Park View Credit Union Rockingham VA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Park View, your trusted financial partner located at 1130 Highlands Pl, Rockingham, VA 22801. Since our establishment in 1969, we have been dedicated to serving our community and meeting the unique needs of our 13,619 members. With a robust asset base of $379,119,095 and total deposits reaching $23,684,923, we are committed to providing reliable financial services that help you achieve your goals. At Park View, we pride ourselves on being more than just a credit union; we are a part of your community. Our knowledgeable team of 87 employees is here to assist you with a variety of services including personal banking, auto loans, mortgages, and business loans. Led by our CEO, John Beiler, and Board President, Jill Hostetter, we strive to foster an environment where every member feels valued and supported. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address at 1675 Virginia Ave, Harrisonburg, VA 22802. With a strong net worth of $35,166,522 and cash reserves totaling $2,783,370, we are well-positioned to continue offering competitive rates and personalized service. Join us today at Park View and discover how we can help you manage your finances effectively. Whether you're looking for a new savings account or need assistance with loans totaling over 10,249, we're here for you. Feel free to call us at 540-434-6444 or visit our website at www.pvfcu.org for more information. Let's work together towards a brighter financial future!

Branch History & Mission

Welcome to the story of Park View, a credit union dedicated to serving the community of Rockingham, VA since 1969. Over the decades, we have built a rich legacy rooted in trust and support for our members. Our branch at 1130 Highlands Pl, Rockingham, VA 22801 has become a cornerstone for many families and individuals seeking reliable financial services. From our humble beginnings, Park View has grown significantly, currently boasting a total membership of 13,619 and assets totaling an impressive $379,119,095. This growth reflects our commitment to providing quality financial solutions tailored to meet the needs of our diverse membership. We strive not only to offer competitive products like personal banking, auto loans, and mortgage refinancing but also to foster a sense of community. Our mission is clear: we aim to empower our members through sound financial education and accessible services that support their goals. At Park View, we believe that financial well-being goes hand-in-hand with community strength. That's why we actively participate in local outreach programs and partnerships designed to uplift those around us. While members can visit us at 1130 Highlands Pl, official correspondence should be sent to 1675 Virginia Ave, Harrisonburg, VA 22802. Our operating hours are Monday through Friday from 9 AM to 12 PM, making it easy for you to come by when it fits your schedule. We also provide ATM availability for your convenience. At Park View, we embrace technology while ensuring ADA compliance so that all members can access our services without barriers. With features like online banking and mobile payments, managing your finances is easier than ever before. Join us as we continue this journey together. Experience the benefits of membership at Park View Credit Union today! For more information or to become a member, call us at 540-434-6444 or visit our website at www.pvfcu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Features

At Park View, we prioritize accessibility for all members. Our branch is ADA compliant with features like ramps and designated parking spaces to ensure everyone can easily access our services. We have ample parking available right outside the branch, so finding a spot is hassle-free. Our friendly staff is ready to help you Monday through Friday from 9 AM to 12 PM. Even if you have a busy schedule, we strive to make your banking experience as smooth as possible during those hours. While we currently don't offer drive-thru service, we do have an ATM available for quick cash withdrawals and balance checks, ensuring you can manage your finances on the go.

Services Offered

At Park View Credit Union, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, our experienced team is here to guide you through every step of the process. If you're looking for convenient online and mobile banking options, we've got those too! We invite you to stop by our branch or give us a call at 540-434-6444 if you have any questions or need assistance. Our dedicated team is eager to welcome you and help you navigate your financial journey with confidence!

Member Eligibility

At Park View, we believe that joining our community is not just about banking; it's about becoming part of a family that supports each other. If you live, work, worship, or attend school in the Rockingham area, you're likely eligible to become a member! We welcome individuals from various walks of life and prioritize inclusivity, ensuring everyone has access to our range of financial services tailored to meet your needs. Becoming a member is straightforward and rewarding. With your membership, you can enjoy benefits like competitive rates on loans and savings accounts, personalized service, and access to online and mobile banking features. To learn more about specific eligibility requirements or to see if you qualify, please check out our detailed information at https://www.pvfcu.org/membership/. When you're ready to open an account, the process is just a click away at https://application.pvfcu.org/imsiweb/web/loan-app. If you have any questions, feel free to reach out to us at (540) 434-6444 we're here to help you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

Imagine a local café using our merchant services to accept payments seamlessly. With tools designed for easy transactions, you can focus on serving customers while we handle the behind-the-scenes work. Our merchant solutions make it simple for businesses of all sizes to thrive. Visit us at 1130 Highlands Pl Rockingham Va 22801 in Rockingham, VA, or call us at (540) 434-6444 to learn more about how we can help your business flourish!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $374 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $56,009,208, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For our business members, we provide essential services like merchant services and business loans to help you grow your enterprise. Whether you're starting a new venture or expanding an existing one, we're here to support your journey with tailored financial solutions.

