Park Side Financial Credit Union Kalispell MT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Park Side Financial, your trusted partner for financial solutions in Kalispell, MT. Established in 1965, we have proudly served our community for over five decades, building lasting relationships with our members. Located at 2181 Us Highway 2 E Ste 10, our branch is dedicated to providing personalized banking services tailored to meet your unique needs. At Park Side Financial, we understand that your financial journey is important. With a total membership of 30,306 and assets exceeding $380,831,556, we are committed to supporting you every step of the way. Whether you're looking for auto loans, personal banking options, or business services, our experienced team is here to help. Our CEO, Jeremy Presta, alongside Board President Carl Thomas, leads a team of 84 employees who are passionate about serving you. We take pride in our robust financial standing, with total deposits amounting to $12,584,783 and a net worth of $34,525,374. While members can visit us at our branch for face-to-face consultations and support, official correspondence should be sent to the same address: 2181 US Highway 2 E Ste 10, Kalispell, MT 59901-2858. We invite you to explore our wide range of services including checking and savings accounts, mortgage loans and refinancing options, credit cards with rewards, and more. Visit us online at Park Side Financial or give us a call at 406-755-3837 to discover how we can assist you in achieving your financial goals today!

Branch History & Mission

Community Focus

We believe that being a part of the Kalispell community means more than just offering financial services; it means giving back. Through various outreach initiatives and partnerships with local organizations, we aim to enhance the quality of life in our area. Whether it's sponsoring local events or participating in charity drives, we are committed to making a positive impact.

Join Us Today!

As we look toward the future, Park Side Financial remains committed to your success. If you're looking for a credit union that values its members and community equally, we encourage you to join us today! Experience firsthand the benefits of membership where people come first! For more information or to open an account online, visit our website.

Modern Banking Solutions

Park Side Financial embraces modern technology to ensure our members can access their accounts anytime and anywhere. With features like online banking, mobile payments, and ATM availability, we provide convenience without compromising on service quality. Our branch also complies with ADA standards, ensuring everyone can benefit from our offerings. While members can visit us at 2181 Us Highway 2 E Ste 10, official correspondence should be sent to 2181 US Highway 2 E Ste 10, Kalispell, MT 59901-2858 if needed. We invite you to reach out at 406-755-3837 during our operating hours: Monday, Tuesday, Wednesday, and Friday from 9:00 am to 5:30 pm, and Thursday from 10:00 am to 6:00 pm.

Our Mission

Our mission at Park Side Financial is clear: to empower our members through accessible financial solutions while actively supporting the communities we serve. We are dedicated to offering personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We strive to help our members achieve their financial goals by providing tailored products that meet their unique needs.

Branch Location & Accessibility

Accessibility and Amenities

At Park Side Financial, we understand how important accessibility is for our members. Our branch is fully ADA compliant, featuring ramps and wide entrances to ensure everyone feels welcome. Parking is readily available right outside the entrance, making it simple to pop in for your banking needs.

Operating Hours

We are here for you during convenient hours! Our lobby opens at 9:00 AM and closes at 5:30 PM on Monday, Tuesday, Wednesday, and Friday. On Thursdays, we open a little later at 10:00 AM and stay open until 6:00 PM. Feel free to reach out anytime at 406-755-3837 if you have questions about our services or need assistance.

Services Offered

Park Side Financial provides a wide range of services tailored for both personal and business needs. From checking and savings accounts to auto loans and mortgages, we aim to meet all your financial requirements under one roof. We also offer convenient ATM access for quick cash withdrawals and balance checks whenever you need them. Although we do not have drive-thru banking available at this location, our friendly staff is always ready to assist you inside the branch. We invite you to come by Park Side Financial today! Experience our welcoming atmosphere and discover how we can help you achieve your financial goals. Whether you're looking for advice on loans or simply need assistance with your accounts, we're here for you every step of the way.

Member Eligibility

Becoming a member of Park Side Financial feels like joining a close-knit family where your financial well-being is the top priority. If you live, work, or go to school in the Flathead County area, or if you're related to someone who is already a member, you're likely eligible to join our community! We believe that everyone deserves access to quality financial services, and at Park Side Financial, we strive to offer just that. Plus, as a member, you'll benefit from personalized service and competitive rates that can help you achieve your financial goals. Getting started is simple! You can find all the eligibility details by visiting . When you're ready to open an account, just head over to our easy online application at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadykcfcrtdfptqnse-2j25tihiqrj6em5c1njeegj01q5ljdfoju6wcpd-unopg_c_beeey9mdmy0e1vfnubhyyagm7ce_xwhho04ufcr1azj , or feel free to give us a call at (406) 755-3837 if you have any questions. Our friendly team is here to support you every step of the way as you embark on this exciting journey with us at Park Side Financial!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,505,064, we continue to drive economic growth by financing new and expanding businesses. Imagine having the funds to purchase new equipment or open a second location our tailored loan options can help turn your vision into reality.

