dedication helps us strengthen ties within the community and demonstrates our commitment to social responsibility. Join us at Park Community Credit Union today! Experience firsthand how we can help you achieve your financial goals while contributing to a stronger community. For any inquiries or assistance, feel free to reach out at 502-995-3544 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to noon. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access and Parking

At our Dixie Office, parking is plentiful and free, ensuring a hassle-free visit. We have designed our branch with accessibility in mind, featuring ADA-compliant entrances and ramps for those who need them. Your comfort and convenience are top priorities for us.

Services Designed for You

Our Dixie Office provides a range of banking services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards everything you need is under one roof. Plus, we offer drive-thru banking for quick transactions and an ATM on-site for easy cash access. While members can visit us at 7521 Dixie Hwy, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to give us a call at 502-995-3544. We invite you to stop by today and discover how Park Credit Union can support your financial journey!

Welcoming Banking Hours

We understand that life can be busy, which is why we offer flexible banking hours to fit your schedule. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Our friendly staff is always ready to assist you during these hours.

Member Eligibility

At Park, we believe that joining our community is more than just opening a bank account it's about becoming part of a supportive family. If you're looking to become a member, the process is simple and welcoming. To be eligible, you generally need to live, work, worship, or attend school in the areas we serve. We embrace diversity and encourage anyone who meets these criteria to explore membership with us. You can find detailed eligibility requirements by visiting this link. Once you're ready to take the next step, opening an account at Park is straightforward and hassle-free. Our friendly team is here to help guide you through every step of the way, ensuring you feel confident and informed throughout the process. Plus, as a member, you'll enjoy a range of benefits designed to support your financial goals right from our branch located at 7521 Dixie Hwy Louisville Ky 40258. If you have any questions or need assistance, feel free to give us a call at (502) 995-3544. We can't wait to welcome you!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $385 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $180,869,774, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing, making it easier for you to focus on what matters most growing your business. Imagine having a reliable partner that not only helps you accept payments seamlessly but also provides insights into sales trends. This means you can make informed decisions that benefit your bottom line. Visit us at 7521 Dixie Hwy Louisville Ky 40258 in Louisville, KY, or call us at (502) 995-3544 to learn more about how our business banking and commercial services can empower your venture. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Business Banking

For business owners, we provide comprehensive business banking solutions including merchant services and business loans. We know how important it is for local businesses to thrive, so our team is here to support you every step of the way.

Convenience Services

We also prioritize convenience with our ATM and cash withdrawal services available right here at our branch. Enjoy the ease of basic drive-thru banking for deposits, withdrawals, and simple transactions without leaving your car. Our ATMs allow for quick withdrawals and balance checks whenever needed. If you're ever unsure about which service fits your needs best, don't hesitate to reach out! You can call us at (502) 995-3544 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. At Park, we're more than just a financial institution; we're part of your community. Explore all our services today by visiting us at Dixie Office or check out our website at parkcommunity.com. Let us partner with you on your financial journey!

Loans and Credit Options

Need some extra cash? Our personal loans and debt consolidation services provide quick access to funds when life throws unexpected expenses your way. We also offer credit cards with rewards that allow you to earn while you spend perfect for everyday purchases or special occasions.

Personal Banking

Our personal banking services include checking and savings accounts designed to fit your lifestyle. Imagine easily managing your finances with online and mobile banking options that let you access your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills with just a few taps on your smartphone. For those looking to drive home in a new car or truck, our auto loans and vehicle financing options make it simple. We offer competitive rates and flexible terms to ensure that you can get the vehicle you want without breaking the bank. Plus, if you're considering buying a home or refinancing an existing mortgage, our mortgage loans can help make that dream a reality.

Digital & Online Banking

Convenient Features

We know how important it is for you to stay connected with your money. That's why we provide features like electronic signature authorization, making it easier for you to complete transactions securely without needing to visit a branch. You can also sign up for e-statements, which means no more waiting for paper statements in the mail just quick and easy access to your financial information.

Easy Money Management

Want to send money to friends or family? Our person-to-person transfer service makes it a breeze! You can quickly send funds with just a few taps on your screen. This ease of use extends across all our digital banking services at Park, ensuring you have real-time access to manage your accounts effectively. At Park, we are committed to providing accessible and easy-to-use banking solutions that empower you in every step of your financial journey. Experience the difference today by visiting us online at https://www.parkcommunity.com/!

Secure Transactions

Security is at the forefront of what we do. With advanced encryption and secure login processes, you can rest assured that your personal information is safe when using our digital services. Additionally, our mobile payments feature enables fast and secure transactions directly from your device, offering both convenience and peace of mind.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 164,053, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $6,344,541. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Park is your trusted partner. Visit us at 7521 Dixie Hwy Louisville Ky 40258 or call (502) 995-3544 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $116,507,934 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $6,050 in used auto loans and a total of $957,584,818 in loans and leases.

Member-Centric Resources

Members' savings are secured through $350,292,546 in share certificates and $142,089,259 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,839,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,970,203 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 268 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $247,416,542, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,708,997 in used vehicle loans and $36,926,637 in new vehicle loans already helping members get on the road. We provide financing options that suit your budget and preferences, whether you're considering a brand-new model or a reliable pre-owned vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $180,869,774 provide the capital needed to grow and expand your business. We know how important it is for local businesses to thrive, and our tailored financing solutions can help take your venture to the next level. At Park, we're committed to helping you find the right loan for your unique needs. If you're interested in exploring refinancing options or checking your eligibility, don't hesitate to reach out. You can contact us at (502) 995-3544 or visit us at our branch located at 7521 Dixie Hwy Louisville Ky 40258 in Louisville, KY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals today!

Credit Lines and Personal Loans

We also understand that having access to extra funds when needed is crucial. That's why we provide various credit lines, amounting to a total of $549,150,147, allowing you to borrow as needed while only paying interest on what you use. Additionally, our unsecured credit card loans, totaling $13,419,095, offer flexible terms to help manage everyday expenses effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $105,636,841, make buying or refinancing simple. We offer competitive rates and flexible terms that can help you secure your dream home without unnecessary stress.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means you can trust that the rates you see reflect genuine offers available in the market.

PARK FEDERAL CREDIT UNION - Louisville, KY

Type of Loan Offerings

Personal Loans

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