Digital Banking Convenience

In today's fast-paced world, convenience is key. At Park View, we offer robust online and mobile banking features that allow you to manage your accounts from anywhere. You can check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go using our user-friendly app. Our ATM services also ensure that you have access to cash when you need it most just look for our ATM locations!

Getting Started

Ready to take control of your finances? Contact us at (540) 434-6444 or visit us at our branch for more information about how we can assist you with all your banking needs. Whether you're interested in opening a new account or exploring loan options, our friendly staff is here to guide you every step of the way. At Park View, we're more than just a credit union; we're your partners in financial success. Don't hesitate reach out today!

Loans Made Easy

We understand that life can sometimes throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help you regain control over your finances. Our loans come with friendly terms that fit your budget. Additionally, our credit cards with rewards let you earn points for your everyday purchases, making it easier to enjoy those little luxuries.

Personal Banking Solutions

Our personal banking services are tailored to help you manage your finances effectively. With checking and savings accounts, you can easily track your spending and save for what matters most. If you're considering purchasing a new car, our auto loans and vehicle financing options make it easy to hit the road without breaking the bank. Plus, if you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans provide competitive rates and flexible terms.

Digital & Online Banking

Convenient Features for Every Member

Our 24/7 online banking services allow you to check balances, pay bills, and transfer money whenever it suits you. Want to send money to a friend? With our person-to-person transfers, you can easily send funds directly from your account without any hassle. Plus, our mobile application means you can manage your accounts right from your smartphone perfect for those on the go!

Embrace Modern Banking

With mobile payments available, using your phone for purchases is not just convenient but also safe. You can leave your wallet at home and still make secure transactions wherever you are. All these features come together to give you real-time access to your finances while ensuring that everything remains easy to use. At Park View, we're committed to providing accessible and user-friendly banking solutions tailored just for you. Experience the convenience of modern banking by visiting us online today!

Security You Can Trust

We prioritize your security with features like electronic signature authorization. This means that you can confidently sign documents electronically, making transactions quicker and more efficient. And if you prefer to keep track of your statements digitally, we offer e-statements as well no more paper clutter!

Financial Strength

Growing Together

Total Share Accounts: 43,053, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,483,291 further highlight our capacity to lend responsibly while meeting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Park View is your trusted partner. Visit us at 1130 Highlands Pl Rockingham Va 22801 or call (540) 434-6444 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $72,278,396 in share certificates and $36,206,963 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,793,028, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is evident with a net income of $886,780, which allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 83 full-time employees and 4 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledgeable support.

Our Financial Health

With a net worth of $35,166,522, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.28% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in You

With $32,166,522 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we offer $1,294 in used auto loans and have $314,705,991 in total loans and leases, supporting your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $17,176,519 in used vehicle loans and $4,943,096 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in a new model or a reliable used car, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $56,009,208 provide the capital needed to grow and expand operations. Whether it's investing in equipment or funding a new project, our lending solutions are tailored to meet the unique demands of your business. At Park View located at 1130 Highlands Pl Rockingham Va 22801, we're committed to helping you navigate your financial journey. For more information on our loan offerings or to discuss your specific needs, please give us a call at 540-434-6444. You can also visit us online at www.pvfcu.org for more details about membership eligibility and loan applications. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you with transparent information and friendly service as you explore your financing options!

Credit Lines and Personal Loans

For those looking for additional flexibility in managing their finances, we offer credit lines with a total of $124,696,735 available. This can be an excellent option for unexpected expenses or larger purchases where you want to keep your payments manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $37,371,827. We make buying or refinancing simple with competitive rates and flexible terms. If you're considering refinancing your current mortgage or exploring eligibility options, our knowledgeable staff will assist you every step of the way.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. Although we currently do not have any outstanding balances in this category, our aim is to help members manage their finances effectively with tools that suit their needs.

Loan Aggregator

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PARK VIEW FEDERAL CREDIT UNION - Rockingham, VA

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