Park View Credit Union Harrisonburg VA | Best Auto Loans & Business Banking

Introduction

At Park View, located at 1491 Virginia Ave, Harrisonburg, VA 22802, we are more than just a financial institution; we are your trusted partner in achieving your financial goals. Since our establishment in 1969, we've grown alongside our community, proudly serving over 13,600 members and managing assets exceeding $379 million. Our dedicated team of 87 employees, led by CEO John Beiler and Board President Jill Hostetter, is committed to providing personalized services that meet the unique needs of each member. Whether you're looking to open a checking account, secure an auto loan, or explore mortgage options, we have a range of financial products designed with you in mind. With total deposits of $23,684,923 and total loans reaching 10,249, we're well-equipped to support your financial journey. While members can visit us at our branch location, official correspondence should be sent to the same address: 1491 Virginia Ave, Harrisonburg, VA 22802. If you have any questions or need assistance, feel free to reach out to us at 540-564-3420 during our lobby hours Monday through Thursday from 10 AM to 2 PM and Friday from 10 AM to 3 PM. At Park View, we believe in fostering strong relationships within our community. We invite you to experience the difference that comes with being part of a credit union that truly cares about its members. Visit our website at www.pvfcu.org for more information on how we can help you achieve your financial aspirations.

Branch History & Mission

Join Us

We invite you to become part of the Park View family. Experience personalized service tailored just for you and discover how we can help you navigate your financial journey with confidence. Visit us today or explore membership options at our website. Together, let's build a brighter future!

Our Journey

Our journey began with a simple mission: to provide accessible financial services that empower our members. From our humble beginnings, we have continually evolved to meet the changing needs of our community. With a focus on personal banking solutions such as checking and savings accounts, auto loans, mortgages, and business banking options, we strive to make banking convenient and beneficial for everyone. In addition to expanding our services, we've embraced technology to enhance the member experience. Our online banking platform allows members to manage their accounts anytime and anywhere. We also offer mobile payments and e-statements for those who prefer digital solutions. With an ATM available at our branch location, accessing your funds is just a quick visit away.

Our Mission

At Park View, our mission is clear: we are dedicated to providing exceptional financial services while fostering strong community ties. We believe in supporting local initiatives and partnerships that uplift our neighborhoods. Whether it's through educational workshops or community outreach programs, we aim to make a positive impact beyond just banking. While members can visit us at 1491 Virginia Ave for all their financial needs, official correspondence should be sent to the same address. Our operating hours are designed for your convenience open from 10 am to 2 pm Monday through Thursday and until 3 pm on Fridays. As we look towards the future, we remain committed to ensuring that every member feels valued and heard. With a strong team of dedicated professionals ready to assist you whether you need help applying for a loan or setting up your online account we're here every step of the way.

Branch Location & Accessibility

Welcome to Park View, your friendly neighborhood credit union located at 1491 Virginia Ave in Harrisonburg, Virginia. Our branch is easy to find and conveniently situated near local landmarks, making it simple for you to drop by whenever you need us. Whether you're coming from the bustling city center or just passing through, our location is designed with your convenience in mind. At Park View, we understand that accessibility is important. Our branch features ADA-compliant facilities, ensuring that everyone can access our services comfortably. While you visit us, you'll find ample parking available, allowing for a stress-free banking experience. Our operating hours are set to accommodate your schedule: we're open from 10 AM to 2 PM Monday through Thursday and extend our hours until 3 PM on Fridays. If you prefer banking on the go, we also offer an ATM at our location for quick cash withdrawals and balance checks. While members can visit us at 1491 Virginia Ave for all their banking needs, official correspondence should be sent to the same address as our mailing address is also 1491 Virginia Ave, Harrisonburg, VA 22802. At Park View, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, our online and mobile banking features make managing your finances easier than ever. If you have any questions or would like to know more about what we offer, don't hesitate to give us a call at 540-564-3420. We look forward to welcoming you to Park View!

Member Eligibility

At Park View, we believe that becoming a member is like joining a caring community where your financial well-being is our priority. If you're looking to join us at our branch located at 1491 Virginia Ave Harrisonburg Va 22802, you're in for a welcoming experience! To be eligible, you just need to meet certain criteria, which are quite straightforward. Generally, membership is open to those who live, work, or worship in the area, as well as their family members. This means that if you have a connection to our community, you're likely already on your way to becoming part of our family. For more detailed information about eligibility requirements, feel free to check out our website at https://www.pvfcu.org/membership/. Opening an account with us is easy and can be done right from the comfort of your home! You can start the process by visiting this link: https://application.pvfcu.org/imsiweb/web/loan-app. Should you have any questions or need assistance, don't hesitate to give us a call at (540) 564-3420. We're here to help you every step of the way as you embark on your journey with Park View!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $374 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $56,009,208, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Operations

Imagine having the tools you need to manage transactions effortlessly. Our merchant services empower businesses to accept payments conveniently, whether online or in-store. This means faster sales and happier customers, allowing you to focus on what matters most growing your business. Located at 1491 Virginia Ave Harrisonburg Va 22802 in Harrisonburg, VA, we are here to partner with you on your journey. For more information, give us a call at (540) 564-3420 or visit us online at https://www.pvfcu.org/.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With our ATM availability at convenient locations, withdrawing cash is quick and easy whenever you need it. Enjoy basic ATM access for withdrawals and balance checks without any hassle. At Park View, we strive to be more than just a credit union; we aim to be a trusted partner in your financial journey. If you're ready to explore any of these services further or have questions about how we can assist you, don't hesitate to reach out! Call us at (540) 564-3420 or visit us online at Vmrc. Your financial future starts here!

