Park Credit Union Louisville KY | Quick Personal Loans & Auto Financing

Introduction

Welcome to Park Community Credit Union, your trusted financial partner nestled in the heart of Louisville, KY at 1219 W Jefferson St Ste 103. Established in 1955, we've proudly served our community for over six decades, providing reliable banking solutions tailored to meet the unique needs of our 75,252 members. With a robust asset base of $1,315,394,664 and total deposits amounting to $48,141,098, we are committed to fostering financial growth and security for all our members. At Park Community Credit Union, we believe in empowering our members through accessible services like checking and savings accounts, auto loans, mortgages, and more. Our dedicated team of 279 employees, led by CEO Jana Erny and Board President Bobby Willoughby, is here to ensure you receive personalized service that feels like family. We take pride in being a member-focused institution where your financial well-being is our top priority. While you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address: PO Box 18630, Louisville, KY 40261. Whether you're looking to secure a loan or simply want to explore your savings options, we invite you to discover how Park Community Credit Union can help you achieve your financial goals. For any inquiries or assistance, don't hesitate to reach out at (502) 968-3681. We look forward to serving you! Visit us online at parkcommunity.com for more information on how we can support your financial journey.

Branch History & Mission

Community Commitment

At Park, we're more than just a credit union; we are a part of the fabric of Louisville. Our partnerships with local organizations allow us to contribute positively through various outreach efforts. Whether it's sponsoring events or hosting financial literacy workshops, we strive to make a meaningful impact. We embrace modern technology with features like online and mobile banking, ensuring that you can manage your finances easily and securely from anywhere. Our commitment to accessibility includes ADA compliance, making sure everyone can benefit from our services. Join us at Park and experience firsthand the benefits of being part of a caring community-focused organization. Together, let's build a brighter financial future for you and your family! Call us today at (502) 968-3681 or visit our website at Park Community for more information on how you can become a member.

Mission Statement

Our mission at Park is simple yet profound: to empower our members through accessible financial services while actively supporting community initiatives. We believe that when our members thrive, so does the entire community. That's why we invest not only in innovative banking solutions but also in programs that uplift those around us. While members can visit us at 1219 W Jefferson St Ste 103 Louisville Ky 40203, official correspondence should be sent to PO Box 18630, Louisville, KY 40261. Our branch operates from 8:30 AM to 4:30 PM, Monday through Friday, providing easy access for all your banking needs. For those who prefer added convenience, we offer drive-thru banking and ATM services.

Our Journey

From our humble beginnings, Park has evolved into a robust credit union with total assets exceeding $1.3 billion. This remarkable growth is not just a number; it reflects the trust and loyalty of our members. As we expanded, so did our services from basic checking and savings accounts to comprehensive auto loans, mortgages, and business banking solutions. We have adapted to the changing times while keeping our focus on what truly matters: people.

Branch Location & Accessibility

Contact Us

Have questions? Don't hesitate to reach out! You can give us a call at 502-968-3681. We're always happy to help you find the best solutions for your financial needs. Come visit us at Park's West Jefferson branch today we look forward to seeing you soon!

Convenient Access and Nearby Landmarks

Our location on W Jefferson Street places us close to various local attractions and businesses, ensuring that you can easily fit your banking errands into your day. You'll find parking available right outside the branch, making it simple to pop in for a visit. Plus, we are proud to be ADA compliant, with features like ramps and accessible entrances so everyone can feel welcome.

Operating Hours and Services Offered

We know your time is valuable. That's why our lobby hours are designed to fit your busy schedule. We're open from 8:30 AM to 4:30 PM Monday through Friday, giving you plenty of opportunities to stop by after work or during lunch breaks. At Park, we offer a range of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, our team is ready to assist with whatever financial goals you have in mind. Need quick cash? Our drive-thru service makes deposits and withdrawals easy without leaving your vehicle. Plus, enjoy access to our ATM for those times when you're on the go.

Member Eligibility

Becoming a member of Park is like joining a welcoming family where your financial well-being is our top priority. If you live, work, or worship in the Louisville area, you're likely eligible to join us! We also welcome individuals who are related to current members, so it's easy for friends and family to share in our community benefits. By choosing Park, you gain access to a range of services designed just for you, from personal banking and auto loans to credit cards with rewards. To learn more about our eligibility criteria, check out this resource: http://www.parkcommunity.com/join. If you're ready to start your journey with us, feel free to give us a call at (502) 968-3681, and we'll help guide you through the easy account opening process!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $385 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $180,869,774, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

In today's fast-paced market, seamless payment processing is crucial for success. Our merchant services offer everything from credit card processing to online payment solutions, ensuring your business can accept payments easily and securely. Imagine serving a customer who wants to pay quickly our tools allow you to do just that, enhancing their experience while boosting your sales. Located at 1219 W Jefferson St Ste 103 Louisville Ky 40203 in Louisville, KY, our dedicated team is here to help you navigate the complexities of business finance. Let us partner with you for growth and success! For more information, call us at (502) 968-3681 or visit our website at Park Community.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services make withdrawals easy and accessible whenever you need them. Plus, if you prefer face-to-face interactions but want the speed of banking from your vehicle, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your car. At Park, we strive to provide comprehensive financial services that cater to all aspects of life from personal finance management to business growth. For more information about any of these services or to speak with one of our representatives, feel free to give us a call at (502) 968-3681 or visit us online at West Jefferson. We look forward to assisting you on your financial journey!

