Park Side Financial Credit Union Bigfork MT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Park Side Financial, your trusted credit union located at 8111 Hwy 35, Bigfork, MT 59911. Since our establishment in 1965, we have been dedicated to serving our community with integrity and care. With a strong membership base of 30,306 members, we are proud to offer personalized financial services that cater to your unique needs. At Park Side Financial, we believe in building lasting relationships with our members. Our total assets of $380,831,556 reflect our commitment to providing stability and growth for our community. We understand that financial matters can be complex, which is why our knowledgeable team is here to guide you every step of the way. Whether you're looking for a new auto loan our total loans amounting to 13,007 demonstrate our support for individuals seeking their dream vehicles or considering options for savings and investments, we've got you covered. With total deposits reaching $12,584,783, we ensure your hard-earned money is safe and working for you. While you can visit us at our branch address for all your banking needs, please note that any official correspondence should be sent to the same location: 8111 Hwy 35, Bigfork, MT 59911. Our friendly staff is available during convenient hours to assist you call us at 406-862-2652 or fax inquiries to 406-862-4891. Led by CEO Jeremy Presta and Board President Carl Thomas, our team of 84 employees is committed to making your financial journey smooth and rewarding. We invite you to explore what Park Side Financial has to offer by visiting our website at Park Side Financial. Join us today and experience the difference a community-focused credit union can make!

Branch History & Mission

Welcome to Park Side Financial, where we have proudly served the Bigfork community since 1965. Located at 8111 Hwy 35, Bigfork, MT 59911, our branch has become a cornerstone of financial support and community engagement over the years. With an unwavering commitment to our members, we have grown alongside this beautiful area, developing strong relationships and fostering trust within the community. From our humble beginnings, Park Side Financial has evolved into a thriving credit union with a total membership of over 30,306 individuals. Today, our assets stand at an impressive $380,831,556, reflecting our dedication to providing secure and reliable financial services. We understand that financial well-being is not just about numbers; it's about helping you achieve your dreams and aspirations. Our mission is simple yet profound: we strive to empower every member through personalized financial solutions while supporting our community's growth. Whether you are looking for checking and savings accounts, auto loans, mortgages, or business banking services, Park Side Financial is here to provide options that fit your needs. We prioritize accessibility by offering online and mobile banking services as well as ATM access in convenient locations. In addition to serving your banking needs, we are committed to giving back to our community. Through various outreach efforts and partnerships with local organizations, we aim to make a positive impact right here in Bigfork. We believe that when our community thrives, everyone benefits. While members can visit us at 8111 Hwy 35, official correspondence should be sent to the same address as our mailing address: 8111 Hwy 35, Bigfork, MT 59911. Our operating hours are designed for your convenience: Monday through Wednesday and Friday from 9:00 AM - 5:30 PM, and Thursday from 10:00 AM - 6:00 PM. At Park Side Financial, we also ensure that our facilities are accessible to all members of the community. We take pride in being ADA compliant and providing customer-centric initiatives that enhance your experience with us. Join us on this journey! Experience the difference that a member-focused credit union can make in your financial life. Visit us today or reach out at 406-862-2652 for any inquiries. Together, let's build a brighter future for you and our beloved Bigfork!

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind. Whether you're visiting for personal banking needs or exploring our loan options, you'll find ample parking available right outside the entrance. Our facilities are ADA compliant, ensuring that everyone can easily access our services.

Operating Hours

We want to make your banking experience as smooth as possible. That's why we offer flexible operating hours: join us Monday, Tuesday, Wednesday, and Friday from 9:00 AM to 5:30 PM, and on Thursday from 10:00 AM to 6:00 PM. Our dedicated team is here to assist you with everything from checking accounts to mortgage loans during these hours.

Services Offered

At Park Side Financial, we offer a variety of services tailored to meet your needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, our team is ready to help you achieve your financial goals. Plus, with ATM availability right at our location, you can easily manage your cash withdrawals and balance checks anytime during business hours. While members can visit us at 8111 Hwy 35, official correspondence should be sent to the same mailing address for consistency. If you have any questions or need assistance, don't hesitate to call us at 406-862-2652.

