Park Credit Union Louisville KY | Best Auto Loans & Business Banking

Introduction

Welcome to Park Community Credit Union, located at 6101 Fern Valley Rd, Louisville, KY 40228. Since our establishment in 1955, we have been dedicated to serving our community with a friendly approach and financial expertise. As a trusted partner in your financial journey, we proudly support over 75,252 members, providing a range of services designed to meet diverse needs. At Park Community, we understand that everyone's financial goals are unique. That's why we offer personalized banking solutions including checking and savings accounts, auto loans, mortgage options, and more. With total assets of $1,315,394,664 and total deposits reaching $48,141,098, our solid foundation allows us to deliver reliable services and competitive rates. Our commitment goes beyond numbers; it's about enhancing the lives of our members. We're proud to have a net worth of $247,416,542 and maintain a healthy cash reserve of $13,468,823 to ensure we can always support your financial aspirations. Whether you're looking for a new vehicle or need assistance with business loans (we currently manage $180,869,775 in member business loans), our knowledgeable team is here to help. Led by CEO Jana Erny and Board President Bobby Willoughby, our dedicated staff of 279 employees is always ready to assist you. Our office features convenient drive-thru services and an ATM for quick access to your funds. While members can visit us at our branch for personal service during lobby hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM official correspondence should be sent to our mailing address: PO Box 18630, Louisville, KY 40261-0630. We invite you to explore the many ways Park Community can help you achieve your financial goals. Visit us online at parkcommunity.com or call us at 502-968-3681 today! Your journey towards better banking starts here.

Branch History & Mission

Commitment to Accessibility

At Park Community Credit Union, accessibility is important. We offer both ATM availability and drive-thru banking services for added convenience. Our lobby hours are designed to accommodate busy schedules open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM.

Join Us!

As we continue on this journey together, we invite you to become part of the Park Community family. With a dedicated team led by CEO Jana Erny and Board President Bobby Willoughby, we are excited about the future and look forward to welcoming new members who want not just a bank but a supportive partner in their financial journey. Experience what makes Park Community Credit Union special; come visit us today or check out our website at Park Community for more information on how you can join!

Mission Statement

Our mission is simple yet powerful: to empower our members through exceptional financial services while fostering a sense of community and belonging. We believe that financial health goes hand-in-hand with community well-being, which is why we actively participate in outreach initiatives aimed at supporting local organizations and charities. While members can visit us at 6101 Fern Valley Rd, official correspondence should be sent to PO Box 18630, Louisville, KY 40261-0630 if you need to reach out for any reason.

Our Evolution

Over the years, Park Community has adapted to meet the changing needs of its members. From our humble beginnings, we have expanded our offerings to include a wide range of personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment to digital advancements ensures that members can access their accounts conveniently through online and mobile banking platforms. We are proud to report that our total assets have reached an impressive $1.3 billion, which allows us to offer competitive rates and reliable financial solutions. Our team continually strives for excellence while maintaining a customer-centric approach in all we do.

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for our members. Our branch is fully ADA compliant, featuring ramps and easy entry points to ensure everyone can visit us without hassle. There's ample parking available for your convenience, making it simple to drop in whenever you need assistance.

Get In Touch!

Ready to experience exceptional service? Give us a call at 502-968-3681 or stop by today! At Park Credit Union, we're excited to help you achieve your financial goals!

Operating Hours

At Park Credit Union, we aim to accommodate your schedule. Our lobby hours are Monday through Thursday from 9 AM to 5 PM, with extended hours on Friday until 6 PM and Saturday mornings from 9 AM to 12 PM. If you're in a hurry, take advantage of our drive-thru service open Monday through Thursday from 8:30 AM to 5 PM and Friday from 7 AM to 6:30 PM. We also serve members on Saturdays from 9 AM to 12 PM.

Services Offered

We offer a range of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need cash? Our ATM is always available for withdrawals and balance checks. For those who prefer convenience, online and mobile banking options are at your fingertips. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO Box 18630, Louisville, KY 40261-0630 if you need to reach us by mail.

Member Eligibility

At Park, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward joining us. If you live, work, worship, or attend school in the Louisville area, you're already eligible to become part of our family! We welcome individuals from all walks of life to enjoy the benefits of our services, whether you're looking for checking accounts, loans, or simply a friendly place to manage your finances. To see more detailed eligibility criteria, feel free to check out our website at http://www.parkcommunity.com/join. Joining is simple! Just visit us at our branch located at 6101 Fern Valley Rd Louisville Ky 40228, or give us a call at (502) 968-3681. Our team is here to help you through the account opening process and answer any questions you might have. We can't wait to welcome you into the Park community where your financial goals matter!

