Park Side Financial Credit Union Whitefish MT | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Park Side Financial, your trusted partner in banking since 1965! Located at 1300 Baker Ave, Whitefish, MT 59937, we are dedicated to serving our community with financial solutions tailored to meet your needs. With a proud membership of over 30,306 individuals and total assets amounting to an impressive $380,831,556, we strive to make a positive impact on the lives of those we serve. At Park Side Financial, we understand that every member's journey is unique. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business financing, our team is here to help. We currently manage $12,584,783 in deposits and have facilitated a total of 13,007 loans and leases, demonstrating our commitment to empowering our members financially. Our leadership team is passionate about fostering a supportive environment. Led by CEO Jeremy Presta and Board President Carl Thomas, our dedicated staff of 84 employees is always ready to assist you. If you have questions or need assistance, feel free to reach out at (406) 862-2652. While you can visit us at our branch location for any banking needs, please note that official correspondence should be directed to our mailing address: 1300 Baker Ave, Whitefish, MT 59937-2988. We invite you to explore the wide range of services we offer through our user-friendly website at Park Side Financial. Join us today and become part of a community-focused financial institution where your goals matter!

Branch History & Mission

Join Us!

As we continue to grow and adapt to the ever-changing financial landscape, we invite you to join Park Side Financial. Experience the difference of being part of a community-focused credit union that genuinely cares about your financial well-being. Together, let's build a stronger future for Whitefish and beyond!

Our Mission

At Park Side Financial, our mission goes beyond just banking. We are dedicated to empowering our members by offering exceptional financial services while fostering a sense of community. We believe that when our members thrive, so does our community. This belief drives us to engage in various outreach programs and partnerships that enhance local initiatives and support those in need. Our operational hours Monday to Wednesday and Friday from 9:00 AM to 5:30 PM, with extended hours on Thursday until 6:00 PM are designed with your convenience in mind. For those who prefer digital banking options, we provide secure online and mobile banking services that allow you to manage your finances anytime, anywhere. While members can visit us at 1300 Baker Ave for all their banking needs, official correspondence should be sent to our mailing address: 1300 Baker Ave, Whitefish, MT 59937-2988. Our team is always here to assist you via phone at 406-862-2652 or through our website at parksidefcu.com.

Branch Location & Accessibility

Welcome to Park Side Financial, your trusted credit union located at 1300 Baker Ave in the beautiful city of Whitefish, MT. Nestled in Flathead County, our branch is conveniently situated near popular local landmarks, making it easy for you to stop by while enjoying all that Whitefish has to offer. Whether you're heading to the nearby Whitefish Lake or exploring the charming downtown area, we're here to help with your banking needs. At Park Side Financial, we prioritize accessibility for all members. Our branch features ADA-compliant facilities and ample parking space to ensure a hassle-free visit. While you can drop by our branch for personal service, we also offer ATM access for quick transactions on the go. Our friendly staff is ready to assist you during our welcoming hours: Monday through Wednesday and Friday from 9:00 AM to 5:30 PM, and Thursday from 10:00 AM to 6:00 PM. If you have any questions or need assistance, feel free to give us a call at 406-862-2652. While members can visit us at 1300 Baker Ave, official correspondence should be sent to the same address. For those who prefer online banking options, we provide a range of services including personal accounts, auto loans, and mortgage solutions designed to meet your financial needs conveniently and efficiently. We invite you to stop by Park Side Financial today! Let us help you reach your financial goals with ease and care.

Member Eligibility

At Park Side Financial, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us is easy and welcoming! If you live, work, or go to school in the area around 1300 Baker Ave Whitefish Mt 59937, you're already eligible to become a member. Our doors are open to individuals who want to enjoy personalized banking services and take advantage of competitive rates on loans and savings accounts. Plus, being a member means you can access our wide range of financial products tailored just for you. Ready to take the next step? You can find more information about eligibility criteria by visiting . When you're ready to open an account, simply head over to our account opening page at https://app.loanspq.com/apply.aspx ?enc=kw21wblm1yxpjjabdozadykcfcrtdfptqnse-2j25tihiqrj6em5c1njeegj01q5ljdfoju6wcpd-unopg_c_beeey9mdmy0e1vfnubhyyagm7ce_xwhho04ufcr1azj or give us a call at (406) 862-2652. We can't wait to welcome you into the Park Side Financial family!

Business Banking & Commercial Services

Merchant Services

Imagine running your daily operations without worrying about payment processing. Our merchant services simplify transactions for you, allowing you to focus on what matters most growing your business. From credit card processing to point-of-sale systems, we provide reliable tools that make payments easier for both you and your customers. Visit us at 1300 Baker Ave Whitefish Mt 59937 in Whitefish, MT, or give us a call at (406) 862-2652 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,505,064, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, we've got your back too! Our business banking services include everything from merchant services to business loans. We understand how vital it is to have reliable financial support as you grow your enterprise.

