Park View Credit Union Harrisonburg VA | Best Auto Loans & Checking Accounts

Introduction

Welcome to Park View, your trusted financial partner located at 1675 Virginia Ave, Harrisonburg, VA 22802. Established in 1969, our credit union has been committed to providing exceptional service and support to our community for over five decades. With a growing membership of 13,619 members and total assets exceeding $379,119,095, we pride ourselves on being a reliable choice for all your banking needs. At Park View, we understand that every member's financial journey is unique. That's why we offer a range of services tailored just for you from personal banking solutions like checking and savings accounts to various loan options including auto loans and mortgages. Our dedicated team, led by CEO John Beiler and Board President Jill Hostetter, is here to ensure you receive the highest level of service and support. While members can visit us at our branch location, official correspondence should be sent to the same address: 1675 Virginia Ave, Harrisonburg, VA 22802. We also maintain a strong online presence through our website at www.pvfcu.org, where you can access information about services, account management tools, and more. With total loans reaching 10,249, total deposits at $23,684,923, and a net worth of $35,166,522, Park View stands as a pillar in the community dedicated to fostering financial well-being for everyone. Our cash reserves of $2,783,370 ensure that we are well-equipped to meet your needs promptly. We invite you to explore our services further or reach out directly at 540-434-6444. Whether you're looking for advice on your next big purchase or need assistance with everyday banking tasks, our friendly staff is ready to assist you. Visit us today and discover how Park View can help you achieve your financial goals!

Branch History & Mission

Our Mission

At Park View, our mission goes beyond just providing financial products; we aim to enhance the quality of life for all our members. We believe in fostering strong relationships within the community through various outreach programs and partnerships that support local initiatives. Our services include personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. As we continue to innovate and expand our digital offerings including online banking and mobile payments we remain committed to serving all members with respect and dedication. Our team is here not only to assist with your financial needs but also to listen and understand how we can better support you. Join us on this journey! Experience the benefits of membership at Park View where everyone is welcome. Whether you're looking for a new loan or simply want guidance on managing your finances, we're here for you every step of the way. Visit us today or reach out at 540-434-6444 we look forward to welcoming you into our family!

Our Story

Located at 1675 Virginia Ave, Park View began with a simple mission: to empower individuals and families by offering accessible financial solutions tailored to their needs. Over the years, we have evolved from a small local credit union into a trusted partner for personal and business banking. Each milestone in our history reflects our commitment to making a positive impact in our members' lives. Our branch features modern conveniences such as an ATM for easy access to your funds and a friendly drive-thru service for quick transactions. We understand that life can be busy, which is why we strive to provide accessible services that fit your lifestyle. While members can visit us at 1675 Virginia Ave, official correspondence should be sent to the same address. Our operating hours are designed with you in mind open from 9 AM to 5 PM Monday through Thursday, until 6 PM on Friday, and even until 12 noon on Saturday ensuring you can bank when it's convenient for you.

Branch Location & Accessibility

Operating Hours

Our doors are open during convenient hours to fit your busy schedule. Join us Monday through Thursday from 9 AM to 5 PM, on Fridays from 9 AM to 6 PM, and Saturdays from 9 AM until noon. We strive to provide flexible options so that you can visit us when it's most convenient for you.

Parking & Accessibility Features

We understand that ease of access is crucial for our members. At Park View, you'll find ample parking available right outside the branch. We are committed to serving all members of our community, which is why our facility is ADA compliant with features such as ramps for easy entry.

Services Offered

At Park View, we offer a variety of personal banking solutions tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. Our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle, making banking even more accessible. For those who prefer digital banking, we also provide online and mobile banking options. Plus, our ATM is available for cash withdrawals and balance checks whenever you need it. If you're looking for a friendly place where your financial needs are prioritized, look no further than Park View! Feel free to reach out at 540-434-6444 or stop by today; we can't wait to assist you!

Member Eligibility

At Park View, we believe that becoming a member is like joining a close-knit community where your financial needs are truly understood. If you live, work, or worship in the Harrisonburg area, you're likely eligible to join us! We welcome individuals from various backgrounds, whether you're just starting out or looking for a new place to manage your finances. Becoming a member opens doors to an array of benefits, including lower loan rates and personalized service tailored to your unique situation. To learn more about the specific eligibility criteria and ensure you meet them, feel free to visit our website at https://www.pvfcu.org/membership/. If you're ready to take the next step and open an account, it's super simple! Just head over to https://application.pvfcu.org/imsiweb/web/loan-app to get started. Should you have any questions or need assistance, don't hesitate to give us a call at (540) 434-6444. We're here for you at our branch located at 1675 Virginia Ave Harrisonburg Va 22802, and we can't wait to welcome you into our family!

Business Banking & Commercial Services

At Park View, we understand that every business journey is unique. Whether you're launching a startup or expanding an established company, having the right financial partner can make all the difference. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $374 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $56,009,208, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services designed to simplify your transactions. Imagine a local coffee shop seamlessly processing payments while managing inventory effortlessly our services help make that happen. By providing reliable payment processing options, we empower businesses like yours to focus on what they do best: serving their customers. Explore how Park View, located at 1675 Virginia Ave Harrisonburg Va 22802 in Harrisonburg, VA, can be your trusted partner for business banking and commercial services. For more information, reach out at (540) 434-6444.

