Park Credit Union Louisville KY | Affordable Auto Loans & Mobile Banking

Introduction

Welcome to Park Community Credit Union, your trusted partner in financial well-being since 1955! Located at 2820 W Broadway Ste 1100, Louisville, KY 40211, we are dedicated to providing our members with exceptional service and a range of financial products tailored to meet their needs. With a robust membership of 75,252 individuals and total assets exceeding $1.3 billion, we pride ourselves on being a strong financial institution that truly cares about the community. At Park Community, we understand that life can be unpredictable, which is why we offer a variety of services including personal banking, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Whether you're looking to buy your first car or refinance your home, our experienced team is here to guide you every step of the way. While members can visit us at our branch for any inquiries or transactions, please note that official correspondence should be sent to our mailing address: 2515 Blankenbaker Pkwy, Louisville, KY 40299-2465. Our friendly staff is ready to assist you during our lobby hours from 8:30 a.m. to 4:30 p.m., Monday through Friday. Under the leadership of CEO Jana Erny and Board President Bobby Willoughby, we have built a culture of trust and commitment to our members. We are proud to maintain a net worth of $247,416,542, ensuring that your finances are safe with us. With over 279 employees dedicated to serving you, we strive to provide personalized experiences that enhance your financial journey. Explore how Park Community Credit Union can make a difference in your life today! Visit us online at parkcommunity.com or give us a call at 502-815-1192 for more information about how we can help you achieve your financial goals. Your future starts here!

Branch History & Mission

A Journey Through Time

Since opening our doors nearly seven decades ago, Park has always focused on what matters most: our members and the community. We began with a simple mission to offer accessible financial services to everyone. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our unwavering focus on member satisfaction has driven us to continually improve and adapt our services. Our branch is not just a place for transactions; it's a hub for community engagement. From local partnerships to outreach programs aimed at enhancing financial literacy, Park strives to make a positive impact in Louisville and beyond. As technology advances, we are proud to embrace digital innovations that ensure our members can access their accounts anytime and anywhere through online banking and mobile payments.

Join Us

As we look toward the future, we invite you to join the Park family. Together, we can navigate your financial journey with confidence and support. Whether you're looking for a new account or seeking advice on loans and investments, our dedicated team is here to help you every step of the way. Experience the benefits of membership at Park today! Call us at 502-815-1192 or visit our website for more information about how we can assist you in achieving your financial goals. Let's build a brighter future together!

Our Mission

At Park, we believe in empowering individuals and families through sound financial practices. Our mission is clear: To provide exceptional financial services while supporting our community's growth and prosperity. We understand that financial decisions can be daunting; therefore, we are committed to offering personalized guidance tailored to each member's unique needs. While you can visit us at 2820 W Broadway Ste 1100, official correspondence should be sent to 2515 Blankenbaker Pkwy, Louisville, KY 40299-2465 if you need assistance outside of branch hours. We're here for you Monday through Friday from 8:30 a.m. to 4:30 p.m.

Branch Location & Accessibility

Call to Action

Ready to experience exceptional service? We encourage you to visit us at Park Community Credit Union on West Broadway or give us a call at 502-815-1192. Your financial well-being is our priority!

Local Landmarks and Accessibility

Situated near local landmarks, including the historic Churchill Downs and the scenic Shawnee Park, our branch is not just a place to bank; it's a part of your community. We offer ample parking spaces and ensure that our facilities are accessible to everyone, including ADA-compliant ramps to assist those with mobility challenges.

Operating Hours and Services

We invite you to drop by during our operating hours from Monday to Friday, 8:30 a.m. to 4:30 p.m. Our dedicated staff is ready to assist you with a variety of services like checking and savings accounts, auto loans, mortgage refinancing, personal loans, and more all tailored to meet your financial needs. For your convenience, we also provide ATM services right on-site so you can easily withdraw cash or check your balance anytime. However, please note that we do not have drive-thru banking available at this location.

Member Eligibility

Becoming a member of Park is like joining a warm, welcoming family where your financial well-being is our priority. If you're looking to enjoy the benefits of personalized service and community-focused banking, you're in the right place! At Park, membership is open to anyone who lives, works, or worships in our local area. We also extend eligibility to immediate family members of existing members. This inclusive approach means that whether you're new to the community or have been here for years, there's a place for you with us. To get started on your journey to membership, simply visit us at our branch located at 2820 W Broadway Ste 1100 Louisville Ky 40211 or give us a call at (502) 815-1192 for more information. For detailed eligibility criteria, check out our resource page at http://www.parkcommunity.com/join. It's easy to see how becoming part of Park can help you achieve your financial goals while being surrounded by a supportive network. We can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine running your business smoothly with reliable point-of-sale systems that accept various payment methods, from credit cards to mobile payments. Our services ensure you get paid quickly, allowing you to focus more on what matters growing your business. Visit us at 2820 W Broadway Ste 1100 Louisville Ky 40211 in Louisville, KY, or call us at (502) 815-1192 to learn how we can partner with you on your journey to success!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $385 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $180,869,774, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we provide essential services such as merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our business banking solutions are designed to support your growth and success.