Auto Loans & Vehicle Financing

If you're looking to purchase a vehicle, our Auto Loans & Vehicle Financing can make the process straightforward and stress-free. We understand that buying a car is an important decision, so we offer flexible loan terms and competitive rates to fit your budget. Picture yourself driving away in your new car with financing that feels just right.

Business Banking

For entrepreneurs and small business owners, our Business Banking services include Merchant Services and Business Loans. We recognize how vital strong financial support is for growing businesses. With us as your partner, you can focus on what matters most running your business successfully.

Credit Cards with Rewards

Enjoy the perks of spending with our Credit Cards that come with rewards! Use them for everyday purchases and earn points that can be redeemed for travel, merchandise, or cashback. It's like getting rewarded for doing what you already do!

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance their current mortgage, we provide Mortgage Loans tailored to your unique situation. You can count on us for guidance throughout the entire process from application to closing ensuring you find the best mortgage solution.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your finances anytime and anywhere. From checking balances and transferring funds to paying bills and making deposits, our digital tools put banking at your fingertips.

Personal Banking

When it comes to personal banking, we offer an array of options including Checking & Savings Accounts that help you manage your money efficiently. Imagine having a checking account that allows you to easily access funds through online banking or mobile payments. Our savings accounts also provide competitive rates, making it easier for you to grow your savings over time.

Personal Loans & Debt Consolidation

Sometimes life brings unexpected expenses or debt challenges. Our Personal Loans & Debt Consolidation options are here to help you regain control. Whether it's consolidating existing debts or funding a special project, our loans are designed with favorable terms to suit your needs.

Digital & Online Banking

E-Statements and Mobile Features

We also provide e-statements to help you keep track of your financial activities without the clutter of paper statements. You can easily view and download your statements whenever needed, ensuring you're always in control of your finances. For those who prefer mobile banking, our app is designed with user-friendliness in mind. You can make mobile payments with just a few taps, simplifying your shopping experience. Additionally, our person-to-person transfer feature allows you to send money instantly to friends or family perfect for splitting bills or sending gifts.

Security and Accessibility

Your security is our priority. Our online banking services incorporate advanced security measures to protect your personal information while providing a hassle-free experience. With everything designed to be accessible and easy to use, managing your accounts has never been more straightforward. Join us at Park to explore how our digital and online banking solutions can help streamline your financial life. Experience the ease of banking that fits into your day!

Financial Strength

Growing Membership Base

With a strong membership base of 164,053, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Park is your trusted partner. We invite you to visit us at 1219 W Jefferson St Ste 103 Louisville Ky 40203 or call (502) 968-3681 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing Back into Member Services

Our commitment to our members is reflected in our $116,507,934 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $6,050 in used auto loans and $957,584,818 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Operational Efficiency

Our $1,970,203 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 268 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Members' savings are secured through $350,292,546 in share certificates and $142,089,259 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,839,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $247,416,542, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,708,997 in used vehicle loans and $36,926,637 in new vehicle loans already helping members get on the road. Whether you're eyeing a reliable used car or a brand-new model, we have options that cater to various budgets.

Business Financing

For business owners, our outstanding commercial loans totaling $180,869,774 provide the capital needed to grow and expand your business. From startup costs to operational expenses, we're here to support your entrepreneurial journey. At Park, our goal is to make borrowing straightforward and accessible. Our knowledgeable team is ready to assist you through each step of the process whether it's applying for a loan or exploring refinancing options. Don't hesitate to reach out at (502) 968-3681 or visit us at 1219 W Jefferson St Ste 103 Louisville Ky 40203 for personalized service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial well-being is important to us, and we're dedicated to providing you with loan products that truly meet your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $105,636,841, make buying or refinancing simple. We offer competitive rates and various terms to fit your financial situation. If you're considering refinancing your current mortgage, our team can guide you through the eligibility options available.

Unsecured Credit Cards

Managing everyday expenses can be easier with our flexible unsecured credit card loans. With a total of $13,419,095 in loans, we help members handle their finances effectively while offering rewards that suit their spending habits.

Loan Aggregator

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PARK FEDERAL CREDIT UNION - Louisville, KY

Type of Loan Offerings

Personal Loans

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