Business Banking & Commercial Services

Enhancing Transactions with Merchant Services

Beyond loans, we offer robust merchant services designed to streamline your payment processes. Imagine being able to accept payments easily, whether in-store or online, while managing transactions effortlessly. This not only helps you maintain cash flow but also enhances customer satisfaction by offering convenience. Our tools allow you to focus on what truly matters growing your business. Located at 6101 Fern Valley Rd Louisville Ky 40228 in Louisville, KY, our dedicated team is ready to assist you with all your business banking needs. Contact us at (502) 968-3681 to learn more about how we can support your enterprise!

Supporting Your Growth with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $385 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $180,869,774, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and business owners, we provide specialized business banking solutions including merchant services and business loans. Whether you're starting out or looking to expand, we have the tools to help you succeed.

Credit Card Benefits

Don't forget about our credit cards with rewards! They allow you to earn points on everyday purchases that can lead to exciting rewards. Using them responsibly helps build your credit while offering perks that make spending enjoyable.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking features that let you manage your finances anytime, anywhere. With easy access to account information, the ability to pay bills online, and even mobile payments, staying on top of your financial life has never been simpler. If you need cash on-the-go, our ATMs allow for quick withdrawals and balance checks without hassle. For those who prefer face-to-face interactions, we offer basic drive-thru banking for deposits, withdrawals, and other simple transactions.

Get Started Today!

We invite you to experience all that Park has to offer! Our friendly team is ready to assist you with any questions or guidance you may need. You can reach us at 502-968-3681 during lobby hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Join us in building a brighter financial future together! Visit our website at parkcommunity.com for more details or stop by our branch in Louisville today!

Personal Banking Solutions

Our personal banking services include checking and savings accounts that help you save for the future while giving you easy access to your money. If you're planning to buy a car or need financing for your vehicle, our auto loans and vehicle financing options are here to help. We provide competitive rates and flexible terms that suit your budget. Thinking about purchasing a home? Our mortgage loans and refinancing options can guide you through every step of the process. We understand how important it is to find the right home, so we work with you to ensure you secure the best possible deal. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation services offer straightforward solutions to help ease your financial burden.

Digital & Online Banking

Key Services

With our online banking service available at https://www.parkcommunity.com/, you can take control of your finances with just a few clicks. Check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our 24/7 online banking ensures you have access to your financial information whenever you need it. If you're looking for an efficient way to manage your documents, we provide electronic statements that are not only eco-friendly but also easy to access. Plus, with electronic signature authorization, signing important documents is quick and hassle-free.

Mobile Banking Made Simple

Our mobile application brings banking right to your fingertips. You can make person-to-person transfers effortlessly, allowing you to send money to friends or family in seconds. Need to make payments on the go? Our mobile payments feature ensures that you're never without options when it comes to managing your expenses.

Security and Accessibility

Security is a top priority at Park. We use advanced security measures to protect your personal information and ensure safe transactions. You can bank confidently knowing that your data is safeguarded. Whether you're at home or out and about, our digital banking services give you the freedom to manage your finances in real-time. Experience the ease of online banking today and see how Park makes managing your money simple and secure!

Financial Strength

At Park, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that we are committed to maintaining a strong financial foundation to support your needs. With a net worth of $247,416,542, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid position is further highlighted by our net worth ratio of 18.81%, which demonstrates a robust capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $350,292,546 in share certificates and $142,089,259 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,839,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $116,507,934 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $6,050 in used auto loans and $957,584,818 in total loans and leases, we support our members' financial goals across various sectors. Our operations are efficient, as shown by our $1,970,203, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 268 full-time employees and 11 part-time employees who are always ready to assist you with a knowledgeable and dedicated team. Net Shares (funds available for lending and investments) stand at $6,344,541, while the number of Total Share Accounts has reached 164,053. This reflects a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Park is your trusted partner. Visit us at 6101 Fern Valley Rd Louisville Ky 40228 or call (502) 968-3681 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,708,997 in used vehicle loans and $36,926,637 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the perfect fit for your lifestyle. Plus, if you're interested in refinancing your current auto loan, we have options available to help you lower your monthly payments.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $180,869,774 provide the capital needed to expand operations or invest in new projects. We understand the unique challenges businesses face and are here to support your ambitions. At Park, we pride ourselves on transparency and accessibility. If you're curious about eligibility or need assistance with applications, our knowledgeable staff is just a call away at 502-968-3681. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 6101 Fern Valley Rd Louisville Ky 40228 or check out our website at Park Community for more information on how we can assist you in achieving your financial dreams!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $13,419,095 in loans helping members manage their finances effectively, our credit cards come with rewards and low-interest rates that can make everyday purchases more manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $105,636,841. Our team is dedicated to guiding you through the mortgage process so that you can make informed decisions about your future.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, giving them confidence in their choices.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency and trustworthiness. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, empowering them to make well-informed financial decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective LendMesh can be in securing better loan terms for individuals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

PARK FEDERAL CREDIT UNION - Louisville, KY

Type of Loan Offerings

Personal Loans

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Loan rates in Louisville, KY (40228)