Parda Credit Union Greenwood SC | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Parda Federal Credit Union, your trusted financial partner located at 1835 Bypass 72 Ne, Greenwood, SC 29649. Since opening our doors in 1974, we have been dedicated to serving our community with a focus on trust, reliability, and personalized service. With over 15,201 members and total assets exceeding $208 million, we are proud to offer a range of financial services tailored to meet the needs of individuals and families alike. At Parda, we understand that every member has unique financial goals. That's why we provide a variety of options including personal banking, auto loans, mortgage refinancing, and business banking solutions. Our commitment to you is reflected in our impressive financial standing boasting total deposits of $9,566,109, net worth of $28,079,954, and cash in hand amounting to $1,447,747. Led by our compassionate CEO, Kimberly Jones, and Board President, David Sweet, our team of 59 employees is here to ensure you receive exceptional service every time you visit. While you can connect with us at our branch location for all your banking needs, please note that official correspondence should be directed to the same address: 1835 Bypass 72 NE, Greenwood, SC 29649. Whether you're looking to open a new account or need assistance with loans or credit cards with rewards, we invite you to reach out or stop by. Call us today at 864-223-6787 or explore more about our services on our website: www.parda.com. We're excited to help you achieve your financial dreams!

Branch History & Mission

Welcome to Parda Federal Credit Union, a cornerstone of financial support in Greenwood, SC. Established in 1974, our branch has grown alongside our community, becoming a trusted partner for over 15,000 members. With total assets reaching an impressive $208,285,969, we are committed to providing quality financial services tailored to the needs of our diverse membership. Located at 1835 Bypass 72 Ne, Greenwood, SC 29649, our branch is easy to find and conveniently situated near local landmarks that make it a familiar place for many residents. Whether you're stopping by for personal banking or seeking advice on auto loans and mortgages, our dedicated team is here to assist you. At Parda, our mission is clear: we aim to empower our members with the financial tools they need to achieve their goals while fostering a strong sense of community. We believe that when our members succeed, the entire community thrives. Our range of services includes checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Over the years, we've embraced innovation and technology to better serve you. With features like online banking and mobile applications, managing your finances has never been easier. Plus, we ensure accessibility with ADA-compliant facilities and an ATM available for quick transactions. While members can visit us at 1835 Bypass 72 Ne Greenwood Sc 29649, official correspondence should be sent to 1835 Bypass 72 NE, Greenwood, SC 29649. Our lobby hours are Monday through Friday from 8:30 am to 5:00 pm (extended until 6:00 pm on Fridays), with drive-thru service available throughout the week for added convenience. We take pride in our active role within the community. Our partnerships and outreach efforts reflect our commitment to supporting local initiatives that uplift those around us. As we continue growing and adapting to meet your needs, we invite you to join us on this journey. If you're looking for a financial partner that prioritizes people over profits, Parda Federal Credit Union is here for you. Experience the benefits of membership today visit us or explore more at parda.com. Together, let's build a brighter future!

Branch Location & Accessibility

Additional Services

Don't forget about our ATM availability! You can access cash whenever you need it, day or night. Plus, our drive-thru banking allows for quick deposits and withdrawals without the hassle of entering the branch. Whether you're looking for personal loans or business banking solutions, we've got you covered. If you have any questions or need assistance, feel free to give us a call at 864-223-6787. We invite you to visit Parda Federal Credit Union today experience the difference of personalized service tailored just for you!

Branch Features

At Parda, we strive to make your banking experience as smooth as possible. Our branch is fully ADA-compliant, ensuring accessibility for all members. You'll find ramps and other features designed to assist those who need them. For added convenience, we offer a drive-thru service so you can handle your transactions without leaving your vehicle.

Operating Hours

Our lobby hours are designed with your schedule in mind. We're open Monday through Thursday from 8:30 AM to 5:00 PM, and on Fridays until 6:00 PM. This gives you plenty of time during the week to come in and meet our friendly staff who are always ready to help you with personal banking services like checking and savings accounts, auto loans, and more.

