Park Side Financial Credit Union Columbia Falls MT | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Park Side Financial, your trusted community credit union located at 1015 9Th St W, Columbia Falls, MT 59912. Established in 1965, we have proudly served our members for decades, building strong relationships and a solid foundation of trust. With over 30,306 members and assets totaling $380,831,556, we are dedicated to providing personalized financial services that meet the unique needs of our community. At Park Side Financial, we believe in empowering our members through various financial products including auto loans, personal loans, and business banking services. Our commitment to you is evident in our total deposits of $12,584,783 and net worth of $34,525,374 showing our stability and ability to support your financial goals. Whether you need assistance with managing day-to-day finances or planning for the future, our experienced team is here to help. Led by CEO Jeremy Presta and Board President Carl Thomas, our staff of 84 employees is passionate about making a positive impact on your financial journey. We are not just about numbers; we care about the people behind them. Our goal is to enhance your banking experience by offering robust online and mobile banking options as well as accessible ATMs throughout the area. While you can reach us at our branch location for personal service, please note that official correspondence should be sent to our mailing address: 1015 9th St W, Columbia Falls, MT 59912-3817. We invite you to visit us or call us at 406-892-3989 during our operating hours from 9:00 am to 5:30 pm Monday through Friday (with extended hours until 6:00 pm on Thursdays). Explore how Park Side Financial can assist you today by visiting us online at www.parksidefcu.com. Your financial wellness is our priority!

Branch History & Mission

Welcome to Park Side Financial, a cherished part of the Columbia Falls community since 1965. Nestled at 1015 9th St W, Columbia Falls, MT 59912, our branch has grown alongside its members and the vibrant community we serve. Over the years, we have cultivated lasting relationships with our members, reaching a total membership of over 30,000 individuals who trust us for their financial needs. Our mission at Park Side Financial is clear: we are dedicated to providing accessible and personalized financial services while actively supporting our community. We believe that when our members thrive, so does our community. Our commitment extends beyond just banking; we strive to empower individuals through education and resources that enhance their financial well-being. Since opening our doors nearly six decades ago, we've seen significant growth in our assets, now totaling an impressive $380,831,556. This growth reflects not just our sound financial practices but also the trust placed in us by our members. As we evolve in an ever-changing financial landscape, we embrace digital advancements to ensure convenient access to services. With online banking, mobile payments, and e-statements available, managing your finances has never been easier. While members can visit us at 1015 9th St W for all their banking needs, official correspondence should be sent to 1015 9th St W, Columbia Falls, MT 59912-3817 if different from the branch address. Our operating hours are designed with your convenience in mind: Monday through Wednesday and Friday from 9:00 AM to 5:30 PM, and Thursday from 10:00 AM to 6:00 PM. At Park Side Financial, we take pride in being more than just a bank. We actively engage in partnerships and outreach efforts within the Columbia Falls area to support local initiatives and foster community development. Whether it's sponsoring local events or collaborating with nearby businesses, our dedication to making a positive impact is unwavering. We invite you to experience the difference at Park Side Financial. Join us today and discover how we can help you achieve your financial goals while building a stronger community together. For any inquiries or assistance, feel free to reach out at (406) 892-3989 or visit our website at parksidefcu.com. Let's embark on this journey together!

Branch Location & Accessibility

Accessibility Features

At Park Side Financial, we prioritize accessibility for all members. Our branch is designed with ADA compliance in mind, featuring ramps and spacious parking areas to ensure everyone can access our services with ease. If you're driving by, you'll find ample parking right outside our doors.

Call to Action

We invite you to come visit Park Side Financial today! If you have any questions or would like more information about our services, please don't hesitate to call us at 406-892-3989. Our dedicated team looks forward to serving you and helping you achieve your financial goals!

Operating Hours

We understand how busy life can get, which is why we offer flexible banking hours to suit your schedule. Visit us Monday through Wednesday and Friday from 9:00 AM to 5:30 PM, and stop by on Thursday from 10:00 AM to 6:00 PM. Our team is ready to assist you during these hours!

Services Offered

As a member of Park Side Financial, you have access to a wide range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also offer online and mobile banking for added convenience. If you prefer cash transactions, you'll be pleased to know that we have ATM services available right here at the branch. Unfortunately, we do not currently offer drive-thru banking; however, our lobby is welcoming and ready for you.

Member Eligibility

Joining the Park Side Financial community means becoming part of a friendly and supportive family that prioritizes your financial well-being. To become a member at Park Side Financial, located at 1015 9Th St W, Columbia Falls, MT 59912, you simply need to meet a few easy eligibility requirements. Generally, anyone who lives, works, or worships in Flathead County can join us! This inclusive approach ensures that we can support as many members as possible. For the most detailed and up-to-date eligibility information, feel free to visit our website at . Becoming a member is just the beginning of what you can experience with us. You'll enjoy access to personalized services, competitive rates on loans and savings accounts, and the convenience of online banking. The process of opening an account is straightforward; you can get started right away by visiting https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadykcfcrtdfptqnse-2j25tihiqrj6em5c1njeegj01q5ljdfoju6wcpd-unopg_c_beeey9mdmy0e1vfnubhyyagm7ce_xwhho04ufcr1azj. If you have any questions or need assistance, don't hesitate to reach out to us at (406) 892-3989. We're here to help you take that first step toward a brighter financial future!

