Parishioners Credit Union Torrance CA | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Parishioners, your trusted financial partner located at 2355 Crenshaw Blvd Ste 100, Torrance, CA 90501. Since opening our doors in 1961, we have proudly served our members with a commitment to providing personalized banking solutions that meet their unique needs. With a strong membership base of 3,479, we are more than just a credit union; we are a community dedicated to helping you achieve your financial goals. At Parishioners, we understand that every dollar counts. That's why we've built our foundation on trust and reliability, backed by impressive financial stability. Our total assets stand at an impressive $62,050,266, reflecting our commitment to keeping your funds secure. We also boast total deposits of $1,042,676 and total loans exceeding 1,743, showcasing our dedication to supporting our members through various lending options. Our leadership team is devoted to guiding our credit union with care and expertise. Under the stewardship of CEO Alen Torosyan and Board President Dennis Branconier, we prioritize member satisfaction and community impact in everything we do. Whether you're looking for personal loans, auto financing, or mortgage solutions, our friendly team is here to help you navigate your choices. While members can visit us at our branch address for in-person assistance, official correspondence should be sent to the same address: 2355 Crenshaw Blvd Ste 100, Torrance, CA 90501. You can reach us by phone at 310-320-4588 during our operating hours from 8:30 AM to 5:00 PM, Monday through Friday. We invite you to explore how Parishioners can help you achieve financial success today! Visit us online at parishionersfcu.org or call us for more information about our services. Join the family of satisfied members who trust us with their financial needs!

Branch History & Mission

At Parishioners, we are proud of our rich history and commitment to the community. Established in 1961, our credit union has grown alongside the city of Torrance, CA, where we proudly serve our members from our branch located at 2355 Crenshaw Blvd Ste 100. Over the years, we've evolved into a trusted financial partner for over 3,479 members and have amassed total assets of $62,050,266. Our mission is simple yet profound: to provide accessible financial services while uplifting our community. We believe that everyone deserves a fair chance at financial stability and success. This belief drives us to offer a range of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. We strive to make banking straightforward and beneficial for all. Throughout our journey, we have focused on innovation and customer service. Today, members can enjoy modern conveniences like online and mobile banking options that ensure they have access to their accounts anytime, anywhere. Our commitment to accessibility extends beyond technology; we take pride in being ADA compliant to serve all community members effectively. While our physical branch is always here for you during operating hours from 8:30 AM to 5:00 PM, Monday through Friday, we also recognize the importance of outreach. We engage with local organizations and initiatives that align with our values supporting education, wellness programs, and other community endeavors. If you need assistance or have questions about how we can help you reach your financial goals, don't hesitate to contact us at (310) 320-4588. For any official correspondence, please send it to our mailing address at 2355 Crenshaw Blvd Ste 100, Torrance, CA 90501. Join us at Parishioners today! Experience firsthand the benefits of being part of a credit union that truly cares about its members and the community. Visit us online at www.parishionersfcu.org or stop by our branch we're excited to help you achieve your financial dreams!

Branch Location & Accessibility

Welcome to the Parishioners branch, conveniently located at 2355 Crenshaw Blvd Ste 100 in Torrance, California. Our location is easy to find, nestled near popular spots like the Torrance Cultural Arts Center and just a stone's throw from Wilson Park. This central position makes it simple for members to visit us during their busy days. While our branch is located at this address, any official correspondence should be directed to the same address as well: 2355 Crenshaw Blvd Ste 100, Torrance, CA 90501. We understand that accessibility is important. Our branch features ADA-compliant entryways and ramps, ensuring that everyone can access our services comfortably. We also offer ample parking space right outside, making your visit hassle-free. Our friendly team is here to assist you Monday through Friday from 8:30 AM to 5:00 PM. Whether you need help with personal banking, auto loans, or mortgage refinancing, we are ready to support your financial needs. Please note that while we currently do not have ATM services or drive-thru banking available at this branch, we still provide a full suite of personal banking services including checking and savings accounts, credit cards with rewards, and business banking options. If you have questions or would like to learn more about how we can serve you better, don't hesitate to give us a call at 310-320-4588. We look forward to welcoming you soon!

Member Eligibility

At Parishioners, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you live, work, or worship in our community, you're likely eligible to join us! We welcome individuals who share our values and commitment to financial well-being. Whether you're looking for personal banking solutions, loans, or simply want to be part of a supportive environment, Parishioners is here for you. For more detailed information about membership criteria, feel free to visit our eligibility page at . It's easy to become a member; just reach out to us at (310) 320-4588, and we'll guide you through the simple account opening process. You can also start your journey by visiting https://www.parishionersfcu.org/apply-for-a-loan. Join us today at our branch located at 2355 Crenshaw Blvd Ste 100 Torrance Ca 90501, and experience the advantages of being part of the Parishioners family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to various needs.

