Park Credit Union New Albany IN | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Park, your trusted financial partner located at 4100 Technology Ave, New Albany, IN 47150. Since our establishment in 1955, we have been committed to serving our community with integrity and care. With a strong membership base of 75,252 individuals, we pride ourselves on providing personalized banking solutions that cater to your unique needs. At Park, we manage a robust portfolio of assets totaling $1,315,394,664, with total deposits reaching $48,141,098. Our dedication to our members is evident in the services we offer, from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. We also support local businesses with business banking services and loans. Our leadership team, headed by CEO Jana Erny and Board President Bobby Willoughby, is passionate about ensuring your financial well-being. Together with our dedicated staff of 279 employees, we strive to create a welcoming environment where you can feel secure in your financial decisions. While members can visit us at our branch location for their banking needs, official correspondence should be sent to 4100 Technology Avenue, New Albany, IN 47150. Feel free to reach out to us at 812-206-3563 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Explore all that Park has to offer by visiting our website at parkcommunity.com. Join us as we continue to make a positive impact in our community and help you achieve your financial goals!

Branch History & Mission

Join Us

As we continue on this journey together, we invite you to be part of the Park family. Experience the benefits of membership firsthand where your financial health is our top priority. Come visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. If you have any questions or would like more information about how we can help you achieve your financial goals, don't hesitate to call us at 812-206-3563. Join Park today and let's build a brighter financial future together!

Our Mission

At Park, our mission is straightforward: to empower our members through personalized financial solutions and community support. We believe that everyone deserves access to quality financial services that cater to their unique needs. This is why we offer a variety of products including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. We are also proud of our commitment to digital advancements that enhance your banking experience. With online and mobile banking options available, managing your finances has never been easier. Additionally, we ensure that our facilities are ADA compliant so that all members can access our services comfortably. Our vision extends beyond just banking; it encompasses community involvement as well. We partner with local organizations to support various outreach efforts aimed at uplifting those in need within New Albany and surrounding areas. We want every member not only to succeed financially but also feel connected and valued in their community.

Branch Location & Accessibility

Welcome to the Park Credit Union located at 4100 Technology Ave in New Albany, Indiana! Our branch is perfectly situated to serve you, just a stone's throw from local landmarks like the vibrant shopping areas and parks that make our community special. We pride ourselves on being accessible and convenient for all members. At our New Albany Office, we understand that your time is valuable. That's why we offer flexible operating hours to fit your busy schedule. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Whether you're stopping by for a quick transaction or to discuss your financial needs with our friendly staff, we're here for you. Accessibility is key for us. Our branch features ADA-compliant ramps and ample parking spaces, ensuring everyone can easily access our services. For those on the go, we also offer drive-thru banking, making it simple to manage your finances without stepping out of your vehicle. Plus, with ATM availability right on site, you can handle cash withdrawals and balance checks any time! If you need to send official correspondence, please note that while you can visit us at 4100 Technology Ave, official mail should be directed to our mailing address: 4100 Technology Avenue, New Albany, IN 47150. Have questions or need assistance? Feel free to reach out! Give us a call at 812-206-3563; our team is ready to help. Come see us today and discover how Park Credit Union can support your financial journey!

Member Eligibility

At Park, we believe that everyone deserves a supportive financial community, and becoming a member is your first step towards that. If you're looking to join us at our branch located at 4100 Technology Ave New Albany In 47150, we welcome individuals who live, work, worship, or attend school in the area. You don't need to be an expert in finances; just a desire to be part of something special! For more detailed information on eligibility requirements, feel free to visit our website at http://www.parkcommunity.com/join . Joining is easy and straightforward. Once you know you're eligible, opening an account is just around the corner. We're here to help you through every step of the process, ensuring you feel comfortable and informed. If you have any questions or need assistance, don't hesitate to give us a call at (812) 206-3563. We can't wait to welcome you into our family at Park!

Business Banking & Commercial Services

Financing Options That Grow With You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $385 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $180,869,774, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running your business smoothly with hassle-free payment options. Our merchant services make accepting payments simple and efficient, allowing you to focus on what matters most your customers. Whether you're at a brick-and-mortar location or selling online, we provide the tools you need to succeed. Located at 4100 Technology Ave New Albany In 47150, New Albany, IN, our team is ready to assist you. For more information, give us a call at (812) 206-3563 or visit our website at Park Community. Let's take your business to new heights together!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide a range of banking solutions tailored specifically for entrepreneurs and small businesses. Our merchant services make transactions smoother, while business loans give you the financial backing needed to grow your enterprise. You can trust us to support your business goals as you focus on what you do best.

