Parish Credit Union Toledo OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Parish, your trusted financial partner located at 5138 N Summit St, Toledo, OH 43611. Since our establishment in 1938, we have dedicated ourselves to serving the community with a commitment to excellence and a focus on your financial well-being. With a strong membership of 1,801 and total assets exceeding $22,172,217, we pride ourselves on being a cornerstone in the lives of our members. At Parish, we offer a wide range of services tailored to meet your needs from personal banking solutions such as checking and savings accounts, to auto loans and mortgages. Whether you're looking to finance a new vehicle or consolidate debt, our experienced team is here to help you every step of the way. In fact, we've facilitated 1,143 loans and leases to support our members' financial journeys. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to the same address as our branch: 5138 N Summit St, Toledo, OH 43611. Our friendly staff is available during lobby hours from 9:30 AM to 5:00 PM Monday through Thursday, and until 6:00 PM on Fridays, ready to assist you with any inquiries. Under the leadership of CEO Bill Hann and Board President Carl Peatee, we have cultivated an environment that prioritizes transparency and reliability. Our team of five dedicated employees works diligently to ensure that you receive personalized service every time you reach out. As a member-focused institution, we believe in giving back to the community that supports us. That's why we maintain robust financial health with net worth standing at $2,437,409 and total deposits reaching $914,816 indicators of our commitment not only to our members but also to the wider Toledo area. Ready to take the next step? Visit us online at www.parishfcu.coop or call us at 419-729-9650 today! Join us in building a brighter financial future together.

Branch History & Mission

At Parish, we take pride in our rich legacy that dates back to 1938. From our humble beginnings in Toledo, OH, we have grown into a trusted financial institution, dedicated to serving our community with integrity and commitment. Located at 5138 N Summit St, our branch has become a welcoming space for the 1,801 members we currently serve. As we look back on our history, we celebrate the milestones that have shaped us and the relationships we've built along the way. Over the years, Parish has seen significant growth, now boasting total assets of $22,172,217. Our mission is clear: to provide accessible financial services while actively supporting our community's needs. We understand that banking is not just about numbers; it's about people. That's why we strive to create a positive impact through various outreach initiatives and partnerships designed to uplift those around us. Our operating hours reflect our commitment to service. We welcome members from Monday to Thursday from 9:30 AM to 5:00 PM, and on Fridays until 6:00 PM. With both ATM availability and drive-thru banking options, we ensure that banking with us is convenient and straightforward. While members can visit us at 5138 N Summit St, official correspondence should be sent to the same address as our mailing address remains unchanged. Our team is always ready to assist you with personal banking needs such as checking and savings accounts, auto loans, mortgages, and more. As an ADA-compliant branch, we strive to make banking accessible for everyone. We are also proud of our shared service center, allowing members of partner credit unions to access essential services conveniently. At Parish, we believe in empowering individuals through financial literacy and support. Whether you're looking for your first loan or planning for retirement, we're here to guide you every step of the way. Join us today at Parish Credit Union where your financial well-being meets community spirit! For inquiries or assistance, feel free to call us at 419-729-9650 or visit our website at parishfcu.coop. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

We want to ensure that every member feels welcome and accommodated. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for those who may need them. Plus, we offer ample parking space right outside, making it easy for you to pop in for your banking transactions.

Convenient Location

Nestled near local favorites like the Toledo Zoo and just a short drive from the bustling shopping areas, our branch is perfectly positioned for all your banking needs. If you prefer to handle official correspondence, please note that you can also reach us at the same address for mailing purposes.

Get In Touch

If you have any questions or need help with your banking needs, don't hesitate to call us at 419-729-9650. We look forward to welcoming you at Parish Credit Union where your financial journey begins!

Operating Hours & Services

Our friendly team is here to assist you during our lobby hours: Monday through Thursday from 9:30 AM to 5:00 PM, and on Friday until 6:00 PM. Whether you're looking to open a checking account, apply for an auto loan, or simply need assistance with online banking, we have got you covered! For added convenience, we provide ATM services as well as drive-thru banking options for quick deposits and withdrawals without leaving your car. And if you're a member of a partner credit union, feel free to take advantage of our shared service center capabilities!

Member Eligibility

Becoming a member of Parish is like opening the door to a supportive community where your financial needs are truly understood. At our branch, located at 5138 N Summit St Toledo Oh 43611, we believe that everyone deserves access to affordable banking solutions. If you live, work, or worship in our community, you're likely eligible to join us! We welcome individuals from various backgrounds and circumstances simply check out the detailed eligibility criteria at http://www.parishfcu.coop/become-a-member for more specifics. Once you've confirmed your eligibility, opening an account with us is straightforward and stress-free. Our friendly staff is here to guide you through the process, ensuring you feel confident every step of the way. Whether you're looking for savings accounts, auto loans, or other services designed with you in mind, becoming a member means you'll enjoy personalized support tailored to your unique situation. If you have any questions or need assistance, don't hesitate to give us a call at (419) 729-9650. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no outstanding commercial loans, we are eager to assist you with financing options tailored to your needs. Imagine being able to purchase new equipment that boosts productivity or securing funds for a marketing campaign that helps your brand reach new customers. With flexible loan options, we aim to empower local businesses like yours.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Picture this: your customers can easily pay using various methods, from credit cards to mobile payments, streamlining their shopping experience while you focus on what you do best running your business. If you're interested in learning more about how Parish can support your business goals, stop by our branch at 5138 N Summit St Toledo Oh 43611 in Toledo, OH or give us a call at (419) 729-9650. Let's work together to turn your vision into reality!

