Park View Credit Union Bridgewater VA | Best Auto Loans & Mortgage Refinancing

Introduction

Welcome to Park View Credit Union, your trusted partner in financial wellness since 1969. Located at 210 Virginia Ave, Bridgewater, VA 22812, we take pride in serving our community with dedication and care. Our commitment to helping you achieve your financial goals is evident in our robust offerings, from personal banking solutions to business loans. With a total membership of over 13,600, we are more than just a credit union; we are a community hub where relationships matter. Our current assets stand strong at $379,119,095, reflecting our stability and ability to support you through various financial journeys. Whether you're looking for an auto loan or need assistance with mortgage financing, we have the resources to meet your needs. At Park View Credit Union, we believe that financial empowerment begins at home. That's why we offer competitive rates on loans over 10,249 loans and leases currently active and attractive deposit options with total deposits reaching $23,684,923. Our dedicated team of 87 employees, led by CEO John Beiler and Board President Jill Hostetter, is here to guide you every step of the way. We invite you to explore the wide range of services we provide. From checking and savings accounts to online banking and mobile payments, we've tailored our offerings to fit your lifestyle. If you have any questions or need assistance, don't hesitate to reach out! You can call us at 540-434-6444 or visit our website at pvfcu.org for more information. Join us at Park View Credit Union today we're excited to help you build a brighter financial future!

Branch History & Mission

Branch Services & Accessibility

While you can visit us at 210 Virginia Ave, official correspondence should be sent to the same address as it serves as both our branch and mailing location. We want your experience with us to be convenient and efficient. That's why we offer ATM availability for easy access to your funds anytime. Our operating hours are designed with your schedule in mind: Monday through Wednesday from 11 AM to 3 PM and Thursday through Friday from 11 AM to 4 PM. While we do not currently offer drive-thru service or shared service center options, our lobby is welcoming and ready to assist you.

Join Us

As part of the Park View family, you gain more than just a bank; you gain a partner in your financial journey. We invite you to explore what membership means at Park View by visiting our website or calling us at 540-434-6444. Together, let's achieve your financial goals while building a stronger community!

Our Mission

At Park View, our mission is simple yet powerful: to empower our members through personalized financial solutions while fostering a sense of community. We understand that financial decisions can be daunting; therefore, we strive to provide not just services but also education and support every step of the way. Our dedicated team works hard to ensure that every member feels valued and understood. We are not just about numbers; we are about people. Our commitment extends beyond banking as we engage in various community outreach programs aimed at uplifting those around us. Whether it's supporting local schools or participating in charitable events, we believe in giving back because when our community thrives, we all benefit.

Branch Location & Accessibility

Welcome to the Park View Credit Union branch located at 210 Virginia Ave in beautiful Bridgewater, VA! Our branch is designed with your convenience in mind, making it easy for you to access a variety of banking services right in your neighborhood. Whether you're visiting us for personal banking needs or looking to explore loan options, our friendly staff is here to help. Our branch is nestled near local landmarks, making it a familiar stop for residents. If you're coming from downtown Bridgewater or nearby areas, you'll find ample parking available, ensuring a smooth visit. Plus, we are committed to accessibility for all our members, featuring ADA-compliant entrances and ramps. At Park View Credit Union, we value your time. Our operating hours are Monday through Wednesday from 11 AM to 3 PM and Thursday through Friday from 11 AM to 4 PM, so you can easily fit your banking around your schedule. If you prefer self-service options, we have an ATM available for quick cash withdrawals and balance checks. While you can visit us at this location for all your banking needs, official correspondence should be sent to the same address: 210 Virginia Ave, Bridgewater, VA 22812. If you need assistance or have questions about our services ranging from checking and savings accounts to auto loans and mortgages don't hesitate to give us a call at 540-434-6444. We invite you to come by and experience the friendly service that Park View Credit Union is known for. Your financial journey starts here!

Member Eligibility

Becoming a member of Park View is like joining a caring family that's dedicated to helping you thrive financially. If you live, work, worship, or attend school in the area around Bridgewater, VA, you're already on the path to membership! Additionally, if you have a family member who is a current member, you can easily join too. This inclusive approach ensures that our community grows stronger together. By choosing Park View, you'll enjoy personalized service and a range of financial products designed just for you. To learn more about the specific eligibility requirements, feel free to check out our detailed guide at https://www.pvfcu.org/membership/. Opening an account is simple and straightforward. Just visit us at our friendly branch located at 210 Virginia Ave Bridgewater Va 22812, or give us a call at (540) 434-6444 for any questions. Ready to take the next step? You can start your application online by visiting https://application.pvfcu.org/imsiweb/web/loan-app. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $374 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $56,009,208, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Managing transactions efficiently is crucial for any business. Our merchant services simplify payment processing, allowing you to focus on what you do best running your business. Imagine having the ability to accept payments seamlessly from customers using various methods, all while enjoying competitive rates and personalized support. Located at 210 Virginia Ave Bridgewater Va 22812 in Bridgewater, VA, our team is dedicated to providing tailored solutions that meet your financial needs. Visit us today or call us at (540) 434-6444 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on-the-go? We provide access to ATMs where you can easily withdraw cash or check balances anytime. This means fewer worries about finding a bank during busy days. At Park View, we strive to create an environment where all members feel valued and supported. Whether you're visiting us in person or taking advantage of our digital services from the comfort of home, we're here for you every step of the way. We invite you to reach out by calling us at (540) 434-6444 or visit us online at https://www.pvfcu.org/. Let us help you achieve your financial goals today!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing make it easy for you to drive away in the car of your dreams. We understand that buying a car is a big step, which is why we offer competitive rates and flexible terms to fit your budget.