Credit Cards and Rewards

We know how important rewards can be in making everyday purchases more rewarding. That's why we offer credit cards with rewards programs that let you earn points on everything from groceries to gas. It's not just about spending; it's about getting something back for it!

Digital Banking Convenience

In today's world, convenience is key. At Park, we offer comprehensive online and mobile banking features that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your finances has never been easier. Plus, our ATM and cash withdrawal services ensure that you have quick access to cash when you need it most.

Drive-Thru and ATM Access

Sometimes, you need quick service without leaving your car. Our basic drive-thru banking allows for easy deposits and withdrawals while you're on the go. We also have basic ATM access so that balance checks and cash withdrawals are always within reach. If you're ready to explore all these services in more detail or want assistance with anything specific, don't hesitate to reach out! You can contact us at (812) 206-3563 or visit us at our branch located at 4100 Technology Ave New Albany In 47150 in New Albany. Let us help simplify your financial journey join us at Park today!

Personal Banking Solutions

One of the cornerstones of our offerings is personal banking. We provide various checking and savings accounts designed to help you manage your everyday finances effectively. Imagine having easy access to your funds while earning interest on your savings that's exactly what we aim to deliver. For those considering purchasing a vehicle, our auto loans and vehicle financing options ensure that you can get on the road without breaking the bank. If you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans are crafted with competitive rates and flexible terms to suit your situation. In addition, if you find yourself juggling multiple debts, our personal loans and debt consolidation services can help simplify your financial life by combining payments into one manageable monthly bill.

Digital & Online Banking

Convenient Online Services

Our online banking service is available 24/7, allowing you to check your balances, pay bills, and transfer funds whenever it suits you. You can also enjoy the benefits of e-statements, which provide a fast and eco-friendly way to keep track of your financial activity. No more waiting for paper statements to arrive in the mail!

Security You Can Trust

We prioritize your security with electronic signature authorization, ensuring that your transactions are protected every step of the way. At Park, we want you to feel confident in managing your finances online. Whether you're checking balances during lunch or making a quick payment while running errands, our digital banking services are tailored for convenience and accessibility. Join us today at https://www.parkcommunity.com/ and experience a new level of banking that fits into your busy life!

User-Friendly Features

Need to send money to a friend? With our person-to-person transfer feature, you can quickly send cash directly from your account with just a few taps on your mobile device. Plus, if you're always on the go, our mobile application offers all these features right at your fingertips. You can even make mobile payments seamlessly without reaching for your wallet.

Financial Strength

A Growing Community

Total Share and Deposit Accounts stand at 164,053, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $6,344,541, further underscoring our ability to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Park is your trusted partner. Visit us at 4100 Technology Ave New Albany In 47150 or call (812) 206-3563 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $116,507,934 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $6,050 in used auto loans and $957,584,818 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $350,292,546 in share certificates and $142,089,259 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,839,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 268 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $247,416,542, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,881 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $95,708,997 in used vehicle loans and $36,926,637 in new vehicle loans, helping members get on the road with confidence. Whether you are purchasing a brand-new vehicle or a reliable used one, our team can guide you through the financing process.

Credit Lines and Business Loans

For those looking for additional financing options, we provide credit lines totaling $549,150,147, which can be a great resource for personal or business-related expenses. Additionally, if you're a business owner, our outstanding commercial loans amounting to $180,869,774 provide the capital needed to grow and expand your operations.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $105,636,841. Our mortgage specialists will work closely with you to find a plan that fits your budget and lifestyle.

Refinancing and Eligibility Options

We also offer refinancing options for many of our loan products. If you're looking for ways to lower your monthly payments or change your loan terms to better suit your current situation, please reach out to us. You can find more information about eligibility requirements on our website: Park Community. If you have questions about any of these loan offerings or need assistance in choosing the right product for you, don't hesitate to call us at 812-206-3563 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you every step of the way as you navigate your financial journey!

Unsecured Credit Cards

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans. With a total of $13,419,095 in loans already assisting our members, you can enjoy peace of mind knowing you have support when it comes to managing your finances effectively.

Loan Aggregator

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PARK FEDERAL CREDIT UNION - New Albany, IN