Auto Loans & Vehicle Financing

When it's time to hit the road, our auto loans and vehicle financing options can help make your dream car a reality. With flexible terms and competitive rates, we ensure that financing is straightforward and stress-free. Picture driving off in your new vehicle without the worry of complicated loan processes.

Business Banking

For small business owners, our business banking services, including merchant services and business loans, provide essential support for growth and operations. We understand that running a business comes with challenges, and we are here to offer solutions that empower your entrepreneurial journey.

Credit Cards with Rewards

Our credit cards with rewards allow you to earn points on everyday purchases, making it easier for you to enjoy perks like travel discounts or cashback on purchases. Think about how rewarding it feels when your spending comes back to benefit you!

Digital Banking Features

In today's fast-paced world, convenience matters more than ever. That's why Park View offers robust online and mobile banking features that let you manage your accounts anytime, anywhere. Whether you're transferring funds, checking balances, or depositing checks using our mobile app, we make banking simple and accessible.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, our mortgage loans are tailored to fit your needs. We understand that purchasing a home is one of the biggest decisions you'll make, and we're here to guide you through every step. Imagine reducing your monthly payments or accessing cash from your home's equity all made possible through our refinancing options.

Personal Banking

Managing your finances is easier with our personal banking options. Whether you're looking to open a checking or savings account, we have accounts that suit every lifestyle. Imagine having a safe place for your money that also offers competitive interest rates. Our personal banking services are designed to help you save for the future while giving you easy access to your funds.

Personal Loans & Debt Consolidation

If you find yourself needing extra funds for unexpected expenses or looking to consolidate debt, our personal loans offer the flexibility you need. You can use these loans for various purposes, from home improvements to medical bills. We want to support you in achieving financial peace of mind.

Digital & Online Banking

Key Features of Our Digital Services

Visit us at https://www.pvfcu.org/ to explore our full range of online banking options. You'll find everything from convenient e-statements to help you stay organized, to secure electronic signature authorization that speeds up your transactions without compromising safety. Plus, with our mobile application, you can manage your accounts on the go. Whether you're at home or out and about, banking is just a tap away. Our mobile payments feature allows you to make purchases quickly and securely using your smartphone. No need to carry cash or cards just use your device for an effortless shopping experience. Want to send money to friends or family? Our person-to-person transfer service makes it simple and immediate.

Security and Ease of Use

We prioritize your security. All our online services are designed with top-notch security features so you can feel confident while banking online. Our user-friendly interface ensures that even if you're not tech-savvy, you'll find it easy to navigate through all the features we offer. With real-time account management tools, you'll always know where your money stands. Whether it's checking recent transactions or keeping track of spending habits, managing your finances has never been easier. At Park View, we're committed to providing our members with the best digital banking experience possible. Explore our services today and enjoy the convenience of banking from wherever you are!

Financial Strength

At Park View, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health reflects our commitment to providing you with the best possible service and support. With a net worth of $35,166,522, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.28% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $72,278,396 in share certificates and $36,206,963 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,793,028, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $32,166,522 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,294 in used auto loans and $314,705,991 in total loans and leases. Our operational efficiency is reflected in our $886,780, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 83 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,483,291. Total Share and Deposit Accounts: 43,053, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Park View is your trusted partner. Visit us at 1491 Virginia Ave Harrisonburg Va 22802 or call (540) 564-3420 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,176,519 in used vehicle loans and $4,943,096 in new vehicle loans already helping members get on the road. Whether you're considering financing a new or used vehicle, we have options that can make your purchase easier and more affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $56,009,208 provide the capital needed to grow and expand your operations. We understand that running a business comes with its own set of challenges, and we are here to support your journey. If you're interested in exploring refinancing options or want to check your eligibility for any of our loan products, please don't hesitate to reach out. You can contact us at (540) 564-3420 or visit us at our branch located at 1491 Virginia Ave Harrisonburg Va 22802. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Park View, we're committed to helping you navigate your financial journey with ease and confidence.

Credit Lines and Personal Loans

For those looking for flexibility, our total credit lines amount to $124,696,735. This option allows you to borrow as needed while only paying interest on what you use. Additionally, we offer unsecured credit card loans totaling $0 that help members manage their finances effectively without tying up collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $37,371,827, make buying or refinancing simple. We guide you through the process, ensuring you understand every step along the way.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each lender's information is carefully vetted, giving users confidence in the accuracy of the comparisons.

PARK VIEW FEDERAL CREDIT UNION - Harrisonburg, VA

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