Park Side Financial Credit Union Missoula MT | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Park Side Financial, your trusted partner in navigating the world of personal and business finance. Located conveniently at 4055 Brooks St Ste C, Missoula, MT 59804, we have been proudly serving our community since 1965. With a strong commitment to our members, we currently support over 30,306 individuals and families, helping them achieve their financial goals. At Park Side Financial, we believe that financial services should be accessible and tailored to meet your needs. Our assets total an impressive $380,831,556, ensuring we have the resources to provide you with competitive loans and savings options. We currently offer more than 13,007 loans to our members, reflecting our dedication to fostering growth within our community. Our leadership team is here to guide you every step of the way. Under the direction of CEO Jeremy Presta and Board President Carl Thomas, we strive to create a welcoming environment where financial empowerment is at the forefront. Our dedicated staff of 84 employees works tirelessly to ensure that each member receives personalized service. While members can visit us at our branch location, official correspondence should be sent to the same address: 4055 Brooks St Ste C, Missoula, MT 59804-7300. For any inquiries or assistance, feel free to reach out by phone at 406-541-9710 or fax us at 406-862-4891. We invite you to explore our wide range of services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Whether you're looking for a personal loan or need help managing your business finances, we're here for you. Join us today and discover how Park Side Financial can help you take control of your financial future. Visit our website at parksidefcu.com for more information or click here to open an account today!

Branch History & Mission

Community Focus

At Park Side Financial, we believe in giving back. Our partnerships with local organizations reflect our dedication to making a positive impact in Missoula. We regularly participate in community events and support initiatives that promote education, health, and well-being for all residents. While members can visit us at 4055 Brooks St Ste C for their banking needs, official correspondence should be sent to the same address as well. If you're looking for an ATM or drive-thru service, we have convenient options available for your ease. In conclusion, we invite you to join Park Side Financial and experience the difference that a member-focused credit union can make in your life. Together, let's build a stronger community one financial step at a time! For more information or to get started today, call us at 406-541-9710 or visit our website at Park Side Financial.

Our Mission

Our mission at Park Side Financial is simple yet impactful: to provide exceptional financial services while fostering a sense of community. We strive to empower our members through accessible banking options such as checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. With total assets exceeding $380 million, we maintain a strong financial foundation that allows us to support our members effectively. We understand that every member's needs are unique. That's why we offer online and mobile banking services designed with convenience in mind. Whether you need to check your balance or make payments on the go, we've got you covered. Additionally, our commitment to accessibility ensures that everyone can utilize our services without barriers.

Branch Location & Accessibility

Accessibility Features

At Park Side Financial, we prioritize accessibility for all our members. Our branch is ADA compliant and features ramps and designated parking to make your visit as smooth as possible. You'll find ample parking available right outside our doors, making it hassle-free to pop in whenever you need assistance.

Get in Touch!

If you have any questions or want to learn more about how we can serve you better, don't hesitate to give us a call at 406-541-9710. Whether you're looking to open a new account or need assistance with existing services, we're here for you! Come visit us today at Park Side Financial your local credit union dedicated to supporting your financial journey!

Operating Hours

We understand that life can get busy! That's why we offer flexible hours to accommodate your schedule. Visit us Monday through Wednesday and Friday from 9:00 AM to 5:30 PM, or stop by on Thursday when we open a bit later at 10:00 AM and close at 6:00 PM.

Services Offered

When you come into our branch, you'll be greeted by friendly staff ready to assist you with a variety of services. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're here to help you manage your finances effectively. Need cash? We have an ATM on-site for quick withdrawals and balance checks. Currently, we do not offer drive-thru banking; however, our lobby is designed for comfort and efficiency so that you can get in and out quickly.

Member Eligibility

At Park Side Financial, we believe that everyone deserves a chance to be part of a welcoming community where your financial needs are understood and prioritized. Becoming a member is simple and open to individuals who live, work, or worship in our local area. We aim to make banking not just accessible but enjoyable, offering you personalized services that truly cater to your goals. If you're curious about the specific eligibility requirements, feel free to check out more details. Joining us is an exciting step toward better financial health! To get started on opening your account, you can easily find all the information you need at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadykcfcrtdfptqnse-2j25tihiqrj6em5c1njeegj01q5ljdfoju6wcpd-unopg_c_beeey9mdmy0e1vfnubhyyagm7ce_xwhho04ufcr1azj. If you have any questions or need assistance along the way, don't hesitate to give us a call at (406) 541-9710. We're here for you every step of the way!

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine having a payment processing solution that allows your customers to pay easily whether they're using cards or mobile payments. Our merchant services ensure you can accept payments seamlessly, giving you more time to focus on what truly matters: growing your business. Located at 4055 Brooks St Ste C Missoula Mt 59804 in Missoula, MT, we are here to help you take the next step toward achieving your business goals. Contact us at (406) 541-9710 to learn more about how we can support you!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,505,064, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans and Financing

Looking to purchase a vehicle? Our Auto Loans & Vehicle Financing options make it easy to drive off in the car you want without breaking the bank. We offer competitive rates that can fit into any budget. Picture yourself behind the wheel of your ideal car with a manageable monthly payment that doesn't strain your wallet.

