Park Side Financial Credit Union Missoula MT | Affordable Auto Loans & Business Banking

Introduction

Welcome to Park Side Financial, your trusted credit union located at 320 W Broadway St Ste B, Missoula, MT 59802. Established in 1965, we have proudly served our community for decades, building a strong foundation of trust and reliability among our 30,306 members. With a commitment to providing exceptional financial services, we boast total assets of $380,831,556 and total deposits amounting to $12,584,783. At Park Side Financial, we understand the importance of community. Our dedicated team of 84 employees, led by CEO Jeremy Presta and Board President Carl Thomas, works tirelessly to ensure that our members receive the best possible experience. Our extensive range of services includes personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. While you can visit us at our branch for all your financial needs, please note that official correspondence should be sent to the same address: 320 W. Broadway St., Missoula, MT 59802. With over $10,811,456 in cash on hand and a net worth of $34,525,374, we are well-equipped to support your financial journey. Our goal is not just to meet your expectations but to exceed them. Whether you're looking for help with loans or want to explore our online banking options, we're here for you every step of the way. Join us as we continue to make a positive impact in Missoula and beyond. Ready to take the next step? Give us a call at 406-532-4441 or visit our website at Park Side Financial today!

Branch History & Mission

Welcome to Park Side Financial, where our commitment to the community has been unwavering since we opened our doors in 1965. Located at 320 W Broadway St Ste B in beautiful Missoula, MT, our branch has grown alongside our members, evolving from a small local credit union into a trusted financial partner for over 30,000 members. With total assets reaching an impressive $380,831,556, we take pride in the stability and growth that allows us to serve you better. From our humble beginnings, we have always placed our members first. Our mission is simple yet powerful: to provide exceptional financial services while actively supporting our community. We understand that banking is about more than just transactions; it's about building relationships and empowering individuals to achieve their financial goals. Whether it's through our personal banking options like checking and savings accounts or offering loans for vehicles and homes, we strive to make your experience positive and rewarding. As a testament to our member-focused approach, we've integrated modern conveniences like online banking and mobile payments. This ensures that you can manage your finances anytime and anywhere. We also maintain ADA compliance to make sure everyone can access our services comfortably. While members can visit us at 320 W Broadway St Ste B, official correspondence should be sent to our mailing address: 320 W. Broadway St., Missoula, MT 59802. If you need assistance or have questions, feel free to reach out at 406-532-4441. In addition to providing quality financial services, we are deeply committed to giving back to the Missoula community. Through various outreach programs and partnerships with local organizations, we aim to foster growth and improve lives beyond the walls of our branch. We invite you to join Park Side Financial and become part of a credit union that genuinely cares about its members and the community. Experience the benefits of membership today!

Branch Location & Accessibility

Accessibility Features

At Park Side Financial, we understand the importance of accessibility. Our branch is fully compliant with ADA standards, featuring ramps and spacious layouts to ensure everyone can navigate comfortably. We strive to make your visit as smooth as possible.

Convenient Access and Nearby Landmarks

Located near popular local spots, our branch is easy to find and reach. Just a short walk from the bustling downtown area, you'll find us nestled between vibrant shops and eateries. If you're driving, we have ample parking available, making it easy for you to pop in whenever you need.

Operating Hours and Services Offered

Our doors are open Monday through Wednesday and Friday from 9:00 AM to 5:30 PM, with extended hours on Thursday until 6:00 PM. This flexibility ensures that you can visit us at a time that suits your schedule. We offer a wide range of personal banking services including checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. Additionally, we provide ATM services for quick cash withdrawals and balance inquiries right outside our branch. While we do not have drive-thru banking facilities at this location, our staff is always ready to assist you inside with any of your banking needs. If you need to send official correspondence, please note that while you can visit us at 320 W Broadway St Ste B, all mail should be directed to our mailing address at 320 W. Broadway St., Missoula, MT 59802.

We're Here for You!

With a commitment to exceptional service, we invite you to stop by or give us a call at 406-532-4441. Our friendly team is eager to help you achieve your financial goals! Visit us today at Park Side Financial where your financial well-being matters most!

Member Eligibility

At Park Side Financial, we believe that becoming a member is like joining a warm, welcoming family that truly cares about your financial well-being. If you're looking to become part of our community, it's easier than you might think! Generally, anyone who lives, works, or worships in the Missoula area is eligible to join us. We also welcome members from certain affiliated groups, so there are plenty of ways to qualify. This means you can enjoy all the benefits of membership at our convenient location at 320 W Broadway St Ste B Missoula Mt 59802. For detailed eligibility criteria, feel free to check out our website at . Opening an account with us is a breeze! You can start your journey by visiting this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadykcfcrtdfptqnse-2j25tihiqrj6em5c1njeegj01q5ljdfoju6wcpd-unopg_c_beeey9mdmy0e1vfnubhyyagm7ce_xwhho04ufcr1azj. If you have any questions or need assistance along the way, don't hesitate to reach out at (406) 532-4441. We're here to help you every step of the way as you take advantage of the exceptional services and support that Park Side Financial offers!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,505,064, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine running a busy café our point-of-sale solutions make it easy for you to accept payments quickly and securely, enhancing customer satisfaction while streamlining your operations. Located at 320 W Broadway St Ste B Missoula Mt 59802 in Missoula, MT, we invite you to explore how our tailored business banking solutions can help you thrive. Reach out today at (406) 532-4441 or visit us online at https://www.parksidefcu.com/.