Visit Us Today!

We invite you to stop by Park Side Financial in Bigfork! Our friendly staff looks forward to welcoming you and helping you with all your banking needs. Whether you're a long-time member or new to the community, we're here for you every step of the way!

Member Eligibility

At Park Side Financial, we believe that everyone deserves a chance to be part of our welcoming community. Becoming a member is simple and inclusive! To qualify, you just need to meet certain criteria which often include living or working in the area, or being related to someone who is already a member. We invite you to check out the detailed eligibility requirements at for the most accurate and up-to-date information. Once you see that you qualify, opening an account is just a click away! You can start your journey with us by visiting this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadykcfcrtdfptqnse-2j25tihiqrj6em5c1njeegj01q5ljdfoju6wcpd-unopg_c_beeey9mdmy0e1vfnubhyyagm7ce_xwhho04ufcr1azj . If you have any questions or need assistance along the way, don't hesitate to give us a call at (406) 862-2652. We're here to help you every step of the way as you join our family at Park Side Financial, located conveniently at 8111 Hwy 35 Bigfork Mt 59911. Welcome aboard!

Business Banking & Commercial Services

Business Loan Options

Imagine your small business ready to take on a new project or expand its reach. Our commercial loan options can be the fuel that powers your growth. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. Whether you're looking to invest in equipment or manage cash flow, our flexible financing solutions are here to meet your needs.

Merchant Services

In addition to loans, we provide essential merchant services that streamline operations for local businesses. Picture this: your customers can pay quickly and easily, enhancing their shopping experience while you keep track of transactions effortlessly. This practical support allows you to focus more on what you do best serving your clients. With an outstanding commercial loan portfolio of $1,505,064, we continue to drive economic growth by financing new and expanding businesses right here in Bigfork, MT. For more information about how our business banking services can benefit you, stop by our branch at 8111 Hwy 35, Bigfork, MT 59911, or give us a call at 406-862-2652. Let us help you turn your business goals into reality!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Planning to buy a new car? Our Auto Loans & Vehicle Financing options make it simple and affordable. We offer competitive rates designed to fit your budget, so you can drive away in the vehicle of your dreams without financial stress. Plus, with easy online applications, getting started is just a click away.

Business Banking Services

For entrepreneurs and small business owners in the community, we provide comprehensive Business Banking services including Merchant Services and Business Loans. This support helps local businesses thrive by giving them the tools they need to succeed financially.

Convenient Access

With ATM availability at our branch and cash withdrawal services at your fingertips, accessing your money has never been easier. Whether it's withdrawing cash or checking balances, we've got you covered with basic ATM access throughout the area. As part of our commitment to convenience and accessibility, feel free to reach out to us anytime at 406-862-2652 or visit us online at Park Side Financial. We invite you to stop by our branch in Bigfork where we're eager to assist you with all of your banking needs!

Credit Cards with Rewards

Looking for a credit card that offers more than just spending power? Our Credit Cards with Rewards program allows you to earn points on everyday purchases perfect for rewarding yourself while managing expenses effectively.

Mortgage Loans & Refinancing

If you're considering purchasing a home or refinancing an existing mortgage, our Mortgage Loans provide flexible terms and personalized service. We know how important homeownership is for our members; therefore, our team will guide you through every step of the process. We're here to help make your dream home a reality.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we have options tailored just for you. Our Personal Banking services allow you to manage your money easily, so you can focus on what matters most in your life. Imagine having instant access to your funds whenever you need them, thanks to our robust Online & Mobile Banking features. You can check your balance, pay bills, and transfer funds right from your smartphone or computer.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans come in handy. Whether it's for medical bills, home improvements, or consolidating debt, we offer solutions that work for you. Our friendly staff will help assess your situation and find the best loan option tailored to meet your needs.

