Paris Hi-way Credit Union Paris IL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Paris Hi-way Credit Union, where our commitment to serving you is as strong as the community we call home. Located at 13473 Il Highway 133, Paris, IL 61944, we have been proudly serving our members since 1955. With a growing membership of 893 individuals, we strive to provide personalized banking services that make a positive impact on your financial journey. As part of our dedication to you, we manage a robust total asset portfolio of $10,596,369 and maintain total deposits of $1,124,405. Our financial stability is reflected in our net worth of $1,751,133, ensuring that your funds are secure with us. With a total loan portfolio encompassing 475 loans and leases, we're here to help you realize your dreams whether that's purchasing a new vehicle or securing financing for your personal needs. Under the leadership of our CEO, Jill Coombes, and Board President, Kensil Garnett, our small but mighty team of just two employees is dedicated to providing exceptional service during our operating hours from 9:00 AM to 3:30 PM, Monday through Friday. While you can reach us by phone at 217-463-1772, please note that official correspondence should be sent to our mailing address at PO Box 610, Paris, IL 61944. At Paris Hi-way Credit Union, we believe in building lasting relationships with our members through trust and transparency. We invite you to explore the various financial products and services we offer ranging from checking and savings accounts to auto loans and credit cards with rewards all designed with your best interests in mind. Join us today and experience the difference that community-focused banking can make in your life. Whether you're looking for support on a loan or simply want to learn more about how we can assist you financially, don't hesitate to visit us or give us a call!

Branch History & Mission

Community Engagement

Over the years, we've built strong partnerships with local organizations and participated in numerous outreach efforts aimed at supporting education, health initiatives, and economic development within Paris. By working together with other community leaders and businesses, we strive to create a positive impact that extends far beyond traditional banking.

Join Us!

At Paris Hi-way Credit Union, we're proud of where we've come from and excited about where we're headed. If you're looking for a financial partner who truly cares about your success and well-being, consider becoming a member today! Experience firsthand how our commitment to personalized service can make a difference in your financial journey. Call us at (217) 463-1772 or visit us during our operating hours we're here for you!

Our Mission

The mission of Paris Hi-way Credit Union is clear: to empower individuals and families by providing them with reliable financial products and exceptional service. We believe that everyone deserves access to quality financial resources without unnecessary barriers. This is why we strive to keep our services affordable and user-friendly. While members can visit us at 13473 Il Highway 133 Paris Il 61944, official correspondence should be sent to PO Box 610, Paris, IL 61944. We're here for you Monday through Friday from 9:00 AM to 3:30 PM, ready to assist you with any questions or concerns you may have. We also recognize the importance of being inclusive and accessible. Although we currently do not offer ATM or drive-thru services, we're dedicated to finding ways to better serve all members in our community.

Our Story

Located at 13473 Il Highway 133, Paris Hi-way Credit Union was founded with a mission to provide accessible financial services tailored to the needs of our community. From humble beginnings, we have continuously adapted to meet the evolving needs of our members while maintaining our core values of trust, integrity, and service. As we expanded our offerings over the decades, we embraced modern banking practices while ensuring that personal relationships remain at the heart of what we do. Our headquarters in Paris, IL, reflects our dedication not just to banking but also to uplifting our community. We understand that every member is unique; hence, we offer personalized services ranging from checking and savings accounts to auto loans and mortgage refinancing. Our focus on local needs means that we are more than just a credit union; we are your neighbors committed to helping you achieve your financial goals.

Branch Location & Accessibility

Accessibility Features

At Paris Hi-way Credit Union, we prioritize making banking easy for everyone. Our branch features ADA-compliant accessibility options, ensuring that all members can comfortably visit us. Parking is available right outside our door, so you won't have to worry about long walks or finding a spot.

Call to Action

We invite you to stop by and see how Paris Hi-way Credit Union can support your financial journey. If you have any questions or would like more information before your visit, don't hesitate to call us at 217-463-1772. We look forward to welcoming you soon!

Operating Hours

We understand that your time is valuable. That's why we're here for you Monday through Friday from 9:00 AM to 3:30 PM. Whether you need to open an account, discuss loan options, or just ask a question, our dedicated team is ready to assist you during these hours.

Services Offered

While visiting us at Paris Hi-way Credit Union, you'll find a range of personal banking services designed to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our credit cards come with rewarding benefits! Although we currently do not offer ATM services or drive-thru banking, our team is always available inside the branch to help with any transactions. If you're looking for official correspondence, please send it to our mailing address at PO Box 610, Paris, IL 61944.

Member Eligibility

At Paris Hi-way, becoming a member is like joining a warm, supportive family where your financial well-being is our top priority. We welcome individuals who live, work, worship, or attend school in our community to join us. Whether you're looking for personal banking options, vehicle financing, or just want to be part of a credit union that truly cares, you'll find a home here. Our members enjoy personalized service and competitive rates designed to help you achieve your financial goals. If you're ready to take the next step, opening an account is simple! Just give us a call at (217) 463-1772 or visit us at 13473 Il Highway 133 Paris Il 61944 to get started. For more details on eligibility criteria and how to join, check out our resource page. We're excited to welcome you into our community!

