Park View Credit Union Dayton VA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Park View, your trusted credit union located at 305 Mason St, Dayton, VA 22821. Since our establishment in 1969, we have proudly served our community, growing to a membership of over 13,619 members. With total assets exceeding $379 million, we strive to provide financial services that empower you to achieve your goals. At Park View, we understand that each member's needs are unique. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our dedicated team of 87 employees, led by CEO John Beiler and Board President Jill Hostetter, is here to ensure you receive personalized support every step of the way. While you can visit us at our branch in Dayton for all your banking needs, please note that official correspondence should be directed to the same address. Our friendly staff is available to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. With a net worth of $35,166,522 and total deposits amounting to $23,684,923, Park View stands as a stable and reliable partner for your financial journey. We pride ourselves on being part of this vibrant community and are committed to making a positive impact through every interaction with our members. Ready to take the next step? Visit us at Park View or give us a call at 540-879-2274 today! Let's work together towards your financial success!

Branch History & Mission

Innovative Services

In addition to our traditional banking services, we have embraced technology to enhance your experience with us. Our online banking platform allows you to manage your finances with ease from anywhere. Plus, our mobile application offers features like mobile payments and person-to-person transfers for added convenience. Our branch also includes an ATM and drive-thru service for quick transactions without leaving your car. With operating hours from 9 AM to 5 PM Monday through Thursday, 9 AM to 6 PM on Friday, and 9 AM to 12 PM on Saturday, we're here when you need us.

Join Us

As we look forward to the future, we invite you to be part of our story. At Park View, you're not just a member; you're part of a family that cares about your financial well-being and the community's prosperity. Explore how our services can benefit you by visiting us at www.pvfcu.org or call us at 540-879-2274 today! Together, let's build a brighter financial future for all of Dayton.

Our Mission

At Park View, our mission is clear: we are dedicated to providing exceptional financial services while fostering community growth and support. We believe in putting people first, which means offering personalized solutions tailored to your unique needs. From checking and savings accounts to auto loans and mortgages, we aim to make banking simple and beneficial for everyone. We take pride in our commitment to the community. Through various outreach programs and partnerships, we strive to make a positive impact in Dayton and beyond. Whether it's supporting local schools or sponsoring community events, we believe that strong communities lead to strong members.

Branch Location & Accessibility

Welcome to Park View, your friendly neighborhood credit union located at 305 Mason St in Dayton, VA. Nestled in the heart of Rockingham County, we are conveniently situated near local landmarks and community spots, making it easy for you to stop by whenever you need banking assistance. Whether you're visiting us to open an account, apply for a loan, or simply ask a question, our doors are always open to serve you. While members can visit us at 305 Mason St, official correspondence should be sent to the same address. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking space to ensure everyone can easily access our services. If you're on the go, we also have drive-thru banking available for quick and simple transactions. We understand that your time is valuable. That's why we offer convenient operating hours: from 9 AM to 5 PM on Monday through Thursday, and extended hours until 6 PM on Friday. We even open from 9 AM to 12 PM on Saturdays! Have questions? Don't hesitate to give us a call at 540-879-2274; our team is ready and eager to assist you. At Park View, we pride ourselves on offering a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we are here for all your banking requirements. Plus, enjoy the convenience of ATM access anytime you need cash. We invite you to visit us soon at Park View in Dayton! Experience firsthand how we can support your financial journey because at Park View Credit Union, you're not just a member; you're part of our family.

Member Eligibility

Becoming a member of Park View means joining a warm, welcoming community where your financial well-being is our priority. If you live, work, worship, or attend school in the area around 305 Mason St Dayton Va 22821, you're likely eligible to join us! Our membership extends to family members of current members as well, making it easy to include those you care about. Here at Park View, we believe in providing personal banking services that cater to your unique needs, from checking and savings accounts to loans and credit cards. To learn more about the specific eligibility criteria and how you can become part of our family, please visit us at https://www.pvfcu.org/membership/. When you're ready to open an account, the process is straightforward; just head over to https://application.pvfcu.org/imsiweb/web/loan-app or give us a call at (540) 879-2274. We look forward to welcoming you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $374 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $56,009,208, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services make transactions easy, allowing you to focus on what matters most growing your enterprise. With reliable payment solutions, you can enhance customer satisfaction and streamline operations. Located at 305 Mason St Dayton Va 22821 in Dayton, VA, we invite you to visit us or call us at (540) 879-2274 to learn more about how our Business Banking & Commercial Services can empower your business today!