Digital & Online Banking

24/7 Online Banking Services

With our 24/7 online banking services, you'll have round-the-clock access to your accounts. Whether it's early morning or late at night, you can log in anytime to view your account activity or manage transactions. At Park Side Financial, we're committed to providing you with accessible, user-friendly tools that empower you to take control of your finances securely. Join us today and experience the ease of digital banking!

E-Statements Availability

Say goodbye to paper clutter! With e-statements available at Park Side Financial, you can receive your account statements electronically. This not only helps the environment but also keeps your sensitive information secure and easily accessible.

Mobile Application

For those who prefer banking on their mobile devices, our mobile application is here to help. You can access all the essential features right from your phone check balances, make deposits, and send money through person-to-person transfers. Our app makes managing your money straightforward and convenient.

Mobile Payments Feature

Never worry about carrying cash again with our mobile payments feature. It allows you to make purchases directly from your phone, providing a quick and secure way to handle transactions wherever you are.

Financial Strength

Growing Together

Total Share Accounts: 55,308, showcasing a strong and growing member base that trusts us with their finances. This growth reflects the confidence our community has placed in Park Side Financial as their trusted partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Park Side Financial is here for you every step of the way. Visit us at 8111 Hwy 35 Bigfork MT 59911 or call 406-862-2652 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings and Growth

Members' savings are secured through $116,929,153 in share certificates and $31,667,380 in money market shares, offering stable and rewarding financial growth opportunities. These options ensure that your deposits work hard for you while maintaining liquidity when you need it most. Unlike traditional banks, we prioritize our members. While we have $0 in non-member deposits, this means our resources are focused entirely on benefiting you through better loan rates, lower fees, and exclusive perks tailored to enhance your banking experience.

Operational Efficiency

Our recent net income of -$218,184 indicates challenges; however, it also highlights our commitment to operating efficiently during tough times. We continually assess our strategies to ensure long-term growth and sustainability for all members. We also take pride in having 78 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team dedicated to your needs.

Our Financial Health

With a net worth of $34,525,374, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our ability to support our members through various financial needs. Our net worth ratio of 906 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio is crucial as it shows our capacity to absorb potential losses while remaining financially viable.

Reinvestment for Your Benefit

With $26,988,624 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This reinvestment strategy allows us to adapt to changing market conditions while continuing to provide the best possible services. Our lending capacity supports members' financial goals across various sectors with $289,149,852 in total loans and leases. We currently have 3,847 used auto loans that help our members finance their transportation needs efficiently.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $55,383,307 in used vehicle loans and $20,464,644 in new vehicle loans already helping members get on the road. We cater to both new and used vehicle purchases, ensuring that you find financing that suits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,505,064 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing business, we have tailored solutions that can help you succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,859,478, make buying or refinancing simple. We provide flexible terms and competitive rates to help you secure your dream home while making the process as smooth as possible.

Refinancing Options

If you're considering refinancing any of your existing loans or want to explore eligibility options for our various loan products, our team is here to assist you every step of the way. We aim to ensure that you get the best possible terms based on your unique situation. At Park Side Financial located at 8111 Hwy 35 in Bigfork, MT 59911, we pride ourselves on delivering exceptional service and transparent financial solutions. If you have any questions or wish to apply for a loan today, feel free to reach out at 406-862-2652. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,472,343 in loans helping members manage their finances effectively. This option is great for those looking to consolidate debt or handle unexpected expenses without collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With an easy-to-navigate platform, users can quickly access crucial information to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment is based on the latest results from credible sources (Source: https://www.ncua.gov ), ensuring that users receive fair and transparent offers. One of the standout features of LendMesh is its focus on verified data. All loan offers are sourced from legitimate financial institutions, which fosters transparency in the comparison process. Additionally, LendMesh does not prioritize lenders based on paid promotions users can trust that they are seeing unbiased results, allowing them to choose the best options for their needs. Real-time rate comparisons are another significant benefit offered by LendMesh. The platform provides up-to-date loan rates from multiple institutions, giving users the tools necessary to make well-informed decisions regarding their finances. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the effectiveness of this tool in helping individuals secure better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

PARK SIDE FINANCIAL CREDIT UNION - Bigfork, MT