Park Credit Union Louisville KY | Low Mortgage Rates & Business Banking

Introduction

Welcome to Park Credit Union at our Hillview Office, located at 134 Dr Arla Way, Louisville, KY 40229. Since our establishment in 1955, we have been dedicated to serving our community with trust and reliability. Our commitment to our members is reflected in our impressive growth today, we proudly support over 75,252 members and manage assets totaling $1,315,394,664. At Park, we understand that financial needs can vary widely among our members. That's why we offer a range of services tailored just for you. From personal banking solutions like checking and savings accounts to auto loans and mortgage financing, we're here to help you navigate your financial journey. With total deposits of $48,141,098 and a robust loan portfolio of 28,239 loans and leases, we are well-equipped to meet your needs. Our leadership team, headed by CEO Jana Erny and Board President Bobby Willoughby, works diligently to ensure that every member receives the best service possible. With a team of 279 employees, we're committed to fostering a welcoming environment where everyone feels valued. While members can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 134 Dr Arla Way, Louisville, KY 40229. Whether you're looking for guidance on saving for your future or seeking business loan options our knowledgeable staff is ready to assist you. Feel free to call us at 502-957-7600 or visit our website at parkcommunity.com for more information. We look forward to helping you achieve your financial goals!

Branch History & Mission

Welcome to Park, a credit union deeply rooted in the heart of Louisville, KY. Established in 1955, our branch has grown significantly over the years, evolving to meet the diverse needs of our community. Located at 134 Dr Arla Way, we are proud to serve our members with dedication and integrity. Our close-knit community appreciates that we have always been more than just a financial institution; we are a partner in their financial journey. From our humble beginnings, Park has flourished, now boasting a membership of over 75,252 individuals who trust us with their financial needs. With total assets exceeding $1.3 billion, we have built a solid foundation that allows us to provide competitive rates and personalized services tailored for every member. Our commitment to excellence is evident in our offerings, which include personal banking, auto loans, mortgages, and business services. At Park, our mission is simple yet powerful: to empower our members and support the community. We strive to deliver exceptional financial services while fostering an environment that encourages growth and stability for everyone involved. Our focus is not only on providing reliable banking solutions but also on giving back through community outreach initiatives and partnerships that uplift local organizations. We understand that accessibility is key in today's world. That's why we offer various ways for you to connect with us. Whether it's through our drive-thru service, available ATMs, or advanced online and mobile banking options, we are here to make your banking experience as smooth as possible. While members can visit us at 134 Dr Arla Way, official correspondence should be sent to the same address. We invite you to reach out at 502-957-7600 if you have any questions or need assistance. As we look toward the future, we remain committed to enhancing our services and adapting to the changing needs of our members. Join us today at Park and experience firsthand how we can help you achieve your financial goals while being part of a caring community dedicated to supporting one another. Come visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. We can't wait for you to become part of the Park family!

Branch Location & Accessibility

Welcome to the Park Credit Union at our Hillview Office, located conveniently at 134 Dr Arla Way in Louisville, KY. Nestled in Jefferson County, our branch is easy to find and offers a welcoming atmosphere for all your banking needs. You can enjoy the nearby amenities while you visit us, making your trip even more enjoyable. While members can visit us at 134 Dr Arla Way, official correspondence should be sent to the same address. Our branch is designed with accessibility in mind, featuring ADA-compliant facilities and ramps for ease of access. We also provide ample parking to ensure that your visit is as smooth as possible. At Park Credit Union, we know that convenience matters. That's why our operating hours are tailored to fit your busy schedule: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Whether you're stopping by for personal banking services or quick transactions, we're here when you need us. For added convenience, we offer drive-thru banking services where you can make deposits and withdrawals without leaving your car. Plus, our ATM is available around the clock for those late-night cash needs. Feel free to reach out with any questions at 502-957-7600 we're always happy to help! Come visit us today at the Hillview Office of Park Credit Union; we look forward to serving you!

Member Eligibility

Becoming a member of Park feels like joining a warm, welcoming family that truly cares about your financial well-being. If you're interested in being part of our community, you'll find that eligibility is quite simple and inclusive! Generally, anyone who lives, works, or worships in the Louisville area can join us at Park. Additionally, we also welcome immediate family members of current members to become part of our cooperative. The perks of membership are plentiful! Not only do you gain access to a variety of personal and business banking services, but you also become part of a supportive network that prioritizes your needs. To get started on your journey with us, check out our detailed eligibility criteria at http://www.parkcommunity.com/join. Once you're ready to open an account, simply reach out to us at (502) 957-7600, and we'll guide you through the easy process. We can't wait to have you as a member at Park, located at 134 Dr Arla Way Louisville Ky 40229!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services make everyday transactions easier for your business. Whether it's processing payments or managing cash flow, we provide tools that keep your operations smooth and efficient. For instance, imagine a busy Saturday morning where your customers can pay quickly and easily it's these moments that keep businesses thriving. Located at 134 Dr Arla Way Louisville Ky 40229, Louisville, KY, we're here to partner with you every step of the way. For more information or to discuss your business needs, call us at (502) 957-7600. Let's work together to unlock your business's potential!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $385 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $180,869,774, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, we offer comprehensive Business Banking services including Merchant Services and Business Loans. Running a business requires support, and our team is ready to assist you in achieving success by providing the financial tools necessary for growth.