Comprehensive List Of Services

Business Banking Services

For small business owners, Park View offers specialized services like merchant services and business loans to help your venture thrive. Our team understands the unique challenges faced by businesses today and is ready to support your goals with financial products that cater specifically to entrepreneurs.

Easy Access and Convenience

Convenience is key at Park View. With an ATM on-site, you can access your cash anytime, day or night. Our drive-thru service allows you to complete deposits and withdrawals without ever leaving your car perfect for busy days when time is tight!

Engaging Digital Features

As part of our commitment to modern banking needs, we provide features like mobile payments, ensuring that your transactions are secure and straightforward. Plus, our member services team is always just a phone call away at (540) 879-2274, ready to assist you with any questions or concerns. At Park View, we are proud to be more than just a bank; we are your community partner in financial success. We invite you to explore all the ways we can support you by visiting us at our branch or checking out our website at Dayton. Whether you're opening an account or applying for a loan, we're excited to help you achieve your financial goals today!

Personal Banking Solutions

Our personal banking services begin with checking and savings accounts designed for everyday use. Imagine effortlessly managing your finances from anywhere using our online and mobile banking platforms. You can check balances, transfer funds, and pay bills all at your fingertips. If you're considering purchasing a new car or refinancing your current one, our auto loans and vehicle financing options come with competitive rates that can fit any budget. For those dreaming of home ownership, we offer mortgage loans and refinancing solutions to help you secure the perfect home loan. In addition, if you find yourself needing a little extra cash for unexpected expenses or planning a big purchase, our personal loans and debt consolidation options provide flexible repayment plans tailored just for you. And don't forget about our credit cards with rewards, which let you earn points while making everyday purchases.

Digital & Online Banking

Convenient Online Banking

Our online banking platform is available 24/7, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can explore all the features by visiting https://www.pvfcu.org/. We prioritize your security with advanced encryption measures, so you can feel safe while banking from the comfort of your home or on the go.

Go Green with E-Statements

Stay organized and eco-friendly by opting for e-statements. You'll receive your account statements electronically, which helps reduce paper clutter and makes it easier to keep track of your finances. Signing up is quick and simple!

Mobile Banking at Your Fingertips

With our mobile application, managing your finances has never been easier. Whether you're making person-to-person transfers or utilizing mobile payments, everything is just a tap away. Plus, our app supports electronic signature authorization for added convenience when signing documents digitally.

User-Friendly Features

We strive to provide a user-friendly experience across all our digital platforms. From setting up alerts to monitoring transactions in real-time, you'll find it easy to stay updated on your account activity. Our services are designed with you in mind because managing money should be straightforward. At Park View, we are committed to providing accessible and efficient banking solutions tailored to meet your needs. Join us today and take advantage of our comprehensive digital banking services!

Financial Strength

A Growing Community

With total share accounts reaching 43,053, our strong and growing member base trusts us with their finances. Net Shares available for lending and investments stand at $2,483,291, further highlighting our commitment to supporting your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Park View is your trusted partner. Visit us at 305 Mason St Dayton Va 22821 or call (540) 879-2274 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $32,166,522 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,294 in used auto loans and $314,705,991 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $72,278,396 in share certificates and $36,206,963 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,793,028, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our $886,780, showcasing operational efficiency that enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 83 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $35,166,522, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.28% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $17,176,519 in used vehicle loans and $4,943,096 in new vehicle loans already helping members get on the road, we can help you drive away with confidence. We also provide refinancing options to make your auto loan even more manageable.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans total $56,009,208. These loans provide the capital needed to expand your business and take it to the next level. At Park View Credit Union, we pride ourselves on being more than just a lender; we are your partners in financial success. Our commitment to serving our members ensures that you receive personalized service every time you visit us or call at 540-879-2274. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit our website at http://www.pvfcu.org for more information on how we can support you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $37,371,827. We make buying or refinancing simple and straightforward. Whether you're a first-time buyer or looking to upgrade your living situation, our knowledgeable staff will guide you through each step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although currently we have $0 in unsecured credit card loans issued, we're here to assist our members in managing their finances effectively with tailored solutions when available.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results, letting you compare options fairly. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

PARK VIEW FEDERAL CREDIT UNION - Dayton, VA

Compare Loan Rates Near You

Loan rates in Dayton, VA (22821)