Business Banking

For entrepreneurs and business owners, our Business Banking services including Merchant Services and Business Loans are tailored to support growth and success. We recognize the unique challenges businesses face and are committed to providing the resources necessary to thrive.

Credit Cards with Rewards

Who doesn't love rewards? Our Credit Cards with Rewards allow you to earn points on everyday purchases while enjoying features that enhance your shopping experience. Imagine earning cashback or points towards travel just for using your card!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Brc prioritizes digital banking features such as online banking, mobile payments, person-to-person transfers, and e-statements. With these tools at your fingertips, managing your finances has never been easier.

Mortgage Loans & Refinancing

Buying a home or refinancing an existing mortgage can feel overwhelming, but we're here to help every step of the way. Our Mortgage Loans & Refinancing options provide personalized solutions that can make homeownership more attainable. Picture yourself settling into your dream home with ease, knowing you're getting the best deal possible.

Personal Banking

Whether you're looking to open a checking account or save for future goals, our personal banking services are crafted with you in mind. With options like Checking & Savings Accounts, you'll find a solution that suits your lifestyle. Imagine easily tracking your spending and saving through our user-friendly online and mobile banking platforms this is just one way we help simplify your financial journey.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to manage debt more effectively, our Personal Loans & Debt Consolidation services can give you peace of mind. With straightforward terms and conditions, these loans empower you to take control of your finances without added stress.

Digital & Online Banking

At Park View, we understand that managing your finances should be as easy and secure as possible. Our digital and online banking services are designed to put you in control, no matter where you are. Whether you're at home or on the go, our user-friendly platform allows you to handle your banking needs with just a few clicks. One of the standout features of our service is our comprehensive online banking system, available 24/7 at https://www.pvfcu.org/. This means you can check your balance, pay bills, and transfer money anytime you need to. Plus, with our electronic signature authorization feature, signing documents online is quick and hassle-free. You can take care of important tasks without ever stepping foot in a branch. We also offer e-statements for those who prefer a paperless approach. This not only helps the environment but also keeps your financial information organized and easily accessible. Want to send money to a friend? Our person-to-person transfer feature makes it simple and secure to send funds directly from your account. For those who love the convenience of mobile technology, our mobile application is here to help. With features like mobile payments, you can make purchases right from your phone perfect for busy lifestyles. And if you're ever unsure about anything, our dedicated support team is just a phone call away at (540) 434-6444. In short, Park View combines convenience with security in its digital banking offerings. Whether you're checking your accounts or making transactions on the go, we've got you covered every step of the way!

Financial Strength

At Park View, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining strong financial health, ensuring that you can trust us with your savings and loans. With a net worth of $35,166,522, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.28% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $72,278,396 in share certificates and $36,206,963 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,793,028, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $32,166,522 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $1,294 in used auto loans and $314,705,991 in total loans and leases. Our $886,780 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 83 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,483,291. Total Share and Deposit Accounts: 43,053, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Park View is your trusted partner. Visit us at 210 Virginia Ave Bridgewater Va 22812 or call (540) 434-6444 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,176,519 in used vehicle loans and $4,943,096 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that you have the support needed to make your purchase.

Credit Lines and Personal Financing

In addition to our auto and mortgage options, we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This product is ideal for those looking to consolidate debt or handle unexpected expenses. For businesses, our outstanding commercial loans totaling $56,009,208 provide the capital needed to grow and expand. We are committed to supporting our local economy by offering tailored solutions for business owners.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $37,371,827, make buying or refinancing simple. We can help guide you through the process and find the best solution for your financial situation.

Refinancing Options

If you're looking at refinancing options, we can work with you to explore eligibility criteria that may allow you to lower your monthly payments or access cash from your equity. Our friendly team is here to assist you every step of the way. If you're interested in learning more about any of our loan products or how they can benefit you, feel free to reach out at (540) 434-6444 or visit us at our branch located at 210 Virginia Ave Bridgewater Va 22812 in Bridgewater, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take that next step toward reaching your financial objectives today!

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PARK VIEW FEDERAL CREDIT UNION - Bridgewater, VA

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