Merchant Services That Work for You

In today's fast-paced marketplace, efficient payment solutions are crucial. Our merchant services simplify transactions so you can focus on what you do best running your business. Whether you're processing credit card payments or managing online sales, we provide tools that enhance customer experience and streamline operations. Located at 2181 Us Highway 2 E Ste 10 Kalispell, MT 59901, we're here to partner with you on your journey toward success. Contact us at 406-755-3837 to learn more about how our business banking solutions can benefit you!

Comprehensive List Of Services

Always Here for You

Located at 2181 Us Highway 2 E Ste 10 in Kalispell, MT 59901, we're just a call away at 406-755-3837. Our dedicated team is here during lobby hours Monday through Wednesday and Friday from 9:00 am to 5:30 pm, and Thursday from 10:00 am to 6:00 pm to assist with all your financial needs. At Park Side Financial, we believe in building lasting relationships with our members by providing not just services but also support and guidance every step of the way. Explore how we can help you achieve your financial dreams today! For more information or to get started with any of our services, visit us online at Park Side Financial or check out our account opening page here. We look forward to serving you!

Business Banking Solutions

For business owners in our community, we offer specialized banking services including merchant services and business loans. We know how vital it is for businesses to have reliable financial support, so our team is ready to assist you in achieving your goals.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why Park Side Financial offers robust online and mobile banking features. You can manage your accounts from anywhere using our user-friendly mobile application, making transactions simple whether you're at home or on the go. With person-to-person payment options and easy ATM access for withdrawals and balance checks, your money is always within reach.

Personal Banking Services

We understand that managing your finances is crucial. That's why at Park Side Financial, you can open checking and savings accounts designed to help you save and manage your money effectively. Need a new vehicle? Our auto loans and vehicle financing options make it easy for you to get behind the wheel without breaking the bank. For those looking to buy a home, our mortgage loans and refinancing services offer competitive rates and flexible terms, ensuring your dream home is within reach. If you're facing unexpected expenses or want to consolidate debt, our personal loans provide a straightforward solution tailored to your situation. Plus, our credit cards come with rewards that can help you earn while you spend!

Digital & Online Banking

Key Features of Our Online Banking

Our online banking platform, accessible at https://www.parksidefcu.com/ , allows you to handle all your banking needs from the comfort of your home or on the go. Whether you're checking balances, paying bills, or transferring money, everything is available 24/7 with just a few clicks. Need to make a payment? With our mobile payments feature, you can send and receive money quickly and easily. Plus, if you ever need to transfer funds to friends or family, our person-to-person transfer option makes it seamless. For those who prefer using their smartphones, our mobile application offers all the features you need right at your fingertips. You can check balances, deposit checks using your camera, and even set up electronic signature authorization for added convenience when signing documents.

Security and Accessibility

Your security is our top priority. Our online banking services use advanced encryption technology to keep your information safe. Plus, with e-statements available, you can manage your statements digitally while reducing paper clutter. At Park Side Financial, we believe in making banking easy and accessible for everyone. Our digital services ensure that whether you're at home or out running errands, you have complete control over your finances in real-time. With convenient features like these and more available through our robust online platform, managing your money has never been simpler or more secure! Explore all that Park Side Financial has to offer today!

Financial Strength

Growing Membership Base

Total Share Accounts: 55,308, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $866,706. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Park Side Financial is your trusted partner. Visit us at 2181 Us Highway 2 E Ste 10 Kalispell MT 59901 or call 406-755-3837 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $116,929,153 in share certificates and $31,667,380 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our -$218,184 net income; while this figure may seem concerning at first glance, it represents our commitment to investing back into the community and enhancing member services. We also take pride in having 78 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvestment for Growth

With $26,988,624 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $38,833,307 in used auto loans and a total of $289,149,852 in loans and leases.

Solid Foundation

With a net worth of $34,525,374, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 906% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services and Refinancing Options

At Park Side Financial, we believe in providing comprehensive services tailored to our members' unique situations. If you're considering refinancing existing loans or exploring eligibility options for any of our products, please reach out to us directly at 406-755-3837 or visit us at 2181 Us Highway 2 E Ste 10 Kalispell MT 59901. We would be happy to assist you with personalized advice. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore how Park Side Financial can help you achieve your financial aspirations today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $55,383,307 in used vehicle loans and $20,464,644 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find an option that fits your budget. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to guide you through every step.

Business Financing

For business owners looking to expand operations or manage cash flow better, our outstanding commercial loans totaling $1,505,064 provide the capital needed to grow and thrive. Our dedicated business lending team is ready to discuss how we can support your enterprise's financial needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $14,859,478, which can help you secure your dream home or refinance your existing mortgage at favorable terms. Our experienced staff can assist you with eligibility requirements and guide you through the application process.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $12,472,343 in loans helping members manage their finances effectively. This option allows for easy access to funds without tying them up in collateral.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers tailored to their needs. Each loan option displayed on LendMesh has been vetted for accuracy and reliability.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, guaranteeing transparency throughout the comparison process. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. This means users receive unbiased results without hidden agendas. - Real-Time Rate Comparisons: LendMesh provides up-to-date loan rates from multiple institutions, empowering users to make well-informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the efficiency and value that LendMesh brings to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

PARK SIDE FINANCIAL CREDIT UNION