Business Banking & Commercial Services

Merchant Services

In addition to lending, we offer merchant services that simplify payment processing for your business. Imagine having the ability to accept payments from customers seamlessly whether they're using credit cards, mobile wallets, or online transactions. Our services are designed to enhance your cash flow and make everyday transactions easier. Located conveniently at 1015 9Th St W Columbia Falls Mt 59912, in Columbia Falls, MT, our team is ready to partner with you on your journey. Call us today at (406) 892-3989 or visit us online at https://www.parksidefcu.com/ to learn more about how we can support your business goals!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,505,064, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, Park Side Financial offers robust Business Banking solutions including merchant services and business loans. We know how important it is to keep your business running smoothly, so our services are designed to support growth and efficiency.

Connect With Us

Ready to explore what we can do for you? Reach out today at (406) 892-3989 or visit us at 1015 9Th St W Columbia Falls Mt 59912 in Columbia Falls, MT. Our friendly staff is eager to assist you in finding the perfect financial solutions tailored just for you. Discover how banking can be simpler and more rewarding at Columbia Falls!

Easy Access with Modern Features

We pride ourselves on offering convenient features like ATM access for quick cash withdrawals and balance checks. Plus, with our mobile payments capability, managing transactions on-the-go has never been easier!

Personal Banking Solutions

We understand that managing your finances can feel overwhelming at times. That's why we offer Personal Banking options that include checking and savings accounts tailored for everyday use. Whether you're saving up for a special occasion or just want easy access to your funds, our accounts are designed with you in mind. You can easily track your spending through our Online & Mobile Banking platforms, ensuring you always have control over your finances. If you're considering purchasing a new car or refinancing an existing loan, our Auto Loans & Vehicle Financing services make it simple and straightforward. Imagine driving away in your dream car without the stress of complicated financing! We also offer Mortgage Loans & Refinancing solutions to help you secure the home of your dreams or adjust your current mortgage to better fit your budget.

Support for Your Financial Journey

For those unexpected expenses or when life throws a curveball, our Personal Loans & Debt Consolidation options can provide the relief you need. Picture consolidating multiple debts into one manageable payment our team is here to guide you through that process. And let's not forget about rewards! Our Credit Cards with Rewards give you the chance to earn while you spend. Whether it's cash back on groceries or travel points for your next adventure, we have a card that fits your lifestyle.

Digital & Online Banking

Convenient Payment Options

Need to send money to a friend? Our person-to-person transfer feature makes it easy! And if you're someone who loves the ease of mobile payments, you'll be pleased to know that we support this feature as well. Just link your bank account and start making quick payments directly from your phone. In today's fast-paced world, having reliable online banking options is essential. At Park Side Financial, we strive to offer accessible, user-friendly services that empower our members to manage their finances effectively. Join us today and experience banking designed with you in mind!

Enhanced Security Features

Security is a top priority at Park Side Financial. We provide electronic signature authorization for document signing, ensuring that your transactions are not only efficient but also secure. Plus, with e-statements available, you can keep track of your financial activities without worrying about paper clutter or sensitive information getting into the wrong hands.

Key Services

Our online banking platform at https://www.parksidefcu.com/ allows you to take control of your financial life from anywhere. Whether you want to check your balance, transfer funds, or pay bills, it's all just a few clicks away. For added convenience, our mobile application brings banking right to your fingertips. You can easily manage your account on the go, making it simple to handle transactions whenever and wherever you need.

Financial Strength

Dedicated Team

We take pride in having 78 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This dedicated staff is here to assist you every step of the way.

Growing Membership Base

With a total of 55,308 share accounts, we have a strong and growing member base that trusts us with their finances. This community focus allows us to tailor our services effectively while fostering a nurturing environment for all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Park Side Financial is your trusted partner. Visit us at 1015 9Th St W Columbia Falls Mt 59912 or call 406-892-3989 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Investing Back into Our Community

With $26,988,624 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to support your financial goals is evident with $289,149,852 in total loans and leases and 3,847 used auto loans available for financing.

Member-Focused Savings

Members' savings are secured through $116,929,153 in share certificates and $31,667,380 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. By not having any non-member deposits at this time, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our recent net income of -$218,184. While this figure indicates challenges faced during the reporting period, it also underscores our resilience and dedication to improving services for all members. We are actively working towards enhancing our strategies to better support your financial needs.

Strong Financial Health

With a net worth of $34,525,374, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 906 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $55,383,307 in used vehicle loans and $20,464,644 in new vehicle loans already helping members get on the road. We understand that each member's situation is unique, so we provide options for refinancing as well. This means you can potentially lower your monthly payments or take advantage of better rates if your credit score has improved since your initial loan.

Business Financing

For business owners, our outstanding commercial loans totaling $1,505,064 provide the capital needed to grow and expand. Whether it's purchasing inventory or managing day-to-day expenses, we offer tailored solutions to fit your business needs. In addition to these offerings, we pride ourselves on providing personalized service and expert guidance throughout your borrowing journey. To learn more about eligibility requirements or start your application process today, visit our website at Park Side Financial or call us directly at 406-892-3989. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success is our priority at Park Side Financial!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $14,859,478, making buying or refinancing simple. Whether you're a first-time homebuyer or looking to upgrade your living situation, our mortgage specialists are ready to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,472,343 in loans helping members manage their finances effectively. This option is perfect for those who want to build or rebuild their credit while enjoying rewards along the way.

Loan Aggregator

Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance means that users receive fair and transparent offers without hidden fees or misleading terms.

Benefits of Using LendMesh

One of the key features of LendMesh is its focus on verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Users benefit from real-time rate comparisons that are continuously updated, helping them find the best available options quickly and easily. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this reflect the reliability and effectiveness of LendMesh as a trusted resource for borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.