Introduction
Welcome to Paris Hi-way Credit Union, your trusted financial partner since 1955! Located at 13473 Il Highway 133, Paris, IL 61944, we pride ourselves on providing personalized service and a commitment to our community. With a total membership of 893 and assets exceeding $10,596,369, we are dedicated to helping you achieve your financial goals. At Paris Hi-way Credit Union, we understand that every member's needs are unique. That's why our experienced team, led by CEO Jill Coombes and Board President Kensil Garnett, is here to offer tailored solutions that fit your lifestyle. Our robust offerings include various loan products, with a total of 475 loans and leases currently active, ensuring you have access to the funds you need when you need them. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 610, Paris, IL 61944. We encourage you to reach out via phone at (217) 463-1772 during our lobby hours from 9:00 AM to 3:30 PM, Monday through Friday. We believe in the power of community and strive to make a positive impact in the lives of those we serve. With total deposits amounting to $1,124,405 and a net worth of $1,751,133, we are not only financially sound but also committed to reinvesting in our community. Explore how Paris Hi-way Credit Union can assist you on your financial journey today! Whether you're looking for a new loan or need advice on saving strategies, we're here for you. Visit us or give us a call; let's build a brighter financial future together!
Branch History & Mission
Welcome to Paris Hi-way Credit Union, a cornerstone of financial support in Paris, Illinois since 1955. With a proud history spanning over six decades, we have become more than just a financial institution; we are a vital part of the community, dedicated to fostering growth and prosperity for our members. Located at 13473 Il Highway 133, our branch serves as a friendly and accessible hub for all your banking needs. We understand that every member's journey is unique, which is why we strive to provide personalized service tailored to individual circumstances. Our commitment to our members can be seen in our steady growth, now serving 893 members with total assets amounting to an impressive $10,596,369. At the heart of Paris Hi-way Credit Union lies our mission: to offer not just financial services but also genuine support to help our community thrive. We believe in empowering our members through education and affordable financial solutions. Whether you are looking for a loan or saving for your future, we aim to guide you every step of the way. While members can visit us at 13473 Il Highway 133, official correspondence should be sent to PO Box 610, Paris, IL 61944. Our operating hours are from 9:00 AM to 3:30 PM Monday through Friday, ensuring that we are available when you need us most. As technology evolves, so do we. Although we currently do not offer ATM services or drive-thru banking, our focus remains on providing quality service within our branch. We prioritize making banking accessible and convenient while adhering to ADA compliance standards. Our small but dedicated team of two full-time employees is always ready to assist you with any inquiries or financial needs. Our commitment extends beyond banking; we actively engage in community outreach programs that enrich lives and foster connections among residents of Edgar County. By partnering with local organizations and participating in events, we demonstrate our dedication to building a stronger community together. Join us at Paris Hi-way Credit Union and experience the benefits of membership. Together, let's navigate your financial journey with trust and confidence. Reach out today at 217-463-1772 and discover how we can help you achieve your goals!
Branch Location & Accessibility
A Welcoming Environment
At Paris Hi-way, we prioritize accessibility for all our members. Our location is designed to be welcoming, featuring ADA-compliant ramps and parking options that make it easy for everyone to visit us. While you're here, you'll find ample parking available right outside the branch, so you can focus on your banking without any hassle.
Banking Made Easy
While we currently do not offer ATM services or drive-thru banking at this location, we are committed to providing essential services that cater to our members' needs. If you're looking for shared service options or specific products, feel free to ask our friendly staff they're here to guide you.
Connect with Us
Although you can come see us at our branch address for all your financial needs, please note that official correspondence should be sent to PO Box 610 in Paris if needed. We invite you to come in and experience the welcoming atmosphere of Paris Hi-way Credit Union. Whether you're opening an account or just stopping by for information, we look forward to serving you!
Convenient Hours
We understand that life can get busy, which is why our doors are open Monday through Friday from 9:00 AM to 3:30 PM. This schedule allows you to visit during your lunch break or after work. If you have any questions or need assistance, don't hesitate to give us a call at 217-463-1772. Our team is always ready to help!
Member Eligibility
Becoming a member of Paris Hi-way feels like joining a caring family dedicated to your financial well-being. To qualify for membership, you simply need to live, work, worship, or attend school in the area surrounding our branch at 13473 Il Highway 133 Paris Il 61944. This means that if you're part of our local community, you're already on your way to enjoying the benefits we offer! By joining us, you'll gain access to personalized service, competitive rates, and a supportive environment focused on helping you achieve your financial goals. Opening an account is straightforward and welcoming. Just reach out to us at (217) 463-1772, and our friendly staff will guide you through the process, ensuring that you feel right at home from the very start. For more detailed eligibility criteria and to stay updated, feel free to check out our resource page. We can't wait to welcome you into the Paris Hi-way family!