Comprehensive List Of Services

Business Banking

For our entrepreneurs and business owners, we haven't forgotten about you! Our Business Banking services include essential tools like Merchant Services & Business Loans, ensuring your business has the resources it needs to thrive.

Convenient Access

Your convenience is paramount at Park View. We offer ATM & Cash Withdrawal Services, so you can easily access your cash when needed. For those quick transactions, our basic drive-thru banking allows for efficient deposits and withdrawals without ever leaving your vehicle. Located at 1675 Virginia Ave Harrisonburg Va 22802, feel free to reach out at (540) 434-6444 if you have any questions about our services or would like assistance setting up an account. In today's fast-paced world, we know how important it is for banking to be straightforward and accessible. Visit us at Harmony Square today and discover how our comprehensive services can support your financial journey!

Credit Cards

Who doesn't love rewards? Our Credit Cards with Rewards offer you benefits for everyday purchases, making every swipe count towards something special.

Home Financing

Homeownership is a significant milestone for many. Our Mortgage Loans & Refinancing options provide the support you need when buying a home or adjusting your current mortgage terms. Picture yourself unlocking the door to your new home with confidence, knowing that you've secured the best possible financing.

Personal Banking

We understand that personal banking needs can vary greatly from one individual to another. That's why we offer Checking and Savings Accounts designed to fit different lifestyles and financial goals. Imagine having easy access to your funds with our Online & Mobile Banking options, allowing you to manage your accounts anytime, anywhere. If you're considering purchasing a new car, our Auto Loans & Vehicle Financing can help you hit the road sooner than you think. With competitive rates and flexible terms, we make it easier for you to drive away in your dream vehicle.

Personal Loans

Life can throw unexpected expenses your way. Whether it's medical bills or home repairs, our Personal Loans & Debt Consolidation services are here to assist you in managing these challenges effectively. We believe in helping our members regain control of their finances without added stress.

Digital & Online Banking

Embracing Mobile Payments

Love using your smartphone for purchases? So do we! That's why we offer mobile payments as part of our digital banking services. Make transactions effortlessly while enjoying peace of mind knowing that your information is secure. At Park View, we believe in making banking accessible and straightforward for all our members. Our digital tools are designed with you in mind providing ease-of-use and real-time management of your accounts. Dive into the future of banking with us today!

Key Features of Our Digital Banking Services

Our online banking platform is available 24/7, allowing you to access your accounts whenever you need to. Whether it's checking your balance, transferring funds, or paying bills, everything can be done right from the comfort of your home or on-the-go through our mobile application. Yes, we have a user-friendly mobile app that makes banking even easier! Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Just a few taps on your phone, and the money is sent no hassle involved! Plus, with electronic signature authorization available, signing documents online has never been safer or more convenient.

Stay Updated with E-Statements

Say goodbye to paper clutter! With e-statements available at Park View, you can view your account statements digitally. This not only helps the environment but also allows you to keep track of your finances easily. You'll always have access to your statements whenever you need them.

Financial Strength

At Park View, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining strong financial health, which allows us to provide you with the best possible services. With a net worth of $35,166,522, we are well-positioned to support our members' needs. This robust net worth reflects our commitment to managing resources wisely, ensuring that we can offer competitive rates and lower fees. Our net worth ratio of 9.28% demonstrates a solid capital foundation, assuring you that we can continue providing loans, savings opportunities, and uninterrupted services even in uncertain economic times. We understand the importance of safeguarding your savings. That's why members' funds are secured through $72,278,396 in share certificates and $36,206,963 in money market shares, both offering stable and rewarding growth options. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,793,028, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is shown through our $32,166,522 in undivided earnings. These funds help us enhance our banking tools, improve lending options, and strengthen security measures for your peace of mind. With $1,294 in used auto loans and $314,705,991 in total loans and leases, we stand ready to support your financial goals across various sectors. Although we have reported a net income of $886,780, which reflects our operational efficiency, it does not diminish our ability to offer competitive products for our members. Our dedicated team consists of 83 full-time employees and 4 part-time employees, ensuring you always receive knowledgeable assistance when you need it. In addition, our net shares available for lending and investments stand at $2,483,291. We proudly serve 43,053 share accounts, demonstrating a strong member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Park View is your trusted partner. Visit us at 1675 Virginia Ave Harrisonburg Va 22802 or call (540) 434-6444 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,176,519 in used vehicle loans and $4,943,096 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles to fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $56,009,208 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and offer tailored solutions to support your entrepreneurial journey.

Credit Lines

For those who need additional flexibility in their spending, our total credit lines amount to $124,696,735. These lines can help you cover unexpected expenses or provide additional cash flow when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $37,371,827, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you're interested in refinancing any existing loans be it auto or mortgage our team is ready to discuss eligibility options that could save you money over time. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information on our loan offerings or to start your application process today, give us a call at 540-434-6444 or visit our website at Park View. We're here to help you find the right loan solution!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While our current total for these loans stands at $0, we are committed to helping members manage their finances effectively through our other available products.

Loan Aggregator

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PARK VIEW FEDERAL CREDIT UNION - Harrisonburg, VA

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