Convenient Access

With the rise of technology, we ensure our members enjoy convenient access to their accounts through our online and mobile banking platforms. You can easily manage your transactions from anywhere, whether you need to make a quick payment or check account balances. Additionally, our ATM services allow for hassle-free cash withdrawals and balance checks whenever needed. At Park, we strive to meet the diverse needs of our community by offering these valuable services in a friendly atmosphere where everyone feels welcome. Ready to explore how we can assist you? Visit us at 2820 W Broadway Ste 1100 Louisville Ky 40211 or call us at (502) 815-1192 today! We look forward to helping you achieve your financial goals!

Credit Cards

To reward your spending habits, we offer credit cards with rewards that allow you to earn points on everyday purchases. This way, every dollar spent brings you closer to exciting rewards while providing flexibility in how you manage your finances.

Loans and Financing

If you're considering purchasing a new vehicle or refinancing your home, our auto loans and mortgage loans are designed with competitive rates to fit your budget. We also provide personal loans for debt consolidation, ensuring that you have options available when unexpected expenses arise. Our team is here to guide you through the loan process, helping you find the best solution for your needs.

Personal Banking

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer comprehensive personal banking options, including checking and savings accounts designed to help you reach your goals. Our accounts come with features like online and mobile banking, making it easy to check balances, transfer funds, and pay bills from the comfort of your home or on the go.

Digital & Online Banking

Key Features

Our online banking services provide 24/7 access to your accounts, ensuring you can check balances, pay bills, and transfer funds whenever it suits you. You can also enjoy the ease of e-statements, making it simple to stay organized without the clutter of paper. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. For those who prefer managing their finances through mobile devices, our user-friendly mobile application is here to help. It offers features like mobile payments and person-to-person transfers, allowing you to send money quickly and securely to friends and family with just a few taps.

Security and Convenience

Your security is our top priority. Our digital banking solutions are equipped with advanced security measures to protect your personal information while providing an easy-to-navigate experience. Whether you're at home or out running errands, you can rest assured knowing that your banking needs are just a click away. With Park, you'll find that managing your finances can be straightforward and stress-free. Join us today at https://www.parkcommunity.com/ and discover how our digital banking services can enhance your financial journey!

Financial Strength

At Park, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, reinforcing our commitment to providing reliable services and support. With a net worth of $247,416,542, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $350,292,546 in share certificates and $142,089,259 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,839,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $116,507,934 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, as reflected by the $6,050 in used auto loans and $957,584,818 in total loans and leases. Our operational efficiency is further demonstrated by our $1,970,203, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 268 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $6,344,541. Total Share Accounts: 164,053, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Park is your trusted partner. Visit us at 2820 W Broadway Ste 1100 Louisville Ky 40211 or call (502) 815-1192 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,708,997 in used vehicle loans and $36,926,637 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process and ensure you find the best option for your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $180,869,774 provide the capital needed to grow and expand your business. We understand that every business is different, so we work closely with you to create financing solutions tailored to your specific needs. If you're considering refinancing any of these options or want to learn more about eligibility requirements, feel free to contact us at (502) 815-1192. Our knowledgeable staff at 2820 W Broadway Ste 1100 Louisville Ky 40211, Louisville, KY are ready to assist you during our operating hours from Monday through Friday, 8:30 a.m. to 4:30 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Park, we're dedicated to helping you achieve your financial goals with confidence and ease.

Credit Lines and Unsecured Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,419,095 in loans helping members manage their finances effectively. Additionally, our credit lines can provide you with the financial flexibility you need for unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $105,636,841, make buying or refinancing simple. We provide personalized service to help you navigate the mortgage process, whether you're a first-time buyer or looking to refinance your current loan.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. The platform prioritizes accuracy by working only with legitimate lenders, making it easier for users to compare loans without fear of misinformation.

Key Benefits of Using LendMesh

LendMesh offers several features that enhance user trust: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of LendMesh in assisting individuals with their loan needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

PARK FEDERAL CREDIT UNION - Louisville, KY

Type of Loan Offerings

Personal Loans

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