Business Banking Services

For our small business members, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. These tools are essential for managing cash flow and ensuring growth. If you're an entrepreneur in Missoula, we're here to support your business ambitions.

Credit Cards with Rewards

Our Credit Cards with Rewards give you the chance to earn points on everyday purchases. Whether it's groceries or gas, every swipe gets you closer to exciting rewards. Think about how nice it would be to earn cash back or travel perks just by using a card for things you already buy!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options that allow you to manage your finances anytime, anywhere. You can check balances, transfer funds, pay bills, and even access ATM & Cash Withdrawal Services right from your smartphone. If you're ready to experience personalized service with a community touch, visit us at Park Side Financial in Missoula or call us at 406-541-9710. Let us help guide you through all your financial needs! For more information on opening an account or exploring our services further, check out our website. We look forward to serving you!

Mortgage Loans and Refinancing

If homeownership is on your radar, our Mortgage Loans & Refinancing services are designed to help you secure the best possible terms for your new home. Whether you're buying your first house or refinancing an existing mortgage, we walk you through every step, making the process smooth and straightforward.

Personal Banking Solutions

We understand that managing finances can be overwhelming, which is why our Personal Banking services include both Checking & Savings Accounts designed for everyday use and long-term savings goals. Imagine effortlessly managing your daily expenses while building a nest egg for future plans. With our accounts, you can easily track your spending and save for that dream vacation or a new car.

Personal Loans and Debt Consolidation

We also provide Personal Loans & Debt Consolidation services for those who need a little extra financial flexibility. Life can throw unexpected expenses your way like medical bills or home repairs and having access to funds when you need them can make all the difference. Our loans help you consolidate debt and simplify payments so you can focus on what matters most.

Digital & Online Banking

Accessibility and Support

Our goal is to ensure that every member has easy access to their accounts. The user-friendly interface of our online banking makes it simple for anyone to navigate their finances. If you ever have questions or need assistance, our dedicated team is just a phone call away at (406) 541-9710. Join us at Park Side Financial to experience hassle-free digital banking that empowers you to manage your money effortlessly!

Key Features

You'll love the ease of using our mobile application, which puts banking at your fingertips. Whether you're making person-to-person transfers or setting up electronic payments, it's all just a tap away. Plus, with our mobile payments feature, you can make secure transactions right from your phone perfect for those busy days when you're out and about. Security is also a top priority at Park Side Financial. We provide electronic signature authorization for your peace of mind when signing documents online. You can also opt for e-statements instead of traditional paper statements, helping you keep your financial information organized while being environmentally friendly.

Financial Strength

At Park Side Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of trust when it comes to your finances, and we're proud to share our strong financial standing with you. With a net worth of $34,525,374, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 906 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $116,929,153 in share certificates and $31,667,380 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members above all else; unlike traditional banks that may rely heavily on non-member deposits, we focus our resources on benefiting you directly. With $26,988,624 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to lend is backed by $3847 in used auto loans and an impressive total of $289,149,852 in loans and leases. This supports our members' diverse financial goals across various sectors. While we faced challenges reflected in our net income of -$218,184, this emphasizes our commitment to investing in future growth rather than short-term profits. We are confident that these investments will strengthen our offerings for you over time. We also take pride in having 78 full-time employees and 6 part-time employees, ensuring our branches are always ready to assist you with a knowledgeable and committed team. Your experience matters to us it's why we strive for excellence every day. Our net shares available for lending stand at $866,706, along with a total of 55,308 share accounts, reflecting a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Park Side Financial is your trusted partner. Visit us at 4055 Brooks St Ste C Missoula MT 59804 or call 406-541-9710 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $55,383,307 in used vehicle loans and $20,464,644 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a new or used vehicle, we have options that fit your budget and lifestyle.

Credit Lines

For those needing additional financial flexibility, our total credit lines amount to $105,820,528. These are designed to provide quick access to funds when you need them most. If you're interested in refinancing any existing loans or exploring eligibility options for our products, feel free to reach out to us at (406) 541-9710. Our team is ready to help you navigate through all available options tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Park Side Financial be your partner on your journey toward financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,859,478, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure the perfect loan for your dream home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $12,472,343 in loans helping members manage their finances effectively. This can be an excellent tool for building credit or handling unexpected expenses without the burden of collateral.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the information presented is accurate and fair. By adhering to these standards, LendMesh guarantees that users receive reliable offers without hidden fees or misleading terms.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency. You will only see offers that meet strict regulatory guidelines. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user receives the same level of access to loan options. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, allowing users to compare and make informed decisions quickly. This feature is especially useful in a fluctuating market where rates can change daily. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the impact and reliability of the service. Explore your options today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

PARK SIDE FINANCIAL CREDIT UNION - Missoula, MT

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