Business Banking & Commercial Services

Loan Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no outstanding commercial loans, we are eager to help you explore financing options that can take your business to the next level. Imagine how a tailored commercial loan could help you expand operations, purchase new equipment, or even hire additional staff.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services designed to simplify your payment processes. Think of the convenience of accepting payments seamlessly from your customers, whether online or in-store. This not only enhances customer satisfaction but also helps improve cash flow for your business. If you're looking for a trusted partner in business banking, visit us at 13473 Il Highway 133 Paris Il 61944 in Paris, IL. We're here to assist you every step of the way! For inquiries, call us at (217) 463-1772 during our operating hours from 9:00 AM to 3:30 PM, Monday through Friday.

Comprehensive List Of Services

Accessing Your Accounts Anytime

In today's fast-paced world, convenience matters. That's why we prioritize online and mobile banking features that let you manage your accounts anytime and anywhere. While we currently don't have ATMs or drive-thru services available at this branch, our digital platforms ensure that accessing your money remains easy and secure. If you have questions about any of our services or need assistance, don't hesitate to reach out! Call us at (217) 463-1772 during our operating hours from 9:00 AM - 3:30 PM Monday through Friday. We're here to help you achieve your financial goals!

Business Solutions for Local Entrepreneurs

For local businesses in need of reliable banking solutions, we offer business banking services including merchant services and business loans. Whether you're starting out or looking to expand, we provide the resources necessary for success.

Home Ownership Support

Thinking about buying a home? Our mortgage loans and refinancing options are designed to make homeownership accessible. We understand this is one of the biggest financial decisions you'll make, so our knowledgeable staff is ready to guide you through every step, ensuring you find the right mortgage solution for your situation.

Personal Banking Made Simple

Our personal banking options include checking and savings accounts that fit your lifestyle. Imagine easily managing your finances with online banking features that allow you to check balances and transfer funds from anywhere. You can also take advantage of our auto loans and vehicle financing to drive home your dream car without the stress of complicated processes. With competitive rates, financing is within reach.

Personal Loans for Every Need

If you're facing unexpected expenses or want to consolidate debt, our personal loans offer flexibility and support. We work with you to create a repayment plan that suits your budget. Plus, our credit cards come with rewards that can benefit your everyday purchases, giving you even more reasons to choose Paris Hi-way.

Digital & Online Banking

Accessibility and Ease of Use

Even without a dedicated mobile application or person-to-person transfer options right now, our friendly staff is always ready to assist you during business hours. We're here to answer any questions you may have and guide you through the various services we offer.

Key Features

Although we currently do not have an extensive online banking portal available, we are committed to improving our digital experience. While features like electronic signatures, e-statements, and mobile payments aren't available just yet, we're exploring ways to bring these conveniences to you in the future.

Security First

Your security is our top priority. We implement strong measures to protect your information, ensuring that your financial transactions remain safe. As we expand our digital offerings, we will continue to uphold the highest security standards for all members. Stay tuned for updates as we work towards a more comprehensive online banking experience at Paris Hi-way. For now, feel free to reach out via phone at (217) 463-1772 if you need assistance or have questions about any of our services. Your financial well-being is what drives us!

Financial Strength

Dedicated Team at Your Service

We also take pride in having 2 full-time employees ready to assist you with all your banking needs. Our knowledgeable staff is committed to helping you navigate your financial journey.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Member Base

Total Share and Deposit Accounts stand at 1,250, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Paris Hi-way is your trusted partner. Visit us at 13473 Il Highway 133 Paris Il 61944 or call (217) 463-1772 to learn more about how we can help you achieve your financial goals.

Reinvestment for Better Services

With $1,603,189 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This allows us to continually improve your banking experience.

Secure Savings Opportunities

Members' savings are secured through $2,380,822 in share certificates, offering stable and rewarding financial growth opportunities. Although we do not currently have any money market shares, our commitment to safeguarding your assets remains unwavering.

Solid Financial Health

With a net worth of $1,751,133, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.53% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors. We proudly offer $222 in used auto loans and $6,364,877 in total loans and leases. Additionally, our $58,383 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,255,797 in used vehicle loans and $1,615,797 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process. We also offer refinancing options if you're looking to lower your current payments.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We aim to demystify the mortgage process so you can feel confident as you take this important step toward owning your own home.

Personalized Service

At Paris Hi-way, we pride ourselves on delivering personalized service tailored to your unique financial situation. Our dedicated team is ready to assist you with any questions about eligibility, application processes, or refinancing options available for each type of loan. For further information or assistance, please don't hesitate to reach out. You can contact us at (217) 463-1772, or visit us at our branch located at 13473 Il Highway 133 Paris Il 61944 in Paris, IL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you secure the financing you need today!

Unsecured Credit Card Loans

We understand that managing finances effectively is essential for our members. That's why we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with competitive rates and no annual fees, making them an excellent choice for everyday purchases or emergencies.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance guarantees that all loan offers are fair and transparent. By working only with verified institutions, LendMesh provides peace of mind to users seeking trustworthy loan options.

PARIS HI WAY CREDIT UNION - Paris, IL

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