Business Banking & Commercial Services
Commercial Loans
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no specific figures to highlight, we aim to create strong partnerships with businesses by offering competitive loan options that cater to their needs. Imagine having the financial backing to purchase new equipment or expand your operations our goal is to help you achieve just that.
Merchant Services
Additionally, we provide essential merchant services that streamline payment processing. Picture a busy retail store where customers are eager to pay; our efficient systems ensure quick transactions, enhancing customer satisfaction. With our support, businesses can focus on what they do best while we handle the financial details. Contact us today at (217) 463-1772 or visit us at 13473 Il Highway 133 Paris Il 61944 to learn how Paris Hi-way can empower your business journey!
Comprehensive List Of Services
Banking Essentials
Located at 13473 Il Highway 133 Paris Il 61944 in Paris, IL, we offer essential banking services designed to make managing your money simple and convenient. Our ATM Services Only provide easy access to your funds whenever you need them. Imagine being able to withdraw cash or check your balance on-the-go without any hassle our ATM services make this possible.
Embracing Digital Banking
While we currently focus on providing ATM services, we recognize the importance of digital options in today's banking environment. Although features like online banking and mobile payments are not available yet, we are continuously exploring ways to enhance our offerings to serve you better in the future.
Final Thoughts
At Paris Hi-way, we prioritize your financial well-being and aim to make your banking experience as smooth as possible. We invite you to visit us at 13473 Il Highway 133 Paris Il 61944 in Paris, IL, where you can explore our services firsthand. If you're looking for reliable ATM access or simply want more information about what we offer, give us a call at (217) 463-1772. Your journey toward financial empowerment starts here!
Member Support and Accessibility
We understand that convenience is key in today's fast-paced world. That's why our branch operates from 9:00 AM to 3:30 PM, Monday through Friday, ensuring you can reach us when it suits your schedule. If you have questions or need assistance, don't hesitate to call us at (217) 463-1772. Our friendly staff is always ready to assist you with any inquiries about your account or the services we offer.
Digital & Online Banking
At Paris Hi-way, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to bring convenience right to your fingertips while ensuring your information remains secure. Our online banking platform allows you to manage your accounts anytime, anywhere. While we currently do not have mobile applications or electronic signature authorization, you can easily access your account through our website. Although features like e-statements, mobile payments, and person-to-person transfers are not available at the moment, we are committed to providing a straightforward banking experience that prioritizes your needs. With our 24/7 online banking services, you can check balances, view transactions, and keep track of your finances with ease. Even without advanced features, you can still enjoy real-time account management and stay on top of your financial goals. Security is a top priority for us. We ensure that all your information is protected through robust security measures, giving you peace of mind while you bank online. At Paris Hi-way, we're here to make banking simpler for you. Whether you're at home or on the go, our digital banking services aim to fit seamlessly into your lifestyle. If you have any questions or need assistance, feel free to reach out to us at (217) 463-1772. Your financial well-being is our mission!
Financial Strength
Dedicated Team
We also take pride in having 2 full-time employees ready to assist you with any banking needs. Although we have no part-time employees currently, our full-time staff is dedicated to providing exceptional service every day.
Lending Capacity
Our lending capacity supports members' financial aspirations with $222 in used auto loans and $6,364,877 in total loans and leases across various sectors. Our $58,383 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.
Member-Focused Savings
Members' savings are secured through $2,380,822 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our Solid Foundation
With a net worth of $1,751,133, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.53% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Reinvestment for Growth
With $1,603,189 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This means more opportunities for you to achieve your financial goals.
Trust Built Through Transparency
With net shares available for lending and investments totaling $0, along with a growing member base reflected by 1,250 total share accounts, trust is built through transparency and reliability at Paris Hi-way. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Paris Hi-way is your trusted partner. Visit us at 13473 Il Highway 133 Paris Il 61944 or call (217) 463-1772 to learn more about how we can help you achieve your financial goals.
Loan Offering
Additional Financing Options
At Paris Hi-way, we recognize that financial needs vary from person to person. That's why we also provide options for refinancing existing loans, allowing you to potentially lower your monthly payments or reduce your interest rates based on current market conditions. For those who need quick access to funds for personal projects or emergencies, our unsecured credit lines may also be available. If you're interested in any of our loan products or would like more information about eligibility requirements, feel free to reach out at (217) 463-1772 or visit us at 13473 Il Highway 133 Paris Il 61944, Paris, IL. Our friendly staff is ready to assist you with any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you secure the financing you need today!
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,255,797 in used vehicle loans and $1,615,797 in new vehicle loans already helping members get on the road. We pride ourselves on making the auto loan process straightforward and hassle-free.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our dedicated team is here to guide you every step of the way.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit card offerings are designed to provide you with convenience and purchasing power while maintaining transparency in fees and interest rates.
Loan Aggregator
Benefits of Using LendMesh
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Ensuring Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each listing is verified to maintain accuracy, giving users confidence in their choices.