Comprehensive List Of Services

ATM & Shared Branch Access

Our ATM and cash withdrawal services ensure you have access to your money when you need it most. Plus, with shared branch transactions available for partner credit union members, you can conduct deposits and withdrawals even when you're away from home.

Business Banking

If you're a business owner, Parish has tailored solutions just for you. Our business banking services include merchant services that can simplify payment processing and business loans designed to support your growth ambitions.

Credit Cards & Rewards

Don't forget about our credit cards with rewards! These cards not only provide a convenient way to make purchases but also offer points for cash back or travel rewards perfect for those who enjoy getting more out of their everyday spending.

Digital Banking Convenience

With Parish, banking doesn't have to be a chore. Our online and mobile banking platforms allow you to manage your accounts from anywhere, anytime. You can easily check balances, transfer funds, or pay bills without stepping foot inside the branch. For members who prefer traditional banking methods, we also provide basic drive-thru services for quick deposits and withdrawals.

Join Us Today!

Ready to take control of your finances? We invite you to visit us at 5138 N Summit St Toledo Oh 43611 in Toledo, OH, or give us a call at (419) 729-9650. Our friendly staff is eager to assist you with any questions or guide you through setting up an account. Explore all that Parish has to offer your financial journey starts here! For more information about becoming a member or opening an account, check out our website at Main Office.

Personal Banking

For those seeking personal banking solutions, Parish offers a variety of options. Our checking and savings accounts provide flexible ways to manage your money, whether you're saving for a vacation or simply need easy access to funds. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make it simple to get behind the wheel of your dream car. In addition, we offer mortgage loans and refinancing services that can help you secure your home at competitive rates. If you're dealing with debt, our personal loans and debt consolidation services aim to ease your financial burden, allowing you to focus on what matters most.

Digital & Online Banking

Accessibility and Security

We prioritize your security and peace of mind. Our online banking system employs robust security measures to protect your personal information, so you can feel safe while managing your finances. You can easily monitor your account activity in real time, giving you complete control over your financial situation. In short, whether you're at home or on the move, Parish offers convenient digital banking solutions that fit into your lifestyle. Experience the ease of managing your finances with us today!

Key Features

One of the standout features of our online banking is the ability to set up e-statements. This not only helps in reducing paper clutter but also makes it easier for you to manage your documents securely and access them whenever needed. Plus, with electronic signature authorization, signing important documents has never been simpler or more secure. If you're looking to send money quickly, our person-to-person transfer feature allows you to send funds directly to friends and family without hassle. And while we currently don't offer mobile payments or a dedicated mobile application, our online platform is fully optimized for mobile use, so you can still manage your accounts on the go.

Financial Strength

Commitment to Member Success

With $2,325,214 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $290 in used auto loans and $9,858,285 in total loans and leases. Our operational efficiency is reflected in our $110,516, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Our commitment to growth is evident in our total share accounts: 3,442, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Parish is your trusted partner. Visit us at 5138 N Summit St Toledo Oh 43611 or call (419) 729-9650 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $3,555,796 in share certificates and $3,042,065 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $2,437,409, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,099 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,860,798 in used vehicle loans and $1,093,904 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you can find the right fit for your budget and lifestyle.

Credit Lines

For those looking for additional flexibility, we provide credit lines with a total amount of $500,000. This option allows you to borrow what you need when you need it without the hassle of reapplying each time. At Parish, we believe everyone deserves access to affordable financing options that suit their unique needs. If you're considering refinancing or want more information about eligibility for any of our loan products, feel free to reach out. Our friendly staff at our branch located at 5138 N Summit St Toledo OH 43611 is ready to assist you! You can contact us at 419-729-9650 during our operating hours: Monday through Thursday from 9:30 am - 5:00 pm and Friday from 9:30 am - 6:00 pm. For more information about becoming a member or applying for a loan, visit us online at Parish FCU. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $3,060,662, providing you with flexible solutions tailored to your financial situation. Whether you're looking to purchase your first home or refinance an existing mortgage, we're here to guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses can be a challenge. That's why we also offer flexible terms on unsecured credit card loans. With a total of $342,105 in loans available, our credit cards help members manage their finances effectively while enjoying rewards and benefits tailored to their spending habits.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers tailored to their needs. LendMesh prioritizes several key factors to build trust and reliability: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions.

User Experience

Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective the tool can be in securing better financial options. To explore competitive loan rates and secure the best deals available, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Parish