Credit Cards with Rewards

For those who enjoy earning while they spend, our credit cards with rewards allow you to gain benefits as you shop. Enjoy cashback offers or points that can be redeemed for travel, merchandise, or more making everyday purchases work harder for you.

Digital Banking Features

In today's fast-paced world, managing your finances on-the-go is essential. That's why we offer robust online and mobile banking features. From checking balances to making payments or transferring money via person-to-person payments, managing your accounts has never been easier. Plus, with options like electronic statements, you can stay organized without any hassle. At Park Side Financial, we strive to make banking simple and accessible for everyone in our community. Whether you're visiting us at our branch or using our online services, we're here to support your financial journey every step of the way. To learn more about how we can assist you or if you're ready to open an account, give us a call at (406) 862-2652 or visit us at https://www.parksidefcu.com/ . Join us at Whitefish today and discover the difference personalized banking can make!

Home Financing

Dreaming of owning a home? Our mortgage loans and refinancing options can pave the way toward making that dream a reality. We guide you through the process, ensuring you understand every step, from application to closing.

Personal Banking Solutions

Whether you're starting your first savings account or looking to manage your finances more effectively, our personal banking services are here for you. We offer checking and savings accounts designed to fit various lifestyles and financial situations. You can easily access your funds through our ATM and cash withdrawal services, ensuring convenience wherever you are.

Personal Loans

Life is full of surprises, and sometimes, you need extra cash on hand. Our personal loans and debt consolidation services can help ease financial burdens or fund important projects whether it's a home renovation or unexpected expenses.

Vehicle Financing

If you're in the market for a new car, look no further! Our auto loans and vehicle financing options make it easy for you to get behind the wheel. With competitive rates and flexible terms, we help you find the best loan that suits your budget.

Digital & Online Banking

Access Your Accounts Anytime

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and manage your accounts without ever stepping foot in a branch. Just visit https://www.parksidefcu.com/ to get started! Whether you're at home or on the go, you can keep an eye on your finances with ease.

Enjoy Mobile Banking on the Go

For those who prefer banking from their smartphones, our mobile application makes it easy to manage your accounts right from the palm of your hand. You can also make mobile payments quickly and securely, making shopping more convenient than ever.

Go Paperless with E-Statements

Say goodbye to cluttered mailboxes! We provide e-statements for your convenience. You can access your statements securely online whenever you need them. Plus, this option helps reduce paper waste and keeps your personal information safe.

Sign Documents Electronically

Worried about paperwork? With electronic signature authorization available at Park Side Financial, signing documents is simple and straightforward. No need to print or scan just sign digitally and move on with your day. With all these features, banking at Park Side Financial is not just easy but also secure. Experience real-time account management tailored for today's fast-paced world. Join us today and see how our digital solutions can help you manage your finances effortlessly!

Transfer Funds Effortlessly

Need to send money to a friend or family member? With our person-to-person transfer feature, you can easily send funds directly from your account without hassle. It's a quick way to share expenses or help someone out in a pinch.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 55,308, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Park Side Financial is your trusted partner. Visit us at 1300 Baker Ave Whitefish MT 59937 or call 406-862-2652 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $116,929,153 in share certificates and $31,667,380 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of -$218,184 reflects our operational efficiency as we navigate through challenges while continuing to offer competitive loan rates and solid financial products for our members. We also take pride in having 78 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $26,988,624 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $38,472,000 in used auto loans and a total of $289,149,852 in loans and leases available.

Strong Financial Health

With a net worth of $34,525,374, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 906 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $55,383,307 in used vehicle loans and $20,464,644 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easy for you to find a plan that suits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,505,064 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve an existing business operation, we have solutions that can support your ambitions. At Park Side Financial located at 1300 Baker Ave Whitefish Mt 59937, our dedicated team is here to assist you with any questions regarding our loan offerings. You can reach us at 406-862-2652 during our operating hours: Monday through Wednesday and Friday from 9:00 AM to 5:30 PM; Thursday from 10:00 AM to 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Card Options

We also offer flexible terms on unsecured credit card loans, with a total of $12,472,343 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can enhance your spending experience while keeping your finances in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,859,478, make buying or refinancing simple. We offer various mortgage products tailored to meet different needs. If you're considering refinancing your current mortgage or are unsure about eligibility options, our team is ready to guide you through the process.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the platform's commitment to helping individuals secure the best possible financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. Each lender listed on the platform is vetted for compliance, meaning users can trust that they are looking at legitimate and competitive loan options.

PARK SIDE FINANCIAL CREDIT UNION