Comprehensive List Of Services

Accessibility Features

We also take pride in offering accessible banking solutions like basic ATM services for withdrawals and balance checks. Our ATMs are strategically located for easy access whenever you need cash. At Park Side Financial, our mission is to ensure that every member has access to essential financial tools that promote growth and stability. If you're ready to explore what we have to offer or have any questions about our services, don't hesitate to reach out at (406) 532-4441. Visit us today or check out more online at West Broadway. Your financial journey starts here!

Business Banking

For entrepreneurs, we provide robust business banking services, including merchant services and business loans. We understand that running a business comes with its own challenges, and we are here to support you every step of the way.

Credit Cards with Rewards

Enjoy shopping? Our credit cards with rewards let you earn while you spend. Whether it's cashback on everyday purchases or travel points for your next adventure, our cards offer benefits that fit your lifestyle.

Digital Banking Convenience

In today's fast-paced world, convenience is key. At Park Side Financial, we offer advanced online and mobile banking features that allow you to manage your finances anytime, anywhere. You can easily check balances, transfer funds, pay bills, and access ATM services right from your phone or computer.

Home Financing

For those considering homeownership or refinancing, our mortgage loans provide attractive solutions tailored to your budget. Our knowledgeable team will guide you through the process, making it smooth and stress-free.

Personal Banking

Whether you're opening your first checking account or looking for savings options, our personal banking services are designed with you in mind. We offer checking and savings accounts that cater to different lifestyles, ensuring you have the flexibility and accessibility you need.

Personal Loans

Life can be unpredictable, and sometimes you need extra support. Our personal loans and debt consolidation options are here to assist you during those times when a little financial boost can make all the difference.

Vehicle Financing

Dreaming of a new car? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel. With competitive rates and straightforward terms, we help turn your automotive dreams into reality without breaking the bank.

Digital & Online Banking

Key Features for Your Convenience

We offer electronic statements for those who prefer a paperless option, making it easier to manage your documents and keep track of your finances. Plus, with electronic signature authorization available, signing important documents is quick and hassle-free. For members who enjoy using their smartphones, our mobile application provides easy access to all the essential features right at your fingertips. You can make mobile payments seamlessly and even send money directly to friends through our person-to-person transfer service. It's all about giving you flexibility while keeping everything safe and secure.

Security You Can Trust

When it comes to banking online, security is a top priority. We implement strong security measures so you can rest assured that your personal information remains protected while using our services. Whether you're checking your balance or making a payment, know that we've got your back. At Park Side Financial, we're committed to making banking easier for you. Explore all these digital services and more by visiting us online today!

Financial Strength

Committed to Growth

With $26,988,624 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,847 in used auto loans and $289,149,852 in total loans and leases. Our operational efficiency is reflected in our $-218,184, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 78 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share and Deposit Accounts stand at 55,308, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $866,706. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Park Side Financial is your trusted partner. Visit us at 320 W Broadway St Ste B Missoula Mt 59802 or call (406) 532-4441 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Our Financial Health

With a net worth of $34,525,374, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $906 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Savings You Can Trust

Members' savings are secured through $116,929,153 in share certificates and $31,667,380 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $55,383,307 in used vehicle loans and $20,464,644 in new vehicle loans already helping members get on the road. We provide financing options that are tailored to fit your budget and lifestyle. Whether you're purchasing a brand-new model or a reliable used car, our team is here to help you navigate the process smoothly.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $1,505,064 provide the capital needed to expand operations or invest in new projects. We understand the unique challenges faced by small businesses and are dedicated to offering customized solutions that support your vision. At Park Side Financial located at 320 W Broadway St Ste B Missoula MT 59802, we pride ourselves on creating lasting relationships with our members. For more information about our loan products or to start an application process today, don't hesitate to reach out at 406-532-4441. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take control of your finances today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,859,478, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams. Our experienced staff can guide you through the eligibility requirements and assist with refinancing options if you're looking to lower your current mortgage payments.

Unsecured Credit Card Loans

Managing everyday expenses can be made easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $12,472,343 helping members manage their finances effectively. With benefits like low-interest rates and no annual fees, our credit cards are designed to fit into your financial plans seamlessly.

Loan Aggregator

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