Member Eligibility

Welcome to the Parda family! Becoming a member of Parda is like joining a supportive community where your financial well-being is our top priority. If you live, work, worship, or attend school in Greenwood County, South Carolina, you are already eligible to become a member. We believe in making banking accessible for everyone, so even if you're not from around here, you can still join us through your family members or by qualifying under other specific criteria. Once you're part of our community, you'll enjoy a variety of services designed to help you manage your finances effectively and achieve your goals. Ready to get started? Opening an account with us is easy! Just visit our Account Opening page for all the details on how to set up your membership. If you have any questions or need assistance, feel free to call us at (864) 223-6787. For more information about eligibility and membership requirements, check out our detailed guide at http://www.parda.com/join/how-to/become-a-member. We're excited to welcome you to Parda, located at 1835 Bypass 72 Ne Greenwood Sc 29649!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced market, having efficient payment solutions is crucial. Our merchant services make transactions easier and faster for your customers, allowing you to focus on running your business. From credit card processing to online payments, we have the tools to keep your cash flow smooth. Let us be your partner in growth. Visit us at 1835 Bypass 72 Ne Greenwood Sc 29649 or call us at (864) 223-6787 to explore how our services can benefit your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $48 in non-member commercial loans, providing flexible financing solutions. Imagine having the capital to invest in new equipment, hire additional staff, or expand your storefront. Our tailored loan options can help you achieve these goals and more.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, Parda offers tailored services that can help your business thrive. With our business banking solutions, including merchant services and business loans, we are here to support your growth every step of the way.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. Access your accounts anytime, anywhere, check balances, pay bills, and transfer money with just a few taps on your smartphone. Our member-friendly services include basic ATM access for quick withdrawals and balance checks, ensuring that your finances are always within reach.

Drive-Thru & ATM Services

Sometimes all you need is a quick transaction without leaving your car. Our drive-thru banking allows for deposits, withdrawals, and simple transactions efficiently. Additionally, our ATMs are conveniently located so you can access cash when needed without any hassle. We invite you to explore all the ways Parda can assist you with your financial goals. If you're ready to take the next step toward better banking experiences or want more information about any of our services, please don't hesitate to call us at (864) 223-6787 or visit us online at Parda Federal Credit Union. Join us today and discover how we can make banking work for you!

Loans Tailored for You

Life can be unpredictable, which is why having access to funds when you need them is crucial. Our personal loans and debt consolidation options provide the flexibility you require to navigate unexpected expenses or consolidate existing debts into manageable payments. Plus, don't forget about our credit cards with rewards, designed to give you cash back or points on everyday purchases, helping you save while you spend.

Personal Banking Solutions

When it comes to managing your finances, our personal banking services stand out. Whether you're opening a checking or savings account, we ensure that your money works for you with competitive rates and low fees. If you're considering a new vehicle, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. We also offer mortgage loans and refinancing solutions, making homeownership more attainable for families in our community.

Digital & Online Banking

Key Features for Your Convenience

Our online banking service offers a variety of features that make managing your money simple and efficient. You can view your account balances, transfer funds between accounts, and even set up person-to-person transfers with just a few clicks. Need to access your statements? Enjoy the convenience of e-statements, which are readily available for you to review whenever you need them. If you're always on the go, you'll appreciate our mobile application. Available for download, it allows you to handle your banking needs directly from your smartphone. Although mobile payments aren't currently offered, our app still provides essential functionalities like checking balances and making transfers on the fly.

Security and Ease-of-Use

We prioritize your security while ensuring that our services are user-friendly. Our electronic signature authorization feature is not available, but we have various other measures in place to keep your information safe. You can rest assured knowing that your personal details are protected while you enjoy the ease of managing your accounts online. Whether you're at home or out and about, Parda makes it easy for you to stay on top of your finances. With real-time account management at your fingertips, you can focus more on what matters most in life while we take care of the banking details!

Financial Strength

At Parda, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to sound financial practices, we strive to provide you with the confidence that comes from knowing your money is in safe hands. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $28,079,954, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1348 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $16,547,418 in share certificates and $48,706,179 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,345,236 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $19,447,000 in used auto loans and a total of $109,980,548 in loans and leases available for various needs. Our net income of $414,823 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts stand at 32,524, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Parda is your trusted partner. Visit us at 1835 Bypass 72 Ne Greenwood Sc 29649 or call 864-223-6787 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,010,622 in used vehicle loans and $5,898,998 in new vehicle loans already helping members get on the road. Whether you're purchasing a new model or a reliable used vehicle, we have options tailored to your needs.

Business Solutions

While we currently have no outstanding commercial loans available, we remain committed to supporting local businesses and entrepreneurs through our various financial services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Parda, we're here to guide you through every step of your borrowing journey. Whether you're ready to apply for a loan or simply want more information about eligibility options or refinancing opportunities, don't hesitate to contact us at 864-223-6787. Let's work together to find the right loan product that meets your needs!

Credit Lines and Personal Loans

For those needing additional flexibility, we offer credit lines totaling $52,000,000. These can be an excellent option for managing unexpected expenses or consolidating debt. Furthermore, our unsecured credit card loans are available with a total of $0, ensuring you have access to funds when necessary.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,636,554, make buying or refinancing simple. We strive to provide flexible terms that fit your financial situation.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect market conditions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions that align with their financial goals. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent, allowing users to trust the information they receive.

Parda