Connect With Us

Our friendly team is ready to assist you during lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. If you have any questions or need assistance, don't hesitate to reach out at 502-957-7600. At Park, we are committed to supporting our members' financial journeys with a comprehensive suite of services that meet their everyday needs. Visit us today or check out more information at our website. Let's work together towards achieving your financial goals!

Convenient Access

At Park, convenience is key. We offer easy access through our Online & Mobile Banking platforms so that you can handle transactions on the go. You'll find an ATM available at our location for quick cash withdrawals and balance checks whenever needed. Plus, our drive-thru service ensures you can complete deposits and withdrawals without leaving your vehicle.

Personal Banking Solutions

We understand that managing personal finances can be overwhelming. That's why we offer Checking & Savings Accounts designed for ease and accessibility. Imagine having the ability to easily track your spending while saving for future goals all in one place. Our accounts come with online and mobile banking options, allowing you to manage your finances from anywhere, anytime. When it comes to financing your vehicle, our Auto Loans & Vehicle Financing options are tailored to fit various budgets and credit situations. Picture driving away in a new car with competitive rates and flexible terms. We also provide Mortgage Loans & Refinancing services to help you secure the home of your dreams or reduce your monthly payments on your existing mortgage.

Support for Your Financial Goals

If you're dealing with unexpected expenses or planning for a big purchase, our Personal Loans & Debt Consolidation can help simplify your financial journey. We work with you to find solutions that suit your needs. For those who enjoy rewards, our Credit Cards with Rewards make every purchase more rewarding. Whether it's cash back or travel points, you'll appreciate the benefits as you go about your daily life.

Digital & Online Banking

Key Features

Our online banking offers a range of features designed to simplify your financial life. Need to check your balance or pay bills? It's all just a few clicks away! Plus, with electronic signature authorization available, signing documents has never been easier or more secure. You can skip the paper trail and complete transactions with confidence. Want to go green? We provide e-statements, allowing you to keep track of your finances without the clutter of paper statements. This not only helps you stay organized but also contributes to protecting the environment.

Mobile Banking

For those who prefer managing their money from their phones, our mobile application is perfect for you! It offers all the features you need, including mobile payments, which allow for quick and easy transactions right at checkout. Plus, our person-to-person transfer feature lets you send money to friends or family instantly no more worrying about cash or checks! With these user-friendly tools, managing your finances in real-time has never been easier. Whether you're making a payment or transferring funds, you can do it all securely and efficiently from anywhere. In summary, Park is committed to providing accessible and innovative banking solutions that fit your lifestyle. Embrace the future of banking with us today!

Financial Strength

At Park, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining robust financial health that benefits you, our valued member. With a net worth of $247,416,542, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $350,292,546 in share certificates and $142,089,259 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,839,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $116,507,934 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $6,050 in used auto loans and $957,584,818 in total loans and leases, we support members' financial goals across various sectors. Our efficient operations reflect positively on our finances; our $1,970,203 enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 268 full-time employees and 11 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team. In total, we have 164,053 share and deposit accounts an indicator of the strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $6,344,541. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Park is your trusted partner. Visit us at 134 Dr Arla Way Louisville Ky 40229 or call (502) 957-7600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $95,708,997 in used vehicle loans and $36,926,637 in new vehicle loans, helping our members get on the road with confidence. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $180,869,774 provide the capital needed to grow and expand your business. We recognize the importance of financial support for local businesses and are committed to fostering growth within our community. If you're considering refinancing any existing loans, we offer various options tailored to fit your financial situation. It's always a good idea to explore how refinancing might lower your monthly payments or help you pay off debts faster. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to discuss eligibility options, feel free to reach out at (502) 957-7600 or visit us at 134 Dr Arla Way Louisville Ky 40229 in Louisville, KY. Let's work together toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $105,636,841, we provide flexible terms and competitive rates to help you secure the home of your dreams.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but with our unsecured credit card loans totaling $13,419,095, you can take control of your finances. Our credit cards come with flexible terms and rewards that can benefit you while keeping your budget in check.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh serves as a trusted resource for consumers seeking the most competitive loan options. LendMesh ensures accurate loan comparisons through its commitment to quality data. Loan information on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach guarantees that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By relying on verified financial institutions, LendMesh prioritizes user trust and satisfaction. One of the key benefits of using LendMesh is its Verified Data feature. All loan offers come from legitimate financial institutions, ensuring that users are presented with credible options. Furthermore, LendMesh operates without Sponsored Listings, meaning lenders are not prioritized based on paid promotions. This commitment to providing unbiased results helps users make informed decisions without any hidden agendas. Additionally, LendMesh provides Real-Time Rate Comparisons. Users can access up-to-date loan rates from multiple institutions at their fingertips, making it easier to find the best fit for their needs. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

PARK FEDERAL CREDIT UNION - Louisville, KY

Type of Loan Offerings

Personal Loans

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