Merchant Services

In today's fast-paced world, having reliable payment processing is crucial. Our merchant services enable you to accept payments effortlessly, whether online or in-person. This means you can focus on what you do best running your business while we handle the transactions smoothly. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Torrance, CA. Visit us at 2355 Crenshaw Blvd Ste 100 Torrance Ca 90501 or call us at (310) 320-4588 to learn how we can support your business journey!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at our branch location, we ensure that accessing cash when needed is still hassle-free through partnerships with local networks. If you're ready to explore all these fantastic services, visit us at 2355 Crenshaw Blvd Ste 100 Torrance Ca 90501 or give us a call at (310) 320-4588. Join us at Main Office, where your financial journey begins with trusted support and personalized service!

Auto Loans & Vehicle Financing

Looking to purchase a new car? Our auto loans and vehicle financing options are tailored to help you hit the road without breaking the bank. We understand that buying a car is a big step, which is why our friendly team is here to guide you through every part of the process. From getting pre-approved to understanding repayment plans, we make it easy for you.

Business Banking Services

For our business members, we provide comprehensive banking solutions including merchant services and business loans. We know how crucial it is for businesses in Torrance to have reliable financial partners, and we're dedicated to helping local businesses thrive.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. You can easily check balances, transfer funds, or pay bills anytime from anywhere. Plus, our secure platform ensures that your information stays safe while you're on the go.

Credit Cards with Rewards

Make everyday purchases rewarding with our credit cards that come with exciting benefits! Enjoy cashback on purchases or earn points toward travel and experiences. It's not just about spending; it's about making every dollar count.

Mortgage Loans & Refinancing

Owning a home is one of life's greatest achievements, and at Parishioners, we're here to support you with mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing loan for better rates, our experienced staff can help navigate the complexities so you can focus on what matters most making memories in your new space.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, we've got you covered. Our personal banking services allow you to manage your finances with ease. Imagine having a checking account that fits your lifestyle and savings accounts that help you achieve your financial goals. With us, you're not just opening an account; you're stepping into a partnership focused on your success.

Personal Loans & Debt Consolidation

Need extra cash for unexpected expenses or planning a big purchase? Our personal loans offer flexible terms that fit your budget. Additionally, if debt is weighing you down, consider our debt consolidation services. We'll work with you to find solutions that make managing payments more manageable and stress-free.

Digital & Online Banking

Key Services

With our 24/7 online banking services, you can check your account balance, pay bills, and transfer funds with just a few clicks. We also provide electronic statements, so you can easily view your financial information without the hassle of paper clutter. If you're looking for even more flexibility, our mobile application allows you to bank directly from your smartphone, making it easier than ever to stay on top of your finances. Need to send money quickly? Our person-to-person transfer feature simplifies sending funds to friends and family, ensuring that you're connected no matter where life takes you. Plus, with mobile payments available, you can make purchases using your phone securely no cash or cards needed!

Security and Ease of Use

Your security is our top priority. That's why we offer electronic signature authorization for transactions, providing peace of mind when managing your financial activities online. Our user-friendly interface ensures that everyone regardless of tech-savviness can navigate their accounts easily. At Parishioners, we strive to make banking accessible for all our members. With these digital tools at your fingertips, managing your money has never been easier or more secure. Join us today and discover how our online banking services can transform the way you handle your finances!

Financial Strength

Commitment to Innovation

With $4,458,036 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $804 in used auto loans and $39,100,100 in total loans and leases, supporting members' financial goals across various sectors.

Operational Efficiency

Our $525,665 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $17,746,745 in share certificates and $1,738,045 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $4,983,701, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $803 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Through Growth

Total Share and Deposit Accounts: 5,553, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Parishioners is your trusted partner. Visit us at 2355 Crenshaw Blvd Ste 100 Torrance Ca 90501 or call (310) 320-4588 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,931,046 in used vehicle loans and $2,546,523 in new vehicle loans already helping members get on the road. We can also assist you with refinancing your current auto loan if you're looking for better terms or lower payments.

Credit Lines and Personal Loans

For those who need flexibility in managing expenses, our total credit lines amounting to $19,781,656 are designed with your needs in mind. You can access funds when needed without the pressure of high interest rates. Additionally, we offer unsecured credit card loans which can help you manage your finances effectively.

Financial Insights

We pride ourselves on transparency and making sure our members are well-informed. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan, mortgage option, or a line of credit, Parishioners has tailored solutions ready for you. Visit us today at 2355 Crenshaw Blvd Ste 100 Torrance Ca 90501, or give us a call at (310) 320-4588 to find out how we can help you reach your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,038,218, make buying or refinancing simple. Whether it's your first home or an investment property, we're here to guide you through the process.

Loan Aggregator

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Parishioners